The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 406,980 3,400 SH   SOLE   3,400 0 0
APPLE INC COM 037833100 BBG001S5N8V8 1,655,106 8,533 SH   SOLE   8,533 0 0
AT&T INC COM 00206R102 BBG001S5VWH2 182,421 11,437 SH   SOLE   11,437 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG001S90346 1,229,305 3,607 SH   SOLE   3,607 0 0
COCA COLA CO COM 191216100 BBG001S5SMQ8 237,507 3,944 SH   SOLE   3,944 0 0
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872 BBG01254CL28 5,755,278 137,917 SH   SOLE   137,917 0 0
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 BBG00Y2PHW26 4,378,357 186,691 SH   SOLE   186,691 0 0
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 BBG00Y2PGDN6 11,587,703 424,308 SH   SOLE   424,308 0 0
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864 BBG01254JDW6 1,984,077 42,806 SH   SOLE   42,806 0 0
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104 BBG00Y2JG0C0 34,451,048 1,112,112 SH   SOLE   1,112,112 0 0
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 BBG011DXY6D4 411,047 15,140 SH   SOLE   15,140 0 0
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 BBG0177CTQC7 203,470 5,898 SH   SOLE   5,898 0 0
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 BBG012G2PD33 275,907 11,836 SH   SOLE   11,836 0 0
DOUBLELINE ETF TRUST OPPORTUNISTIC BD 25861R105 BBG016GCZLY9 387,543 8,392 SH   SOLE   8,392 0 0
EXXON MOBIL CORP COM 30231G102 BBG001S69V32 339,394 3,167 SH   SOLE   3,167 0 0
FIDELITY COVINGTON TRUST MSCI RL EST ETF 316092857 BBG008229899 2,859,998 114,002 SH   SOLE   114,002 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 BBG001SC07Z6 258,677 802 SH   SOLE   802 0 0
GRAPHIC PACKAGING HLDG CO COM 388689101 BBG001S90195 238,906 9,942 SH   SOLE   9,942 0 0
HONEYWELL INTL INC COM 438516106 BBG001S5X1N1 366,860 1,768 SH   SOLE   1,768 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 BBG001SKXPR1 4,907,839 60,779 SH   SOLE   60,779 0 0
ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 4,828,144 10,848 SH   SOLE   10,848 0 0
ISHARES TR CORE US AGGBD ET 464287226 BBG001SM1QT8 390,135 3,983 SH   SOLE   3,983 0 0
ISHARES TR ESG ADV TTL USD 46436E619 BBG00VJ13GZ1 524,160 12,310 SH   SOLE   12,310 0 0
ISHARES TR ESG AWRE 1 5 YR 46435G243 BBG00H4BFM35 218,537 9,140 SH   SOLE   9,140 0 0
ISHARES TR MBS ETF 464288588 BBG001SSD8B1 4,819,483 51,676 SH   SOLE   51,676 0 0
ISHARES TR MSCI KLD400 SOC 464288570 BBG001SRYH02 210,172 2,497 SH   SOLE   2,497 0 0
ISHARES TR NATIONAL MUN ETF 464288414 BBG001SZV978 251,242 2,354 SH   SOLE   2,354 0 0
ISHARES TR SHRT NAT MUN ETF 464288158 BBG001SLS4Q3 316,802 3,045 SH   SOLE   3,045 0 0
JPMORGAN CHASE & CO COM 46625H100 BBG001S8CRC3 223,105 1,534 SH   SOLE   1,534 0 0
LILLY ELI & CO COM 532457108 BBG001S5STL8 5,766,391 12,296 SH   SOLE   12,296 0 0
LOWES COS INC COM 548661107 BBG001S5SVL3 745,939 3,305 SH   SOLE   3,305 0 0
MICROSOFT CORP COM 594918104 BBG001S5TD05 1,559,958 4,581 SH   SOLE   4,581 0 0
NUVEEN MUN VALUE FD INC COM 670928100 BBG001S5TS84 265,176 30,480 SH   SOLE   30,480 0 0
PIMCO ETF TR 1-5 US TIP IDX 72201R205 BBG001T5DWK7 998,790 19,857 SH   SOLE   19,857 0 0
PIMCO ETF TR ACTIVE BD ETF 72201R775 BBG002N12C17 45,500,714 496,770 SH   SOLE   496,770 0 0
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 BBG001T618D9 896,643 8,988 SH   SOLE   8,988 0 0
PROCTER AND GAMBLE CO COM 742718109 BBG001S5V4L9 210,160 1,385 SH   SOLE   1,385 0 0
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 BBG0084H8485 225,175 5,553 SH   SOLE   5,553 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 BBG001ST39Q2 5,532,496 73,217 SH   SOLE   73,217 0 0
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 BBG004N1LGK2 381,086 7,796 SH   SOLE   7,796 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 236,402 580 SH   SOLE   580 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595 BBG001SHTTW9 4,126,753 17,984 SH   SOLE   17,984 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 12,075,509 54,896 SH   SOLE   54,896 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 BBG001SHTTZ6 299,671 7,367 SH   SOLE   7,367 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 BBG003H12XS7 5,238,428 110,474 SH   SOLE   110,474 0 0
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 BBG001T62MF5 883,627 19,213 SH   SOLE   19,213 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 BBG001T62M74 422,179 7,313 SH   SOLE   7,313 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 BBG001T62KZ7 928,188 12,268 SH   SOLE   12,268 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 BBG001SQX4T3 630,239 3,880 SH   SOLE   3,880 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 BBG001TJR1D8 777,837 13,871 SH   SOLE   13,871 0 0
VANGUARD WORLD FD ESG US CORP BD 921910691 BBG00XGJM879 308,598 4,979 SH   SOLE   4,979 0 0
VANGUARD WORLD FDS CONSUM STP ETF 92204A207 BBG001SHVR41 274,174 1,410 SH   SOLE   1,410 0 0
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 BBG001SHVR32 708,265 2,893 SH   SOLE   2,893 0 0
WALMART INC COM 931142103 BBG001S5XH92 453,779 2,887 SH   SOLE   2,887 0 0
WISDOMTREE TR US LARGECAP FUND 97717W588 BBG001SSZB57 738,778 15,816 SH   SOLE   15,816 0 0
WISDOMTREE TR US SMALLCAP FUND 97717W562 BBG001SSZBC9 529,879 11,825 SH   SOLE   11,825 0 0
WISDOMTREE TR US TOTAL DIVIDND 97717W109 BBG001SHKFZ5 356,186 5,737 SH   SOLE   5,737 0 0
WORKDAY INC CL A 98138H101 BBG001T21KQ7 390,790 1,730 SH   SOLE   1,730 0 0