The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM COM 002824100   358,146 3,151 SH   SOLE   0 0 3,151
ABBVIE INC COM COM 00287Y109   692,701 3,804 SH   SOLE   0 0 3,804
ACCENTURE PLC IRELAND SHS CLASS A CL A G1151C101   307,790 888 SH   SOLE   0 0 888
ALPHABET INC CAP STK CL A CAP STK CL A 02079K305   1,457,678 9,658 SH   SOLE   0 0 9,658
AMAZON COM INC COM COM 023135106   1,780,530 9,871 SH   SOLE   0 0 9,871
AMERIPRISE FINL INC COM COM 03076C106   1,390,344 3,171 SH   SOLE   0 0 3,171
AMPHENOL CORP NEW CL A CL A 032095101   856,855 7,428 SH   SOLE   0 0 7,428
APPLE INC COM COM 037833100   5,280,674 30,795 SH   SOLE   0 0 30,795
ARISTA NETWORKS INC COM COM 040413106   230,534 795 SH   SOLE   0 0 795
BERKSHIRE HATHAWAY INC DEL CL B NEW CL B NEW 084670702   606,232 1,442 SH   SOLE   0 0 1,442
BROADCOM INC COM COM 11135F101   1,233,356 931 SH   SOLE   0 0 931
CAPITAL ONE FINL CORP COM COM 14040H105   243,435 1,635 SH   SOLE   0 0 1,635
CATERPILLAR INC COM COM 149123101   221,709 605 SH   SOLE   0 0 605
CHEVRON CORP NEW COM COM 166764100   620,283 3,932 SH   SOLE   0 0 3,932
CISCO SYS INC COM COM 17275R102   1,010,868 20,254 SH   SOLE   0 0 20,254
COCA COLA CO COM COM 191216100   873,033 14,270 SH   SOLE   0 0 14,270
COMCAST CORP NEW CL A CL A 20030N101   218,837 5,048 SH   SOLE   0 0 5,048
DISNEY WALT CO COM COM 254687106   1,034,494 8,455 SH   SOLE   0 0 8,455
EATON CORP PLC SHS SHS G29183103   391,788 1,253 SH   SOLE   0 0 1,253
EDISON INTL COM COM 281020107   268,137 3,791 SH   SOLE   0 0 3,791
ELEVANCE HEALTH INC COM COM 036752103   464,612 896 SH   SOLE   0 0 896
ELI LILLY & CO COM COM 532457108   758,159 975 SH   SOLE   0 0 975
ENERGY SELECT SECTOR SPDR FUND ENERGY 81369Y506   376,149 3,984 SH   SOLE   0 0 3,984
ENZOLYTICS INC COM COM 294112107   20,749 1,953,775 SH   SOLE   0 0 1,953,775
EOG RES INC COM COM 26875P101   893,943 6,993 SH   SOLE   0 0 6,993
EXXON MOBIL CORP COM COM 30231G102   2,678,705 23,045 SH   SOLE   0 0 23,045
FINANCIAL SELECT SECTOR SPDR FUND SBI INT-FINL 81369Y605   242,251 5,751 SH   SOLE   0 0 5,751
FIRST TRUST TCW OPPORTUNISTIC FIXED INCOME ETF TCW OPPORTUNIS 33740F805   1,792,954 41,123 SH   SOLE   0 0 41,123
FORD MTR CO DEL COM COM 345370860   257,944 19,423 SH   SOLE   0 0 19,423
HOME DEPOT INC COM COM 437076102   541,871 1,413 SH   SOLE   0 0 1,413
HONEYWELL INTL INC COM COM 438516106   925,950 4,511 SH   SOLE   0 0 4,511
INVESCO PREFERRED ETF PFD ETF 46138E511   216,662 18,238 SH   SOLE   0 0 18,238
INVESCO S&P 500 EQUAL WEIGHT TECHNOLOGY ETF S&P500 EQL TEC 46137V282   787,044 22,366 SH   SOLE   0 0 22,366
INVESCO S&P 500 REVENUE ETF S&P 500 REVENUE 46138G698   262,911 2,805 SH   SOLE   0 0 2,805
ISHARES 5-10 YEAR INVESTMENT GRADE CORPORATE BOND ETF ISHS 5-10YR INVT 464288638   622,193 12,058 SH   SOLE   0 0 12,058
ISHARES BIOTECHNOLOGY ETF ISHARES BIOTECH 464287556   234,867 1,712 SH   SOLE   0 0 1,712
ISHARES CONVERTIBLE BOND ETF CONV BD ETF 46435G102   6,437,731 80,643 SH   SOLE   0 0 80,643
ISHARES CORE 10PLUS YEAR USD BOND ETF CORE LT USDB ETF 464289479   548,698 10,736 SH   SOLE   0 0 10,736
ISHARES CORE MSCI TOTAL INTERNATIONAL STOCK ETF CORE MSCI TOTAL 46432F834   1,561,974 23,018 SH   SOLE   0 0 23,018
ISHARES CORE S&P MID-CAP ETF CORE S&P MCP ETF 464287507   7,703,536 126,828 SH   SOLE   0 0 126,828
ISHARES CORE S&P TOTAL U.S. STOCK MARKET ETF CORE S&P TTL STK 464287150   541,708 4,698 SH   SOLE   0 0 4,698
ISHARES CORE U.S. AGGREGATE BOND ETF CORE US AGGBD ET 464287226   17,803,465 181,779 SH   SOLE   0 0 181,779
ISHARES MSCI EAFE MIN VOL FACTOR ETF MSCI EAFE MIN VL 46429B689   644,677 9,095 SH   SOLE   0 0 9,095
ISHARES MSCI GERMANY ETF MSCI GERMANY ETF 464286806   271,336 8,546 SH   SOLE   0 0 8,546
ISHARES MSCI GLOBAL MIN VOL FACTOR ETF MSCI GBL MIN VOL 464286525   462,241 4,391 SH   SOLE   0 0 4,391
ISHARES MSCI ITALY ETF MSCI ITALY ETF 46434G830   315,754 8,371 SH   SOLE   0 0 8,371
ISHARES MSCI KLD 400 SOCIAL ETF MSCI KLD400 SOC 464288570   327,834 3,252 SH   SOLE   0 0 3,252
ISHARES MSCI USA MIN VOL FACTOR ETF MSCI USA MIN VOL 46429B697   2,123,168 25,403 SH   SOLE   0 0 25,403
ISHARES RUSSELL MIDCAP ETF RUS MID CAP ETF 464287499   255,020 3,033 SH   SOLE   0 0 3,033
ISHARES SHORT-TERM NATIONAL MUNI BOND ETF SHRT NAT MUN ETF 464288158   1,002,752 9,575 SH   SOLE   0 0 9,575
ISHARES U.S. TECHNOLOGY ETF U.S. TECH ETF 464287721   544,840 4,034 SH   SOLE   0 0 4,034
ISHARES US & INTL HIGH YIELD CORP BOND ETF US INTL HGH YLD 464286178   6,534,614 148,009 SH   SOLE   0 0 148,009
JABIL INC COM COM 466313103   485,360 3,623 SH   SOLE   0 0 3,623
JOHNSON & JOHNSON COM COM 478160104   1,378,137 8,712 SH   SOLE   0 0 8,712
JPMORGAN CHASE & CO COM COM 46625H100   1,051,554 5,250 SH   SOLE   0 0 5,250
LENNAR CORP CL A CL A 526057104   870,616 5,062 SH   SOLE   0 0 5,062
LOWES COS INC COM COM 548661107   308,223 1,210 SH   SOLE   0 0 1,210
MASTERCARD INCORPORATED CL A CL A 57636Q104   1,427,827 2,965 SH   SOLE   0 0 2,965
MCDONALDS CORP COM COM 580135101   521,542 1,850 SH   SOLE   0 0 1,850
MERCK & CO INC COM COM 58933Y105   1,405,714 10,653 SH   SOLE   0 0 10,653
META PLATFORMS INC CL A CL A 30303M102   1,232,431 2,538 SH   SOLE   0 0 2,538
MICROSOFT CORP COM COM 594918104   2,856,216 6,789 SH   SOLE   0 0 6,789
NETFLIX INC COM COM 64110L106   335,246 552 SH   SOLE   0 0 552
NISOURCE INC COM COM 65473P105   197,852 7,153 SH   SOLE   0 0 7,153
NVIDIA CORPORATION COM COM 67066G104   980,451 1,085 SH   SOLE   0 0 1,085
PROCTER AND GAMBLE CO COM COM 742718109   1,418,780 8,744 SH   SOLE   0 0 8,744
PROSHARES ULTRA QQQ COM 74347R206   204,353 2,336 SH   SOLE   0 0 2,336
SAIA INC COM COM 78709Y105   403,650 690 SH   SOLE   0 0 690
SCHWAB FUNDAMENTAL US SMALL CO. INDEX ETF SCHWAB FDT US SC 808524763   5,863,987 102,823 SH   SOLE   0 0 102,823
SCHWAB INTERMEDIATE-TERM US TREASURY ETF INTRM TRM TRES 808524854   3,800,051 77,473 SH   SOLE   0 0 77,473
SCHWAB U.S. MID-CAP ETF US MID-CAP ETF 808524508   988,145 12,135 SH   SOLE   0 0 12,135
SCHWAB U.S. SMALL-CAP ETF US SML CAP ETF 808524607   1,106,318 22,468 SH   SOLE   0 0 22,468
SPDR BLACKSTONE SENIOR LOAN ETF BLACKSTONE SENR 78467V608   6,641,710 157,723 SH   SOLE   0 0 157,723
SPDR NUVEEN BLOOMBERG HIGH YIELD MUNICIPAL BOND ETF NUVEEN BLOOMBERG 78464A284   274,523 10,686 SH   SOLE   0 0 10,686
SPDR PORTFOLIO EMERGING MARKETS ETF PORTFOLIO EMG MK 78463X509   1,482,102 40,953 SH   SOLE   0 0 40,953
SPDR PORTFOLIO HIGH YIELD BOND ETF PORTFLI HIGH YLD 78468R606   12,432,397 529,940 SH   SOLE   0 0 529,940
SPDR PORTFOLIO INTERMEDIATE TERM CORPORATE BOND ETF PORTFOLIO INTRMD 78464A375   1,561,961 47,781 SH   SOLE   0 0 47,781
SPDR PORTFOLIO INTERMEDIATE TERM TREASURY ETF PORTFLI INTRMDIT 78464A672   789,248 28,007 SH   SOLE   0 0 28,007
SPDR PORTFOLIO S&P 500 GROWTH ETF PRTFLO S&P500 GW 78464A409   25,950,729 354,760 SH   SOLE   0 0 354,760
SPDR S&P 500 ETF TRUST TR UNIT 78462F103   606,422 1,159 SH   SOLE   0 0 1,159
STRYKER CORPORATION COM COM 863667101   235,801 659 SH   SOLE   0 0 659
TESLA INC COM COM 88160R101   1,069,470 6,084 SH   SOLE   0 0 6,084
TJX COS INC NEW COM COM 872540109   888,080 8,756 SH   SOLE   0 0 8,756
UNITED PARCEL SERVICE INC CL B CL B 911312106   821,606 5,528 SH   SOLE   0 0 5,528
UNITEDHEALTH GROUP INC COM COM 91324P102   1,322,514 2,673 SH   SOLE   0 0 2,673
VANGUARD EMERGING MARKETS GOVERNMENT BOND ETF EM MK GOV BD ETF 921946885   6,518,319 102,088 SH   SOLE   0 0 102,088
VANGUARD MORTGAGE-BACKED SECURITIES ETF MTG-BKD SECS ETF 92206C771   3,010,397 66,003 SH   SOLE   0 0 66,003
VANGUARD RUSSELL 1000 ETF VNG RUS1000IDX 92206C730   65,923,331 276,617 SH   SOLE   0 0 276,617
VANGUARD SHORT-TERM BOND ETF SHORT TRM BOND 921937827   217,757 2,840 SH   SOLE   0 0 2,840
VANGUARD SHORT-TERM CORPORATE BOND ETF SHRT TRM CORP BD 92206C409   912,160 11,799 SH   SOLE   0 0 11,799
VANGUARD TAX-EXEMPT BOND ETF TAX EXEMPT BD 922907746   1,269,554 25,090 SH   SOLE   0 0 25,090
VANGUARD TOTAL INTERNATIONAL BOND ETF INTL BD IDX ETF 92203J407   6,550,292 133,163 SH   SOLE   0 0 133,163
VANGUARD VALUE ETF VALUE ETF 922908744   17,265,440 106,014 SH   SOLE   0 0 106,014
VISA INC COM CL A CL A 92826C839   1,288,216 4,616 SH   SOLE   0 0 4,616
WISDOMTREE INTERNATIONAL HIGH DIVIDEND FUND ITL HIGH DIV FD 97717W802   597,145 15,068 SH   SOLE   0 0 15,068
WISDOMTREE U.S. LARGECAP DIVIDEND FUND US LARGECAP DIVD 97717W307   771,422 10,686 SH   SOLE   0 0 10,686
WISDOMTREE U.S. SMALLCAP DIVIDEND FUND US SMALLCAP DIVD 97717W604   354,741 10,855 SH   SOLE   0 0 10,855
WP CAREY INC COM COM 92936U109   1,550,278 27,468 SH   SOLE   0 0 27,468
XTRACKERS MSCI EAFE HEDGED EQUITY ETF XTRACK MSCI EAFE 233051200   15,450,901 377,496 SH   SOLE   0 0 377,496