424(b)3 dated 3/24/2005

424B3 1 mmpsmtninst163l.htm 424(B)3 DATED MARCH 24, 2005 424(b)3 dated 3/24/2005

PROSPECTUS SUPPLEMENT dated March 24, 2005
(to Prospectus dated July 1, 2004)

Rule 424(b)(3)
File No. 333-116822

JPMORGAN CHASE & CO.

Debt Securities
Preferred Stock
Depositary Shares
Warrants

This Prospectus Supplement supplements our Prospectus dated July 1, 2004, relating to our debt securities, preferred stock, depositary shares and warrants (the "Prospectus")

ADDITIONAL COMPANY SENIOR SECURITIES

The following is added to the section of the Prospectus entitled "Company Debt Securities Company Senior Securities" following the summary terms of the "3.50% Notes Due 2009" to reflect the issuance of the Company Senior Securities described below following the date of the Prospectus:

Floating Rate Notes due 2009

Initial principal amount of series (subject to increase):
Maturity date:
Interest payment dates:
Record dates:

Issuance date:
Interest rate:

$1,000,000,000
October 2, 2009
January 2, April 2, July 2 and October 2
December 15, March 15, June 15 and September 15
September 29, 2004
LIBOR Telerate reset quarterly + 0.19%

3.80% Notes due 2009

Initial principal amount of series (subject to increase):
Maturity date:
Interest payment dates:
Record dates:
Issuance date:

$500,000,000
October 2, 2009
April 2 and October 2
March 15 and September 15
September 29, 2004

5-5/8% Notes due 2006

Initial principal amount of series issued August 14, 2001:

Additional principal amount of series issued November 12, 2004:
Aggregate principal amount of series (subject to increase):
Maturity date:
Interest payment dates:
Record dates:

$ 1,500,000,000
$ 500,000,000
$ 2,000,000,000
August 15, 2006
February 15 and August 15
February 1 and August 1

4.50% Notes due 2012

Initial principal amount of series (subject to increase):
Maturity date:
Interest payment dates:
Record dates:
Issuance date:

$850,000,000
January 15, 2012
January 15 and July 15
January 1 and July 1
December 14, 2004

4.75% Notes due 2015

Initial principal amount of series (subject to increase):
Maturity date:
Interest payment dates:
Record dates:
Issuance date:

$1,250,000,000
March 1, 2015
March 1 and September 1
February 15 and August 15
February 25, 2005

The following is added to the section of the Prospectus entitled "Company Debt Securities Company Senior Securities" following the summary terms of the Company's outstanding Senior Medium-Term Notes, Series C to reflect the issuance, following the date of the Prospectus, of the Company Senior Securities described below:

Additional Senior Medium-Term Notes, Series C

We have issued $4,750,000,000 aggregate principal amount of our Senior Medium-Term Notes, Series C (the "Series C Notes") since the date of the Prospectus. In the table below we specify the following terms of those Series C Notes:
o   Issuance date;
o   Principal amount;
o   Maturity date; and
o   Interest rate and redemption terms, if any.

The interest rate bases or formulas applicable to Series C Notes that bear interest at floating rates are indicated in the table below. The Series C Notes are not subject to a sinking fund and are not redeemable unless a redemption date is indicated below. Unless otherwise indicated below, Series C Notes that are redeemable are redeemable at 100% of their principal amount, plus accrued and unpaid interest, if any, to the redemption date.

Issuance Date	Principal Amount	Maturity Date	Interest Rate/ Redemption Terms

January 25, 2005	$ 2,750,000,000	January 25, 2008	LIBOR Telerate reset quarterly + 0.07%
March 24, 2005	$ 2,000,000,000	April 1, 2008	LIBOR Telerate reset quarterly + 0.06

ADDITIONAL COMPANY SUBORDINATED SECURITIES

The following is added to the section of the Prospectus entitled" Company Debt Securities Company Subordinated Securities" following the summary terms of the Company's outstanding JPMorgan Chase Subordinated Notes, Series B to reflect the issuance, following the date of the Prospectus, of the Company Subordinated Securities described below:

JPMorgan Chase Subordinated Notes, Series B

We have issued $43,458,000 aggregate principal amount of our JPMorgan Chase Subordinated Notes, Series B (the "Series B Notes") since the date of the Prospectus. In the table below we specify the following terms of those Series B Notes:
o   Issuance date;
o   Principal amount;
o   Maturity date; and
o   Interest rate and redemption terms, if any.

The interest rate bases or formulas applicable to Series B Notes that bear interest at floating rates are indicated in the table below. The Series B Notes are not subject to a sinking fund and are not redeemable unless a redemption date is indicated below. Unless otherwise indicated below, Series B Notes that are redeemable are redeemable at 100% of their principal amount, plus accrued and unpaid interest, if any, to the redemption date.

Issuance Date	Principal Amount	Maturity Date	Interest Rate/ Redemption Terms

February 2, 2005	$ 2,358,000	February 15, 2030	5.40%; redeemable beginning February 15, 2010, and on the 15^th of each month thereafter.
February 3, 2005	$ 10,000,000	February 15, 2030	5.45%; redeemable beginning February 15, 2010, and on the 15^th of each month thereafter.
February 9, 2005	$ 401,000	February 15, 2020	5.10%; redeemable beginning February 15, 2008, and on the 15^th of each month thereafter.
February 16, 2005	$ 1,145,000	February 15, 2025	5.25%; redeemable beginning February 15, 2009, and on the 15^th of each month thereafter.
February 24, 2005	$ 2,985,000	March 15, 2018	5.00%; redeemable beginning March 15, 2007, and on the 15^th of each month thereafter.
February 24, 2005	$ 2,674,000	March 15, 2030	5.45%; redeemable beginning March 15, 2010, and on the 15^th of each month thereafter.
March 2, 2005	$ 1,070,000	March 15, 2019	5.25%; redeemable beginning March 15, 2007, and on the 15^th of each month thereafter.
March 2, 2005	$ 3,497,000	March 15, 2030	5.55%; redeemable beginning March 15, 2010, and on the 15^th of each month thereafter.

Issuance Date	Principal Amount	Maturity Date	Interest Rate/ Redemption Terms

March 9, 2005	$ 110,000	March 15, 2025	5.45%; redeemable beginning March 15, 2008, and on the 15^th of each month thereafter.
March 9, 2005	$ 2,027,000	March 15, 2030	5.55%; redeemable beginning March 15, 2010, and on the 15^th of each month thereafter.
March 16, 2005	$ 230,000	March 15, 2018	5.25%; redeemable beginning March 15, 2007, and on the 15^th of each month thereafter.
March 16, 2005	$ 3,540,000	March 15, 2030	5.55%; redeemable beginning March 15, 2010, and on the 15^th of each month thereafter.
March 23, 2005	$ 2,122,000	April 15, 2018	5.45%; redeemable beginning October 15, 2007, and on the 15^th of each month thereafter.
March 23, 2005	$ 11,299,000	April 15, 2030	5.75%; redeemable beginning April 15, 2010, and on the 15^th of each month thereafter.