This document provides a summary of the terms of the Dual Directional Trigger PLUS, which we refer to as the Trigger PLUS. Investors must carefully review the accompanying preliminary pricing supplement referenced below, product supplement, underlying supplement, prospectus supplement, prospectus and prospectus addendum and the “Risk Considerations” on the following page, prior to making an investment decision.

SUMMARY TERMS
Issuer:	JPMorgan Chase Financial Company LLC (“JPMorgan Financial”)
Guarantor:	JPMorgan Chase & Co.
Underlying index:	Russell 2000^® Index (Bloomberg ticker: RTY Index)
Payment at maturity:	If the final index value is greater than the initial index value, for each $1,000 stated principal amount Trigger PLUS: $1,000 + leveraged upside payment Under these circumstances, in no event will the payment at maturity exceed the maximum upside payment at maturity. If the final index value is less than or equal to the initial index value but is greater than or equal to the trigger level, for each $1,000 stated principal amount Trigger PLUS: $1,000 + ($1,000 × absolute index return) In this scenario, you will receive a 1% positive return on the Trigger PLUS for each 1% negative return on the underlying index. In no event will this amount exceed the stated principal amount plus $150.00. Accordingly, the maximum downside payment at maturity is $1,150.00 per Trigger PLUS. If the final index value is less than the trigger level, for each $1,000 stated principal amount Trigger PLUS: $1,000 × index performance factor This amount will be less than the stated principal amount of $1,000 per Trigger PLUS and will represent a loss of more than 15%, and possibly all, of your investment.
Leveraged upside payment:	$1,000 × leverage factor × index percent change
Index percent change:	(final index value – initial index value) / initial index value
Absolute index return:	The absolute value of the index percent change. For example, a -5% index percent change will result in a +5% absolute index return.
Initial index value:	The closing level of the underlying index on the pricing date
Final index value:	The closing level of the underlying index on the valuation date
Trigger level:	85% of the initial index value
Leverage factor:	200%
Index performance factor:	final index value / initial index value
Maximum upside payment at maturity:	At least $1,150.50 (at least 150.50% of the stated principal amount) per Trigger PLUS
Stated principal amount:	$1,000 per Trigger PLUS
Issue price:	$1,000 per Trigger PLUS
Pricing date:	Expected to be July 26, 2024
Original issue date (settlement date):	3 business days after the pricing date
Valuation date^†:	October 27, 2025
Maturity date^†:	October 30, 2025
CUSIP / ISIN:	48135PYR6 / US48135PYR62
Preliminary pricing supplement:	http://www.sec.gov/Archives/edgar/data/ 19617/000121390024062829/ea177666_424b2.htm

^†Subject to postponement

The estimated value of the Trigger PLUS on the pricing date will be provided in the pricing supplement and will not be less than $950.00 per $1,000 stated principal amount security. For information about the estimated value of the Trigger PLUS, which likely will be lower than the price you paid for the Trigger PLUS, please see the hyperlink above.

Any payment on the Trigger PLUS is subject to the credit risk of JPMorgan Financial as issuer of the Trigger PLUS, and the credit risk of JPMorgan Chase & Co., as guarantor of the Trigger PLUS.

For more information about the underlying index, including historical performance information, see the accompanying preliminary pricing supplement.

The risks identified below are not exhaustive. Please see “Risk Factors” in the accompanying prospectus supplement, product supplement, underlying supplement and preliminary pricing supplement and Annex A to the accompanying prospectus addendum for additional information.

Risks Relating to the Estimated Value and Secondary Market Prices of the Trigger PLUS

You should review carefully the discussion in the accompanying preliminary pricing supplement under “Additional Information about the Trigger PLUS — Tax considerations” concerning the U.S. federal income tax consequences of an investment in the Trigger PLUS, and you should consult your tax adviser.

SEC Legend: JPMorgan Chase Financial Company LLC and JPMorgan Chase & Co. have filed a registration statement (including a prospectus) with the SEC for any offerings to which these materials relate. Before you invest, you should read the prospectus in that registration statement and the other documents relating to this offering that JPMorgan Chase Financial Company LLC and JPMorgan Chase & Co. has filed with the SEC for more complete information about JPMorgan Chase Financial Company LLC and JPMorgan Chase & Co. and this offering. You may get these documents without cost by visiting EDGAR on the SEC web site at www.sec.gov. Alternatively, JPMorgan Chase Financial Company LLC and JPMorgan Chase & Co., any agent or any dealer participating in the this offering will arrange to send you the prospectus and each prospectus supplement as well as any product supplement, underlying supplement and preliminary pricing supplement if you so request by calling toll-free 1-866-535-9248.

Change in Underlying Index	Return on the Trigger PLUS*
50.000%	15.05%
40.000%	15.05%
30.000%	15.05%
20.000%	15.05%
10.000%	15.05%
7.525%	15.05%
5.000%	10.00%
1.000%	2.00%
0.000%	0.00%
-5.000%	5.00%
-10.000%	10.00%
-15.000%	15.00%
-15.010%	-15.01%
-20.000%	-20.00%
-30.000%	-30.00%
-40.000%	-40.00%
-50.000%	-50.00%
-60.000%	-60.00%
-80.000%	-80.00%
-100.000%	-100.00%
*Assumes a maximum payment at maturity of 115.05% of the stated principal amount