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| Name of Subsidiary |
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Banking subsidiaries:
| Chemical Bank and Trust Company |
Michigan
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| Chemical Bank Michigan |
Michigan
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| Chemical Bank South |
Michigan
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| Chemical Bank Thumb Area |
Michigan
|
| Chemical Bank West |
Michigan
|
| Chemical Bank Montcalm |
Michigan
|
| Chemical Bank North |
Michigan
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| Chemical Bank Bay Area |
Michigan
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| Chemical Bank Central |
Michigan
|
| Chemical Bank Key State |
Michigan
|
Non-banking subsidiaries:
| CFC Data Corp |
Michigan
|
| CFC Financial Services, Inc. (subsidiary of Chemical Bank and Trust Company) |
Michigan
|
| - also operates under d/b/a Chemical Financial Insurance Agency | |
| CFC Title Services, Inc. (subsidiary of Chemical Bank and Trust Company) |
Michigan
|