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Regulatory Capital (Tables)
9 Months Ended
Sep. 30, 2016
Banking and Thrift [Abstract]  
Corporation's and Chemical Bank's actual capital amounts and ratios with the quantitative measures established by regulation to ensure capital adequacy
The summary below compares the actual capital amounts and ratios with the quantitative measures established by regulation to ensure capital adequacy:
 
 
Actual
 
Minimum Required for Capital Adequacy Purposes
 
Minimum Required for Capital Adequacy Purposes Plus Capital Conservation Buffer
 
Required to be Well Capitalized Under Prompt Corrective Action Regulations
(Dollars in thousands)
 
Capital
Amount
 
Ratio
 
Capital
Amount
 
Ratio
 
Capital
Amount
 
Ratio
 
Capital
Amount
 
Ratio
September 30, 2016
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Total Capital to Risk-Weighted Assets
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Corporation
 
$
1,491,389

 
11.1
%
 
$
1,074,506

 
8.0
%
 
$
1,155,093

 
8.6
%
 
N/A

 
N/A

Chemical Bank
 
825,504

 
10.8

 
614,281

 
8.0

 
660,352

 
8.6

 
$
767,851

 
10.0
%
Talmer Bank and Trust
 
719,213

 
12.7

 
453,090

 
8.0

 
487,071

 
8.6

 
566,362

 
10.0

Tier 1 Capital to Risk-Weighted Assets
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Corporation
 
1,413,464

 
10.5

 
805,879

 
6.0

 
886,467

 
6.6

 
N/A

 
N/A

Chemical Bank
 
752,957

 
9.8

 
460,711

 
6.0

 
506,782

 
6.6

 
614,281

 
8.0

Talmer Bank and Trust
 
713,835

 
12.6

 
339,817

 
6.0

 
373,799

 
6.6

 
453,090

 
8.0

Common Equity Tier 1 Capital to Risk-Weighted Assets
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Corporation
 
1,413,464

 
10.5

 
604,409

 
4.5

 
684,997

 
5.1

 
N/A

 
N/A

Chemical Bank
 
752,957

 
9.8

 
345,533

 
4.5

 
391,604

 
5.1

 
499,103

 
6.5

Talmer Bank and Trust
 
713,835

 
12.6

 
254,863

 
4.5

 
288,845

 
5.1

 
368,135

 
6.5

Leverage Ratio
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Corporation
 
1,413,464

 
12.8

 
442,317

 
4.0

 
442,317

 
4.0

 
N/A

 
N/A

Chemical Bank
 
752,957

 
8.1

 
373,897

 
4.0

 
373,897

 
4.0

 
467,371

 
5.0

Talmer Bank and Trust
 
713,835

 
10.9

 
262,318

 
4.0

 
262,318

 
4.0

 
327,898

 
5.0

December 31, 2015
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Total Capital to Risk-Weighted Assets
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Corporation
 
$
841,257

 
11.8
%
 
$
571,509

 
8.0
%
 
N/A

 
N/A

 
N/A

 
N/A

Chemical Bank
 
830,294

 
11.7

 
570,073

 
8.0

 
N/A

 
N/A

 
$
712,591

 
10.0
%
Tier 1 Capital to Risk-Weighted Assets
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Corporation
 
767,929

 
10.7

 
428,631

 
6.0

 
N/A

 
N/A

 
N/A

 
N/A

Chemical Bank
 
756,966

 
10.6

 
427,555

 
6.0

 
N/A

 
N/A

 
570,073

 
8.0

Common Equity Tier 1 Capital to Risk-Weighted Asset
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Corporation
 
753,815

 
10.6

 
321,474

 
4.5

 
N/A

 
N/A

 
N/A

 
N/A

Chemical Bank
 
756,966

 
10.6

 
320,666

 
4.5

 
N/A

 
N/A

 
463,184

 
6.5

Leverage Ratio
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Corporation
 
767,929

 
8.6

 
356,396

 
4.0

 
N/A

 
N/A

 
N/A

 
N/A

Chemical Bank
 
756,966

 
8.5

 
355,911

 
4.0

 
N/A

 
N/A

 
444,888

 
5.0