The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Apple Inc STOCK 037833100   1,347,757 6,399 SH   SOLE   0 0 6,399
Berkshire Hathaway Inc STOCK 084670702   1,238,706 3,045 SH   SOLE   0 0 3,045
CannaSys Inc STOCK 137651204   9 20,000 SH   SOLE   0 0 20,000
Ford Motor Co STOCK 345370860   251,126 20,026 SH   SOLE   0 0 20,026
Hemp Inc STOCK 423703206   0 10,000 SH   SOLE   0 0 10,000
International Business Machines Corp STOCK 459200101   365,270 2,112 SH   SOLE   0 0 2,112
iShares Russell 2000 Value ETF ETF 464287630   543,102 3,566 SH   SOLE   0 0 3,566
iShares Russell 2000 ETF ETF 464287655   483,690 2,384 SH   SOLE   0 0 2,384
iShares Core S&P Small-Cap ETF ETF 464287804   1,660,590 15,569 SH   SOLE   0 0 15,569
iShares J.P. Morgan USD Emerging Markets Bond ETF ETF 464288281   19,370,130 218,921 SH   SOLE   0 0 218,921
iShares National Muni Bond ETF ETF 464288414   25,843,916 242,552 SH   SOLE   0 0 242,552
Johnson & Johnson STOCK 478160104   207,693 1,421 SH   SOLE   0 0 1,421
McDonald's Corp STOCK 580135101   248,214 974 SH   SOLE   0 0 974
Microsoft Corp STOCK 594918104   251,186 562 SH   SOLE   0 0 562
OGE Energy Corp STOCK 670837103   450,248 12,612 SH   SOLE   0 0 12,612
ONEOK Inc STOCK 682680103   1,261,986 15,475 SH   SOLE   0 0 15,475
Phillips 66 STOCK 718546104   944,004 6,687 SH   SOLE   0 0 6,687
Shell PLC STOCK 780259305   225,923 3,130 SH   SOLE   0 0 3,130
Schwab U.S. Large-Cap Value ETF ETF 808524409   3,329,970 44,951 SH   SOLE   0 0 44,951
Simmons First National Corp STOCK 828730200   351,600 20,000 SH   SOLE   0 0 20,000
Texas Instruments Inc STOCK 882508104   1,411,704 7,257 SH   SOLE   0 0 7,257
Thomson Reuters Corp STOCK 884903808   265,161 1,573 SH   SOLE   0 0 1,573
Vanguard Total International Stock ETF ETF 921909768   1,709,204 28,345 SH   SOLE   0 0 28,345
Vanguard Intermediate-Term Bond ETF ETF 921937819   95,803,707 1,279,259 SH   SOLE   0 0 1,279,259
Vanguard FTSE Developed Markets ETF ETF 921943858   1,759,303 35,599 SH   SOLE   0 0 35,599
Vanguard FTSE Emerging Markets ETF ETF 922042858   1,217,666 27,826 SH   SOLE   0 0 27,826
Vanguard Tax-Exempt Bond Index ETF ETF 922907746   4,203,127 83,878 SH   SOLE   0 0 83,878
Vanguard Small-Cap Growth ETF ETF 922908595   12,012,493 48,025 SH   SOLE   0 0 48,025
Vanguard Small-Cap Value ETF ETF 922908611   57,072,726 312,693 SH   SOLE   0 0 312,693
Vanguard Growth ETF ETF 922908736   181,621,874 485,607 SH   SOLE   0 0 485,607
Vanguard Value ETF ETF 922908744   175,883,630 1,096,463 SH   SOLE   0 0 1,096,463
Vanguard Total Stock Market ETF ETF 922908769   516,027 1,929 SH   SOLE   0 0 1,929
Invesco QQQ Trust Series 1 STOCK 46090E103   3,645,069 7,608 SH   SOLE   0 0 7,608
ConocoPhillips STOCK 20825C104   730,088 6,383 SH   SOLE   0 0 6,383
Energy Transfer LP STOCK 29273V100   276,908 17,072 SH   SOLE   0 0 17,072
Exxon Mobil Corp STOCK 30231G102   4,093,207 35,556 SH   SOLE   0 0 35,556
Invesco S&P 500 Equal Weight ETF ETF 46137V357   1,064,863 6,482 SH   SOLE   0 0 6,482
Invesco Large Cap Value ETF ETF 46137V738   726,308 13,196 SH   SOLE   0 0 13,196
iShares Core MSCI EAFE ETF ETF 46432F842   116,903,329 1,609,352 SH   SOLE   0 0 1,609,352
iShares Core MSCI Emerging Markets ETF ETF 46434G103   57,724,076 1,078,350 SH   SOLE   0 0 1,078,350
iShares Core International Aggregate Bond ETF ETF 46435G672   392,022 7,853 SH   SOLE   0 0 7,853
iShares 0-3 Month Treasury Bond ETF ETF 46436E718   362,657 3,601 SH   SOLE   0 0 3,601
Medical Marijuana Inc STOCK 58463A105   34 20,000 SH   SOLE   0 0 20,000
NVIDIA Corp STOCK 67066G104   1,305,077 10,564 SH   SOLE   0 0 10,564
OWC Pharmaceutical Research Corp STOCK 67109N108   0 25,000 SH   SOLE   0 0 25,000
SPDR S&P 500 ETF Trust ETF 78462F103   1,079,188 1,983 SH   SOLE   0 0 1,983
SPDR Portfolio Developed World ex-US ETF ETF 78463X889   273,308 7,791 SH   SOLE   0 0 7,791
SPDR Nuveen S&P High Yield Municipal Bond ETF ETF 78464A284   269,995 10,613 SH   SOLE   0 0 10,613
SPDR S&P Dividend ETF ETF 78464A763   2,197,543 17,279 SH   SOLE   0 0 17,279
SUNCOKE ENERGY INC STOCK 86722A103   110,201 11,245 SH   SOLE   0 0 11,245
Tesla Inc STOCK 88160R101   565,541 2,858 SH   SOLE   0 0 2,858
VanEck High Yield Muni ETF ETF 92189H409   4,426,405 85,700 SH   SOLE   0 0 85,700
Vanguard Total International Bond ETF ETF 92203J407   34,260,516 703,935 SH   SOLE   0 0 703,935
Vanguard Short-Term Corporate Bond ETF ETF 92206C409   1,376,731 17,816 SH   SOLE   0 0 17,816