The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL C 02079K107   625,365 4,743 SH   SOLE   0 0 4,743
ALPHABET INC CAP STK CL A 02079K305   37,949 290 SH   SOLE   0 0 290
AMAZON COM INC COM 023135106   358,987 2,824 SH   SOLE   0 0 2,824
ANNALY CAPITAL MANAGEMENT IN COM NEW 035710839   420,689 22,365 SH   SOLE   0 0 22,365
APPLE INC COM 037833100   3,599,631 21,025 SH   SOLE   0 0 21,025
AUTOMATIC DATA PROCESSING IN COM 053015103   248,760 1,034 SH   SOLE   0 0 1,034
BECTON DICKINSON & CO COM 075887109   428,384 1,657 SH   SOLE   0 0 1,657
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   262,375 749 SH   SOLE   0 0 749
BLACKSTONE INC COM 09260D107   305,456 2,851 SH   SOLE   0 0 2,851
BOEING CO COM 097023105   886,712 4,626 SH   SOLE   0 0 4,626
BROADCOM INC COM 11135F101   200,993 242 SH   SOLE   0 0 242
CITIZENS FINL GROUP INC COM 174610105   208,993 7,798 SH   SOLE   0 0 7,798
DBX ETF TR XTRACK MSCI EAFE 233051200   455,305 13,046 SH   SOLE   0 0 13,046
EXXON MOBIL CORP COM 30231G102   590,369 5,021 SH   SOLE   0 0 5,021
FIDELITY COVINGTON TRUST MSCI HLTH CARE I 316092600   128 2 SH   SOLE   0 0 2
FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808   131 1 SH   SOLE   0 0 1
FIDELITY COVINGTON TRUST HIGH DIVID ETF 316092840   239,451 6,205 SH   SOLE   0 0 6,205
FIRST TR EXCHANGE TRADED FD CONSUMR DISCRE 33734X101   380,841 7,466 SH   SOLE   0 0 7,466
FIRST TR EXCHANGE TRADED FD HLTH CARE ALPH 33734X143   544,096 5,600 SH   SOLE   0 0 5,600
FIRST TR EXCHANGE TRADED FD CLOUD COMPUTING 33734X192   1,822 24 SH   SOLE   0 0 24
FIRST TR EXCHANGE-TRADED FD NY ARCA BIOTECH 33733E203   237,818 1,625 SH   SOLE   0 0 1,625
FIRST TR EXCHANGE-TRADED FD DJ INTERNT IDX 33733E302   679,141 4,255 SH   SOLE   0 0 4,255
GLOBAL PMTS INC COM 37940X102   1,193,940 10,347 SH   SOLE   0 0 10,347
GLOBAL X FDS GLBL X MLP ETF 37954Y343   208,373 4,673 SH   SOLE   0 0 4,673
HOME DEPOT INC COM 437076102   688,568 2,279 SH   SOLE   0 0 2,279
INVESCO EXCHANGE TRADED FD T S&P500 PUR GWT 46137V266   13,115 435 SH   SOLE   0 0 435
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   1,054,667 7,443 SH   SOLE   0 0 7,443
INVESCO EXCHANGE TRADED FD T S&P 500 GARP ETF 46137V431   4,417,547 48,417 SH   SOLE   0 0 48,417
INVESCO EXCHANGE TRADED FD T BLOOMBERG MVP MU 46137V712   27,591 750 SH   SOLE   0 0 750
INVESCO QQQ TR UNIT SER 1 46090E103   2,017,825 5,632 SH   SOLE   0 0 5,632
ISHARES INC MSCI WORLD ETF 464286392   1,333,166 11,094 SH   SOLE   0 0 11,094
ISHARES INC JP MORGAN EM ETF 464286517   137,126 3,937 SH   SOLE   0 0 3,937
ISHARES INC MSCI GBL MIN VOL 464286525   922,425 9,667 SH   SOLE   0 0 9,667
ISHARES INC MSCI EURZONE ETF 464286608   351,014 8,310 SH   SOLE   0 0 8,310
ISHARES INC CORE MSCI EMKT 46434G103   578,658 12,159 SH   SOLE   0 0 12,159
ISHARES INC MSCI TAIWAN ETF 46434G772   178 4 SH   SOLE   0 0 4
ISHARES TR CORE S&P TTL STK 464287150   1,388,682 14,743 SH   SOLE   0 0 14,743
ISHARES TR TIPS BD ETF 464287176   1,348 13 SH   SOLE   0 0 13
ISHARES TR CHINA LG-CAP ETF 464287184   13,265 500 SH   SOLE   0 0 500
ISHARES TR CORE S&P500 ETF 464287200   1,293,685 3,013 SH   SOLE   0 0 3,013
ISHARES TR CORE US AGGBD ET 464287226   870,810 9,260 SH   SOLE   0 0 9,260
ISHARES TR MSCI EMG MKT ETF 464287234   131,345 3,461 SH   SOLE   0 0 3,461
ISHARES TR IBOXX INV CP ETF 464287242   2,943,409 28,851 SH   SOLE   0 0 28,851
ISHARES TR S&P 500 GRWT ETF 464287309   5,272,361 77,059 SH   SOLE   0 0 77,059
ISHARES TR S&P 500 VAL ETF 464287408   3,210,025 20,866 SH   SOLE   0 0 20,866
ISHARES TR 20 YR TR BD ETF 464287432   175,074 1,974 SH   SOLE   0 0 1,974
ISHARES TR 7-10 YR TRSY BD 464287440   80,790 882 SH   SOLE   0 0 882
ISHARES TR 1 3 YR TREAS BD 464287457   22,350 276 SH   SOLE   0 0 276
ISHARES TR MSCI EAFE ETF 464287465   4,055,982 58,851 SH   SOLE   0 0 58,851
ISHARES TR RUS MDCP VAL ETF 464287473   209 2 SH   SOLE   0 0 2
ISHARES TR CORE S&P MCP ETF 464287507   290,867 1,167 SH   SOLE   0 0 1,167
ISHARES TR ISHARES BIOTECH 464287556   4,402 36 SH   SOLE   0 0 36
ISHARES TR RUS 1000 VAL ETF 464287598   104,452 688 SH   SOLE   0 0 688
ISHARES TR S&P MC 400GR ETF 464287606   4,334 60 SH   SOLE   0 0 60
ISHARES TR RUS 2000 GRW ETF 464287648   56,486 252 SH   SOLE   0 0 252
ISHARES TR RUSSELL 3000 ETF 464287689   2,353,311 9,603 SH   SOLE   0 0 9,603
ISHARES TR U.S. TECH ETF 464287721   69,562 663 SH   SOLE   0 0 663
ISHARES TR US INDUSTRIALS 464287754   43,383 430 SH   SOLE   0 0 430
ISHARES TR US HLTHCARE ETF 464287762   181,217 671 SH   SOLE   0 0 671
ISHARES TR U.S. FINLS ETF 464287788   62,200 832 SH   SOLE   0 0 832
ISHARES TR U.S. ENERGY ETF 464287796   239,711 5,054 SH   SOLE   0 0 5,054
ISHARES TR CORE S&P SCP ETF 464287804   120,570 1,278 SH   SOLE   0 0 1,278
ISHARES TR U.S. BAS MTL ETF 464287838   427,720 3,386 SH   SOLE   0 0 3,386
ISHARES TR AGENCY BOND ETF 464288166   2,116 20 SH   SOLE   0 0 20
ISHARES TR GL CLEAN ENE ETF 464288224   50,439 3,450 SH   SOLE   0 0 3,450
ISHARES TR MSCI ACWI EX US 464288240   108,311 2,304 SH   SOLE   0 0 2,304
ISHARES TR MSCI ACWI ETF 464288257   16,627 180 SH   SOLE   0 0 180
ISHARES TR JPMORGAN USD EMG 464288281   1,370,413 16,607 SH   SOLE   0 0 16,607
ISHARES TR NATIONAL MUN ETF 464288414   162,218 1,582 SH   SOLE   0 0 1,582
ISHARES TR IBOXX HI YD ETF 464288513   272,407 3,695 SH   SOLE   0 0 3,695
ISHARES TR MBS ETF 464288588   2,059,359 23,191 SH   SOLE   0 0 23,191
ISHARES TR GOV/CRED BD ETF 464288596   29,919 299 SH   SOLE   0 0 299
ISHARES TR USD INV GRDE ETF 464288620   637,024 13,252 SH   SOLE   0 0 13,252
ISHARES TR ISHS 1-5YR INVS 464288646   1,342,470 26,941 SH   SOLE   0 0 26,941
ISHARES TR 10-20 YR TRS ETF 464288653   7,681 78 SH   SOLE   0 0 78
ISHARES TR 3 7 YR TREAS BD 464288661   729,471 6,446 SH   SOLE   0 0 6,446
ISHARES TR SHORT TREAS BD 464288679   156,978 1,421 SH   SOLE   0 0 1,421
ISHARES TR PFD AND INCM SEC 464288687   285,159 9,458 SH   SOLE   0 0 9,458
ISHARES TR GLB CNS DISC ETF 464288745   159,750 1,090 SH   SOLE   0 0 1,090
ISHARES TR EAFE GRWTH ETF 464288885   15,879 184 SH   SOLE   0 0 184
ISHARES TR US TREAS BD ETF 46429B267   45,292 2,055 SH   SOLE   0 0 2,055
ISHARES TR GNMA BOND ETF 46429B333   1,031,298 24,684 SH   SOLE   0 0 24,684
ISHARES TR CMBS ETF 46429B366   35,745 794 SH   SOLE   0 0 794
ISHARES TR FLTG RATE NT ETF 46429B655   104,325 2,050 SH   SOLE   0 0 2,050
ISHARES TR CORE HIGH DV ETF 46429B663   30,161 305 SH   SOLE   0 0 305
ISHARES TR MSCI EAFE MIN VL 46429B689   3,261 50 SH   SOLE   0 0 50
ISHARES TR MSCI USA MIN VOL 46429B697   8,975 124 SH   SOLE   0 0 124
ISHARES TR MSCI USA QLT FCT 46432F339   5,277,969 40,048 SH   SOLE   0 0 40,048
ISHARES TR MSCI USA VALUE 46432F388   94,802 1,045 SH   SOLE   0 0 1,045
ISHARES TR MSCI USA MMENTM 46432F396   658,965 4,717 SH   SOLE   0 0 4,717
ISHARES TR CORE MSCI TOTAL 46432F834   33,839 564 SH   SOLE   0 0 564
ISHARES TR CORE MSCI EAFE 46432F842   7,176,823 111,528 SH   SOLE   0 0 111,528
ISHARES TR 0-5YR INVT GR CP 46434V100   203,739 4,245 SH   SOLE   0 0 4,245
ISHARES TR CORE TOTAL USD 46434V613   1,967 45 SH   SOLE   0 0 45
ISHARES TR CORE DIV GRWTH 46434V621   4,501,462 90,884 SH   SOLE   0 0 90,884
ISHARES TR CORE MSCI EURO 46434V738   2,298,991 46,295 SH   SOLE   0 0 46,295
ISHARES TR HDG MSCI EAFE 46434V803   448,671 14,906 SH   SOLE   0 0 14,906
ISHARES TR TRS FLT RT BD 46434V860   105,996 2,089 SH   SOLE   0 0 2,089
ISHARES TR MSCI INTL VLU FT 46435G409   21,784 859 SH   SOLE   0 0 859
ISHARES TR ESG AWR MSCI USA 46435G425   31,742 338 SH   SOLE   0 0 338
ISHARES TR INTL DIV GRWTH 46435G524   940,311 15,854 SH   SOLE   0 0 15,854
ISHARES TR SELF DRIVNG EV 46435U366   73,450 1,975 SH   SOLE   0 0 1,975
ISHARES TR ROBOTICS ARTIF 46435U556   29,777 975 SH   SOLE   0 0 975
ISHARES TR US INFRASTRUC 46435U713   2,012 55 SH   SOLE   0 0 55
ISHARES TR BROAD USD HIGH 46435U853   963,550 27,760 SH   SOLE   0 0 27,760
ISHARES TR CORE DIVID ETF 46435U861   59,158 1,589 SH   SOLE   0 0 1,589
ISHARES U S ETF TR BLACKROCK ST MAT 46431W507   250,947 5,030 SH   SOLE   0 0 5,030
J P MORGAN EXCHANGE TRADED F INCOME ETF 46641Q159   8,666,611 195,194 SH   SOLE   0 0 195,194
J P MORGAN EXCHANGE TRADED F ACTIVE VALUE ETF 46641Q167   38,035 742 SH   SOLE   0 0 742
J P MORGAN EXCHANGE TRADED F BETABUILDERS EUR 46641Q191   22,924 451 SH   SOLE   0 0 451
J P MORGAN EXCHANGE TRADED F BETABUILDERS CDA 46641Q225   640 11 SH   SOLE   0 0 11
J P MORGAN EXCHANGE TRADED F ACTIVEBLDRS EMER 46641Q266   19,164 555 SH   SOLE   0 0 555
J P MORGAN EXCHANGE TRADED F BETABUILDERS US 46641Q290   4,754 89 SH   SOLE   0 0 89
J P MORGAN EXCHANGE TRADED F DIV RTN EM EQT 46641Q308   6,951 138 SH   SOLE   0 0 138
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   1,254,928 23,430 SH   SOLE   0 0 23,430
J P MORGAN EXCHANGE TRADED F BETABUILDERS US 46641Q340   5,044 67 SH   SOLE   0 0 67
J P MORGAN EXCHANGE TRADED F BETABUILDERS I 46641Q373   77,421 1,486 SH   SOLE   0 0 1,486
J P MORGAN EXCHANGE TRADED F BETABUILDRS US 46641Q399   144,063 1,869 SH   SOLE   0 0 1,869
J P MORGAN EXCHANGE TRADED F CORE PLUS BD ETF 46641Q670   16,171 362 SH   SOLE   0 0 362
J P MORGAN EXCHANGE TRADED F US QUALTY FCTR 46641Q761   544,596 12,586 SH   SOLE   0 0 12,586
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   3,484,282 69,436 SH   SOLE   0 0 69,436
J P MORGAN EXCHANGE TRADED F BETABUILDERS USD 46641Q878   6,977 159 SH   SOLE   0 0 159
JOHNSON & JOHNSON COM 478160104   571,955 3,672 SH   SOLE   0 0 3,672
JPMORGAN CHASE & CO COM 46625H100   218,945 1,510 SH   SOLE   0 0 1,510
LINDE PLC SHS G54950103   210,378 565 SH   SOLE   0 0 565
MERCK & CO INC COM 58933Y105   250,507 2,433 SH   SOLE   0 0 2,433
MFA FINL INC COM 55272X607   901,764 93,836 SH   SOLE   0 0 93,836
MICROSOFT CORP COM 594918104   1,600,570 5,069 SH   SOLE   0 0 5,069
MONROE CAP CORP COM 610335101   203,683 27,340 SH   SOLE   0 0 27,340
NORFOLK SOUTHN CORP COM 655844108   423,400 2,150 SH   SOLE   0 0 2,150
PUTNAM MANAGED MUN INCOME TR COM 746823103   56,888 10,400 SH   SOLE   0 0 10,400
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   14,304,818 196,711 SH   SOLE   0 0 196,711
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   3,006,972 46,649 SH   SOLE   0 0 46,649
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   86,409 2,086 SH   SOLE   0 0 2,086
SCHWAB STRATEGIC TR LONG TERM US 808524680   1,037,756 32,757 SH   SOLE   0 0 32,757
SCHWAB STRATEGIC TR 5 10YR CORP BD 808524698   151,655 3,594 SH   SOLE   0 0 3,594
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   86,280 3,604 SH   SOLE   0 0 3,604
SCHWAB STRATEGIC TR 1 5YR CORP BD 808524714   28,977 617 SH   SOLE   0 0 617
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854   37,201 776 SH   SOLE   0 0 776
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   1,232,833 25,743 SH   SOLE   0 0 25,743
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100   114,290 1,455 SH   SOLE   0 0 1,455
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   762,274 5,921 SH   SOLE   0 0 5,921
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   4,060 59 SH   SOLE   0 0 59
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   921,405 5,724 SH   SOLE   0 0 5,724
SELECT SECTOR SPDR TR ENERGY 81369Y506   1,473,750 16,304 SH   SOLE   0 0 16,304
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   197,169 5,944 SH   SOLE   0 0 5,944
SELECT SECTOR SPDR TR INDL 81369Y704   860,551 8,488 SH   SOLE   0 0 8,488
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   710,457 4,334 SH   SOLE   0 0 4,334
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   5,705 87 SH   SOLE   0 0 87
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860   341 10 SH   SOLE   0 0 10
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   530 9 SH   SOLE   0 0 9
SONOCO PRODS CO COM 835495102   916,124 16,856 SH   SOLE   0 0 16,856
SOUTHERN CO COM 842587107   236,357 3,652 SH   SOLE   0 0 3,652
SOUTHSTATE CORPORATION COM 840441109   288,301 4,280 SH   SOLE   0 0 4,280
SPDR INDEX SHS FDS EURO STOXX 50 78463X202   2,034,462 48,428 SH   SOLE   0 0 48,428
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,431,719 3,349 SH   SOLE   0 0 3,349
SPDR SER TR NUVEEN BLOOMBERG 78464A284   82,131 3,448 SH   SOLE   0 0 3,448
SPDR SER TR PORTFOLIO SHORT 78464A474   205,240 7,000 SH   SOLE   0 0 7,000
SPDR SER TR PORTFLI INTRMDIT 78464A672   15,447 561 SH   SOLE   0 0 561
SPDR SER TR S&P DIVID ETF 78464A763   49,470 430 SH   SOLE   0 0 430
SPDR SER TR S&P INS ETF 78464A789   638 15 SH   SOLE   0 0 15
SPDR SER TR BLOOMBERG INVT 78468R200   550,871 17,932 SH   SOLE   0 0 17,932
SPDR SER TR BLOOMBERG HIGH Y 78468R622   212,440 2,350 SH   SOLE   0 0 2,350
SPDR SER TR NUVEEN BLMBRG MU 78468R721   326,091 7,462 SH   SOLE   0 0 7,462
SPDR SER TR NUVEEN BLMBRG SH 78468R739   1,764 38 SH   SOLE   0 0 38
SPDR SER TR PORTFOLIO S&P600 78468R853   738 20 SH   SOLE   0 0 20
UNITED BANKSHARES INC WEST V COM 909907107   1,122,451 40,683 SH   SOLE   0 0 40,683
UNITED PARCEL SERVICE INC CL B 911312106   1,030,612 6,612 SH   SOLE   0 0 6,612
VANECK ETF TRUST JP MRGAN EM LOC 92189H300   271,664 11,381 SH   SOLE   0 0 11,381
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409   578,486 11,789 SH   SOLE   0 0 11,789
VANECK ETF TRUST CLO ETF 92189H748   39,120 750 SH   SOLE   0 0 750
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   327,058 833 SH   SOLE   0 0 833
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   58,863 778 SH   SOLE   0 0 778
VANGUARD INDEX FDS GROWTH ETF 922908736   817 3 SH   SOLE   0 0 3
VANGUARD INDEX FDS VALUE ETF 922908744   966 7 SH   SOLE   0 0 7
VANGUARD INDEX FDS SMALL CP ETF 922908751   4,727 25 SH   SOLE   0 0 25
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   614,959 12,785 SH   SOLE   0 0 12,785
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   269,740 1,736 SH   SOLE   0 0 1,736
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   1,164,313 11,269 SH   SOLE   0 0 11,269
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794   11,573 187 SH   SOLE   0 0 187
WALMART INC COM 931142103   286,754 1,793 SH   SOLE   0 0 1,793
WISDOMTREE TR US LARGECAP DIVD 97717W307   776,250 12,624 SH   SOLE   0 0 12,624