The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   202 2,086 SH   SOLE   2,086 0 0
ABBVIE INC COM 00287Y109   568 4,236 SH   SOLE   4,236 0 0
ALPHABET INC CAP STK CL A 02079K305   1,587 16,587 SH   SOLE   16,587 0 0
ALTRIA GROUP INC COM 02209S103   763 18,896 SH   SOLE   18,896 0 0
AMAZON COM INC COM 023135106   1,395 12,344 SH   SOLE   12,344 0 0
AMERICAN ELEC PWR CO INC COM 025537101   244 2,824 SH   SOLE   2,824 0 0
AMGEN INC COM 031162100   243 1,079 SH   SOLE   1,079 0 0
APPLE INC COM 037833100   5,481 39,663 SH   SOLE   39,663 0 0
AT&T INC COM 00206R102   429 27,934 SH   SOLE   27,934 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,265 4,738 SH   SOLE   4,738 0 0
BK OF AMERICA CORP COM 060505104   249 8,234 SH   SOLE   8,234 0 0
BLACKROCK INC COM 09247X101   430 781 SH   SOLE   781 0 0
BLACKSTONE INC COM 09260D107   274 3,275 SH   SOLE   3,275 0 0
BOEING CO COM 097023105   254 2,094 SH   SOLE   2,094 0 0
CATERPILLAR INC COM 149123101   515 3,137 SH   SOLE   3,137 0 0
CHEVRON CORP NEW COM 166764100   777 5,407 SH   SOLE   5,407 0 0
CIGNA CORP NEW COM 125523100   239 861 SH   SOLE   861 0 0
CITIGROUP INC COM NEW 172967424   241 5,793 SH   SOLE   5,793 0 0
COCA COLA CO COM 191216100   618 11,030 SH   SOLE   11,030 0 0
CROWN CASTLE INC COM 22822V101   613 4,241 SH   SOLE   4,241 0 0
DISNEY WALT CO COM 254687106   438 4,645 SH   SOLE   4,645 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204   449 4,825 SH   SOLE   4,825 0 0
ENBRIDGE INC COM 29250N105   294 7,925 SH   SOLE   7,925 0 0
EXXON MOBIL CORP COM 30231G102   1,588 18,185 SH   SOLE   18,185 0 0
FIRST TR EXCHANGE-TRADED FD SENIOR LN FD 33738D309   382 8,675 SH   SOLE   8,675 0 0
FIRST TR EXCHANGE-TRADED FD FIRST TR ENH NEW 33739Q408   2,257 38,044 SH   SOLE   38,044 0 0
FLEXSHARES TR QUALT DIVD IDX 33939L860   355 7,515 SH   SOLE   7,515 0 0
FORD MTR CO DEL COM 345370860   159 14,195 SH   SOLE   14,195 0 0
GENERAL DYNAMICS CORP COM 369550108   374 1,764 SH   SOLE   1,764 0 0
INTEL CORP COM 458140100   422 16,367 SH   SOLE   16,367 0 0
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354   1,286 22,235 SH   SOLE   22,235 0 0
INVESCO EXCH TRADED FD TR II NATL AMT MUNI 46138E537   556 25,200 SH   SOLE   25,200 0 0
INVESCO EXCH TRADED FD TR II S&P MIDCP LOW 46138E198   340 7,086 SH   SOLE   7,086 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   2,826 10,576 SH   SOLE   10,576 0 0
ISHARES TR U.S. MED DVC ETF 464288810   2,239 47,448 SH   SOLE   47,448 0 0
ISHARES TR CORE S&P SCP ETF 464287804   279 3,200 SH   SOLE   3,200 0 0
ISHARES TR S&P 500 VAL ETF 464287408   257 2,000 SH   SOLE   2,000 0 0
ISHARES TR US CONSM STAPLES 464287812   273 1,520 SH   SOLE   1,520 0 0
ISHARES TR CORE S&P500 ETF 464287200   9,643 26,886 SH   SOLE   26,886 0 0
ISHARES TR CORE HIGH DV ETF 46429B663   593 6,500 SH   SOLE   6,500 0 0
ISHARES TR CORE S&P MCP ETF 464287507   284 1,297 SH   SOLE   1,297 0 0
ISHARES TR CORE MSCI TOTAL 46432F834   307 6,020 SH   SOLE   6,020 0 0
ISHARES TR NATIONAL MUN ETF 464288414   709 6,911 SH   SOLE   6,911 0 0
ISHARES TR US HLTHCARE ETF 464287762   576 2,275 SH   SOLE   2,275 0 0
ISHARES TR TIPS BD ETF 464287176   7,070 67,395 SH   SOLE   67,395 0 0
ISHARES TR MICRO-CAP ETF 464288869   232 2,242 SH   SOLE   2,242 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   978 19,495 SH   SOLE   19,495 0 0
JOHNSON & JOHNSON COM 478160104   3,925 24,027 SH   SOLE   24,027 0 0
JPMORGAN CHASE & CO COM 46625H100   631 6,042 SH   SOLE   6,042 0 0
LILLY ELI & CO COM 532457108   214 663 SH   SOLE   663 0 0
LOCKHEED MARTIN CORP COM 539830109   1,048 2,713 SH   SOLE   2,713 0 0
LUMEN TECHNOLOGIES INC COM 550241103   101 13,845 SH   SOLE   13,845 0 0
MCDONALDS CORP COM 580135101   560 2,425 SH   SOLE   2,425 0 0
MICROSOFT CORP COM 594918104   3,308 14,202 SH   SOLE   14,202 0 0
PAYCHEX INC COM 704326107   268 2,393 SH   SOLE   2,393 0 0
PEPSICO INC COM 713448108   289 1,770 SH   SOLE   1,770 0 0
PFIZER INC COM 717081103   314 7,166 SH   SOLE   7,166 0 0
PHILIP MORRIS INTL INC COM 718172109   263 3,166 SH   SOLE   3,166 0 0
PROCTER AND GAMBLE CO COM 742718109   3,499 27,716 SH   SOLE   27,716 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101   225 2,751 SH   SOLE   2,751 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870   406 7,834 SH   SOLE   7,834 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   231 3,816 SH   SOLE   3,816 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   339 8,961 SH   SOLE   8,961 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   361 8,529 SH   SOLE   8,529 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   910 13,706 SH   SOLE   13,706 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   1,045 24,884 SH   SOLE   24,884 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   400 7,163 SH   SOLE   7,163 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   658 11,241 SH   SOLE   11,241 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   218 1,533 SH   SOLE   1,533 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   593 8,891 SH   SOLE   8,891 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   380 3,202 SH   SOLE   3,202 0 0
SOUTHERN CO COM 842587107   244 3,591 SH   SOLE   3,591 0 0
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   1,406 4,895 SH   SOLE   4,895 0 0
SPDR GOLD TR GOLD SHS 78463V107   219 1,416 SH   SOLE   1,416 0 0
TRANE TECHNOLOGIES PLC SHS G8994E103   220 1,520 SH   SOLE   1,520 0 0
UNITED PARCEL SERVICE INC CL B 911312106   458 2,833 SH   SOLE   2,833 0 0
UNITEDHEALTH GROUP INC COM 91324P102   250 496 SH   SOLE   496 0 0
VANECK ETF TRUST VANECK SHRT MUNI 92189F528   166 10,000 SH   SOLE   10,000 0 0
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409   242 4,854 SH   SOLE   4,854 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   2,294 12,781 SH   SOLE   12,781 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   5,904 31,409 SH   SOLE   31,409 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   5,937 34,735 SH   SOLE   34,735 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   8,282 38,712 SH   SOLE   38,712 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595   240 1,230 SH   SOLE   1,230 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   6,576 53,256 SH   SOLE   53,256 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   702 8,906 SH   SOLE   8,906 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   225 5,076 SH   SOLE   5,076 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   223 3,855 SH   SOLE   3,855 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   1,154 15,246 SH   SOLE   15,246 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   5,159 69,453 SH   SOLE   69,453 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   17,667 130,710 SH   SOLE   130,710 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   603 6,355 SH   SOLE   6,355 0 0
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840   2,846 31,654 SH   SOLE   31,654 0 0
VANGUARD WORLD FD MEGA CAP INDEX 921910873   4,803 38,476 SH   SOLE   38,476 0 0
VANGUARD WORLD FD MEGA GRWTH IND 921910816   835 4,793 SH   SOLE   4,793 0 0
VANGUARD WORLD FDS CONSUM DIS ETF 92204A108   879 3,739 SH   SOLE   3,739 0 0
VANGUARD WORLD FDS INDUSTRIAL ETF 92204A603   662 4,203 SH   SOLE   4,203 0 0
VANGUARD WORLD FDS ENERGY ETF 92204A306   1,823 17,944 SH   SOLE   17,944 0 0
VANGUARD WORLD FDS MATERIALS ETF 92204A801   835 5,625 SH   SOLE   5,625 0 0
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   3,848 17,201 SH   SOLE   17,201 0 0
VANGUARD WORLD FDS CONSUM STP ETF 92204A207   1,488 8,664 SH   SOLE   8,664 0 0
VANGUARD WORLD FDS UTILITIES ETF 92204A876   1,085 7,628 SH   SOLE   7,628 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702   1,357 4,414 SH   SOLE   4,414 0 0
VANGUARD WORLD FDS FINANCIALS ETF 92204A405   1,799 24,162 SH   SOLE   24,162 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   1,114 29,329 SH   SOLE   29,329 0 0
VISA INC COM CL A 92826C839   1,288 7,251 SH   SOLE   7,251 0 0
WALMART INC COM 931142103   1,098 8,466 SH   SOLE   8,466 0 0
WELLTOWER INC COM 95040Q104   725 11,267 SH   SOLE   11,267 0 0
WISDOMTREE TR US SMALLCAP DIVD 97717W604   222 8,620 SH   SOLE   8,620 0 0