The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACV AUCTIONS INC COM CL A 00091G104   429,260 52,285 SH   SOLE   52,285 0 0
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604   5,634,063 111,676 SH   SOLE   111,676 0 0
AMERICAN CENTY ETF TR INTL EQT ETF 025072703   8,725,275 164,040 SH   SOLE   164,040 0 0
AMERICAN CENTY ETF TR US EQT ETF 025072885   14,594,682 214,596 SH   SOLE   214,596 0 0
AMERICAN CENTY ETF TR US SML CP VALU 025072877   5,032,796 67,545 SH   SOLE   67,545 0 0
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802   1,301,475 23,514 SH   SOLE   23,514 0 0
AMERICAN CENTY ETF TR AVANTIS RESPON U 025072281   501,310 10,960 SH   SOLE   10,960 0 0
AMERICAN CENTY ETF TR AVANTIS RESPONSI 025072299   219,817 4,670 SH   SOLE   4,670 0 0
APPLE INC COM 037833100   262,592 2,021 SH   SOLE   2,021 0 0
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799   7,081,240 316,834 SH   SOLE   316,834 0 0
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   2,037,392 90,712 SH   SOLE   90,712 0 0
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   15,020,964 618,656 SH   SOLE   618,656 0 0
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   4,955,757 112,759 SH   SOLE   112,759 0 0
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   306,820 12,253 SH   SOLE   12,253 0 0
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781   344,255 15,500 SH   SOLE   15,500 0 0
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864   502,980 10,913 SH   SOLE   10,913 0 0
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   1,533,426 29,979 SH   SOLE   29,979 0 0
DIMENSIONAL ETF TRUST US SUSTAINABILTY 25434V716   269,233 10,800 SH   SOLE   10,800 0 0
DIMENSIONAL ETF TRUST INTERNATIONAL 25434V690   364,002 13,100 SH   SOLE   13,100 0 0
FLEXSHARES TR IBOXX 3R TARGT 33939L506   507,431 21,574 SH   SOLE   21,574 0 0
HONEYWELL INTL INC COM 438516106   219,443 1,024 SH   SOLE   1,024 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   718,956 2,700 SH   SOLE   2,700 0 0
ISHARES TR 1 3 YR TREAS BD 464287457   409,652 5,047 SH   SOLE   5,047 0 0
ISHARES TR NATIONAL MUN ETF 464288414   17,692,097 167,666 SH   SOLE   167,666 0 0
ISHARES TR 0-5 YR TIPS ETF 46429B747   535,995 5,528 SH   SOLE   5,528 0 0
JBG SMITH PPTYS COM 46590V100   1,859,269 97,959 SH   SOLE   97,959 0 0
JPMORGAN CHASE & CO COM 46625H100   1,377,475 10,272 SH   SOLE   10,272 0 0
LOWES COS INC COM 548661107   710,490 3,566 SH   SOLE   3,566 0 0
PROCTER AND GAMBLE CO COM 742718109   333,129 2,198 SH   SOLE   2,198 0 0
PROLOGIS INC. COM 74340W103   236,733 2,100 SH   SOLE   2,100 0 0
RYDER SYS INC COM 783549108   252,966 3,027 SH   SOLE   3,027 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870   3,859,375 74,520 SH   SOLE   74,520 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   20,674,561 428,577 SH   SOLE   428,577 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   9,180,902 204,885 SH   SOLE   204,885 0 0
SCHWAB STRATEGIC TR US REIT ETF 808524847   2,003,266 103,850 SH   SOLE   103,850 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   2,121,719 65,871 SH   SOLE   65,871 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   1,449,233 61,227 SH   SOLE   61,227 0 0
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888   881,686 28,017 SH   SOLE   28,017 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   1,083,071 26,736 SH   SOLE   26,736 0 0
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854   4,367,936 88,725 SH   SOLE   88,725 0 0
SERVICENOW INC COM 81762P102   1,157,433 2,981 SH   SOLE   2,981 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   649,719 1,699 SH   SOLE   1,699 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   44,109,192 534,787 SH   SOLE   534,787 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   321,125 914 SH   SOLE   914 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   1,236,325 6,736 SH   SOLE   6,736 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637   300,321 1,724 SH   SOLE   1,724 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   5,920,679 126,754 SH   SOLE   126,754 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   24,642,868 497,936 SH   SOLE   497,936 0 0
VANGUARD WORLD FD ESG US STK ETF 921910733   490,328 7,445 SH   SOLE   7,445 0 0
VANGUARD WORLD FD ESG INTL STK ETF 921910725   214,960 4,370 SH   SOLE   4,370 0 0
WISDOMTREE TR US TOTAL DIVIDND 97717W109   355,287 5,858 SH   SOLE   5,858 0 0
WISDOMTREE TR ITL HIGH DIV FD 97717W802   260,775 7,270 SH   SOLE   7,270 0 0
WISDOMTREE TR US HIGH DIVIDEND 97717W208   521,696 6,062 SH   SOLE   6,062 0 0