The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR MSCI ACWI ETF 464288257   32,896,509 387,565 SH   SOLE   0 0 387,565
AFFIRM HLDGS INC COM CL A 00827B106   23,772,602 2,458,387 SH   SOLE   0 0 2,458,387
SPDR S&P 500 ETF TR TR UNIT 78462F103   11,361,064 29,599 SH   SOLE   0 0 29,599
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   7,455,004 86,495 SH   SOLE   0 0 86,495
ISHARES TR MSCI EMG MKT ETF 464287234   7,338,653 193,632 SH   SOLE   0 0 193,632
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654   6,648,637 131,565 SH   SOLE   0 0 131,565
GITLAB INC CLASS A COM 37637K108   5,840,494 128,532 SH   SOLE   0 0 128,532
SPDR GOLD TR GOLD SHS 78463V107   5,633,405 33,208 SH   SOLE   0 0 33,208
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1500 46137V597   5,587,664 35,273 SH   SOLE   0 0 35,273
COINBASE GLOBAL INC COM CL A 19260Q107   5,578,030 157,616 SH   SOLE   0 0 157,616
ISHARES GOLD TR ISHARES NEW 464285204   5,331,495 154,134 SH   SOLE   0 0 154,134
ISHARES TR RUS MID CAP ETF 464287499   4,616,020 68,436 SH   SOLE   0 0 68,436
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   4,377,540 112,302 SH   SOLE   0 0 112,302
ISHARES TR RUS 1000 GRW ETF 464287614   3,554,242 16,590 SH   SOLE   0 0 16,590
ORACLE CORP COM 68389X105   2,783,819 34,057 SH   SOLE   0 0 34,057
APPLE INC COM 037833100   2,552,487 19,620 SH   SOLE   0 0 19,620
RAYTHEON TECHNOLOGIES CORP COM 75513E101   2,117,403 20,981 SH   SOLE   0 0 20,981
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   2,058,604 20,798 SH   SOLE   0 0 20,798
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   2,043,525 5,816 SH   SOLE   0 0 5,816
MICROSOFT CORP COM 594918104   1,939,364 8,087 SH   SOLE   0 0 8,087
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,786,369 5,783 SH   SOLE   0 0 5,783
NOVO-NORDISK A S ADR 670100205   1,738,984 12,849 SH   SOLE   0 0 12,849
INVESCO QQQ TR UNIT SER 1 46090E103   1,662,878 6,245 SH   SOLE   0 0 6,245
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613   1,660,168 10,700 SH   SOLE   0 0 10,700
DOCUSIGN INC COM 256163106   1,628,350 29,382 SH   SOLE   0 0 29,382
HOME DEPOT INC COM 437076102   1,496,861 4,739 SH   SOLE   0 0 4,739
NIKE INC CL B 654106103   1,411,024 12,059 SH   SOLE   0 0 12,059
GINKGO BIOWORKS HOLDINGS INC CL A SHS 37611X100   1,409,125 833,802 SH   SOLE   0 0 833,802
ALPHABET INC CAP STK CL A 02079K305   1,320,009 14,961 SH   SOLE   0 0 14,961
GENERAL DYNAMICS CORP COM 369550108   1,302,081 5,248 SH   SOLE   0 0 5,248
ISHARES TR MSCI EAFE ETF 464287465   1,240,596 18,900 SH   SOLE   0 0 18,900
STARBUCKS CORP COM 855244109   1,215,994 12,258 SH   SOLE   0 0 12,258
UNILEVER PLC SPON ADR NEW 904767704   1,082,223 21,494 SH   SOLE   0 0 21,494
DISNEY WALT CO COM 254687106   1,073,924 12,361 SH   SOLE   0 0 12,361
C H ROBINSON WORLDWIDE INC COM NEW 12541W209   1,070,452 11,611 SH   SOLE   0 0 11,611
META PLATFORMS INC CL A 30303M102   1,006,042 8,360 SH   SOLE   0 0 8,360
BECTON DICKINSON & CO COM 075887109   965,069 3,795 SH   SOLE   0 0 3,795
WALMART INC COM 931142103   938,681 6,594 SH   SOLE   0 0 6,594
CISCO SYS INC COM 17275R102   908,106 19,062 SH   SOLE   0 0 19,062
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   903,787 3,387 SH   SOLE   0 0 3,387
BIOGEN INC COM 09062X103   901,928 3,257 SH   SOLE   0 0 3,257
INTERNATIONAL FLAVORS&FRAGRA COM 459506101   855,976 8,102 SH   SOLE   0 0 8,102
JOHNSON & JOHNSON COM 478160104   819,833 4,641 SH   SOLE   0 0 4,641
INVESCO EXCH TRADED FD TR II FTSE RAFI DEV 46138E743   799,345 19,243 SH   SOLE   0 0 19,243
MEDTRONIC PLC SHS G5960L103   748,563 9,548 SH   SOLE   0 0 9,548
VISA INC COM CL A 92826C839   734,091 3,523 SH   SOLE   0 0 3,523
PALO ALTO NETWORKS INC COM 697435105   656,675 4,706 SH   SOLE   0 0 4,706
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   647,372 4,787 SH   SOLE   0 0 4,787
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   634,006 15,106 SH   SOLE   0 0 15,106
ADOBE SYSTEMS INCORPORATED COM 00724F101   624,263 1,855 SH   SOLE   0 0 1,855
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102   586,483 10,255 SH   SOLE   0 0 10,255
PROCTER AND GAMBLE CO COM 742718109   558,953 3,688 SH   SOLE   0 0 3,688
VANGUARD INDEX FDS TOTAL STK MKT 922908769   507,609 2,655 SH   SOLE   0 0 2,655
ALPHABET INC CAP STK CL C 02079K107   466,720 5,260 SH   SOLE   0 0 5,260
PEPSICO INC COM 713448108   434,344 2,389 SH   SOLE   0 0 2,389
ISHARES TR CORE US AGGBD ET 464287226   409,007 4,217 SH   SOLE   0 0 4,217
THERMO FISHER SCIENTIFIC INC COM 883556102   344,920 626 SH   SOLE   0 0 626
3M CO COM 88579Y101   344,170 2,870 SH   SOLE   0 0 2,870
INVESCO EXCH TRADED FD TR II FTSE RAFI EMNG 46138E727   338,727 19,224 SH   SOLE   0 0 19,224
INVESCO EXCH TRADED FD TR II FTSE RAFI SML 46138E735   328,250 11,082 SH   SOLE   0 0 11,082
ISHARES TR COHEN STEER REIT 464287564   319,278 5,822 SH   SOLE   0 0 5,822
VANGUARD INDEX FDS LARGE CAP ETF 922908637   316,173 1,815 SH   SOLE   0 0 1,815
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   316,028 7,053 SH   SOLE   0 0 7,053
WORKDAY INC CL A 98138H101   309,895 1,852 SH   SOLE   0 0 1,852
INTUIT COM 461202103   290,747 747 SH   SOLE   0 0 747
WISDOMTREE TR EMER MKT HIGH FD 97717W315   286,998 8,053 SH   SOLE   0 0 8,053
AMAZON COM INC COM 023135106   284,684 3,380 SH   SOLE   0 0 3,380
SCHWAB CHARLES CORP COM 808513105   277,631 3,335 SH   SOLE   0 0 3,335
PALANTIR TECHNOLOGIES INC CL A 69608A108   277,479 43,221 SH   SOLE   0 0 43,221
ISHARES TR CALIF MUN BD ETF 464288356   274,452 4,891 SH   SOLE   0 0 4,891
COSTCO WHSL CORP NEW COM 22160K105   262,031 574 SH   SOLE   0 0 574
ISHARES TR TIPS BD ETF 464287176   253,966 2,386 SH   SOLE   0 0 2,386
ISHARES TR RUS 2000 VAL ETF 464287630   250,690 1,808 SH   SOLE   0 0 1,808
INVESCO EXCH TRADED FD TR II EMRNG MKT SVRG 46138E784   249,788 13,379 SH   SOLE   0 0 13,379
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   247,388 5,216 SH   SOLE   0 0 5,216
DANAHER CORPORATION COM 235851102   232,196 874 SH   SOLE   0 0 874
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   227,269 3,464 SH   SOLE   0 0 3,464
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   217,610 2,011 SH   SOLE   0 0 2,011
ISHARES TR NATIONAL MUN ETF 464288414   213,305 2,021 SH   SOLE   0 0 2,021
NVIDIA CORPORATION COM 67066G104   209,272 1,432 SH   SOLE   0 0 1,432
WEAVE COMMUNICATIONS INC COM 94724R108   143,684 31,372 SH   SOLE   0 0 31,372
TILRAY BRANDS INC COM CL 2 88688T100   37,660 14,000 SH   SOLE   0 0 14,000