The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL C 02079K107   790,229 5,190 SH   SOLE   0 0 5,190
ALPHABET INC CAP STK CL A 02079K305   127,989 848 SH   SOLE   0 0 848
AMAZON COM INC COM 023135106   937,796 5,199 SH   SOLE   0 0 5,199
AMERICAN EXPRESS CO COM 025816109   220,632 969 SH   SOLE   0 0 969
ANNALY CAPITAL MANAGEMENT IN COM NEW 035710839   419,478 21,304 SH   SOLE   0 0 21,304
APPLE INC COM 037833100   3,626,042 21,146 SH   SOLE   0 0 21,146
BECTON DICKINSON & CO COM 075887109   371,670 1,502 SH   SOLE   0 0 1,502
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   367,534 874 SH   SOLE   0 0 874
BLACKROCK ETF TRUST II FLEXIBLE INCOME 092528603   3,028,482 57,729 SH   SOLE   0 0 57,729
BOEING CO COM 097023105   847,033 4,389 SH   SOLE   0 0 4,389
BROADCOM INC COM 11135F101   201,068 152 SH   SOLE   0 0 152
CITIZENS FINL GROUP INC COM 174610105   291,908 8,044 SH   SOLE   0 0 8,044
EXXON MOBIL CORP COM 30231G102   583,874 5,023 SH   SOLE   0 0 5,023
FIRST TR EXCHANGE TRADED FD CONSUMR DISCRE 33734X101   481,834 7,466 SH   SOLE   0 0 7,466
FIRST TR EXCHANGE TRADED FD HLTH CARE ALPH 33734X143   613,704 5,600 SH   SOLE   0 0 5,600
FIRST TR EXCHANGE-TRADED FD NY ARCA BIOTECH 33733E203   249,876 1,625 SH   SOLE   0 0 1,625
FIRST TR EXCHANGE-TRADED FD DJ INTERNT IDX 33733E302   870,402 4,244 SH   SOLE   0 0 4,244
GLOBAL PMTS INC COM 37940X102   1,382,846 10,346 SH   SOLE   0 0 10,346
GLOBAL X FDS GLBL X MLP ETF 37954Y343   702,570 14,570 SH   SOLE   0 0 14,570
GLOBAL X FDS US PFD ETF 37954Y657   98,320 4,877 SH   SOLE   0 0 4,877
GOLDMAN SACHS ETF TR EQUAL WEIGHT US 381430438   211,367 2,903 SH   SOLE   0 0 2,903
HESS CORP COM 42809H107   1,450,080 9,500 SH   SOLE   0 0 9,500
HESS MIDSTREAM LP CL A SHS 428103105   270,975 7,500 SH   SOLE   0 0 7,500
HOME DEPOT INC COM 437076102   895,230 2,334 SH   SOLE   0 0 2,334
INVESCO EXCH TRADED FD TR II EMRNG MKT SVRG 46138E784   815,863 39,876 SH   SOLE   0 0 39,876
INVESCO EXCHANGE TRADED FD T S&P500 PUR GWT 46137V266   15,973 435 SH   SOLE   0 0 435
INVESCO EXCHANGE TRADED FD T S&P500 EQL HLT 46137V332   125,920 3,961 SH   SOLE   0 0 3,961
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   161,410 953 SH   SOLE   0 0 953
INVESCO EXCHANGE TRADED FD T S&P 500 GARP ETF 46137V431   5,796,536 54,433 SH   SOLE   0 0 54,433
INVESCO EXCHANGE TRADED FD T BLOOMBERG MVP MU 46137V712   34,095 750 SH   SOLE   0 0 750
INVESCO QQQ TR UNIT SER 1 46090E103   2,475,094 5,574 SH   SOLE   0 0 5,574
ISHARES INC JP MRG EM CRP BD 464286251   0 0 SH   SOLE   0 0 0
ISHARES INC MSCI WORLD ETF 464286392   1,545,175 10,663 SH   SOLE   0 0 10,663
ISHARES INC JP MORGAN EM ETF 464286517   12,265 340 SH   SOLE   0 0 340
ISHARES INC MSCI GBL MIN VOL 464286525   813,948 7,732 SH   SOLE   0 0 7,732
ISHARES INC MSCI EURZONE ETF 464286608   266,023 5,210 SH   SOLE   0 0 5,210
ISHARES INC CORE MSCI EMKT 46434G103   396,123 7,677 SH   SOLE   0 0 7,677
ISHARES INC MSCI TAIWAN ETF 46434G772   195 4 SH   SOLE   0 0 4
ISHARES INC MSCI JPN ETF NEW 46434G822   1,126,188 15,784 SH   SOLE   0 0 15,784
ISHARES TR CORE S&P TTL STK 464287150   1,605,739 13,927 SH   SOLE   0 0 13,927
ISHARES TR CHINA LG-CAP ETF 464287184   12,035 500 SH   SOLE   0 0 500
ISHARES TR CORE S&P500 ETF 464287200   1,595,886 3,036 SH   SOLE   0 0 3,036
ISHARES TR CORE US AGGBD ET 464287226   597,238 6,098 SH   SOLE   0 0 6,098
ISHARES TR MSCI EMG MKT ETF 464287234   48,515 1,181 SH   SOLE   0 0 1,181
ISHARES TR IBOXX INV CP ETF 464287242   3,589,532 32,956 SH   SOLE   0 0 32,956
ISHARES TR S&P 500 GRWT ETF 464287309   6,352,402 75,230 SH   SOLE   0 0 75,230
ISHARES TR GLOBAL ENERG ETF 464287341   27,703 645 SH   SOLE   0 0 645
ISHARES TR S&P 500 VAL ETF 464287408   3,643,916 19,506 SH   SOLE   0 0 19,506
ISHARES TR 20 YR TR BD ETF 464287432   486,434 5,141 SH   SOLE   0 0 5,141
ISHARES TR 7-10 YR TRSY BD 464287440   199,930 2,112 SH   SOLE   0 0 2,112
ISHARES TR 1 3 YR TREAS BD 464287457   3,028 37 SH   SOLE   0 0 37
ISHARES TR MSCI EAFE ETF 464287465   4,613,798 57,774 SH   SOLE   0 0 57,774
ISHARES TR CORE S&P MCP ETF 464287507   348,137 5,732 SH   SOLE   0 0 5,732
ISHARES TR ISHARES BIOTECH 464287556   3,431 25 SH   SOLE   0 0 25
ISHARES TR RUS 1000 VAL ETF 464287598   27,046 151 SH   SOLE   0 0 151
ISHARES TR S&P MC 400GR ETF 464287606   5,475 60 SH   SOLE   0 0 60
ISHARES TR RUS 2000 GRW ETF 464287648   68,242 252 SH   SOLE   0 0 252
ISHARES TR RUSSELL 2000 ETF 464287655   27,970 133 SH   SOLE   0 0 133
ISHARES TR CORE S&P US VLU 464287663   2,351 26 SH   SOLE   0 0 26
ISHARES TR RUSSELL 3000 ETF 464287689   2,789,244 9,295 SH   SOLE   0 0 9,295
ISHARES TR U.S. TECH ETF 464287721   70,636 523 SH   SOLE   0 0 523
ISHARES TR US INDUSTRIALS 464287754   24,639 196 SH   SOLE   0 0 196
ISHARES TR US HLTHCARE ETF 464287762   179,201 2,895 SH   SOLE   0 0 2,895
ISHARES TR U.S. FIN SVC ETF 464287770   4,177 63 SH   SOLE   0 0 63
ISHARES TR U.S. FINLS ETF 464287788   79,581 832 SH   SOLE   0 0 832
ISHARES TR U.S. ENERGY ETF 464287796   190,042 3,847 SH   SOLE   0 0 3,847
ISHARES TR CORE S&P SCP ETF 464287804   148,026 1,339 SH   SOLE   0 0 1,339
ISHARES TR U.S. BAS MTL ETF 464287838   267,244 1,809 SH   SOLE   0 0 1,809
ISHARES TR GL CLEAN ENE ETF 464288224   280 20 SH   SOLE   0 0 20
ISHARES TR MSCI ACWI EX US 464288240   551,572 10,331 SH   SOLE   0 0 10,331
ISHARES TR MSCI ACWI ETF 464288257   19,823 180 SH   SOLE   0 0 180
ISHARES TR JPMORGAN USD EMG 464288281   181,133 2,020 SH   SOLE   0 0 2,020
ISHARES TR NATIONAL MUN ETF 464288414   3,336 31 SH   SOLE   0 0 31
ISHARES TR IBOXX HI YD ETF 464288513   382,910 4,926 SH   SOLE   0 0 4,926
ISHARES TR MBS ETF 464288588   2,148,840 23,251 SH   SOLE   0 0 23,251
ISHARES TR USD INV GRDE ETF 464288620   1,222,491 24,079 SH   SOLE   0 0 24,079
ISHARES TR ISHS 1-5YR INVS 464288646   1,184,824 23,105 SH   SOLE   0 0 23,105
ISHARES TR 10-20 YR TRS ETF 464288653   15,860 151 SH   SOLE   0 0 151
ISHARES TR 3 7 YR TREAS BD 464288661   116,273 1,004 SH   SOLE   0 0 1,004
ISHARES TR SHORT TREAS BD 464288679   5,527 50 SH   SOLE   0 0 50
ISHARES TR PFD AND INCM SEC 464288687   306,217 9,501 SH   SOLE   0 0 9,501
ISHARES TR GLB CNS DISC ETF 464288745   214,047 1,275 SH   SOLE   0 0 1,275
ISHARES TR US AER DEF ETF 464288760   65,437 496 SH   SOLE   0 0 496
ISHARES TR EAFE GRWTH ETF 464288885   10,379 100 SH   SOLE   0 0 100
ISHARES TR US TREAS BD ETF 46429B267   13,935 612 SH   SOLE   0 0 612
ISHARES TR GNMA BOND ETF 46429B333   637,529 14,693 SH   SOLE   0 0 14,693
ISHARES TR CMBS ETF 46429B366   47,401 1,006 SH   SOLE   0 0 1,006
ISHARES TR MSCI EAFE MIN VL 46429B689   3,119 44 SH   SOLE   0 0 44
ISHARES TR MSCI USA MIN VOL 46429B697   7,355 88 SH   SOLE   0 0 88
ISHARES TR MSCI USA QLT FCT 46432F339   8,240,725 50,141 SH   SOLE   0 0 50,141
ISHARES TR MSCI USA VALUE 46432F388   34,659 320 SH   SOLE   0 0 320
ISHARES TR MSCI USA MMENTM 46432F396   426,221 2,275 SH   SOLE   0 0 2,275
ISHARES TR CORE MSCI TOTAL 46432F834   26,169 386 SH   SOLE   0 0 386
ISHARES TR CORE MSCI EAFE 46432F842   9,860,551 132,856 SH   SOLE   0 0 132,856
ISHARES TR 0-5YR INVT GR CP 46434V100   0 0 SH   SOLE   0 0 0
ISHARES TR MSCI INTL QUALTY 46434V456   575,586 14,513 SH   SOLE   0 0 14,513
ISHARES TR CORE TOTAL USD 46434V613   39,253 861 SH   SOLE   0 0 861
ISHARES TR CORE DIV GRWTH 46434V621   4,413,741 76,020 SH   SOLE   0 0 76,020
ISHARES TR CORE MSCI EURO 46434V738   1,378,161 23,823 SH   SOLE   0 0 23,823
ISHARES TR HDG MSCI EAFE 46434V803   207,431 5,947 SH   SOLE   0 0 5,947
ISHARES TR MSCI INTL VLU FT 46435G409   24,250 859 SH   SOLE   0 0 859
ISHARES TR ESG AWR MSCI USA 46435G425   35,408 308 SH   SOLE   0 0 308
ISHARES TR FALN ANGLS USD 46435G474   855,276 31,842 SH   SOLE   0 0 31,842
ISHARES TR INTL DIV GRWTH 46435G524   796,366 11,823 SH   SOLE   0 0 11,823
ISHARES TR BROAD USD HIGH 46435U853   859,865 23,500 SH   SOLE   0 0 23,500
ISHARES TR CORE DIVID ETF 46435U861   342,339 7,693 SH   SOLE   0 0 7,693
J P MORGAN EXCHANGE TRADED F INTRNL RES EQT 46641Q134   25,048 400 SH   SOLE   0 0 400
J P MORGAN EXCHANGE TRADED F INCOME ETF 46641Q159   8,275,146 181,632 SH   SOLE   0 0 181,632
J P MORGAN EXCHANGE TRADED F ACTIVE VALUE ETF 46641Q167   41,803 698 SH   SOLE   0 0 698
J P MORGAN EXCHANGE TRADED F BETABUILDERS EUR 46641Q191   26,789 451 SH   SOLE   0 0 451
J P MORGAN EXCHANGE TRADED F DIV RTN INT EQ 46641Q209   451 8 SH   SOLE   0 0 8
J P MORGAN EXCHANGE TRADED F BETABUILDERS CDA 46641Q225   735 11 SH   SOLE   0 0 11
J P MORGAN EXCHANGE TRADED F ACTIVEBLDRS EMER 46641Q266   28,221 770 SH   SOLE   0 0 770
J P MORGAN EXCHANGE TRADED F BETABUILDERS US 46641Q290   818 13 SH   SOLE   0 0 13
J P MORGAN EXCHANGE TRADED F DIV RTN EM EQT 46641Q308   9,353 175 SH   SOLE   0 0 175
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   1,355,551 23,428 SH   SOLE   0 0 23,428
J P MORGAN EXCHANGE TRADED F BETABUILDERS US 46641Q340   6,009 65 SH   SOLE   0 0 65
J P MORGAN EXCHANGE TRADED F BETABUILDERS I 46641Q373   53,280 886 SH   SOLE   0 0 886
J P MORGAN EXCHANGE TRADED F BETABUILDRS US 46641Q399   190,749 2,020 SH   SOLE   0 0 2,020
J P MORGAN EXCHANGE TRADED F CORE PLUS BD ETF 46641Q670   4,991 107 SH   SOLE   0 0 107
J P MORGAN EXCHANGE TRADED F US QUALTY FCTR 46641Q761   654,002 12,370 SH   SOLE   0 0 12,370
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   4,082,650 80,925 SH   SOLE   0 0 80,925
J P MORGAN EXCHANGE TRADED F DIVERSFD EQT ETF 46641Q845   271 6 SH   SOLE   0 0 6
J P MORGAN EXCHANGE TRADED F BETABUILDERS USD 46641Q878   8,545 185 SH   SOLE   0 0 185
JANUS DETROIT STR TR HENDRSON AAA CL 47103U845   433,472 8,543 SH   SOLE   0 0 8,543
JOHNSON & JOHNSON COM 478160104   514,792 3,254 SH   SOLE   0 0 3,254
JPMORGAN CHASE & CO COM 46625H100   350,276 1,749 SH   SOLE   0 0 1,749
MFA FINL INC COM 55272X607   1,036,621 90,852 SH   SOLE   0 0 90,852
MICROSOFT CORP COM 594918104   2,185,662 5,195 SH   SOLE   0 0 5,195
MONROE CAP CORP COM 610335101   196,848 27,340 SH   SOLE   0 0 27,340
NEW YORK CMNTY BANCORP INC COM 649445103   53,130 16,500 SH   SOLE   0 0 16,500
NORFOLK SOUTHN CORP COM 655844108   547,971 2,150 SH   SOLE   0 0 2,150
NVIDIA CORPORATION COM 67066G104   390,338 432 SH   SOLE   0 0 432
PUTNAM MANAGED MUN INCOME TR COM 746823103   62,296 10,400 SH   SOLE   0 0 10,400
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   17,462,761 188,339 SH   SOLE   0 0 188,339
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   1,197,090 15,755 SH   SOLE   0 0 15,755
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   38,949 791 SH   SOLE   0 0 791
SCHWAB STRATEGIC TR INTERNL DIVID 808524672   568,024 23,414 SH   SOLE   0 0 23,414
SCHWAB STRATEGIC TR LONG TERM US 808524680   1,245,702 36,932 SH   SOLE   0 0 36,932
SCHWAB STRATEGIC TR 5 10YR CORP BD 808524698   20,287 456 SH   SOLE   0 0 456
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   55,525 2,199 SH   SOLE   0 0 2,199
SCHWAB STRATEGIC TR 1 5YR CORP BD 808524714   8,361 173 SH   SOLE   0 0 173
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   2,508 31 SH   SOLE   0 0 31
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854   113,600 2,316 SH   SOLE   0 0 2,316
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   1,725,726 35,796 SH   SOLE   0 0 35,796
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100   31,304 337 SH   SOLE   0 0 337
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   1,483,161 10,040 SH   SOLE   0 0 10,040
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   993 13 SH   SOLE   0 0 13
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   1,941,483 10,558 SH   SOLE   0 0 10,558
SELECT SECTOR SPDR TR ENERGY 81369Y506   1,749,206 18,528 SH   SOLE   0 0 18,528
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   320,318 7,605 SH   SOLE   0 0 7,605
SELECT SECTOR SPDR TR INDL 81369Y704   1,284,418 10,197 SH   SOLE   0 0 10,197
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   1,474,055 7,078 SH   SOLE   0 0 7,078
SONOCO PRODS CO COM 835495102   974,951 16,856 SH   SOLE   0 0 16,856
SOUTHERN CO COM 842587107   244,059 3,402 SH   SOLE   0 0 3,402
SOUTHSTATE CORPORATION COM 840441109   363,928 4,280 SH   SOLE   0 0 4,280
SPDR INDEX SHS FDS EURO STOXX 50 78463X202   1,286,900 24,489 SH   SOLE   0 0 24,489
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,735,131 3,317 SH   SOLE   0 0 3,317
SPDR S&P 500 ETF TR TR UNIT 78462F103   523,070 1,000 SH Put SOLE   0 0 1,000
SPDR SER TR NUVEEN BLOOMBERG 78464A284   679,989 26,469 SH   SOLE   0 0 26,469
SPDR SER TR PRTFLO S&P500 GW 78464A409   27,111 371 SH   SOLE   0 0 371
SPDR SER TR PORTFOLIO SHORT 78464A474   280,880 9,435 SH   SOLE   0 0 9,435
SPDR SER TR AEROSPACE DEF 78464A631   1,102,844 7,849 SH   SOLE   0 0 7,849
SPDR SER TR PORTFOLIO LN TSR 78464A664   6,398 229 SH   SOLE   0 0 229
SPDR SER TR PORTFLI INTRMDIT 78464A672   78,879 2,799 SH   SOLE   0 0 2,799
SPDR SER TR S&P DIVID ETF 78464A763   1,159,655 8,836 SH   SOLE   0 0 8,836
SPDR SER TR BLOOMBERG INVT 78468R200   284,438 9,226 SH   SOLE   0 0 9,226
SPDR SER TR BLOOMBERG HIGH Y 78468R622   57,596 605 SH   SOLE   0 0 605
SPDR SER TR NUVEEN BLMBRG MU 78468R721   600,150 12,912 SH   SOLE   0 0 12,912
SPDR SER TR NUVEEN BLMBRG SH 78468R739   7 0 SH   SOLE   0 0 0
SPDR SER TR PORTFOLIO S&P600 78468R853   861 20 SH   SOLE   0 0 20
UNITED BANKSHARES INC WEST V COM 909907107   705,788 19,720 SH   SOLE   0 0 19,720
UNITED PARCEL SERVICE INC CL B 911312106   936,964 6,304 SH   SOLE   0 0 6,304
VANECK ETF TRUST GOLD MINERS ETF 92189F106   48,031 1,519 SH   SOLE   0 0 1,519
VANECK ETF TRUST IG FLOATING RATE 92189F486   510 20 SH   SOLE   0 0 20
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643   179,800 2,000 SH   SOLE   0 0 2,000
VANECK ETF TRUST JP MRGAN EM LOC 92189H300   144,535 5,897 SH   SOLE   0 0 5,897
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409   232,923 4,457 SH   SOLE   0 0 4,457
VANECK ETF TRUST CLO ETF 92189H748   39,815 754 SH   SOLE   0 0 754
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   400,348 833 SH   SOLE   0 0 833
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   2,806 18 SH   SOLE   0 0 18
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   2,829 12 SH   SOLE   0 0 12
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   67,022 775 SH   SOLE   0 0 775
VANGUARD INDEX FDS GROWTH ETF 922908736   2,065 6 SH   SOLE   0 0 6
VANGUARD INDEX FDS VALUE ETF 922908744   9,283 57 SH   SOLE   0 0 57
VANGUARD INDEX FDS SMALL CP ETF 922908751   1,600 7 SH   SOLE   0 0 7
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   316,828 1,735 SH   SOLE   0 0 1,735
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   684,198 5,655 SH   SOLE   0 0 5,655
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794   7,981 116 SH   SOLE   0 0 116
WALMART INC COM 931142103   326,843 5,432 SH   SOLE   0 0 5,432
WISDOMTREE TR US LARGECAP DIVD 97717W307   528,864 7,326 SH   SOLE   0 0 7,326