EXHIBIT NO. 11

Computation of Per Share Earnings

		Year Ended December 31
		2001		2000		1999
		(Amounts in thousands, except per share amounts)
BASIC:
Average shares outstanding		22,501		22,447		22,680
Net income	$	42,723	$	40,801	$	40,459
Net income per common share	$	1.90	$	1.82	$	1.78
DILUTED:
Average shares outstanding		22,501		22,447		22,680
Net effect of the assumed exercise of
stock options-based on the treasury
stock method using average market price		63		68		152
		22,564		22,515		22,832
Net income	$	42,723	$	40,801	$	40,459
Net income per common share	$	1.89	$	1.81	$	1.77