XML 35 R28.htm IDEA: XBRL DOCUMENT v2.4.0.8
Regulatory Capital (Tables)
9 Months Ended
Sep. 30, 2014
Banking and Thrift [Abstract]  
Corporation's and Chemical Bank's actual capital amounts and ratios with the quantitative measures established by regulation to ensure capital adequacy
The summary below compares the Corporation’s and Chemical Bank’s actual capital amounts and ratios with the quantitative measures established by regulation to ensure capital adequacy:
 
 
Actual
 
Minimum Required for Capital Adequacy Purposes
 
Required to be Well Capitalized Under Prompt Corrective Action Regulations
 
 
Capital
Amount
 
Ratio
 
Capital
Amount
 
Ratio
 
Capital
Amount
 
Ratio
 
 
(Dollars in thousands)
September 30, 2014
 
 
 
 
 
 
 
 
 
 
 
 
Total Capital to Risk-Weighted Assets:
 
 
 
 
 
 
 
 
 
 
 
 
Corporation
 
$
760,324

 
15.0
%
 
$
404,420

 
8.0
%
 
N/A

 
N/A

Chemical Bank
 
613,673

 
12.2

 
403,840

 
8.0

 
$
504,799

 
10.0
%
Tier 1 Capital to Risk-Weighted Assets:
 
 
 
 
 
 
 
 
 
 
 
 
Corporation
 
696,963

 
13.8

 
202,210

 
4.0

 
N/A

 
N/A

Chemical Bank
 
550,401

 
10.9

 
201,920

 
4.0

 
302,880

 
6.0

Leverage Ratio:
 
 
 
 
 
 
 
 
 
 
 
 
Corporation
 
696,963

 
11.1

 
251,133

 
4.0

 
N/A

 
N/A

Chemical Bank
 
550,401

 
8.8

 
250,986

 
4.0

 
313,732

 
5.0

December 31, 2013
 
 
 
 
 
 
 
 
 
 
 
 
Total Capital to Risk-Weighted Assets:
 
 
 
 
 
 
 
 
 
 
 
 
Corporation
 
$
649,836

 
14.0
%
 
$
371,465

 
8.0
%
 
N/A

 
N/A

Chemical Bank
 
579,494

 
12.5

 
370,881

 
8.0

 
$
463,601

 
10.0
%
Tier 1 Capital to Risk-Weighted Assets:
 
 
 
 
 
 
 
 
 
 
 
 
Corporation
 
591,535

 
12.7

 
185,732

 
4.0

 
N/A

 
N/A

Chemical Bank
 
521,283

 
11.2

 
185,440

 
4.0

 
278,160

 
6.0

Leverage Ratio:
 
 
 
 
 
 
 
 
 
 
 
 
Corporation
 
591,535

 
9.9

 
239,010

 
4.0

 
N/A

 
N/A

Chemical Bank
 
521,283

 
8.7

 
238,884

 
4.0

 
298,605

 
5.0

September 30, 2013
 
 
 
 
 
 
 
 
 
 
 
 
Total Capital to Risk-Weighted Assets:
 
 
 
 
 
 
 
 
 
 
 
 
Corporation
 
$
638,786

 
14.2
%
 
$
361,199

 
8.0
%
 
N/A

 
N/A

Chemical Bank
 
568,626

 
12.6

 
360,617

 
8.0

 
$
450,771

 
10.0
%
Tier 1 Capital to Risk-Weighted Assets:
 
 
 
 
 
 
 
 
 
 
 
 
Corporation
 
582,039

 
12.9

 
180,600

 
4.0

 
N/A

 
N/A

Chemical Bank
 
511,969

 
11.4

 
180,309

 
4.0

 
270,463

 
6.0

Leverage Ratio:
 
 
 
 
 
 
 
 
 
 
 
 
Corporation
 
582,039

 
10.0

 
232,972

 
4.0

 
N/A

 
N/A

Chemical Bank
 
511,969

 
8.8

 
232,828

 
4.0

 
291,034

 
5.0