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Regulatory Capital (Tables)
9 Months Ended
Sep. 30, 2013
Banking and Thrift [Abstract]  
Corporation's and Chemical Bank's actual capital amounts and ratios with the quantitative measures established by regulation to ensure capital adequacy
The summary below compares the Corporation’s and Chemical Bank’s actual capital amounts and ratios with the quantitative measures established by regulation to ensure capital adequacy:
 
 
Actual
 
Minimum Required for Capital Adequacy Purposes
 
Required to be Well Capitalized Under Prompt Corrective Action Regulations
 
 
Capital
Amount
 
Ratio
 
Capital
Amount
 
Ratio
 
Capital
Amount
 
Ratio
 
 
(Dollars in thousands)
September 30, 2013
 
 
 
 
 
 
 
 
 
 
 
 
Total Capital to Risk-Weighted Assets:
 
 
 
 
 
 
 
 
 
 
 
 
Corporation
 
$
638,786

 
14.2
%
 
$
361,199

 
8.0
%
 
N/A

 
N/A

Chemical Bank
 
568,626

 
12.6

 
360,617

 
8.0

 
$
450,771

 
10.0
%
Tier 1 Capital to Risk-Weighted Assets:
 
 
 
 
 
 
 
 
 
 
 
 
Corporation
 
582,039

 
12.9

 
180,600

 
4.0

 
N/A

 
N/A

Chemical Bank
 
511,969

 
11.4

 
180,309

 
4.0

 
270,463

 
6.0

Leverage Ratio:
 
 
 
 
 
 
 
 
 
 
 
 
Corporation
 
582,039

 
10.0

 
232,972

 
4.0

 
N/A

 
N/A

Chemical Bank
 
511,969

 
8.8

 
232,828

 
4.0

 
291,034

 
5.0

December 31, 2012
 
 
 
 
 
 
 
 
 
 
 
 
Total Capital to Risk-Weighted Assets:
 
 
 
 
 
 
 
 
 
 
 
 
Corporation
 
$
552,171

 
13.2
%
 
$
334,140

 
8.0
%
 
N/A

 
N/A

Chemical Bank
 
536,223

 
12.9

 
333,195

 
8.0

 
$
416,494

 
10.0
%
Tier 1 Capital to Risk-Weighted Assets:
 
 
 
 
 
 
 
 
 
 
 
 
Corporation
 
499,563

 
12.0

 
167,070

 
4.0

 
N/A

 
N/A

Chemical Bank
 
483,761

 
11.6

 
166,598

 
4.0

 
249,896

 
6.0

Leverage Ratio:
 
 
 
 
 
 
 
 
 
 
 
 
Corporation
 
499,563

 
9.2

 
217,145

 
4.0

 
N/A

 
N/A

Chemical Bank
 
483,761

 
8.9

 
216,784

 
4.0

 
270,980

 
5.0

September 30, 2012
 
 
 
 
 
 
 
 
 
 
 
 
Total Capital to Risk-Weighted Assets:
 
 
 
 
 
 
 
 
 
 
 
 
Corporation
 
$
549,388

 
13.6
%
 
$
322,212

 
8.0
%
 
N/A

 
N/A

Chemical Bank
 
537,467

 
13.4

 
321,585

 
8.0

 
$
401,982

 
10.0
%
Tier 1 Capital to Risk-Weighted Assets:
 
 
 
 
 
 
 
 
 
 
 
 
Corporation
 
498,618

 
12.4

 
161,106

 
4.0

 
N/A

 
N/A

Chemical Bank
 
486,794

 
12.1

 
160,793

 
4.0

 
241,189

 
6.0

Leverage Ratio:
 
 
 
 
 
 
 
 
 
 
 
 
Corporation
 
498,618

 
9.4

 
211,670

 
4.0

 
N/A

 
N/A

Chemical Bank
 
486,794

 
9.2

 
211,452

 
4.0

 
264,315

 
5.0