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Regulatory Capital (Tables)
3 Months Ended
Mar. 31, 2014
Banking and Thrift [Abstract]  
Corporation's and Chemical Bank's actual capital amounts and ratios with the quantitative measures established by regulation to ensure capital adequacy
The summary below compares the Corporation’s and Chemical Bank’s actual capital amounts and ratios with the quantitative measures established by regulation to ensure capital adequacy:
 
 
Actual
 
Minimum Required for Capital Adequacy Purposes
 
Required to be Well Capitalized Under Prompt Corrective Action Regulations
 
 
Capital
Amount
 
Ratio
 
Capital
Amount
 
Ratio
 
Capital
Amount
 
Ratio
 
 
(Dollars in thousands)
March 31, 2014
 
 
 
 
 
 
 
 
 
 
 
 
Total Capital to Risk-Weighted Assets:
 
 
 
 
 
 
 
 
 
 
 
 
Corporation
 
$
659,644

 
13.8
%
 
$
381,146

 
8.0
%
 
N/A

 
N/A

Chemical Bank
 
589,254

 
12.4

 
380,542

 
8.0

 
$
475,678

 
10.0
%
Tier 1 Capital to Risk-Weighted Assets:
 
 
 
 
 
 
 
 
 
 
 
 
Corporation
 
599,856

 
12.6

 
190,573

 
4.0

 
N/A

 
N/A

Chemical Bank
 
529,560

 
11.1

 
190,271

 
4.0

 
285,407

 
6.0

Leverage Ratio:
 
 
 
 
 
 
 
 
 
 
 
 
Corporation
 
599,856

 
9.9

 
243,070

 
4.0

 
N/A

 
N/A

Chemical Bank
 
529,560

 
8.7

 
242,939

 
4.0

 
303,673

 
5.0

December 31, 2013
 
 
 
 
 
 
 
 
 
 
 
 
Total Capital to Risk-Weighted Assets:
 
 
 
 
 
 
 
 
 
 
 
 
Corporation
 
$
649,836

 
14.0
%
 
$
371,465

 
8.0
%
 
N/A

 
N/A

Chemical Bank
 
579,494

 
12.5

 
370,881

 
8.0

 
$
463,601

 
10.0
%
Tier 1 Capital to Risk-Weighted Assets:
 
 
 
 
 
 
 
 
 
 
 
 
Corporation
 
591,535

 
12.7

 
185,732

 
4.0

 
N/A

 
N/A

Chemical Bank
 
521,283

 
11.2

 
185,440

 
4.0

 
278,160

 
6.0

Leverage Ratio:
 
 
 
 
 
 
 
 
 
 
 
 
Corporation
 
591,535

 
9.9

 
239,010

 
4.0

 
N/A

 
N/A

Chemical Bank
 
521,283

 
8.7

 
238,884

 
4.0

 
298,605

 
5.0

March 31, 2013
 
 
 
 
 
 
 
 
 
 
 
 
Total Capital to Risk-Weighted Assets:
 
 
 
 
 
 
 
 
 
 
 
 
Corporation
 
$
561,092

 
13.3
%
 
$
337,508

 
8.0
%
 
N/A

 
N/A

Chemical Bank
 
545,361

 
13.0

 
336,576

 
8.0

 
$
420,720

 
10.0
%
Tier 1 Capital to Risk-Weighted Assets:
 
 
 
 
 
 
 
 
 
 
 
 
Corporation
 
507,985

 
12.0

 
168,754

 
4.0

 
N/A

 
N/A

Chemical Bank
 
492,398

 
11.7

 
168,288

 
4.0

 
252,432

 
6.0

Leverage Ratio:
 
 
 
 
 
 
 
 
 
 
 
 
Corporation
 
507,985

 
8.8

 
230,992

 
4.0

 
N/A

 
N/A

Chemical Bank
 
492,398

 
8.5

 
230,544

 
4.0

 
288,179

 
5.0