The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109   279,888 1,537 SH   SOLE   0 0 1,537
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   641,575 1,851 SH   SOLE   0 0 1,851
ADVANCED MICRO DEVICES INC COM 007903107   588,397 3,260 SH   SOLE   0 0 3,260
ALPHABET INC CAP STK CL A 02079K305   1,378,896 9,136 SH   SOLE   0 0 9,136
ALPHABET INC CAP STK CL C 02079K107   523,774 3,440 SH   SOLE   0 0 3,440
AMAZON COM INC COM 023135106   2,074,731 11,502 SH   SOLE   0 0 11,502
AMCOR PLC ORD G0250X107   118,228 12,432 SH   SOLE   0 0 12,432
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604   801,761 13,833 SH   SOLE   0 0 13,833
AMERICAN EXPRESS CO COM 025816109   279,831 1,229 SH   SOLE   0 0 1,229
AMGEN INC COM 031162100   210,112 739 SH   SOLE   0 0 739
APPLE INC COM 037833100   4,554,680 26,561 SH   SOLE   0 0 26,561
APPLIED MATLS INC COM 038222105   396,168 1,921 SH   SOLE   0 0 1,921
ASML HOLDING N V N Y REGISTRY SHS N07059210   287,259 296 SH   SOLE   0 0 296
AT&T INC COM 00206R102   277,302 15,756 SH   SOLE   0 0 15,756
AUTOMATIC DATA PROCESSING IN COM 053015103   699,771 2,802 SH   SOLE   140 0 2,662
AVANGRID INC COM 05351W103   216,199 5,933 SH   SOLE   0 0 5,933
BANCO SANTANDER S.A. ADR 05964H105   60,907 12,584 SH   SOLE   0 0 12,584
BANK AMERICA CORP COM 060505104   244,356 6,444 SH   SOLE   0 0 6,444
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   730,023 1,736 SH   SOLE   0 0 1,736
BEST BUY INC COM 086516101   261,019 3,182 SH   SOLE   0 0 3,182
BLACKROCK ETF TRUST US CARBON TRANS 09290C509   369,663 6,439 SH   SOLE   0 0 6,439
BLACKROCK ETF TRUST US EQT FACTOR 09290C103   4,055,976 91,351 SH   SOLE   0 0 91,351
BLACKROCK ETF TRUST II FLEXIBLE INCOME 092528603   1,104,967 21,063 SH   SOLE   0 0 21,063
BLACKROCK INC COM 09247X101   716,148 859 SH   SOLE   0 0 859
BLACKSTONE INC COM 09260D107   245,268 1,867 SH   SOLE   0 0 1,867
BROADCOM INC COM 11135F101   778,016 587 SH   SOLE   0 0 587
CHEVRON CORP NEW COM 166764100   233,771 1,482 SH   SOLE   0 0 1,482
CISCO SYS INC COM 17275R102   385,804 7,730 SH   SOLE   0 0 7,730
CME GROUP INC COM 12572Q105   212,707 988 SH   SOLE   0 0 988
COCA COLA CO COM 191216100   353,192 5,773 SH   SOLE   0 0 5,773
COMCAST CORP NEW CL A 20030N101   244,172 5,633 SH   SOLE   0 0 5,633
COSTCO WHSL CORP NEW COM 22160K105   1,124,587 1,535 SH   SOLE   0 0 1,535
COTERRA ENERGY INC COM 127097103   206,089 7,392 SH   SOLE   0 0 7,392
CROWN CASTLE INC COM 22822V101   229,969 2,173 SH   SOLE   0 0 2,173
CVS HEALTH CORP COM 126650100   318,322 3,991 SH   SOLE   0 0 3,991
DBX ETF TR XTRACK MSCI EAFE 233051200   390,012 9,529 SH   SOLE   867 0 8,662
DISNEY WALT CO COM 254687106   239,826 1,960 SH   SOLE   0 0 1,960
ELI LILLY & CO COM 532457108   877,539 1,128 SH   SOLE   0 0 1,128
EQUITY LIFESTYLE PPTYS INC COM 29472R108   2,188,892 33,989 SH   SOLE   0 0 33,989
EXXON MOBIL CORP COM 30231G102   577,015 4,964 SH   SOLE   0 0 4,964
FIDELITY COVINGTON TRUST VLU FACTOR ETF 316092782   495,194 8,680 SH   SOLE   0 0 8,680
FIDELITY COVINGTON TRUST QLTY FCTOR ETF 316092790   397,087 6,737 SH   SOLE   0 0 6,737
FIDELITY COVINGTON TRUST MOMENTUM FACTR 316092816   503,066 8,335 SH   SOLE   0 0 8,335
FIDELITY MERRIMACK STR TR CORP BOND ETF 316188101   1,030,254 22,156 SH   SOLE   0 0 22,156
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309   759,486 16,762 SH   SOLE   0 0 16,762
GALLAGHER ARTHUR J & CO COM 363576109   393,813 1,575 SH   SOLE   0 0 1,575
GARMIN LTD SHS H2906T109   227,771 1,530 SH   SOLE   0 0 1,530
GENERAL DYNAMICS CORP COM 369550108   363,282 1,286 SH   SOLE   0 0 1,286
GILEAD SCIENCES INC COM 375558103   208,909 2,852 SH   SOLE   0 0 2,852
HALEON PLC SPON ADS 405552100   122,681 14,450 SH   SOLE   0 0 14,450
HOME DEPOT INC COM 437076102   701,604 1,829 SH   SOLE   0 0 1,829
HONEYWELL INTL INC COM 438516106   208,739 1,017 SH   SOLE   0 0 1,017
INTEL CORP COM 458140100   314,066 7,110 SH   SOLE   0 0 7,110
INTERNATIONAL BUSINESS MACHS COM 459200101   917,281 4,804 SH   SOLE   0 0 4,804
INTUIT COM 461202103   831,350 1,279 SH   SOLE   0 0 1,279
INTUITIVE SURGICAL INC COM NEW 46120E602   203,137 509 SH   SOLE   0 0 509
INVESCO EXCH TRADED FD TR II TAXABLE MUN BD 46138G805   414,950 15,629 SH   SOLE   0 0 15,629
ISHARES INC CORE MSCI EMKT 46434G103   918,415 17,799 SH   SOLE   312 0 17,487
ISHARES INC MSCI EMRG CHN 46434G764   1,257,080 21,836 SH   SOLE   0 0 21,836
ISHARES TR CORE US AGGBD ET 464287226   2,333,956 23,830 SH   SOLE   155 0 23,675
ISHARES TR ESG AWR MSCI USA 46435G425   744,826 6,479 SH   SOLE   0 0 6,479
ISHARES TR S&P 100 ETF 464287101   966,631 3,907 SH   SOLE   0 0 3,907
ISHARES TR CORE INTL AGGR 46435G672   252,997 5,065 SH   SOLE   0 0 5,065
ISHARES TR CORE S&P TTL STK 464287150   1,570,501 13,621 SH   SOLE   0 0 13,621
ISHARES TR ISHS 5-10YR INVT 464288638   581,301 11,266 SH   SOLE   1,216 0 10,050
ISHARES TR CORE S&P500 ETF 464287200   47,003,172 89,406 SH   SOLE   126 0 89,280
ISHARES TR 0-5YR INVT GR CP 46434V100   459,862 9,343 SH   SOLE   0 0 9,343
ISHARES TR MSCI USA ESG SLC 464288802   211,848 1,941 SH   SOLE   0 0 1,941
ISHARES TR 20 YR TR BD ETF 464287432   2,283,526 24,134 SH   SOLE   0 0 24,134
ISHARES TR EAFE VALUE ETF 464288877   2,018,350 37,102 SH   SOLE   0 0 37,102
ISHARES TR ISHS 1-5YR INVS 464288646   298,244 5,816 SH   SOLE   0 0 5,816
ISHARES TR MBS ETF 464288588   2,495,721 27,004 SH   SOLE   326 0 26,678
ISHARES TR ESG AWRE USD ETF 46435G193   269,512 11,723 SH   SOLE   0 0 11,723
ISHARES TR CORE 1 5 YR USD 46432F859   5,941,914 125,251 SH   SOLE   0 0 125,251
ISHARES TR CORE S&P MCP ETF 464287507   732,767 12,064 SH   SOLE   0 0 12,064
ISHARES TR S&P 500 GRWT ETF 464287309   3,199,956 37,896 SH   SOLE   827 0 37,069
ISHARES TR MSCI EMG MKT ETF 464287234   1,344,959 32,740 SH   SOLE   0 0 32,740
ISHARES TR CORE MSCI EAFE 46432F842   916,403 12,347 SH   SOLE   765 0 11,582
ISHARES TR S&P 500 VAL ETF 464287408   2,759,477 14,772 SH   SOLE   332 0 14,440
ISHARES TR RUS 1000 ETF 464287622   1,684,399 5,848 SH   SOLE   0 0 5,848
ISHARES TR MSCI ACWI ETF 464288257   451,627 4,101 SH   SOLE   0 0 4,101
ISHARES TR RUS MID CAP ETF 464287499   6,186,550 73,571 SH   SOLE   0 0 73,571
ISHARES TR CORE S&P US VLU 464287663   582,343 6,439 SH   SOLE   0 0 6,439
ISHARES TR US TREAS BD ETF 46429B267   1,362,802 59,851 SH   SOLE   3,812 0 56,039
ISHARES TR CORE MSCI TOTAL 46432F834   361,694 5,330 SH   SOLE   0 0 5,330
ISHARES TR CORE S&P US GWT 464287671   574,446 4,901 SH   SOLE   0 0 4,901
ISHARES TR GLOBAL ENERG ETF 464287341   554,971 12,921 SH   SOLE   0 0 12,921
ISHARES TR RUS 2000 GRW ETF 464287648   1,004,668 3,710 SH   SOLE   0 0 3,710
ISHARES TR U.S. TECH ETF 464287721   2,068,271 15,314 SH   SOLE   0 0 15,314
ISHARES TR CORE TOTAL USD 46434V613   15,860,002 347,883 SH   SOLE   0 0 347,883
ISHARES TR CORE S&P SCP ETF 464287804   595,592 5,389 SH   SOLE   0 0 5,389
ISHARES TR MSCI KLD400 SOC 464288570   272,489 2,703 SH   SOLE   0 0 2,703
ISHARES TR JPMORGAN USD EMG 464288281   588,763 6,566 SH   SOLE   0 0 6,566
ISHARES TR RUS 2000 VAL ETF 464287630   842,328 5,304 SH   SOLE   0 0 5,304
ISHARES TR ESG AWR US AGRGT 46435U549   259,630 5,517 SH   SOLE   0 0 5,517
ISHARES TR ESG MSCI LEADR 46435U218   210,693 2,245 SH   SOLE   0 0 2,245
ISHARES TR ESG MSCI USA ETF 46436E767   213,289 4,724 SH   SOLE   0 0 4,724
ISHARES TR HDG MSCI EAFE 46434V803   1,355,379 38,858 SH   SOLE   0 0 38,858
ISHARES TR GNMA BOND ETF 46429B333   425,222 9,800 SH   SOLE   0 0 9,800
ISHARES TR MSCI USA QLT FCT 46432F339   4,347,130 26,450 SH   SOLE   0 0 26,450
ISHARES TR US INFRASTRUC 46435U713   515,997 11,900 SH   SOLE   0 0 11,900
ISHARES TR EAFE GRWTH ETF 464288885   4,272,093 41,161 SH   SOLE   0 0 41,161
ISHARES TR CORE MSCI EURO 46434V738   281,961 4,874 SH   SOLE   0 0 4,874
ISHARES TR MSCI INTL VLU FT 46435G409   724,212 25,654 SH   SOLE   0 0 25,654
ISHARES TR EUROPE ETF 464287861   505,539 9,081 SH   SOLE   0 0 9,081
ISHARES TR GLB INFRASTR ETF 464288372   335,769 7,051 SH   SOLE   0 0 7,051
JOHN HANCOCK EXCHANGE TRADED MULTIFACTOR MI 47804J206   256,718 4,474 SH   SOLE   0 0 4,474
JOHNSON & JOHNSON COM 478160104   560,942 3,546 SH   SOLE   0 0 3,546
JPMORGAN CHASE & CO COM 46625H100   597,495 2,983 SH   SOLE   0 0 2,983
KINDER MORGAN INC DEL COM 49456B101   268,296 14,629 SH   SOLE   0 0 14,629
LAM RESEARCH CORP COM 512807108   389,600 401 SH   SOLE   0 0 401
LINDE PLC SHS G54950103   399,780 861 SH   SOLE   0 0 861
LLOYDS BANKING GROUP PLC SPONSORED ADR 539439109   27,602 10,657 SH   SOLE   0 0 10,657
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100   247,006 2,415 SH   SOLE   0 0 2,415
M D C HLDGS INC COM 552676108   216,788 3,446 SH   SOLE   0 0 3,446
MASTERCARD INCORPORATED CL A 57636Q104   788,330 1,637 SH   SOLE   0 0 1,637
MCDONALDS CORP COM 580135101   221,581 786 SH   SOLE   0 0 786
MEDICAL PPTYS TRUST INC COM 58463J304   211,547 45,010 SH   SOLE   0 0 45,010
MERCK & CO INC COM 58933Y105   540,203 4,094 SH   SOLE   0 0 4,094
META PLATFORMS INC CL A 30303M102   1,438,288 2,962 SH   SOLE   0 0 2,962
MICROSOFT CORP COM 594918104   4,100,991 9,748 SH   SOLE   154 0 9,594
NASDAQ INC COM 631103108   393,365 6,234 SH   SOLE   0 0 6,234
NETFLIX INC COM 64110L106   646,806 1,065 SH   SOLE   0 0 1,065
NIKE INC CL B 654106103   410,223 4,365 SH   SOLE   0 0 4,365
NOVO-NORDISK A S ADR 670100205   463,781 3,612 SH   SOLE   0 0 3,612
NVIDIA CORPORATION COM 67066G104   5,849,647 6,474 SH   SOLE   0 0 6,474
ONEOK INC NEW COM 682680103   311,621 3,887 SH   SOLE   0 0 3,887
ORACLE CORP COM 68389X105   401,450 3,196 SH   SOLE   0 0 3,196
PEPSICO INC COM 713448108   266,190 1,521 SH   SOLE   0 0 1,521
PFIZER INC COM 717081103   464,202 16,728 SH   SOLE   0 0 16,728
PIMCO ETF TR 0-5 HIGH YIELD 72201R783   1,448,473 15,495 SH   SOLE   0 0 15,495
PIMCO ETF TR 25YR+ ZERO U S 72201R882   316,604 3,995 SH   SOLE   0 0 3,995
PIONEER NAT RES CO COM 723787107   253,838 967 SH   SOLE   0 0 967
PRICE T ROWE GROUP INC COM 74144T108   203,850 1,672 SH   SOLE   0 0 1,672
PROCTER AND GAMBLE CO COM 742718109   357,091 2,201 SH   SOLE   0 0 2,201
QUALCOMM INC COM 747525103   622,685 3,678 SH   SOLE   0 0 3,678
REPUBLIC SVCS INC COM 760759100   534,309 2,791 SH   SOLE   0 0 2,791
RTX CORPORATION COM 75513E101   232,902 2,388 SH   SOLE   0 0 2,388
S&P GLOBAL INC COM 78409V104   622,008 1,462 SH   SOLE   0 0 1,462
SALESFORCE INC COM 79466L302   219,861 730 SH   SOLE   0 0 730
SAP SE SPON ADR 803054204   254,709 1,306 SH   SOLE   0 0 1,306
SCHWAB STRATEGIC TR US TIPS ETF 808524870   4,154,143 79,642 SH   SOLE   0 0 79,642
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   1,447,712 31,472 SH   SOLE   0 0 31,472
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   517,088 1,300 SH   SOLE   0 0 1,300
SPDR SER TR SPDR S&P 500 ETF 78468R796   215,455 5,034 SH   SOLE   0 0 5,034
STARWOOD PPTY TR INC COM 85571B105   219,117 10,778 SH   SOLE   0 0 10,778
STERIS PLC SHS USD G8473T100   355,665 1,582 SH   SOLE   0 0 1,582
STRYKER CORPORATION COM 863667101   697,489 1,949 SH   SOLE   0 0 1,949
TARGET CORP COM 87612E106   257,486 1,453 SH   SOLE   0 0 1,453
TESLA INC COM 88160R101   530,943 3,020 SH   SOLE   0 0 3,020
TRACTOR SUPPLY CO COM 892356106   541,760 2,070 SH   SOLE   0 0 2,070
TRUIST FINL CORP COM 89832Q109   398,804 10,231 SH   SOLE   0 0 10,231
UNION PAC CORP COM 907818108   617,038 2,509 SH   SOLE   0 0 2,509
UNITEDHEALTH GROUP INC COM 91324P102   610,460 1,234 SH   SOLE   0 0 1,234
US BANCORP DEL COM NEW 902973304   278,392 6,228 SH   SOLE   0 0 6,228
VANGUARD INDEX FDS GROWTH ETF 922908736   1,202,815 3,495 SH   SOLE   0 0 3,495
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   4,886,470 10,165 SH   SOLE   0 0 10,165
VANGUARD INDEX FDS VALUE ETF 922908744   1,306,797 8,024 SH   SOLE   0 0 8,024
VANGUARD INDEX FDS TOTAL STK MKT 922908769   831,940 3,201 SH   SOLE   0 0 3,201
VANGUARD INDEX FDS SM CP VAL ETF 922908611   591,105 3,081 SH   SOLE   119 0 2,962
VANGUARD STAR FDS VG TL INTL STK F 921909768   501,153 8,311 SH   SOLE   0 0 8,311
VERIZON COMMUNICATIONS INC COM 92343V104   950,337 22,649 SH   SOLE   0 0 22,649
VISA INC COM CL A 92826C839   465,226 1,667 SH   SOLE   0 0 1,667
WALMART INC COM 931142103   288,876 4,801 SH   SOLE   0 0 4,801