The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL C 02079K107   419,338 4,726 SH   SOLE   0 0 4,726
ALPHABET INC CAP STK CL A 02079K305   14,205 161 SH   SOLE   0 0 161
AMERICAN EXPRESS CO COM 025816109   207,146 1,402 SH   SOLE   0 0 1,402
ANNALY CAPITAL MANAGEMENT IN COM NEW 035710839   678,531 32,188 SH   SOLE   0 0 32,188
APPLE INC COM 037833100   2,174,729 16,738 SH   SOLE   0 0 16,738
AUTOMATIC DATA PROCESSING IN COM 053015103   254,864 1,067 SH   SOLE   0 0 1,067
BECTON DICKINSON & CO COM 075887109   426,715 1,678 SH   SOLE   0 0 1,678
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   234,146 758 SH   SOLE   0 0 758
BLACKROCK ENHANCD CAP & INM COM 09256A109   948,759 55,418 SH   SOLE   0 0 55,418
BLACKROCK RES & COMMODITIES SHS 09257A108   262,231 26,302 SH   SOLE   0 0 26,302
BLACKSTONE INC COM 09260D107   215,596 2,906 SH   SOLE   0 0 2,906
BOEING CO COM 097023105   891,684 4,681 SH   SOLE   0 0 4,681
BROADCOM INC COM 11135F101   273,133 488 SH   SOLE   0 0 488
EXXON MOBIL CORP COM 30231G102   591,870 5,366 SH   SOLE   0 0 5,366
FIDELITY COVINGTON TRUST CONSMR STAPLES 316092303   79,762 1,780 SH   SOLE   0 0 1,780
FIDELITY COVINGTON TRUST MSCI INDL INDX 316092709   1,268 25 SH   SOLE   0 0 25
FIDELITY COVINGTON TRUST HIGH DIVID ETF 316092840   1,218,546 32,669 SH   SOLE   0 0 32,669
FIDELITY MERRIMACK STR TR CORP BOND ETF 316188101   4,419,968 98,572 SH   SOLE   0 0 98,572
GLOBAL PMTS INC COM 37940X102   1,033,127 10,402 SH   SOLE   0 0 10,402
GLOBAL X FDS GLB X MLP ENRG I 37954Y293   27,839 683 SH   SOLE   0 0 683
GLOBAL X FDS GLBL X MLP ETF 37954Y343   1,401,651 33,946 SH   SOLE   0 0 33,946
HOME DEPOT INC COM 437076102   719,453 2,278 SH   SOLE   0 0 2,278
INVESCO QQQ TR UNIT SER 1 46090E103   233,297 876 SH   SOLE   0 0 876
ISHARES INC CORE MSCI EMKT 46434G103   863,155 18,483 SH   SOLE   0 0 18,483
ISHARES INC MSCI TAIWAN ETF 46434G772   161 4 SH   SOLE   0 0 4
ISHARES TR CORE S&P TTL STK 464287150   2,563,562 30,231 SH   SOLE   0 0 30,231
ISHARES TR TIPS BD ETF 464287176   1,384 13 SH   SOLE   0 0 13
ISHARES TR CHINA LG-CAP ETF 464287184   14,150 500 SH   SOLE   0 0 500
ISHARES TR CORE S&P500 ETF 464287200   1,207,788 3,144 SH   SOLE   0 0 3,144
ISHARES TR CORE US AGGBD ET 464287226   734,408 7,572 SH   SOLE   0 0 7,572
ISHARES TR MSCI EMG MKT ETF 464287234   225,012 5,937 SH   SOLE   0 0 5,937
ISHARES TR IBOXX INV CP ETF 464287242   2,975,974 28,227 SH   SOLE   0 0 28,227
ISHARES TR S&P 500 GRWT ETF 464287309   4,949,374 84,605 SH   SOLE   0 0 84,605
ISHARES TR S&P 500 VAL ETF 464287408   3,290,043 22,679 SH   SOLE   0 0 22,679
ISHARES TR 20 YR TR BD ETF 464287432   394,128 3,959 SH   SOLE   0 0 3,959
ISHARES TR 7-10 YR TRSY BD 464287440   757,146 7,905 SH   SOLE   0 0 7,905
ISHARES TR 1 3 YR TREAS BD 464287457   630,081 7,762 SH   SOLE   0 0 7,762
ISHARES TR MSCI EAFE ETF 464287465   3,660,059 55,760 SH   SOLE   0 0 55,760
ISHARES TR RUS MDCP VAL ETF 464287473   1,159 11 SH   SOLE   0 0 11
ISHARES TR CORE S&P MCP ETF 464287507   272,876 1,128 SH   SOLE   0 0 1,128
ISHARES TR ISHARES BIOTECH 464287556   34,923 266 SH   SOLE   0 0 266
ISHARES TR S&P MC 400GR ETF 464287606   4,098 60 SH   SOLE   0 0 60
ISHARES TR RUS 2000 GRW ETF 464287648   69,075 322 SH   SOLE   0 0 322
ISHARES TR RUSSELL 3000 ETF 464287689   2,507,397 11,362 SH   SOLE   0 0 11,362
ISHARES TR S&P MC 400VL ETF 464287705   5,342 53 SH   SOLE   0 0 53
ISHARES TR U.S. TECH ETF 464287721   260,119 3,492 SH   SOLE   0 0 3,492
ISHARES TR US INDUSTRIALS 464287754   14,662 152 SH   SOLE   0 0 152
ISHARES TR US HLTHCARE ETF 464287762   745,874 2,629 SH   SOLE   0 0 2,629
ISHARES TR U.S. FINLS ETF 464287788   96,979 1,285 SH   SOLE   0 0 1,285
ISHARES TR U.S. ENERGY ETF 464287796   223,338 4,804 SH   SOLE   0 0 4,804
ISHARES TR CORE S&P SCP ETF 464287804   121,612 1,285 SH   SOLE   0 0 1,285
ISHARES TR U.S. BAS MTL ETF 464287838   189,276 1,517 SH   SOLE   0 0 1,517
ISHARES TR S&P SML 600 GWT 464287887   4,323 40 SH   SOLE   0 0 40
ISHARES TR SHRT NAT MUN ETF 464288158   81,018 777 SH   SOLE   0 0 777
ISHARES TR GL CLEAN ENE ETF 464288224   68,880 3,470 SH   SOLE   0 0 3,470
ISHARES TR MSCI ACWI EX US 464288240   2,275 50 SH   SOLE   0 0 50
ISHARES TR MSCI ACWI ETF 464288257   21,475 253 SH   SOLE   0 0 253
ISHARES TR JPMORGAN USD EMG 464288281   447,143 5,286 SH   SOLE   0 0 5,286
ISHARES TR NATIONAL MUN ETF 464288414   254,198 2,409 SH   SOLE   0 0 2,409
ISHARES TR INTL SEL DIV ETF 464288448   430,471 15,849 SH   SOLE   0 0 15,849
ISHARES TR IBOXX HI YD ETF 464288513   1,299,129 17,644 SH   SOLE   0 0 17,644
ISHARES TR MBS ETF 464288588   669,969 7,223 SH   SOLE   0 0 7,223
ISHARES TR USD INV GRDE ETF 464288620   399,952 8,144 SH   SOLE   0 0 8,144
ISHARES TR ISHS 1-5YR INVS 464288646   18,184 365 SH   SOLE   0 0 365
ISHARES TR 10-20 YR TRS ETF 464288653   3,786 35 SH   SOLE   0 0 35
ISHARES TR SHORT TREAS BD 464288679   1,308,268 11,902 SH   SOLE   0 0 11,902
ISHARES TR PFD AND INCM SEC 464288687   39,445 1,292 SH   SOLE   0 0 1,292
ISHARES TR GLB CNS DISC ETF 464288745   142,861 1,134 SH   SOLE   0 0 1,134
ISHARES TR MSCI USA ESG SLC 464288802   2,634 32 SH   SOLE   0 0 32
ISHARES TR EAFE GRWTH ETF 464288885   15,328 183 SH   SOLE   0 0 183
ISHARES TR US TREAS BD ETF 46429B267   314,831 13,857 SH   SOLE   0 0 13,857
ISHARES TR FLTG RATE NT ETF 46429B655   103,176 2,050 SH   SOLE   0 0 2,050
ISHARES TR CORE HIGH DV ETF 46429B663   31,793 305 SH   SOLE   0 0 305
ISHARES TR MSCI USA MIN VOL 46429B697   511,766 7,098 SH   SOLE   0 0 7,098
ISHARES TR MSCI USA QLT FCT 46432F339   2,115,883 18,567 SH   SOLE   0 0 18,567
ISHARES TR MSCI USA MMENTM 46432F396   2,335 16 SH   SOLE   0 0 16
ISHARES TR CORE MSCI TOTAL 46432F834   584,897 10,105 SH   SOLE   0 0 10,105
ISHARES TR CORE MSCI EAFE 46432F842   4,196,300 68,078 SH   SOLE   0 0 68,078
ISHARES TR 0-5YR INVT GR CP 46434V100   203,166 4,245 SH   SOLE   0 0 4,245
ISHARES TR MSCI INTL QUALTY 46434V456   336,168 10,379 SH   SOLE   0 0 10,379
ISHARES TR CORE TOTAL USD 46434V613   26,733 595 SH   SOLE   0 0 595
ISHARES TR CORE DIV GRWTH 46434V621   4,587,053 91,741 SH   SOLE   0 0 91,741
ISHARES TR CORE MSCI EURO 46434V738   484,690 10,204 SH   SOLE   0 0 10,204
ISHARES TR HDG MSCI EAFE 46434V803   41,013 1,519 SH   SOLE   0 0 1,519
ISHARES TR TRS FLT RT BD 46434V860   102,685 2,037 SH   SOLE   0 0 2,037
ISHARES TR CONV BD ETF 46435G102   2,084 30 SH   SOLE   0 0 30
ISHARES TR MSCI INTL VLU FT 46435G409   15,362 663 SH   SOLE   0 0 663
ISHARES TR ESG AWR MSCI USA 46435G425   32,205 380 SH   SOLE   0 0 380
ISHARES TR INTL DIV GRWTH 46435G524   422,100 7,324 SH   SOLE   0 0 7,324
ISHARES TR SELF DRIVNG EV 46435U366   68,506 2,025 SH   SOLE   0 0 2,025
ISHARES TR ROBOTICS ARTIF 46435U556   24,892 975 SH   SOLE   0 0 975
ISHARES TR US INFRASTRUC 46435U713   61,932 1,708 SH   SOLE   0 0 1,708
ISHARES TR BROAD USD HIGH 46435U853   1,411,517 40,878 SH   SOLE   0 0 40,878
J P MORGAN EXCHANGE TRADED F INCOME ETF 46641Q159   3,880 86 SH   SOLE   0 0 86
J P MORGAN EXCHANGE TRADED F ACTIVE VALUE ETF 46641Q167   47,337 924 SH   SOLE   0 0 924
J P MORGAN EXCHANGE TRADED F BETABUILDERS EUR 46641Q191   21,874 451 SH   SOLE   0 0 451
J P MORGAN EXCHANGE TRADED F BETABUILDERS CDA 46641Q225   630 11 SH   SOLE   0 0 11
J P MORGAN EXCHANGE TRADED F ACTIVEBLDRS EMER 46641Q266   26,120 768 SH   SOLE   0 0 768
J P MORGAN EXCHANGE TRADED F DIV RTN EM EQT 46641Q308   6,408 130 SH   SOLE   0 0 130
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   1,573,268 28,873 SH   SOLE   0 0 28,873
J P MORGAN EXCHANGE TRADED F BETABUILDERS US 46641Q340   6,389 88 SH   SOLE   0 0 88
J P MORGAN EXCHANGE TRADED F BETABUILDERS I 46641Q373   83,676 1,686 SH   SOLE   0 0 1,686
J P MORGAN EXCHANGE TRADED F BETABUILDRS US 46641Q399   147,155 2,147 SH   SOLE   0 0 2,147
J P MORGAN EXCHANGE TRADED F CORE PLUS BD ETF 46641Q670   36,606 797 SH   SOLE   0 0 797
J P MORGAN EXCHANGE TRADED F US QUALTY FCTR 46641Q761   440,820 11,376 SH   SOLE   0 0 11,376
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   8,563,658 170,829 SH   SOLE   0 0 170,829
JOHNSON & JOHNSON COM 478160104   680,650 3,853 SH   SOLE   0 0 3,853
JPMORGAN CHASE & CO COM 46625H100   212,596 1,585 SH   SOLE   0 0 1,585
LINDE PLC SHS G5494J103   214,300 657 SH   SOLE   0 0 657
LISTED FD TR OVERLAY 53656F581   302,858 12,151 SH   SOLE   0 0 12,151
LISTED FD TR SHARES MUNI DB 53656F854   67,187 3,114 SH   SOLE   0 0 3,114
MERCK & CO INC COM 58933Y105   293,204 2,643 SH   SOLE   0 0 2,643
MFA FINL INC COM 55272X607   1,030,862 104,656 SH   SOLE   0 0 104,656
MICROSOFT CORP COM 594918104   935,310 3,900 SH   SOLE   0 0 3,900
MONROE CAP CORP COM 610335101   233,484 27,340 SH   SOLE   0 0 27,340
NORFOLK SOUTHN CORP COM 655844108   529,803 2,150 SH   SOLE   0 0 2,150
NUVEEN AMT FREE QLTY MUN INC COM 670657105   276,195 24,292 SH   SOLE   0 0 24,292
PROSHARES TR ULTRAPRO SHT QQQ 74347G432   221,441 4,100 SH   SOLE   0 0 4,100
PUTNAM MANAGED MUN INCOME TR COM 746823103   65,312 10,400 SH   SOLE   0 0 10,400
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   8,233,346 148,188 SH   SOLE   0 0 148,188
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   4,220,057 63,921 SH   SOLE   0 0 63,921
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   80,667 1,991 SH   SOLE   0 0 1,991
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   165,832 7,006 SH   SOLE   0 0 7,006
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854   294,468 5,981 SH   SOLE   0 0 5,981
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   569,763 11,811 SH   SOLE   0 0 11,811
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100   746,739 9,613 SH   SOLE   0 0 9,613
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   908,151 6,685 SH   SOLE   0 0 6,685
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   4,398 59 SH   SOLE   0 0 59
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   75,054 581 SH   SOLE   0 0 581
SELECT SECTOR SPDR TR ENERGY 81369Y506   1,550,130 17,722 SH   SOLE   0 0 17,722
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   279,336 8,168 SH   SOLE   0 0 8,168
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704   238,771 2,431 SH   SOLE   0 0 2,431
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   921,087 7,402 SH   SOLE   0 0 7,402
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   4,175 87 SH   SOLE   0 0 87
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860   369 10 SH   SOLE   0 0 10
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   634 9 SH   SOLE   0 0 9
SONOCO PRODS CO COM 835495102   1,023,328 16,856 SH   SOLE   0 0 16,856
SOUTHERN CO COM 842587107   260,789 3,652 SH   SOLE   0 0 3,652
SOUTHSTATE CORPORATION COM 840441109   326,821 4,280 SH   SOLE   0 0 4,280
SPDR INDEX SHS FDS S&P NORTH AMER 78463X152   56,335 1,039 SH   SOLE   0 0 1,039
SPDR INDEX SHS FDS EURO STOXX 50 78463X202   3,770,987 97,442 SH   SOLE   0 0 97,442
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,286,956 3,365 SH   SOLE   0 0 3,365
SPDR SER TR PORT MTG BK ETF 78464A383   59,067 2,722 SH   SOLE   0 0 2,722
SPDR SER TR PORTFOLIO SHORT 78464A474   203,016 6,910 SH   SOLE   0 0 6,910
SPDR SER TR PORTFOLIO LN TSR 78464A664   81,487 2,807 SH   SOLE   0 0 2,807
SPDR SER TR PORTFLI INTRMDIT 78464A672   146,679 5,194 SH   SOLE   0 0 5,194
SPDR SER TR S&P REGL BKG 78464A698   2,937 50 SH   SOLE   0 0 50
SPDR SER TR S&P DIVID ETF 78464A763   3,646 29 SH   SOLE   0 0 29
SPDR SER TR S&P INS ETF 78464A789   614 15 SH   SOLE   0 0 15
SPDR SER TR S&P HOMEBUILD 78464A888   1,508 25 SH   SOLE   0 0 25
SPDR SER TR BLOOMBERG HIGH Y 78468R622   885,600 9,840 SH   SOLE   0 0 9,840
SPDR SER TR NUVEEN BLMBRG MU 78468R721   627,594 13,757 SH   SOLE   0 0 13,757
SPDR SER TR NUVEEN BLMBRG SH 78468R739   801,157 17,053 SH   SOLE   0 0 17,053
SPDR SER TR PORTFOLIO S&P600 78468R853   739 20 SH   SOLE   0 0 20
UNITED BANKSHARES INC WEST V COM 909907107   1,676,539 41,406 SH   SOLE   0 0 41,406
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   313,692 893 SH   SOLE   0 0 893
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   66,974 812 SH   SOLE   0 0 812
VANGUARD INDEX FDS SMALL CP ETF 922908751   4,405 24 SH   SOLE   0 0 24
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680   8,378 152 SH   SOLE   0 0 152
VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847   6,504,939 105,565 SH   SOLE   0 0 105,565
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   1,968,833 25,401 SH   SOLE   0 0 25,401
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   289,578 1,907 SH   SOLE   0 0 1,907
WALMART INC COM 931142103   282,729 1,994 SH   SOLE   0 0 1,994
WISDOMTREE TR US LARGECAP DIVD 97717W307   995,041 16,062 SH   SOLE   0 0 16,062