The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   229 2,107 SH   SOLE   2,107 0 0
ABBVIE INC COM 00287Y109   643 4,196 SH   SOLE   4,196 0 0
ALPHABET INC CAP STK CL A 02079K305   1,798 825 SH   SOLE   825 0 0
ALTRIA GROUP INC COM 02209S103   777 18,592 SH   SOLE   18,592 0 0
AMAZON COM INC COM 023135106   1,271 11,964 SH   SOLE   11,964 0 0
AMERICAN ELEC PWR CO INC COM 025537101   271 2,820 SH   SOLE   2,820 0 0
AMGEN INC COM 031162100   262 1,077 SH   SOLE   1,077 0 0
APPLE INC COM 037833100   5,382 39,364 SH   SOLE   39,364 0 0
AT&T INC COM 00206R102   564 26,932 SH   SOLE   26,932 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,213 4,441 SH   SOLE   4,441 0 0
BK OF AMERICA CORP COM 060505104   256 8,234 SH   SOLE   8,234 0 0
BLACKROCK INC COM 09247X101   463 761 SH   SOLE   761 0 0
BLACKSTONE INC COM 09260D107   315 3,455 SH   SOLE   3,455 0 0
BOEING CO COM 097023105   281 2,054 SH   SOLE   2,054 0 0
CATERPILLAR INC COM 149123101   561 3,137 SH   SOLE   3,137 0 0
CHEVRON CORP NEW COM 166764100   771 5,327 SH   SOLE   5,327 0 0
CIGNA CORP NEW COM 125523100   227 861 SH   SOLE   861 0 0
CITIGROUP INC COM NEW 172967424   237 5,160 SH   SOLE   5,160 0 0
COCA COLA CO COM 191216100   639 10,152 SH   SOLE   10,152 0 0
CONSOLIDATED EDISON INC COM 209115104   228 2,396 SH   SOLE   2,396 0 0
CROWN CASTLE INTL CORP NEW COM 22822V101   737 4,377 SH   SOLE   4,377 0 0
DISNEY WALT CO COM 254687106   474 5,022 SH   SOLE   5,022 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204   515 4,806 SH   SOLE   4,806 0 0
ENBRIDGE INC COM 29250N105   335 7,925 SH   SOLE   7,925 0 0
EXXON MOBIL CORP COM 30231G102   1,547 18,070 SH   SOLE   18,070 0 0
FIRST TR EXCH TRADED FD III MANAGD MUN ETF 33739N108   203 4,020 SH   SOLE   4,020 0 0
FIRST TR EXCHANGE-TRADED FD SENIOR LN FD 33738D309   394 8,925 SH   SOLE   8,925 0 0
FIRST TR EXCHANGE-TRADED FD FIRST TR ENH NEW 33739Q408   2,207 37,161 SH   SOLE   37,161 0 0
FLEXSHARES TR QUALT DIVD IDX 33939L860   381 7,515 SH   SOLE   7,515 0 0
FORD MTR CO DEL COM 345370860   163 14,679 SH   SOLE   14,679 0 0
GENERAL DYNAMICS CORP COM 369550108   340 1,537 SH   SOLE   1,537 0 0
INTEL CORP COM 458140100   600 16,047 SH   SOLE   16,047 0 0
INVESCO EXCH TRADED FD TR II NATL AMT MUNI 46138E537   591 25,200 SH   SOLE   25,200 0 0
INVESCO EXCH TRADED FD TR II S&P MIDCP LOW 46138E198   364 7,086 SH   SOLE   7,086 0 0
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354   1,358 21,902 SH   SOLE   21,902 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   2,970 10,595 SH   SOLE   10,595 0 0
ISHARES TR CORE MSCI TOTAL 46432F834   343 6,020 SH   SOLE   6,020 0 0
ISHARES TR CORE S&P MCP ETF 464287507   276 1,219 SH   SOLE   1,219 0 0
ISHARES TR CORE S&P SCP ETF 464287804   278 3,008 SH   SOLE   3,008 0 0
ISHARES TR CORE S&P500 ETF 464287200   10,107 26,656 SH   SOLE   26,656 0 0
ISHARES TR U.S. MED DVC ETF 464288810   2,445 48,473 SH   SOLE   48,473 0 0
ISHARES TR TIPS BD ETF 464287176   8,214 72,107 SH   SOLE   72,107 0 0
ISHARES TR US CONSM STAPLES 464287812   296 1,520 SH   SOLE   1,520 0 0
ISHARES TR MICRO-CAP ETF 464288869   233 2,242 SH   SOLE   2,242 0 0
ISHARES TR NATIONAL MUN ETF 464288414   806 7,576 SH   SOLE   7,576 0 0
ISHARES TR US HLTHCARE ETF 464287762   612 2,275 SH   SOLE   2,275 0 0
ISHARES TR CORE HIGH DV ETF 46429B663   598 5,955 SH   SOLE   5,955 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   983 19,625 SH   SOLE   19,625 0 0
JOHNSON & JOHNSON COM 478160104   4,179 23,541 SH   SOLE   23,541 0 0
JPMORGAN CHASE & CO COM 46625H100   656 5,827 SH   SOLE   5,827 0 0
LOCKHEED MARTIN CORP COM 539830109   837 1,946 SH   SOLE   1,946 0 0
LUMEN TECHNOLOGIES INC COM 550241103   150 13,718 SH   SOLE   13,718 0 0
MCDONALDS CORP COM 580135101   574 2,326 SH   SOLE   2,326 0 0
MICROSOFT CORP COM 594918104   3,594 13,994 SH   SOLE   13,994 0 0
PAYCHEX INC COM 704326107   280 2,457 SH   SOLE   2,457 0 0
PEPSICO INC COM 713448108   293 1,760 SH   SOLE   1,760 0 0
PFIZER INC COM 717081103   362 6,912 SH   SOLE   6,912 0 0
PHILIP MORRIS INTL INC COM 718172109   311 3,147 SH   SOLE   3,147 0 0
PROCTER AND GAMBLE CO COM 742718109   3,903 27,143 SH   SOLE   27,143 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101   237 2,466 SH   SOLE   2,466 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   1,224 27,693 SH   SOLE   27,693 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   239 3,815 SH   SOLE   3,815 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   907 12,666 SH   SOLE   12,666 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   383 8,565 SH   SOLE   8,565 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   393 10,069 SH   SOLE   10,069 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   623 9,974 SH   SOLE   9,974 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   410 7,068 SH   SOLE   7,068 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   209 1,523 SH   SOLE   1,523 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   625 8,663 SH   SOLE   8,663 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   462 3,632 SH   SOLE   3,632 0 0
SOUTHERN CO COM 842587107   256 3,587 SH   SOLE   3,587 0 0
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   1,250 4,062 SH   SOLE   4,062 0 0
SPDR GOLD TR GOLD SHS 78463V107   239 1,417 SH   SOLE   1,417 0 0
UNION PAC CORP COM 907818108   214 1,005 SH   SOLE   1,005 0 0
UNITED PARCEL SERVICE INC CL B 911312106   517 2,833 SH   SOLE   2,833 0 0
UNITEDHEALTH GROUP INC COM 91324P102   255 496 SH   SOLE   496 0 0
VANECK ETF TRUST VANECK SHRT MUNI 92189F528   171 10,000 SH   SOLE   10,000 0 0
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409   261 4,854 SH   SOLE   4,854 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   210 2,785 SH   SOLE   2,785 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611   204 1,364 SH   SOLE   1,364 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   8,621 38,677 SH   SOLE   38,677 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   2,424 12,850 SH   SOLE   12,850 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   6,119 31,064 SH   SOLE   31,064 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595   245 1,243 SH   SOLE   1,243 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   6,070 34,469 SH   SOLE   34,469 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   6,392 48,471 SH   SOLE   48,471 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   222 2,442 SH   SOLE   2,442 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   827 9,687 SH   SOLE   9,687 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   254 5,075 SH   SOLE   5,075 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   1,297 16,207 SH   SOLE   16,207 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   5,906 77,441 SH   SOLE   77,441 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   235 4,000 SH   SOLE   4,000 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   18,429 128,449 SH   SOLE   128,449 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   635 6,248 SH   SOLE   6,248 0 0
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840   2,890 30,049 SH   SOLE   30,049 0 0
VANGUARD WORLD FD MEGA CAP INDEX 921910873   5,137 38,971 SH   SOLE   38,971 0 0
VANGUARD WORLD FD MEGA GRWTH IND 921910816   893 4,913 SH   SOLE   4,913 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702   1,468 4,497 SH   SOLE   4,497 0 0
VANGUARD WORLD FDS UTILITIES ETF 92204A876   1,110 7,283 SH   SOLE   7,283 0 0
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   3,977 16,889 SH   SOLE   16,889 0 0
VANGUARD WORLD FDS ENERGY ETF 92204A306   1,783 17,924 SH   SOLE   17,924 0 0
VANGUARD WORLD FDS INDUSTRIAL ETF 92204A603   688 4,215 SH   SOLE   4,215 0 0
VANGUARD WORLD FDS MATERIALS ETF 92204A801   901 5,625 SH   SOLE   5,625 0 0
VANGUARD WORLD FDS CONSUM DIS ETF 92204A108   845 3,716 SH   SOLE   3,716 0 0
VANGUARD WORLD FDS CONSUM STP ETF 92204A207   1,554 8,386 SH   SOLE   8,386 0 0
VANGUARD WORLD FDS FINANCIALS ETF 92204A405   1,874 24,281 SH   SOLE   24,281 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   1,461 28,784 SH   SOLE   28,784 0 0
VISA INC COM CL A 92826C839   1,438 7,306 SH   SOLE   7,306 0 0
WALMART INC COM 931142103   1,009 8,302 SH   SOLE   8,302 0 0
WELLTOWER INC COM 95040Q104   925 11,239 SH   SOLE   11,239 0 0
WISDOMTREE TR US SMALLCAP DIVD 97717W604   238 8,420 SH   SOLE   8,420 0 0