The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106 BBG001S5PQL7 337,163 2,586 SH   SOLE   0 0 2,586
AON PLC SHS CL A G0403H108 BBG00SSQFPR9 574,367 1,697 SH   SOLE   0 0 1,697
APPLE INC COM 037833100 BBG001S5N8V8 2,607,063 13,626 SH   SOLE   0 0 13,626
BOEING CO COM 097023105 BBG001S5P0V3 478,881 2,245 SH   SOLE   0 0 2,245
CATERPILLAR INC COM 149123101 BBG001S5PJ06 231,120 944 SH   SOLE   0 0 944
DISNEY WALT CO COM 254687106 BBG001S5QHF3 212,084 2,362 SH   SOLE   0 0 2,362
EDISON INTL COM 281020107 BBG001S7MY75 377,486 5,375 SH   SOLE   0 0 5,375
GOLDMAN SACHS ETF TR ACCES TREASURY 381430529 BBG00DRGSD25 53,350,479 535,164 SH   SOLE   0 0 535,164
ISHARES INC CORE MSCI EMKT 46434G103 BBG003HC3DG9 4,520,909 91,221 SH   SOLE   0 0 91,221
ISHARES TR 0-3 MNTH TREASRY 46436E718 BBG00TZR7YF0 287,894 2,871 SH   SOLE   0 0 2,871
ISHARES TR MSCI INTL QUALTY 46434V456 BBG007WGM3H4 4,716,770 134,304 SH   SOLE   0 0 134,304
ISHARES TR SHORT TREAS BD 464288679 BBG001SSD803 54,432,086 494,702 SH   SOLE   0 0 494,702
MEDTRONIC PLC SHS G5960L103 BBG001S5T2S9 249,143 2,868 SH   SOLE   0 0 2,868
META PLATFORMS INC CL A 30303M102 BBG001SQCQC5 727,977 2,473 SH   SOLE   0 0 2,473
MGM RESORTS INTERNATIONAL COM 552953101 BBG001S6BYT5 318,165 7,488 SH   SOLE   0 0 7,488
MICROSOFT CORP COM 594918104 BBG001S5TD05 316,508 936 SH   SOLE   0 0 936
NVIDIA CORPORATION COM 67066G104 BBG001S5TZJ6 235,287 556 SH   SOLE   0 0 556
PGIM ETF TR PGIM ULTRA SH BD 69344A107 BBG00KJQ1QS8 35,389,334 719,295 SH   SOLE   0 0 719,295
REALTY INCOME CORP COM 756109104 BBG001S884K0 506,988 8,362 SH   SOLE   0 0 8,362
SPDR GOLD TR GOLD SHS 78463V107 BBG001SCPX28 323,491 1,819 SH   SOLE   0 0 1,819
SPDR SER TR PORTFOLIO SH TSR 78468R101 BBG0029J2KF1 34,976,952 1,219,559 SH   SOLE   0 0 1,219,559
TESLA INC COM 88160R101 BBG001SQKGD7 236,153 836 SH   SOLE   0 0 836
VANGUARD INDEX FDS GROWTH ETF 922908736 BBG001SHTTS4 36,765,332 129,858 SH   SOLE   0 0 129,858
VANGUARD INDEX FDS MID CAP ETF 922908629 BBG001SHVTS1 9,478,910 43,119 SH   SOLE   0 0 43,119
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 54,650,509 134,227 SH   SOLE   0 0 134,227
VANGUARD INDEX FDS SMALL CP ETF 922908751 BBG001SHTTV0 9,581,485 48,465 SH   SOLE   0 0 48,465
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 368,732 1,674 SH   SOLE   0 0 1,674
VANGUARD INDEX FDS VALUE ETF 922908744 BBG001SHVR78 39,809,519 280,270 SH   SOLE   0 0 280,270
VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730 BBG001TCHM11 728,701 3,618 SH   SOLE   0 0 3,618
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 BBG001SQX4T3 714,773 4,424 SH   SOLE   0 0 4,424
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840 BBG001T0Y6L1 818,475 7,895 SH   SOLE   0 0 7,895