The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 644,099 3,536 SH   SOLE   3,536 0 0
AMAZON COM INC COM 023135106 BBG001S5PQL7 297,272 1,538 SH   SOLE   1,538 0 0
APPLE INC COM 037833100 BBG001S5N8V8 1,770,178 8,405 SH   SOLE   8,405 0 0
AT&T INC COM 00206R102 BBG001S5VWH2 224,213 11,733 SH   SOLE   11,733 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG001S90346 1,379,459 3,391 SH   SOLE   3,391 0 0
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872 BBG01254CL28 8,198,866 197,373 SH   SOLE   197,373 0 0
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 BBG00Y2PHW26 6,172,681 238,605 SH   SOLE   238,605 0 0
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 BBG00Y2PGDN6 14,779,945 498,146 SH   SOLE   498,146 0 0
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864 BBG01254JDW6 2,723,786 57,953 SH   SOLE   57,953 0 0
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104 BBG00Y2JG0C0 45,912,787 1,224,668 SH   SOLE   1,224,668 0 0
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 BBG011DXY6D4 1,426,190 44,237 SH   SOLE   44,237 0 0
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401 BBG011DXXNJ2 485,277 8,246 SH   SOLE   8,246 0 0
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 BBG0177CTQC7 235,600 5,999 SH   SOLE   5,999 0 0
DIMENSIONAL ETF TRUST US REAL ESTATE E 25434V823 BBG015GTL6R0 252,456 11,423 SH   SOLE   11,423 0 0
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815 BBG015DG3GG1 446,090 15,500 SH   SOLE   15,500 0 0
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 BBG012G2PD33 227,287 8,941 SH   SOLE   8,941 0 0
DOUBLELINE ETF TRUST OPPORTUNISTIC BD 25861R105 BBG016GCZLY9 1,381,875 30,438 SH   SOLE   30,438 0 0
ELI LILLY & CO COM 532457108 BBG001S5STL8 11,105,195 12,266 SH   SOLE   12,266 0 0
EXXON MOBIL CORP COM 30231G102 BBG001S69V32 205,301 1,783 SH   SOLE   1,783 0 0
FIDELITY COVINGTON TRUST MSCI RL EST ETF 316092857 BBG008229899 3,191,465 125,949 SH   SOLE   125,949 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 BBG001SC07Z6 226,160 500 SH   SOLE   500 0 0
HONEYWELL INTL INC COM 438516106 BBG001S5X1N1 377,539 1,768 SH   SOLE   1,768 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 BBG00KJR2NN7 328,560 2,000 SH   SOLE   2,000 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 BBG001SKXPR1 3,970,684 48,631 SH   SOLE   48,631 0 0
ISHARES TR CORE MSCI TOTAL 46432F834 BBG003H6TMV7 699,922 10,360 SH   SOLE   10,360 0 0
ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 5,649,765 10,325 SH   SOLE   10,325 0 0
ISHARES TR CORE TOTAL USD 46434V613 BBG006MJCSW0 1,130,681 25,004 SH   SOLE   25,004 0 0
ISHARES TR CORE US AGGBD ET 464287226 BBG001SM1QT8 225,979 2,328 SH   SOLE   2,328 0 0
ISHARES TR ESG ADV TTL USD 46436E619 BBG00VJ13GZ1 576,723 13,554 SH   SOLE   13,554 0 0
ISHARES TR IBONDS 24 TRM TS 46436E874 BBG00RYR0PY0 5,320,520 221,873 SH   SOLE   221,873 0 0
ISHARES TR IBONDS 25 TRM TS 46436E866 BBG00RYR2N19 3,073,330 132,357 SH   SOLE   132,357 0 0
ISHARES TR IBONDS 26 TRM TS 46436E858 BBG00RYR3RM6 1,245,183 54,963 SH   SOLE   54,963 0 0
ISHARES TR IBONDS 27 TRM TS 46436E841 BBG00RYR47N8 289,903 13,133 SH   SOLE   13,133 0 0
ISHARES TR MBS ETF 464288588 BBG001SSD8B1 4,687,453 51,056 SH   SOLE   51,056 0 0
ISHARES TR MSCI KLD400 SOC 464288570 BBG001SRYH02 405,950 3,909 SH   SOLE   3,909 0 0
ISHARES TR RUS MID CAP ETF 464287499 BBG001SJCNS1 202,700 2,500 SH   SOLE   2,500 0 0
ISHARES TR S&P SML 600 GWT 464287887 BBG001SFQL44 445,138 3,466 SH   SOLE   3,466 0 0
ISHARES TR SHRT NAT MUN ETF 464288158 BBG001SLS4Q3 272,876 2,610 SH   SOLE   2,610 0 0
JPMORGAN CHASE & CO. COM 46625H100 BBG001S8CRC3 263,343 1,302 SH   SOLE   1,302 0 0
LOWES COS INC COM 548661107 BBG001S5SVL3 566,362 2,569 SH   SOLE   2,569 0 0
MICROSOFT CORP COM 594918104 BBG001S5TD05 1,956,960 4,378 SH   SOLE   4,378 0 0
NVIDIA CORPORATION COM 67066G104 BBG001S5TZJ6 748,293 6,057 SH   SOLE   6,057 0 0
PIMCO ETF TR 1-5 US TIP IDX 72201R205 BBG001T5DWK7 1,350,154 26,146 SH   SOLE   26,146 0 0
PIMCO ETF TR ACTIVE BD ETF 72201R775 BBG002N12C17 3,651,168 40,089 SH   SOLE   40,089 0 0
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 BBG001T618D9 853,050 8,476 SH   SOLE   8,476 0 0
SHARPS TECHNOLOGY INC COMMON STOCK 82003F101 BBG016P8XW58 39,078 162,825 SH   SOLE   162,825 0 0
TRANE TECHNOLOGIES PLC SHS G8994E103 BBG001S5SBV6 242,750 738 SH   SOLE   738 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 BBG001ST39Q2 5,558,944 72,476 SH   SOLE   72,476 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 BBG001SK7DK4 48,556,059 673,921 SH   SOLE   673,921 0 0
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 BBG004N1LGK2 465,521 9,565 SH   SOLE   9,565 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 BBG001SHTTS4 209,220 559 SH   SOLE   559 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 645,701 1,291 SH   SOLE   1,291 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 BBG001SHTTV0 321,733 1,476 SH   SOLE   1,476 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595 BBG001SHTTW9 4,467,394 17,861 SH   SOLE   17,861 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 13,795,184 51,567 SH   SOLE   51,567 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 BBG001SHTTZ6 297,370 6,796 SH   SOLE   6,796 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 BBG003H12XS7 5,121,442 105,510 SH   SOLE   105,510 0 0
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 BBG001T62MF5 1,284,311 28,288 SH   SOLE   28,288 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 BBG001T62M74 436,375 7,525 SH   SOLE   7,525 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 BBG001T62KZ7 701,810 9,082 SH   SOLE   9,082 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 BBG001SQX4T3 588,890 3,226 SH   SOLE   3,226 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 BBG001TJR1D8 812,896 13,481 SH   SOLE   13,481 0 0
VANGUARD WORLD FD CONSUM STP ETF 92204A207 BBG001SHVR41 264,142 1,301 SH   SOLE   1,301 0 0
VANGUARD WORLD FD ESG US CORP BD 921910691 BBG00XGJM879 398,549 6,422 SH   SOLE   6,422 0 0
VANGUARD WORLD FD ESG US STK ETF 921910733 BBG00M0P2SP4 403,002 4,171 SH   SOLE   4,171 0 0
VANGUARD WORLD FD HEALTH CAR ETF 92204A504 BBG001SHVR32 628,709 2,364 SH   SOLE   2,364 0 0
WALMART INC COM 931142103 BBG001S5XH92 586,436 8,661 SH   SOLE   8,661 0 0
WISDOMTREE TR US LARGECAP FUND 97717W588 BBG001SSZB57 717,136 12,608 SH   SOLE   12,608 0 0
WISDOMTREE TR US SMALLCAP FUND 97717W562 BBG001SSZBC9 424,971 9,017 SH   SOLE   9,017 0 0
WISDOMTREE TR US TOTAL DIVIDND 97717W109 BBG001SHKFZ5 333,119 4,703 SH   SOLE   4,703 0 0
WORKDAY INC CL A 98138H101 BBG001T21KQ7 386,759 1,730 SH   SOLE   1,730 0 0