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Regulatory Capital (Tables)
 12 Months Ended
Dec. 31, 2017
Banking and Thrift [Abstract]  
Reconciliation of regulatory capital, assets and risk-based capital ratios
The following tables present the regulatory capital, assets and risk-based capital ratios for JPMorgan Chase and its significant IDI subsidiaries under both Basel III Standardized Transitional and Basel III Advanced Transitional at December 31, 2017 and 2016.
 
JPMorgan Chase & Co.
 
Basel III Standardized Transitional
 
Basel III Advanced Transitional
(in millions,
except ratios)
Dec 31,
2017

Dec 31,
2016

 
Dec 31,
2017

Dec 31,
2016

Regulatory capital
 

 
 
 

 

CET1 capital
$
183,300

$
182,967

 
$
183,300

$
182,967

Tier 1 capital(a)
208,644

208,112

 
208,644

208,112

Total capital
238,395

239,553

 
227,933

228,592

 
 
 
 
 
 
Assets
 

 

 
 

 

Risk-weighted
1,499,506

1,483,132

(e) 
1,435,825

1,476,915

Adjusted average(b)
2,514,270

2,484,631

 
2,514,270

2,484,631

 
 
 
 
 
 
Capital ratios(c)
 

 

 
 

 

CET1
12.2
%
12.3
%
(e) 
12.8
%
12.4
%
Tier 1(a)
13.9

14.0

(e) 
14.5

14.1

Total
15.9

16.2

(e) 
15.9

15.5

Tier 1 leverage(d)
8.3

8.4

 
8.3

8.4

 
JPMorgan Chase Bank, N.A.
 
Basel III Standardized Transitional
 
Basel III Advanced Transitional
(in millions,
except ratios)
Dec 31,
2017

Dec 31,
2016


Dec 31,
2017

Dec 31,
2016

Regulatory capital
 

 
 
 

 

CET1 capital
$
184,375

$
179,319

 
$
184,375

$
179,319

Tier 1 capital(a)
184,375

179,341

 
184,375

179,341

Total capital
195,839

191,662

 
189,419

184,637

 


 
 
 
 
Assets
 

 
 
 

 

Risk-weighted
1,335,809

1,311,240

(e) 
1,226,534

1,262,613

Adjusted average(b)
2,116,031

2,088,851

 
2,116,031

2,088,851

 


 
 
 
 
Capital ratios(c)
 

 
 
 

 

CET1
13.8
%
13.7
%
(e) 
15.0
%
14.2
%
Tier 1(a)
13.8

13.7

(e) 
15.0

14.2

Total
14.7

14.6

(e) 
15.4

14.6

Tier 1 leverage(d)
8.7

8.6

 
8.7

8.6

 
Chase Bank USA, N.A.
 
Basel III Standardized Transitional
 
Basel III Advanced Transitional
(in millions,
except ratios)
Dec 31,
2017

 
Dec 31,
2016

 
Dec 31,
2017

 
Dec 31,
2016

Regulatory capital
 
 
 
 
 
 
 
CET1 capital
$
21,600

 
$
16,784

 
$
21,600

 
$
16,784

Tier 1 capital
21,600

 
16,784

 
21,600

 
16,784

Total capital
27,691

 
22,862

 
26,250

 
21,434

 
 
 
 
 
 
 
 
Assets
 
 
 
 
 
 
 
Risk-weighted
113,108

 
112,297

 
190,523

 
186,378

Adjusted average(b)
126,517

 
120,304

 
126,517

 
120,304

 
 
 
 
 
 
 
 
Capital ratios(c)
 
 
 
 
 
 
 
CET1
19.1
%
 
14.9
%
 
11.3
%
 
9.0
%
Tier 1
19.1

 
14.9

 
11.3

 
9.0

Total
24.5

 
20.4

 
13.8

 
11.5

Tier 1 leverage(d)
17.1

 
14.0

 
17.1

 
14.0

(a)
Includes the deduction associated with the permissible holdings of covered funds (as defined by the Volcker Rule). The deduction was not material as of December 31, 2017 and 2016.
(b)
Adjusted average assets, for purposes of calculating the Tier 1 leverage ratio, includes total quarterly average assets adjusted for unrealized gains/(losses) on AFS securities, less deductions for goodwill and other intangible assets, defined benefit pension plan assets, and deferred tax assets related to tax attributes, including NOLs.
(c)
For each of the risk-based capital ratios, the capital adequacy of the Firm and its IDI subsidiaries is evaluated against the lower of the two ratios as calculated under Basel III approaches (Standardized or Advanced) as required by the Collins Amendment of the Dodd-Frank Act (the “Collins Floor”)
(d)
The Tier 1 leverage ratio is not a risk-based measure of capital. This ratio is calculated by dividing Tier 1 capital by adjusted average assets.
(e)
The prior period amounts have been revised to conform with the current period presentation.
The following table presents the minimum ratios to which the Firm and its IDI subsidiaries are subject as of December 31, 2017.
 
Minimum capital ratios
Well-capitalized ratios
 
BHC(a)(e)
IDI(b)(e)
BHC(c)
IDI(d)
Capital ratios
 
 
 
 
CET1
7.50
%
5.75
%
—
%
6.50
%
Tier 1
9.00

7.25

6.00

8.00

Total
11.00

9.25

10.00

10.00

Tier 1 leverage
4.00

4.00

—

5.00

Note: The table above is as defined by the regulations issued by the Federal Reserve, OCC and FDIC and to which the Firm and its IDI subsidiaries are subject.
(a)
Represents the Transitional minimum capital ratios applicable to the Firm under Basel III at December 31, 2017. At December 31, 2017, the CET1 minimum capital ratio includes 1.25% resulting from the phase-in of the Firm’s 2.5% capital conservation buffer, and 1.75% resulting from the phase-in of the Firm’s 3.5% GSIB surcharge.
(b)
Represents requirements for JPMorgan Chase’s IDI subsidiaries. The CET1 minimum capital ratio includes 1.25% resulting from the phase-in of the 2.5% capital conservation buffer that is applicable to the IDI subsidiaries. The IDI subsidiaries are not subject to the GSIB surcharge.
(c)
Represents requirements for bank holding companies pursuant to regulations issued by the Federal Reserve.
(d)
Represents requirements for IDI subsidiaries pursuant to regulations issued under the FDIC Improvement Act.
(e)
For the period ended December 31, 2016 the CET1, Tier 1, Total and Tier 1 leverage minimum capital ratios applicable to the Firm were 6.25%, 7.75%, 9.75% and 4.0% and the CET1, Tier 1, Total and Tier 1 leverage minimum capital ratios applicable to the Firm’s IDI subsidiaries were 5.125%, 6.625%, 8.625% and 4.0% respectively.