The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COM 00206R102   30,765 1,748 SH   SOLE   0 0 1,748
ABBOTT LABS COM 002824100   28,415 250 SH   SOLE   0 0 250
ABBVIE INC COM 00287Y109   10,198 56 SH   SOLE   0 0 56
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102   4,776 66 SH   SOLE   0 0 66
ALLIANT ENERGY CORP COM 018802108   59,724 1,185 SH   SOLE   0 0 1,185
ALLSTATE CORP COM 020002101   148,097 856 SH   SOLE   0 0 856
ALPHABET INC CAP STK CL C 02079K107   45,678 300 SH   SOLE   0 0 300
ALPHABET INC CAP STK CL A 02079K305   172,060 1,140 SH   SOLE   0 0 1,140
ALTRIA GROUP INC COM 02209S103   11,428 262 SH   SOLE   0 0 262
AMAZON COM INC COM 023135106   208,880 1,158 SH   SOLE   0 0 1,158
AMERICAN CENTY ETF TR AVANTIS US SMALL 025072323   215,282 4,112 SH   SOLE   0 0 4,112
AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349   1,693,703 26,357 SH   SOLE   0 0 26,357
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604   3,922,542 67,677 SH   SOLE   0 0 67,677
AMERICAN CENTY ETF TR INTL EQT ETF 025072703   159,044 2,495 SH   SOLE   0 0 2,495
AMERICAN CENTY ETF TR US SML CP VALU 025072877   345,701 3,689 SH   SOLE   0 0 3,689
AMERICAN ELEC PWR CO INC COM 025537101   5,941 69 SH   SOLE   0 0 69
AMPLIFY ETF TR AMPLIFY ALTERNAT 032108631   146 35 SH   SOLE   0 0 35
ANHEUSER BUSCH INBEV SA/NV SPONSORED ADR 03524A108   18,903 311 SH   SOLE   0 0 311
APPLE INC COM 037833100   1,587,072 9,255 SH   SOLE   0 0 9,255
ARCHER DANIELS MIDLAND CO COM 039483102   16,331 260 SH   SOLE   0 0 260
ASTRAZENECA PLC SPONSORED ADR 046353108   8,314 123 SH   SOLE   0 0 123
ATMOS ENERGY CORP COM 049560105   14,859 125 SH   SOLE   0 0 125
AUTODESK INC COM 052769106   2,344 9 SH   SOLE   0 0 9
AVANOS MED INC COM 05350V106   577 29 SH   SOLE   0 0 29
BP PLC SPONSORED ADR 055622104   17,898 475 SH   SOLE   0 0 475
BANK AMERICA CORP COM 060505104   59,724 1,575 SH   SOLE   0 0 1,575
BAXTER INTL INC COM 071813109   20,045 469 SH   SOLE   0 0 469
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   492,849 1,172 SH   SOLE   0 0 1,172
BEYOND MEAT INC COM 08862E109   828 100 SH   SOLE   0 0 100
BIOGEN INC COM 09062X103   14,232 66 SH   SOLE   0 0 66
BOEING CO COM 097023105   35,510 184 SH   SOLE   0 0 184
BRIGHTSPIRE CAPITAL INC COM CL A 10949T109   3,727 541 SH   SOLE   0 0 541
CVS HEALTH CORP COM 126650100   16,510 207 SH   SOLE   0 0 207
CARMAX INC COM 143130102   22,910 263 SH   SOLE   0 0 263
CELLECTAR BIOSCIENCES INC COM NEW 15117F807   406 102 SH   SOLE   0 0 102
CHEVRON CORP NEW COM 166764100   14,985 95 SH   SOLE   0 0 95
CHIPOTLE MEXICAN GRILL INC COM 169656105   290,677 100 SH   SOLE   0 0 100
CINCINNATI FINL CORP COM 172062101   6,209 50 SH   SOLE   0 0 50
CISCO SYS INC COM 17275R102   49,910 1,000 SH   SOLE   0 0 1,000
CITIGROUP INC COM NEW 172967424   6,324 100 SH   SOLE   0 0 100
COMCAST CORP NEW CL A 20030N101   75,256 1,736 SH   SOLE   0 0 1,736
COSTCO WHSL CORP NEW COM 22160K105   133,339 182 SH   SOLE   0 0 182
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401   5,305,152 93,106 SH   SOLE   0 0 93,106
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   16,433,420 263,610 SH   SOLE   0 0 263,610
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   27,558,122 506,304 SH   SOLE   0 0 506,304
DIMENSIONAL ETF TRUST US LARGE CAP VAL 25434V666   28,603,878 953,781 SH   SOLE   0 0 953,781
DIMENSIONAL ETF TRUST GLOBAL SUSTAINA 25434V674   181,592 3,507 SH   SOLE   0 0 3,507
DIMENSIONAL ETF TRUST EMERGING MARKETS 25434V682   289,253 8,983 SH   SOLE   0 0 8,983
DIMENSIONAL ETF TRUST INTERNATIONAL 25434V690   308,460 9,161 SH   SOLE   0 0 9,161
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   484,106 15,152 SH   SOLE   0 0 15,152
DIMENSIONAL ETF TRUST US SUSTAINABILTY 25434V716   1,341,746 38,993 SH   SOLE   0 0 38,993
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   5,836,395 142,699 SH   SOLE   0 0 142,699
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   27,161,775 1,065,586 SH   SOLE   0 0 1,065,586
DIMENSIONAL ETF TRUST EMERGING MKTS VA 25434V740   1,396,759 53,804 SH   SOLE   0 0 53,804
DIMENSIONAL ETF TRUST INTL HIGH PROFIT 25434V765   231,765 8,603 SH   SOLE   0 0 8,603
DIMENSIONAL ETF TRUST INTL SMALL CAP E 25434V773   48,140 1,921 SH   SOLE   0 0 1,921
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781   104,790 3,854 SH   SOLE   0 0 3,854
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799   16,918,123 632,453 SH   SOLE   0 0 632,453
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   11,326,615 308,207 SH   SOLE   0 0 308,207
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815   8,187 272 SH   SOLE   0 0 272
DIMENSIONAL ETF TRUST US REAL ESTATE E 25434V823   258,843 11,571 SH   SOLE   0 0 11,571
DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831   631,573 19,980 SH   SOLE   0 0 19,980
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   44,825 1,762 SH   SOLE   0 0 1,762
DISNEY WALT CO COM 254687106   30,661 251 SH   SOLE   0 0 251
DULUTH HLDGS INC COM CL B 26443V101   1,470 300 SH   SOLE   0 0 300
DUPONT DE NEMOURS INC COM 26614N102   18,017 235 SH   SOLE   0 0 235
EBAY INC. COM 278642103   1,847 35 SH   SOLE   0 0 35
EMERSON ELEC CO COM 291011104   45,368 400 SH   SOLE   0 0 400
EQUIFAX INC COM 294429105   21,134 79 SH   SOLE   0 0 79
EXACT SCIENCES CORP COM 30063P105   62,741 908 SH   SOLE   0 0 908
EXXON MOBIL CORP COM 30231G102   263,284 2,265 SH   SOLE   0 0 2,265
META PLATFORMS INC CL A 30303M102   74,294 153 SH   SOLE   0 0 153
FEDEX CORP COM 31428X106   81,996 283 SH   SOLE   0 0 283
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309   15,224,800 336,014 SH   SOLE   0 0 336,014
FIDELITY NATL INFORMATION SV COM 31620M106   18,619 251 SH   SOLE   0 0 251
FIRST TRUST LRGCP GWT ALPHAD COM SHS 33735K108   42,285 343 SH   SOLE   0 0 343
FIRST TR EXCH TRADED FD III MUNI HI INCM ETF 33739P301   6,420,118 133,253 SH   SOLE   0 0 133,253
FIRST TR EXCH TRADED FD III SHRT DUR MNG MUN 33739P830   6,040,078 304,516 SH   SOLE   0 0 304,516
FISERV INC COM 337738108   64,248 402 SH   SOLE   0 0 402
FOOT LOCKER INC COM 344849104   19,950 700 SH   SOLE   0 0 700
FORD MTR CO DEL COM 345370860   59 4 SH   SOLE   0 0 4
GE HEALTHCARE TECHNOLOGIES I COMMON STOCK 36266G107   16,273 179 SH   SOLE   0 0 179
GENERAL ELECTRIC CO COM NEW 369604301   69,861 398 SH   SOLE   0 0 398
GENERAL MTRS CO COM 37045V100   16,326 360 SH   SOLE   0 0 360
GSK PLC SPONSORED ADR 37733W204   17,748 414 SH   SOLE   0 0 414
HP INC COM 40434L105   63,522 2,102 SH   SOLE   0 0 2,102
HANESBRANDS INC COM 410345102   719 124 SH   SOLE   0 0 124
HARTFORD FINL SVCS GROUP INC COM 416515104   61,830 600 SH   SOLE   0 0 600
HERSHEY CO COM 427866108   19,645 101 SH   SOLE   0 0 101
HOME DEPOT INC COM 437076102   177,762 463 SH   SOLE   0 0 463
ILLINOIS TOOL WKS INC COM 452308109   33,273 124 SH   SOLE   0 0 124
INTEL CORP COM 458140100   131,759 2,983 SH   SOLE   0 0 2,983
INTERNATIONAL FLAVORS&FRAGRA COM 459506101   18,574 216 SH   SOLE   0 0 216
INVESCO QQQ TR UNIT SER 1 46090E103   64,381 145 SH   SOLE   0 0 145
INTUITIVE SURGICAL INC COM NEW 46120E602   134,094 336 SH   SOLE   0 0 336
INVESCO EXCHANGE TRADED FD T S&P500 PUR VAL 46137V258   21,637 245 SH   SOLE   0 0 245
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1500 46137V597   525,331 13,374 SH   SOLE   0 0 13,374
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613   1,039,669 27,025 SH   SOLE   0 0 27,025
INVESCO CURRENCYSHARES EURO EURO SHS 46138K103   7,279 73 SH   SOLE   0 0 73
ISHARES TR CORE S&P500 ETF 464287200   267,597 509 SH   SOLE   0 0 509
ISHARES TR MSCI EMG MKT ETF 464287234   5,710 139 SH   SOLE   0 0 139
ISHARES TR MSCI EAFE ETF 464287465   21,802 273 SH   SOLE   0 0 273
ISHARES TR CORE S&P MCP ETF 464287507   705,520 11,615 SH   SOLE   0 0 11,615
ISHARES TR RUS 1000 VAL ETF 464287598   12,896 72 SH   SOLE   0 0 72
ISHARES TR RUS 1000 GRW ETF 464287614   11,460 34 SH   SOLE   0 0 34
ISHARES TR RUSSELL 2000 ETF 464287655   24,926 119 SH   SOLE   0 0 119
ISHARES TR MSCI ACWI EX US 464288240   99,359 1,861 SH   SOLE   0 0 1,861
ISHARES TR JPMORGAN USD EMG 464288281   10,678 119 SH   SOLE   0 0 119
ISHARES TR IBOXX HI YD ETF 464288513   19,209 247 SH   SOLE   0 0 247
ISHARES INC MSCI EMRG CHN 46434G764   77,662 1,349 SH   SOLE   0 0 1,349
JPMORGAN CHASE & CO COM 46625H100   112,601 562 SH   SOLE   0 0 562
JOHNSON & JOHNSON COM 478160104   99,485 629 SH   SOLE   0 0 629
KELLANOVA COM 487836108   15,468 270 SH   SOLE   0 0 270
KIMBERLY-CLARK CORP COM 494368103   58,208 450 SH   SOLE   0 0 450
KRAFT HEINZ CO COM 500754106   32,546 882 SH   SOLE   0 0 882
LIFEVANTAGE CORP COM NEW 53222K205   175 29 SH   SOLE   0 0 29
ELI LILLY & CO COM 532457108   32,830 42 SH   SOLE   0 0 42
LUMEN TECHNOLOGIES INC COM 550241103   122 78 SH   SOLE   0 0 78
MGE ENERGY INC COM 55277P104   126,346 1,605 SH   SOLE   0 0 1,605
MADISON SQUARE GRDN SPRT COR CL A 55825T103   18,452 100 SH   SOLE   0 0 100
MCDONALDS CORP COM 580135101   72,179 256 SH   SOLE   0 0 256
MERCK & CO INC COM 58933Y105   660 5 SH   SOLE   0 0 5
MICROSOFT CORP COM 594918104   619,292 1,472 SH   SOLE   0 0 1,472
MONDELEZ INTL INC CL A 609207105   14,840 212 SH   SOLE   0 0 212
NEXTERA ENERGY INC COM 65339F101   62,632 980 SH   SOLE   0 0 980
NIKE INC CL B 654106103   13,063 139 SH   SOLE   0 0 139
NOVAGOLD RES INC COM NEW 66987E206   5,130 1,710 SH   SOLE   0 0 1,710
OCCIDENTAL PETE CORP COM 674599105   12,478 192 SH   SOLE   0 0 192
PNC FINL SVCS GROUP INC COM 693475105   21,331 132 SH   SOLE   0 0 132
PAYPAL HLDGS INC COM 70450Y103   2,345 35 SH   SOLE   0 0 35
PEPSICO INC COM 713448108   122,507 700 SH   SOLE   0 0 700
PFIZER INC COM 717081103   89,633 3,230 SH   SOLE   0 0 3,230
PHILIP MORRIS INTL INC COM 718172109   21,347 233 SH   SOLE   0 0 233
PHILLIPS 66 COM 718546104   58,802 360 SH   SOLE   0 0 360
PIMCO ETF TR 1-5 US TIP IDX 72201R205   4,573 89 SH   SOLE   0 0 89
PIMCO ETF TR MULTISECTOR BD 72201R585   17,165,021 666,344 SH   SOLE   0 0 666,344
PROCTER AND GAMBLE CO COM 742718109   81,171 500 SH   SOLE   0 0 500
PROSHARES TR BITCOIN STRATE 74347G440   30,685 950 SH   SOLE   0 0 950
QUALCOMM INC COM 747525103   11,851 70 SH   SOLE   0 0 70
QUANTUMSCAPE CORP COM CL A 74767V109   6,699 1,065 SH   SOLE   0 0 1,065
S&P GLOBAL INC COM 78409V104   39,141 92 SH   SOLE   0 0 92
SM ENERGY CO COM 78454L100   19,940 400 SH   SOLE   0 0 400
SPDR S&P 500 ETF TR TR UNIT 78462F103   264,784 506 SH   SOLE   0 0 506
SPDR SER TR PRTFLO S&P500 GW 78464A409   25 0 SH   SOLE   0 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   100,152 180 SH   SOLE   0 0 180
SALESFORCE INC COM 79466L302   112,340 373 SH   SOLE   0 0 373
SANDSTORM GOLD LTD COM NEW 80013R206   5 1 SH   SOLE   0 0 1
SAP SE SPON ADR 803054204   116,433 597 SH   SOLE   0 0 597
SCHWAB CHARLES CORP COM 808513105   12,660 175 SH   SOLE   0 0 175
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   10,861 175 SH   SOLE   0 0 175
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   8,159 88 SH   SOLE   0 0 88
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   37,154 489 SH   SOLE   0 0 489
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   73,206 899 SH   SOLE   0 0 899
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   74,993 1,523 SH   SOLE   0 0 1,523
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   48,606 1,925 SH   SOLE   0 0 1,925
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   56,540 1,449 SH   SOLE   0 0 1,449
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   8,091 44 SH   SOLE   0 0 44
SELECT SECTOR SPDR TR ENERGY 81369Y506   12,084 128 SH   SOLE   0 0 128
SIMON PPTY GROUP INC NEW COM 828806109   22,691 145 SH   SOLE   0 0 145
SMUCKER J M CO COM NEW 832696405   12,587 100 SH   SOLE   0 0 100
SOURCE CAP INC COM 836144105   26,785 630 SH   SOLE   0 0 630
SOUTHWEST AIRLS CO COM 844741108   58,380 2,000 SH   SOLE   0 0 2,000
BLOCK INC CL A 852234103   8,458 100 SH   SOLE   0 0 100
SYSCO CORP COM 871829107   81,180 1,000 SH   SOLE   0 0 1,000
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   20,816 153 SH   SOLE   0 0 153
TARGET CORP COM 87612E106   132,907 750 SH   SOLE   0 0 750
TESLA INC COM 88160R101   29,884 170 SH   SOLE   0 0 170
THERMO FISHER SCIENTIFIC INC COM 883556102   459,156 790 SH   SOLE   0 0 790
3M CO COM 88579Y101   10,607 100 SH   SOLE   0 0 100
TRILOGY METALS INC NEW COM 89621C105   3,021 6,042 SH   SOLE   0 0 6,042
US BANCORP DEL COM NEW 902973304   148,628 3,325 SH   SOLE   0 0 3,325
UBER TECHNOLOGIES INC COM 90353T100   7,699 100 SH   SOLE   0 0 100
UNION PAC CORP COM 907818108   98,372 400 SH   SOLE   0 0 400
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643   9,366,154 104,184 SH   SOLE   0 0 104,184
VANECK ETF TRUST JP MRGAN EM LOC 92189H300   10,602 433 SH   SOLE   0 0 433
VANGUARD STAR FDS VG TL INTL STK F 921909768   269,822 4,475 SH   SOLE   0 0 4,475
VANGUARD WELLINGTON FD SHORT TRM TAX EX 921935870   405,166 4,024 SH   SOLE   0 0 4,024
VANGUARD BD INDEX FDS INTERMED TERM 921937819   241,370 3,201 SH   SOLE   0 0 3,201
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   228,551 2,981 SH   SOLE   0 0 2,981
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   225,374 3,103 SH   SOLE   0 0 3,103
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   40,159 800 SH   SOLE   0 0 800
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   292,119 6,994 SH   SOLE   0 0 6,994
VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730   0 0 SH   SOLE   0 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   9,027,058 178,400 SH   SOLE   0 0 178,400
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   22,403,544 46,606 SH   SOLE   0 0 46,606
VANGUARD INDEX FDS SM CP VAL ETF 922908611   119,157 621 SH   SOLE   0 0 621
VANGUARD INDEX FDS MID CAP ETF 922908629   9,616,178 38,486 SH   SOLE   0 0 38,486
VANGUARD INDEX FDS LARGE CAP ETF 922908637   1,664,960 6,944 SH   SOLE   0 0 6,944
VANGUARD INDEX FDS GROWTH ETF 922908736   4,473,980 12,998 SH   SOLE   0 0 12,998
VANGUARD INDEX FDS VALUE ETF 922908744   335,244 2,058 SH   SOLE   0 0 2,058
VANGUARD INDEX FDS SMALL CP ETF 922908751   228,676 1,000 SH   SOLE   0 0 1,000
VANGUARD INDEX FDS TOTAL STK MKT 922908769   332,322 1,279 SH   SOLE   0 0 1,279
PARAMOUNT GLOBAL CLASS B COM 92556H206   2,648 225 SH   SOLE   0 0 225
VIATRIS INC COM 92556V106   931 78 SH   SOLE   0 0 78
WALMART INC COM 931142103   6,087 101 SH   SOLE   0 0 101
WALGREENS BOOTS ALLIANCE INC COM 931427108   36,838 1,698 SH   SOLE   0 0 1,698
WARNER BROS DISCOVERY INC COM SER A 934423104   11,847 1,357 SH   SOLE   0 0 1,357
WELLS FARGO CO NEW COM 949746101   21,735 375 SH   SOLE   0 0 375
XCEL ENERGY INC COM 98389B100   10,347 193 SH   SOLE   0 0 193
YUM BRANDS INC COM 988498101   5,546 40 SH   SOLE   0 0 40
YUM CHINA HLDGS INC COM 98850P109   1,592 40 SH   SOLE   0 0 40
JOHNSON CTLS INTL PLC SHS G51502105   8,688 133 SH   SOLE   0 0 133
ELASTIC N V ORD SHS N14506104   5,012 50 SH   SOLE   0 0 50