The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Apple Inc STOCK 037833100   1,757,029 9,126 SH   SOLE   0 0 9,126
Berkshire Hathaway Inc STOCK 084670702   1,088,883 3,053 SH   SOLE   0 0 3,053
ConocoPhillips STOCK 20825C104   746,562 6,432 SH   SOLE   0 0 6,432
Energy Transfer LP STOCK 29273V100   145,438 10,539 SH   SOLE   0 0 10,539
Exxon Mobil Corp STOCK 30231G102   3,543,791 35,445 SH   SOLE   0 0 35,445
Ford Motor Co STOCK 345370860   244,117 20,026 SH   SOLE   0 0 20,026
International Business Machines Corp STOCK 459200101   345,418 2,112 SH   SOLE   0 0 2,112
Invesco Large Cap Value ETF ETF 46137V738   680,779 13,417 SH   SOLE   0 0 13,417
Invesco QQQ Trust Series 1 ETF 46090E103   3,819,593 9,327 SH   SOLE   0 0 9,327
Invesco S&P 500 Equal Weight ETF ETF 46137V357   1,034,695 6,557 SH   SOLE   0 0 6,557
iShares 0-3 Month Treasury Bond ETF ETF 46436E718   361,072 3,601 SH   SOLE   0 0 3,601
iShares Core International Aggregate Bond ETF ETF 46435G672   601,086 12,070 SH   SOLE   0 0 12,070
iShares Core MSCI EAFE ETF ETF 46432F842   97,980,244 1,392,754 SH   SOLE   0 0 1,392,754
iShares Core MSCI Emerging Markets ETF ETF 46434G103   46,695,153 923,194 SH   SOLE   0 0 923,194
iShares Core S&P Small-Cap ETF ETF 464287804   2,057,291 19,005 SH   SOLE   0 0 19,005
iShares J.P. Morgan USD Emerging Markets Bond ETF ETF 464288281   16,987,304 190,740 SH   SOLE   0 0 190,740
iShares National Muni Bond ETF ETF 464288414   24,002,950 221,409 SH   SOLE   0 0 221,409
iShares Russell 2000 ETF ETF 464287655   463,841 2,311 SH   SOLE   0 0 2,311
iShares Russell 2000 Value ETF ETF 464287630   543,810 3,501 SH   SOLE   0 0 3,501
Johnson & Johnson STOCK 478160104   222,728 1,421 SH   SOLE   0 0 1,421
OGE Energy Corp STOCK 670837103   540,926 15,486 SH   SOLE   0 0 15,486
SPDR Portfolio Developed World ex-US ETF ETF 78463X889   360,880 10,611 SH   SOLE   0 0 10,611
SPDR S&P Dividend ETF ETF 78464A763   2,746,841 21,980 SH   SOLE   0 0 21,980
SUNCOKE ENERGY INC STOCK 86722A103   120,771 11,245 SH   SOLE   0 0 11,245
Vanguard FTSE Emerging Markets ETF ETF 922042858   1,139,621 27,728 SH   SOLE   0 0 27,728
Vanguard FTSE Developed Markets ETF ETF 921943858   1,591,334 33,222 SH   SOLE   0 0 33,222
McDonald's Corp STOCK 580135101   205,481 693 SH   SOLE   0 0 693
NVIDIA Corp STOCK 67066G104   518,000 1,046 SH   SOLE   0 0 1,046
ONEOK Inc STOCK 682680103   1,444,355 20,569 SH   SOLE   0 0 20,569
Phillips 66 STOCK 718546104   893,503 6,711 SH   SOLE   0 0 6,711
Schwab U.S. Large-Cap Growth ETF ETF 808524300   224,822 2,710 SH   SOLE   0 0 2,710
Schwab U.S. Large-Cap Value ETF ETF 808524409   3,118,749 44,490 SH   SOLE   0 0 44,490
Simmons First National Corp STOCK 828730200   396,800 20,000 SH   SOLE   0 0 20,000
SPDR Nuveen S&P High Yield Municipal Bond ETF ETF 78464A284   465,014 18,380 SH   SOLE   0 0 18,380
SPDR S&P 500 ETF Trust ETF 78462F103   942,540 1,983 SH   SOLE   0 0 1,983
Tesla Inc STOCK 88160R101   710,156 2,858 SH   SOLE   0 0 2,858
Texas Instruments Inc STOCK 882508104   1,326,861 7,784 SH   SOLE   0 0 7,784
Thomson Reuters Corp STOCK 884903808   230,004 1,573 SH   SOLE   0 0 1,573
VanEck High Yield Muni ETF ETF 92189H409   3,900,595 75,549 SH   SOLE   0 0 75,549
VANGUARD GROWTH ETF (MKT) ETF 922908736   139,802,736 449,700 SH   SOLE   0 0 449,700
Vanguard Intermediate-Term Bond ETF ETF 921937819   81,403,131 1,065,765 SH   SOLE   0 0 1,065,765
VANGUARD SHORT-TERM CORP BD IDX ETF (MKT) ETF 92206C409   1,524,653 19,706 SH   SOLE   0 0 19,706
Vanguard Small-Cap Growth ETF ETF 922908595   10,124,602 41,877 SH   SOLE   0 0 41,877
Vanguard Small-Cap Value ETF ETF 922908611   48,902,168 271,724 SH   SOLE   0 0 271,724
Vanguard Tax-Exempt Bond Index ETF ETF 922907746   4,013,041 78,610 SH   SOLE   0 0 78,610
Vanguard Total International Bond ETF ETF 92203J407   29,366,206 594,879 SH   SOLE   0 0 594,879
Vanguard Total International Stock ETF ETF 921909768   2,435,421 42,019 SH   SOLE   0 0 42,019
Vanguard Total Stock Market ETF ETF 922908769   450,244 1,898 SH   SOLE   0 0 1,898
Vanguard Value ETF ETF 922908744   143,432,991 959,418 SH   SOLE   0 0 959,418
Walmart Inc STOCK 931142103   265,325 1,683 SH   SOLE   0 0 1,683
Xtrackers USD High Yield Corporate Bond ETF ETF 233051432   12,646,557 355,740 SH   SOLE   0 0 355,740