EX-99.7 35 s148582_ex99-7sch1.htm SCHEDULE 1 - DATA COMPARE

Exhibit 99.7 Schedule 1

 

Tape Discrepancies              
Dummy ID Loan #1 Loan #2 Field Loan Value Tape Value Variance Variance % Comment Tape Source Tape Type
4HNAEWK1UBR xx xx Subject Property Type Blanket Single Family     The Appraisal dated xx reflects the subject property as a Blanket. Initial  
RFCEADP2B1Y xx xx ARM Lifetime Floor Percent Not Applicable 4.990%     Loan is Fixed Rate. Initial  
RFCEADP2B1Y xx xx Subject Property Type Blanket Single Family     The Appraisal dated xx reflects the subject property as a Blanket. Initial  
4LYDITAAEL0 xx xx Original Appraised Value xx xx xxx 2.10772% The Appraisal dated xx reflects the Original Appraised value as xx. Initial  
4LYDITAAEL0 xx xx Purpose of Transaction per HUD-1 Cash Out Refinance     Final CD reflects Purpose of Transaction as Cash-out. Initial  
4LYDITAAEL0 xx xx Subject Property Type Blanket Single Family     The Appraisal dated xx reflects the subject property as a Blanket. Initial  
1HVZB5GE44B xx xx First Rate Change Date xx xx -31 (Days)   The Note documents dated xx reflects First Rate Change Date as xx. Initial  
1HVZB5GE44B xx xx Original Appraised Value xx xx xxx 100.00000% The Appraisal dated xx reflects the Original Appraised value as xx. Initial  
1HVZB5GE44B xx xx Purpose of Transaction per HUD-1 Cash Out Refinance     Final CD reflects Purpose of Transaction as Cash-out. Initial  
1HVZB5GE44B xx xx Sales Price (HUD-1 Line 101) Not Applicable xx     Loan is refinance. Initial  
1HVZB5GE44B xx xx Subject Property Type Blanket Single Family     The Appraisal dated xx reflects the subject property as a Blanket. Initial  
LYZMSDJNS2R xx xx Debt Service Coverage Ratio (DSCR) 1.16 1.07 0.09 8.41121% Monthly rent as per Appraisal equals $2,475.00 and monthly PITIA of Subject property equals $2,136.87 DSCR equals 1.16. Initial  
LYZMSDJNS2R xx xx Stated Remaining Term 360 359 1 0.27855% The Note reflects the Stated Remaining Term is 360. Initial  
ZPKWJ1SSPD0 xx xx Original Appraisal Date xx xx -3 (Days)   The Appraisal reflects the effective date as xx. Initial  
JXQIXKTOXPU xx xx Debt Service Coverage Ratio (DSCR) 1.83 1.68 0.15 8.92857% Monthly rent as per Appraisal equals $3,950.00 and monthly PITIA of Subject property equals $2,158.06 DSCR equals 1.83. Initial  
FWAPTQ5NF3W xx xx Borrower DTI Ratio Percent 50.193% 43.330% 6.863% 6.86300% Total subject property PITIA (P&I $1,923.07 + Real Estate Taxes $175.00 + Hazard Insurance $164.59) equals $2,262.66 and monthly other debts equals $111.70. Total verified monthly income equals $4,730.42. Borrower DTI ratio equals 50.193%. Initial  
FWAPTQ5NF3W xx xx Housing Ratio per U/W (Initial Rate) 47.832% 41.292% 6.540% 6.54000% Total subject property PITIA (P&I $ 1,923.07 + Real Estate Taxes $ 175.00 + Hazard Insurance $164.59) equals $2,262.66. Total verified monthly income equals $4,730.42. Housing Ratio equals 47.832%. Initial  
C0SSINGA0EW xx xx Original Note Doc Date xx xx -21 (Days)   The Note reflects the original note doc date as xx. Initial  
SVLVLMGBWGI xx xx Original Appraisal Date xx xx -10 (Days)   The Appraisal reflects the effective date as xx. Initial  
FGULBW4IDKM xx xx Original Appraised Value xx xx xxx 10.36036% The Appraisal dated xx reflects the Original Appraised value as xx. Initial  
L5UJXWFGVPQ xx xx Original Appraisal Date xx xx 19 (Days)   The Appraisal reflects the effective date as xx. Initial  
FKUWZDPNFMX xx xx Borrower DTI Ratio Percent 34.293% 30.180% 4.113% 4.11300% The monthly payment of Non-subject primary residence equals $812.67 and monthly other debts equals $1,106.39. Total verified monthly income equals $5,596.06. Borrower DTI ratio equals 34.293%. Initial  
FKUWZDPNFMX xx xx Housing Ratio per U/W (Initial Rate) 14.522% 8.956% 5.566% 5.56600% The monthly payment of Non-subject primary residence equals $812.67. Total verified monthly income equals $5,596.06. Housing ratio equals 14.522%. Initial  
FKUWZDPNFMX xx xx Original Appraisal Date xx xx -2 (Days)   The Appraisal reflects the effective date as xx. Initial  
PEQL0EQAUC4 xx xx Original Appraisal Date xx xx -5 (Days)   The Appraisal reflects the effective date as xx. Initial  
PQ0O4IGDGHA xx xx Loan Documentation Type Full Documentation Alternative     Loan documentation type is Alternative. Initial  
4XSDQM04XSY xx xx Debt Service Coverage Ratio (DSCR) 1.16 1.43 -0.27 -18.88111% Monthly rent as per Appraisal equals $4,758.00 and monthly PITIA of Subject property equals $4,098.43 DSCR equals 1.16. Initial  
HJGBM3OJEGU xx xx Debt Service Coverage Ratio (DSCR) 1.37 1.73 -0.36 -20.80924% Monthly rent as per Appraisal equals $6,550.00 and monthly PITIA of Subject property equals $4,775.3 DSCR equals 1.37. Initial  
HJGBM3OJEGU xx xx Original Stated P&I $3937.80 $4072.39 $-134.59 -3.30493% Note dated xx reflects Original Stated P&I as xx. Initial  
PGX4HAYHDBC xx xx Borrower Last Name xx xx     The Note dated xx and signed at closing, reflects the Borrower Last Name as xx. Initial  
PGX4HAYHDBC xx xx Debt Service Coverage Ratio (DSCR) 1.44 1.16 0.28 24.13793% Monthly rent as per Appraisal equals $1,100.00 and monthly PITIA of Subject property equals $763.77 DSCR equals 1.44. Initial  
PGX4HAYHDBC xx xx Original Stated P&I $501.40 $506.43 $-5.03 -0.99322% Note dated xx reflects Original Stated P&I as xx. Initial  
PGX4HAYHDBC xx xx Purpose of Transaction per HUD-1 Refinance Purchase     Final CD reflects Purpose of Transaction as refinance. Initial  
PGX4HAYHDBC xx xx Purpose Per Application Refinance Purchase     Final Application reflects Purpose per Application as refinance. Initial  
PGX4HAYHDBC xx xx Stated Maturity Date xx xx -366 (Days)   The Note reflects the Maturity Date as xx. Initial  
OQ5YP4ZBN5Z xx xx Borrower Last Name xx xx     The Note dated xx and signed at closing, reflects the Borrower Last Name as xx. Initial  
OQ5YP4ZBN5Z xx xx Debt Service Coverage Ratio (DSCR) 1.25 1.00 0.25 25.00000% Monthly rent as per Appraisal equals $1,100.00 and monthly PITIA of Subject property equals $879.75 DSCR equals 1.25. Initial  
OQ5YP4ZBN5Z xx xx Original Appraised Value xx xx xxx 0.04228% The Appraisal dated xx reflects the Original Appraised value as xx. Initial  
OQ5YP4ZBN5Z xx xx Original Stated P&I $564.67 $570.34 $-5.67 -0.99414% Note dated xx reflects Original Stated P&I as xx. Initial  
OQ5YP4ZBN5Z xx xx Purpose of Transaction per HUD-1 Refinance Cash Out     Final CD reflects Purpose of Transaction as refinance. Initial  
OQ5YP4ZBN5Z xx xx Stated Maturity Date xx xx -366 (Days)   The Note reflects the Maturity Date as xx. Initial  
5O2BCG3HGKY xx xx B1 Credit Score 707 686 21 3.06122% The credit report dated 8/17/2021 reflects B1 Credit Score as 707. Initial  
5O2BCG3HGKY xx xx Borrower Last Name xx xx     The Note dated xx and signed at closing, reflects the Borrower Last Name as xx. Initial  
5O2BCG3HGKY xx xx Debt Service Coverage Ratio (DSCR) 1.25 1.38 -0.13 -9.42028% Monthly rent as per Appraisal equals $1,300.00 and monthly PITIA of Subject property equals $1,040.23 DSCR equals 1.25. Initial  
5O2BCG3HGKY xx xx Original Note Doc Date xx xx -78 (Days)   The Note reflects the Original Note Doc Date as xx. Initial  
5O2BCG3HGKY xx xx Original Stated P&I $725.25 $731.99 $-6.74 -0.92077% Note dated xx reflects Original Stated P&I as xx. Initial  
5O2BCG3HGKY xx xx Property Address Street xx xx     The Note signed on xx reflects the Property Address Street as xx. Initial  
5O2BCG3HGKY xx xx Purpose of Transaction per HUD-1 Refinance Cash Out     Final CD reflects Purpose of Transaction as Refinance. Initial  
5O2BCG3HGKY xx xx Stated Maturity Date xx xx -366 (Days)   The Note reflects the Maturity Date as xx. Initial  
SJKQXL1W5AO xx xx Borrower Last Name xx xx     The Note dated xx and signed at closing, reflects the Borrower Last Name as xx. Initial  
SJKQXL1W5AO xx xx Debt Service Coverage Ratio (DSCR) 1.44 1.15 0.29 25.21739% Monthly rent as per Appraisal equals $750.00 and monthly PITIA of Subject property equals $520.64 DSCR equals 1.44. Initial  
SJKQXL1W5AO xx xx Original Stated P&I $348.59 $352.09 $-3.50 -0.99406% Note dated xx reflects Original Stated P&I as xx. Initial  
SJKQXL1W5AO xx xx Stated Maturity Date xx xx -366 (Days)   The Note reflects the Maturity Date as xx. Initial  
GAD2G25UGU2 xx xx Debt Service Coverage Ratio (DSCR) 1.85 1.06 0.79 74.52830% Monthly rent as per Appraisal equals $1,100.00 and monthly PITIA of Subject property equals $594.86 DSCR equals 1.85. Initial  
GAD2G25UGU2 xx xx Original Stated P&I $423.72 $427.84 $-4.12 -0.96297% Note dated xx reflects Original Stated P&I as xx. Initial  
GAD2G25UGU2 xx xx Purpose of Transaction per HUD-1 Refinance Cash Out     Final CD reflects Purpose of Transaction as Refinance. Initial  
GAD2G25UGU2 xx xx Stated Maturity Date xx xx -366 (Days)   The Note reflects the Maturity Date as xx. Initial  
SADWFUQOUGW xx xx Debt Service Coverage Ratio (DSCR) 1.37 1.17 0.20 17.09401% Monthly rent as per Appraisal equals $650.00 and monthly PITIA of Subject property equals $475.12 DSCR equals 1.37. Initial  
SADWFUQOUGW xx xx Original Stated P&I $305.77 $308.51 $-2.74 -0.88813% Note dated xx reflects Original Stated P&I as xx. Initial  
FCATIBVH5L5 xx xx Debt Service Coverage Ratio (DSCR) 1.76 1.81 -0.05 -2.76243% Monthly rent as per Appraisal equals $975.00 and monthly PITIA of Subject property equals $555.18 DSCR equals 1.76. Initial  
FCATIBVH5L5 xx xx Original Stated P&I $404.70 $408.32 $-3.62 -0.88655% Note dated xx reflects Original Stated P&I as xx. Initial  
U0HHACQW0LT xx xx Debt Service Coverage Ratio (DSCR) 1.75 1.31 0.44 33.58778% Monthly rent as per Appraisal equals $6075.00 and monthly PITIA of Subject property equals $3,465.45 DSCR equals 1.75. Initial  
TIJCMYIXK1Y xx xx Borrower Last Name xx xx     The Note dated xx and signed at closing, reflects the Borrower Last Name as xx. Initial  
TIJCMYIXK1Y xx xx Debt Service Coverage Ratio (DSCR) 1.25 1.43 -0.18 -12.58741% Monthly rent as per Appraisal equals $750.00 and monthly PITIA of Subject property equals $599.35 DSCR equals 1.25. Initial  
TIJCMYIXK1Y xx xx Original Appraised Value xx xx xxx -0.03611% The Appraisal dated xx reflects the Original Appraised value as xx. Initial  
TIJCMYIXK1Y xx xx Original Stated P&I $431.68 $435.54 $-3.86 -0.88625% Note dated xx reflects Original Stated P&I as xx. Initial  
JQFIDQWAURH xx xx Debt Service Coverage Ratio (DSCR) 1.72 4.35 -2.63 -60.45977% Monthly rent as per Appraisal equals $750.00 and monthly PITIA of Subject property equals $435.00 DSCR equals 1.72. Initial  
JQFIDQWAURH xx xx Original Stated P&I $283.34 $286.29 $-2.95 -1.03042% Note dated xx reflects Original Stated P&I as xx. Initial  
S1PC5VFBULO xx xx Debt Service Coverage Ratio (DSCR) 1.62 1.16 0.46 39.65517% Monthly rent as per Appraisal equals $750.00 and monthly PITIA of Subject property equals $463.60 DSCR equals 1.62. Initial  
S1PC5VFBULO xx xx Original Stated P&I $301.27 $303.97 $-2.70 -0.88824% Note dated xx reflects Original Stated P&I as xx. Initial  
S1PC5VFBULO xx xx Property Postal Code xx xx     Note dated xx reflects the Property Postal Code as xx. Initial  
42ATFL0XSVH xx xx Debt Service Coverage Ratio (DSCR) 1.58 1.04 0.54 51.92307% Monthly rent as per Appraisal equals $750.00 and monthly PITIA of Subject property equals $475.89 DSCR equals 1.58. Initial  
42ATFL0XSVH xx xx Original Stated P&I $312.52 $315.31 $-2.79 -0.88484% Note dated xx reflects Original Stated P&I as xx. Initial  
42ATFL0XSVH xx xx Purpose of Transaction per HUD-1 Refinance Cash Out     Final CD reflects Purpose of Transaction as Refinance. Initial  
I0YY53E5HML xx xx Borrower Last Name xx xx     The Note dated xx and signed at closing, reflects the Borrower Last Name as xx. Initial  
I0YY53E5HML xx xx Debt Service Coverage Ratio (DSCR) 1.28 1.11 0.17 15.31531% Monthly rent as per Appraisal equals $650.00 and monthly PITIA of Subject property equals $506.23 DSCR equals 1.28. Initial  
I0YY53E5HML xx xx Original Stated P&I $376.81 $380.14 $-3.33 -0.87599% Note dated xx reflects Original Stated P&I as xx. Initial  
LSX5KXCCN5C xx xx Debt Service Coverage Ratio (DSCR) 1.31 1.20 0.11 9.16666% Monthly rent as per Appraisal equals $725.00 and monthly PITIA of Subject property equals $551.81 DSCR equals 1.31. Initial  
LSX5KXCCN5C xx xx Original Stated P&I $395.70 $399.25 $-3.55 -0.88916% Note dated xx reflects Original Stated P&I as xx. Initial  
3JTJJHIGAHA xx xx Debt Service Coverage Ratio (DSCR) 1.47 1.17 0.30 25.64102% Monthly rent as per Appraisal equals $750.00 and monthly PITIA of Subject property equals $509.95 DSCR equals 1.47. Initial  
3JTJJHIGAHA xx xx Original Stated P&I $337.25 $340.27 $-3.02 -0.88753% Note dated xx reflects Original Stated P&I as xx. Initial  
BHLV0NRELBV xx xx Debt Service Coverage Ratio (DSCR) 1.48 1.13 0.35 30.97345% Monthly rent as per Appraisal equals $800.00 and monthly PITIA of Subject property equals $539.87 DSCR equals 1.48. Initial  
BHLV0NRELBV xx xx Original Stated P&I $376.87 $380.42 $-3.55 -0.93317% Note dated xx reflects Original Stated P&I as xx. Initial  
BHLV0NRELBV xx xx Purpose of Transaction per HUD-1 Refinance Cash Out     Final CD reflects Purpose of Transaction as Refinance. Initial  
BHLV0NRELBV xx xx Stated Maturity Date xx xx -366 (Days)   The Note reflects the Maturity Date as xx. Initial  
MYTEB13DLH5 xx xx Debt Service Coverage Ratio (DSCR) 1.78 1.20 0.58 48.33333% Monthly rent as per Appraisal equals $850.00 and monthly PITIA of Subject property equals $478.48 DSCR equals 1.78. Initial  
MYTEB13DLH5 xx xx Original Stated P&I $369.76 $373.24 $-3.48 -0.93237% Note dated xx reflects Original Stated P&I as xx. Initial  
MYTEB13DLH5 xx xx Purpose of Transaction per HUD-1 Refinance Cash Out     Final CD reflects Purpose of Transaction as Refinance. Initial  
MYTEB13DLH5 xx xx Stated Maturity Date xx xx -366 (Days)   The Note reflects the Maturity Date as xx. Initial  
1OA3UWL2ZXE xx xx Debt Service Coverage Ratio (DSCR) 1.25 1.93 -0.68 -35.23316% Monthly rent as per Appraisal equals $1,000.00 and monthly PITIA of Subject property equals $799.69 DSCR equals 1.25. Initial  
1OA3UWL2ZXE xx xx Original Appraised Value xx xx xxx -0.03168% The Appraisal dated xx reflects the Original Appraised value as xx. Initial  
1OA3UWL2ZXE xx xx Original Stated P&I $538.24 $543.64 $-5.40 -0.99330% Note dated xx reflects Original Stated P&I as xx. Initial  
1OA3UWL2ZXE xx xx Stated Maturity Date xx xx -366 (Days)   The Note reflects the Maturity Date as xx. Initial  
IKRJYBPFRE2 xx xx Debt Service Coverage Ratio (DSCR) 1.25 1.29 -0.04 -3.10077% Monthly rent as per Appraisal equals $2,000.00 and monthly PITIA of Subject property equals $1,599.52 DSCR equals 1.25. Initial  
IKRJYBPFRE2 xx xx Original Stated P&I $961.02 $969.40 $-8.38 -0.86445% Note dated xx reflects Original Stated P&I as xx. Initial  
IKRJYBPFRE2 xx xx Stated Maturity Date xx xx -366 (Days)   The Note reflects the Maturity Date as xx. Initial  
JJMOXMBDUV5 xx xx Debt Service Coverage Ratio (DSCR) 1.25 1.07 0.18 16.82242% Monthly rent as per Appraisal equals $1,200.00 and monthly PITIA of Subject property equals $959.91 DSCR equals 1.25. Initial  
JJMOXMBDUV5 xx xx Original Appraised Value xx xx xxx -0.02877% The Appraisal dated xx reflects the Original Appraised value as xx. Initial  
JJMOXMBDUV5 xx xx Original Stated P&I $489.35 $493.64 $-4.29 -0.86905% Note dated xx reflects Original Stated P&I as xx. Initial  
JJMOXMBDUV5 xx xx Purpose of Transaction per HUD-1 Cash Out Refinance     Final CD reflects Purpose of Transaction as Cash-out. Initial  
JJMOXMBDUV5 xx xx Stated Maturity Date xx xx -366 (Days)   The Note reflects the Maturity Date as xx. Initial  
MIGPTHBU01G xx xx Debt Service Coverage Ratio (DSCR) 1.76 1.03 0.73 70.87378% Monthly rent as per Appraisal equals $975.00 and monthly PITIA of Subject property equals $555.28 DSCR equals 1.76. Initial  
MIGPTHBU01G xx xx Original Stated P&I $382.21 $385.64 $-3.43 -0.88943% Note dated xx reflects Original Stated P&I as xx. Initial  
MIGPTHBU01G xx xx Prepayment Penalty Indicator No Yes     Note does not reflect Prepayment Penalty. Initial  
MIGPTHBU01G xx xx Prepayment Penalty Term Months Not Applicable 60     Note does not reflect Prepayment Penalty Term. Initial  
MIGPTHBU01G xx xx Purpose of Transaction per HUD-1 Refinance Cash Out     Final CD reflects Purpose of Transaction as Refinance. Initial  
BV0DRV4JL2O xx xx Debt Service Coverage Ratio (DSCR) 1.60 1.21 0.39 32.23140% Monthly rent as per Appraisal equals $875.00 and monthly PITIA of Subject property equals $548.41 DSCR equals 1.60. Initial  
BV0DRV4JL2O xx xx Original Stated P&I $339.96 $343.27 $-3.31 -0.96425% Note dated xx reflects Original Stated P&I as xx. Initial  
BV0DRV4JL2O xx xx Prepayment Penalty Indicator No Yes     Note does not reflect Prepayment Penalty. Initial  
BV0DRV4JL2O xx xx Prepayment Penalty Term Months Not Applicable 60     Note does not reflect Prepayment Penalty Term. Initial  
BV0DRV4JL2O xx xx Property Postal Code xx xx     Note dated xx reflects the Property Postal Code as xx. Initial  
UMDSJ3GT0NO xx xx Debt Service Coverage Ratio (DSCR) 1.25 1.08 0.17 15.74074% Monthly rent as per Appraisal equals $1,300.00 and monthly PITIA of Subject property equals $1,039.88 DSCR equals 1.25. Initial  
UMDSJ3GT0NO xx xx Original Appraised Value xx xx xxx 0.04601% The Appraisal dated xx reflects the Original Appraised value as xx. Initial  
UMDSJ3GT0NO xx xx Original Stated P&I $667.17 $673.86 $-6.69 -0.99278% Note dated xx reflects Original Stated P&I as xx. Initial  
UMDSJ3GT0NO xx xx Prepayment Penalty Indicator No Yes     Note does not reflect Prepayment Penalty. Initial  
UMDSJ3GT0NO xx xx Prepayment Penalty Term Months Not Applicable 60     Note does not reflect Prepayment Penalty Term. Initial  
UMDSJ3GT0NO xx xx Purpose of Transaction per HUD-1 Cash Out Refinance     Final CD reflects Purpose of Transaction as Cash-out. Initial  
OM4DIVW50F5 xx xx Borrower Last Name xx xx     The Note dated xx and signed at closing, reflects the Borrower Last Name as xx. Initial  
OM4DIVW50F5 xx xx Debt Service Coverage Ratio (DSCR) 1.32 1.44 -0.12 -8.33333% Monthly rent as per Appraisal equals $1,100.00 and monthly PITIA of Subject property equals $833.95 DSCR equals 1.32. Initial  
OM4DIVW50F5 xx xx Original Stated P&I $541.97 $547.24 $-5.27 -0.96301% Note dated xx reflects Original Stated P&I as xx. Initial  
OM4DIVW50F5 xx xx Property Postal Code xx xx     Note dated xx reflects the Property Postal Code as xx. Initial  
OM4DIVW50F5 xx xx Purpose of Transaction per HUD-1 Refinance Cash Out     Final CD reflects Purpose of Transaction as Refinance. Initial  
CBGH21MGCFD xx xx Debt Service Coverage Ratio (DSCR) 1.56 1.25 0.31 24.80000% Monthly rent as per Appraisal equals $1,000.00 and monthly PITIA of Subject property equals $641.72 DSCR equals 1.56. Initial  
CBGH21MGCFD xx xx Original Stated P&I $416.33 $420.38 $-4.05 -0.96341% Note dated xx reflects Original Stated P&I as xx. Initial  
Z5J0FGYUBQS xx xx Debt Service Coverage Ratio (DSCR) 1.86 1.01 0.85 84.15841% Monthly rent as per Appraisal equals $900.00 and monthly PITIA of Subject property equals $483.38 DSCR equals 1.86. Initial  
Z5J0FGYUBQS xx xx First Payment Date xx xx 365 (Days)   Note dated xx reflects first payment date as xx. Initial  
Z5J0FGYUBQS xx xx Original Stated P&I $348.59 $352.09 $-3.50 -0.99406% Note dated xx reflects Original Stated P&I as xx. Initial  
Z5J0FGYUBQS xx xx Purpose of Transaction per HUD-1 Refinance Cash Out     Final CD reflects Purpose of Transaction as Refinance. Initial  
EBXABN5SA2V xx xx Debt Service Coverage Ratio (DSCR) 1.75 1.38 0.37 26.81159% Monthly rent as per Appraisal equals $995.00 and monthly PITIA of Subject property equals $570.10 DSCR equals 1.75. Initial  
EBXABN5SA2V xx xx Original Stated P&I $443.43 $447.74 $-4.31 -0.96261% Note dated xx reflects Original Stated P&I as xx. Initial  
K31RCH0KWBY xx xx Debt Service Coverage Ratio (DSCR) 1.79 1.71 0.08 4.67836% Monthly rent as per Appraisal equals $900.00 and monthly PITIA of Subject property equals $502.31 DSCR equals 1.79. Initial  
K31RCH0KWBY xx xx Original Stated P&I $363.80 $367.01 $-3.21 -0.87463% Note dated xx reflects Original Stated P&I as xx. Initial  
OL1SLBY0MLO xx xx Debt Service Coverage Ratio (DSCR) 2.20 1.61 0.59 36.64596% Monthly rent as per Appraisal equals $1,300.00 and monthly PITIA of Subject property equals $591.60 DSCR equals 2.20. Initial  
OL1SLBY0MLO xx xx Original Stated P&I $377.11 $380.44 $-3.33 -0.87530% Note dated xx reflects Original Stated P&I as xx. Initial  
EOSWOXUZNTT xx xx Debt Service Coverage Ratio (DSCR) 3.18 1.46 1.72 117.80821% Monthly rent as per Appraisal equals $5,625.00 and monthly PITIA of Subject property equals $1,766.29 DSCR equals 3.18. Initial  
EOSWOXUZNTT xx xx Original Appraised Value xx xx xxx 0.05670% The Appraisal dated xx reflects the Original Appraised value as xx. Initial  
EOSWOXUZNTT xx xx Original Note Doc Date xx xx -3 (Days)   The Note reflects the Original Note Doc Date as xx. Initial  
EOSWOXUZNTT xx xx Original Stated P&I $1572.75 $1584.30 $-11.55 -0.72902% Note dated xx reflects Original Stated P&I as xx. Initial  
1PQDLGGVFLT xx xx Debt Service Coverage Ratio (DSCR) 1.71 1.13 0.58 51.32743% Monthly rent as per Appraisal equals $950.00 and monthly PITIA of Subject property equals $555.05 DSCR equals 1.71. Initial  
1PQDLGGVFLT xx xx Original Stated P&I $421.47 $425.19 $-3.72 -0.87490% Note dated xx reflects Original Stated P&I as xx. Initial  
PZUJDZWRPIK xx xx Debt Service Coverage Ratio (DSCR) 1.78 2.50 -0.72 -28.80000% Monthly rent as per Appraisal equals $950.00 and monthly PITIA of Subject property equals $535.10 DSCR equals 1.78. Initial  
PZUJDZWRPIK xx xx First Payment Date xx xx 30 (Days)   Note dated xx reflects first payment date as xx. Initial  
VF3NHFXQYPJ xx xx Debt Service Coverage Ratio (DSCR) 1.49 1.01 0.48 47.52475% Monthly rent as per Appraisal equals $4,356.00 and monthly PITIA of Subject property equals $2,920.16 DSCR equals 1.49. Initial  
VF3NHFXQYPJ xx xx Original Appraised Value xx xx xxx -0.04443% The Appraisal dated xx reflects the Original Appraised value as xx. Initial  
VF3NHFXQYPJ xx xx Original Stated P&I $1943.42 $1960.10 $-16.68 -0.85097% Note dated xx reflects Original Stated P&I as xx. Initial  
VF3NHFXQYPJ xx xx Purpose of Transaction per HUD-1 Purchase Cash Out     Final CD reflects Purpose of Transaction as Purchase. Initial  
VF3NHFXQYPJ xx xx Purpose Per Application Purchase Refinance     Final Application reflect purpose per Application as Purchase. Initial  
LFJHJNRW2DV xx xx Borrower Last Name xx xx     The Note dated xx and signed at closing, reflects the Borrower Last Name as xx. Initial  
LFJHJNRW2DV xx xx Debt Service Coverage Ratio (DSCR) 3.22 1.71 1.51 88.30409% Monthly rent as per Appraisal equals $17,290.00 and monthly PITIA of Subject property equals $5,377.89 DSCR equals 3.22. Initial  
LFJHJNRW2DV xx xx Original Appraised Value xx xx xxx -0.05880% The Appraisal dated xx reflects the Original Appraised value as xx. Initial  
LFJHJNRW2DV xx xx Prepayment Penalty Indicator No Yes     Note does not reflect Prepayment Penalty. Initial  
LFJHJNRW2DV xx xx Prepayment Penalty Term Months Not Applicable 60     Note does not reflect Prepayment Penalty Term. Initial  
CXJN0STTAKU xx xx Borrower 1 Foreign National Indicator Unavailable No     Final Application is missing. Initial  
CXJN0STTAKU xx xx Debt Service Coverage Ratio (DSCR) 2.38 1.35 1.03 76.29629% Monthly rent as per Appraisal equals $1,840.00 and monthly PITIA of Subject property equals $773.07 DSCR equals 2.38. Initial  
CXJN0STTAKU xx xx Original Appraised Value xx xx xxx 0.00699% The Appraisal dated xx reflects the Original Appraised value as xx. Initial  
CXJN0STTAKU xx xx Prepayment Penalty Indicator No Yes     Note does not reflect Prepayment Penalty. Initial  
CXJN0STTAKU xx xx Prepayment Penalty Term Months Not Applicable 60     Note does not reflect Prepayment Penalty Term. Initial  
OHMTUX1IMLZ xx xx Borrower 1 Foreign National Indicator Unavailable Yes     Final Application is missing. Initial  
OHMTUX1IMLZ xx xx Borrower Last Name xx xx     The Note dated xx and signed at closing, reflects the Borrower Last Name as xx. Initial  
OHMTUX1IMLZ xx xx Debt Service Coverage Ratio (DSCR) 3.42 1.11 2.31 208.10810% Monthly rent as per Appraisal equals $14,079.96 and monthly PITIA of Subject property equals $4115.96 DSCR equals 3.42. Initial  
OHMTUX1IMLZ xx xx Original Appraised Value xx xx xxx 0.05503% The Appraisal dated xx reflects the Original Appraised value as xx. Initial  
OHMTUX1IMLZ xx xx Original Stated P&I $3915.96 $3951.94 $-35.98 -0.91043% Note dated xx reflects Original Stated P&I as xx. Initial  
OHMTUX1IMLZ xx xx Prepayment Penalty Indicator Unavailable Yes     Note does not reflect Prepayment Penalty. Initial  
OHMTUX1IMLZ xx xx Prepayment Penalty Term Months Unavailable 60     Note does not reflect Prepayment Penalty Term. Initial  
YE0JZHMB4HV xx xx Borrower 1 Foreign National Indicator Unavailable No     Final Application is missing. Initial  
YE0JZHMB4HV xx xx Borrower Last Name xx xx     The Note dated xx and signed at closing, reflects the Borrower Last Name as xx. Initial  
YE0JZHMB4HV xx xx Debt Service Coverage Ratio (DSCR) 2.01 1.37 0.64 46.71532% Monthly rent as per Appraisal equals $12,785.00 and monthly PITIA of Subject property equals $6,329.61 DSCR equals 2.01. Initial  
YE0JZHMB4HV xx xx Original Appraised Value xx xx xxx 0.02254% The Appraisal dated xx reflects the Original Appraised value as xx. Initial  
1VHULPT2LDL xx xx Amortization Term Months (CE, S&P) 360 240 120 50.00000% Note reflects Amortization Term is 360. Initial  
1VHULPT2LDL xx xx B1 Credit Score 669 729 -60 -8.23045% The credit report dated 12/14/2021 reflects B1 Credit Score as 669. Initial  
1VHULPT2LDL xx xx Borrower 1 Foreign National Indicator Unavailable No     Final Application is missing. Initial  
1VHULPT2LDL xx xx Borrower Last Name xx xx     The Note dated xx and signed at closing, reflects the Borrower Last Name as xx. Initial  
1VHULPT2LDL xx xx Debt Service Coverage Ratio (DSCR) 2.35 1.23 1.12 91.05691% Monthly rent as per Appraisal equals $45,716.00 and monthly PITIA of Subject property equals $19,461.39 DSCR equals 2.35. Initial  
1VHULPT2LDL xx xx Original Appraised Value xx xx xxx 0.01272% The Appraisal dated xx reflects the Original Appraised value as xx. Initial  
1VHULPT2LDL xx xx Prepayment Penalty Indicator No Yes     Note does not reflect Prepayment Penalty. Initial  
1VHULPT2LDL xx xx Prepayment Penalty Term Months Not Applicable 60     Note does not reflect Prepayment Penalty Term. Initial  
HBL4SUCJHGS xx xx Borrower Last Name xx xx     The Note dated xx and signed at closing, reflects the Borrower Last Name as xx. Initial  
HBL4SUCJHGS xx xx Debt Service Coverage Ratio (DSCR) 2.61 1.28 1.33 103.90625% Monthly rent as per Appraisal equals $29,424.96 and monthly PITIA of Subject property equals $11,287.53 DSCR equals 2.61. Initial  
HBL4SUCJHGS xx xx Prepayment Penalty Indicator Unavailable Yes     Note does not reflect Prepayment Penalty. Initial  
HBL4SUCJHGS xx xx Prepayment Penalty Term Months Unavailable 60     Note does not reflect Prepayment Penalty Term. Initial  
3PMJKC2XCGI xx xx Borrower 1 Foreign National Indicator Unavailable No     Final Application is missing. Initial  
3PMJKC2XCGI xx xx Borrower Last Name xx xx     The Note dated xx and signed at closing, reflects the Borrower Last Name as xx. Initial  
3PMJKC2XCGI xx xx Debt Service Coverage Ratio (DSCR) 2.01 1.63 0.38 23.31288% Monthly rent as per Appraisal equals $16,297.00 and monthly PITIA of Subject property equals $8,091.87 DSCR equals 2.01. Initial  
3PMJKC2XCGI xx xx Prepayment Penalty Indicator Unavailable Yes     Note does not reflect Prepayment Penalty. Initial  
3PMJKC2XCGI xx xx Prepayment Penalty Term Months Unavailable 60     Note does not reflect Prepayment Penalty Term. Initial  
NLR2I02QBP5 xx xx B1 Credit Score 786 787 -1 -0.12706% The credit report dated 11/24/2021 reflects B1 Credit Score as 786. Initial  
NLR2I02QBP5 xx xx Borrower Last Name xx xx     The Note dated xx and signed at closing, reflects the Borrower Last Name as xx. Initial  
NLR2I02QBP5 xx xx Debt Service Coverage Ratio (DSCR) 1.07 2.05 -0.98 -47.80487% Monthly rent as per Appraisal equals $10,365.00 and monthly PITIA of Subject property equals $9,693.14 DSCR equals 1.07. Initial  
NLR2I02QBP5 xx xx Original Appraised Value xx xx xxx 0.05341% The Appraisal dated xx reflects the Original Appraised value as xx. Initial  
NLR2I02QBP5 xx xx Original Standard LTV (OLTV) xx xx 4.686% 4.68600% Collateral Value used for Underwriting: xx. Loan Amount: xx. LTV = xx. Initial  
NLR2I02QBP5 xx xx Prepayment Penalty Indicator No Yes     Note does not reflect Prepayment Penalty. Initial  
NLR2I02QBP5 xx xx Prepayment Penalty Term Months Not Applicable 60     Note does not reflect Prepayment Penalty Term. Initial  
NLR2I02QBP5 xx xx Stated Maturity Date xx xx -30 (Days)   The Note reflects the Maturity Date as xx. Initial  
4XWIFIE4FTV xx xx B1 Credit Score 689 687 2 0.29112% The credit report dated 1/14/2022 reflects B1 Credit Score as 689. Initial  
4XWIFIE4FTV xx xx Borrower Last Name xx xx     The Note dated xx and signed at closing, reflects the Borrower Last Name as xx. Initial  
4XWIFIE4FTV xx xx Debt Service Coverage Ratio (DSCR) 2.06 1.81 0.25 13.81215% Monthly rent as per Appraisal equals $29,649.99 and monthly PITIA of Subject property equals $14,371.53 DSCR equals 2.06. Initial  
4XWIFIE4FTV xx xx Original Appraised Value xx xx xxx -1.11554% The Appraisal dated xx reflects the Original Appraised value as xx. Initial  
4XWIFIE4FTV xx xx Original Stated P&I $13261.31 $13384.47 $-123.16 -0.92017% Note dated xx reflects Original Stated P&I as xx. Initial  
4XWIFIE4FTV xx xx Prepayment Penalty Indicator No Yes     Note does not reflect Prepayment Penalty. Initial  
4XWIFIE4FTV xx xx Prepayment Penalty Term Months Not Applicable 60     Note does not reflect Prepayment Penalty Term. Initial  
VRV0ZD4TIE5 xx xx Debt Service Coverage Ratio (DSCR) 1.56 1.45 0.11 7.58620% Monthly rent as per Appraisal equals $3,350.00 and monthly PITIA of Subject property equals $2,146.49 DSCR equals 1.56. Initial  
1SSBQWD2WX3 xx xx Borrower 1 Foreign National Indicator Unavailable No     Final Application is missing. Initial  
1SSBQWD2WX3 xx xx Debt Service Coverage Ratio (DSCR) 0.91 1.36 -0.45 -33.08823% Monthly rent as per Appraisal equals $2,725.00 and monthly PITIA of Subject property equals $2,980.42 DSCR equals 0.91. Initial  
1SSBQWD2WX3 xx xx Original Appraised Value xx xx xxx 0.02806% The Appraisal dated xx reflects the Original Appraised value as xx. Initial  
1SSBQWD2WX3 xx xx Original Note Doc Date xx xx 2 (Days)   The Note reflects the Original Note Doc Date as xx. Initial  
1SSBQWD2WX3 xx xx Original Stated P&I $2256.57 $2275.95 $-19.38 -0.85151% Note dated xx reflects Original Stated P&I as xx. Initial  
1SSBQWD2WX3 xx xx Prepayment Penalty Indicator No Yes     Note does not reflect Prepayment Penalty. Initial  
1SSBQWD2WX3 xx xx Prepayment Penalty Term Months Not Applicable 60     Note does not reflect Prepayment Penalty Term. Initial  
1SSBQWD2WX3 xx xx Stated Maturity Date xx xx 37 (Days)   The Note reflects the Maturity Date as xx. Initial  
WDJMFTVBACM xx xx Borrower 1 Foreign National Indicator Unavailable No     Final Application is missing. Initial  
WDJMFTVBACM xx xx Debt Service Coverage Ratio (DSCR) 0.83 1.55 -0.72 -46.45161% Monthly rent as per Appraisal equals $3,000.00 and monthly PITIA of Subject property equals $3,615.73 DSCR equals 0.83. Initial  
WDJMFTVBACM xx xx First Payment Date xx xx 31 (Days)   Note dated xx reflects first payment date as xx. Initial  
WDJMFTVBACM xx xx Interest Only Period? No Yes     Note reflects Interest Only Period is No. Initial  
WDJMFTVBACM xx xx Original Note Doc Date xx xx 8 (Days)   The Note reflects the Original Note Doc Date as xx. Initial  
WDJMFTVBACM xx xx Original Stated P&I $2966.28 $2195.70 $770.58 35.09495% Note dated xx reflects Original Stated P&I as xx. Initial  
WDJMFTVBACM xx xx Purpose of Transaction per HUD-1 Cash Out Refinance     Final CD reflects Purpose of Transaction as Cash-out. Initial  
WDJMFTVBACM xx xx Stated Maturity Date xx xx 65 (Days)   The Note reflects the Maturity Date as xx. Initial  
UBVJ1VYRC4J xx xx Borrower 1 Foreign National Indicator Unavailable No     Final Application is missing. Initial  
UBVJ1VYRC4J xx xx Debt Service Coverage Ratio (DSCR) 1.69 1.75 -0.06 -3.42857% Monthly rent as per Appraisal equals $1,050 and monthly PITIA of Subject property equals $620.13 DSCR equals 1.69. Initial  
UBVJ1VYRC4J xx xx First Payment Date xx xx 92 (Days)   Note dated xx reflects first payment date as xx. Initial  
UBVJ1VYRC4J xx xx Original Note Doc Date xx xx 89 (Days)   The Note reflects the Original Note Doc Date as xx. Initial  
UBVJ1VYRC4J xx xx Prepayment Penalty Indicator No Yes     Note does not reflect Prepayment Penalty. Initial  
UBVJ1VYRC4J xx xx Prepayment Penalty Term Months Not Applicable 60     Note does not reflect Prepayment Penalty Term. Initial  
VZGUZZMFDPR xx xx B1 Credit Score 733 699 34 4.86409% The credit report dated 10/11/2021 reflects B1 Credit Score as 733. Initial  
VZGUZZMFDPR xx xx Borrower Last Name xx xx     The Note dated xx and signed at closing, reflects the Borrower Last Name as xx. Initial  
VZGUZZMFDPR xx xx Debt Service Coverage Ratio (DSCR) 2.13 1.45 0.68 46.89655% Monthly rent as per Appraisal equals $7041 and monthly PITIA of Subject property equals $3308.96 DSCR equals 2.12. Initial  
VZGUZZMFDPR xx xx Original Stated P&I $4113.09 $2293.92 $1819.17 79.30398% Note dated xx reflects Original Stated P&I as xx. Initial  
VZGUZZMFDPR xx xx Purpose of Transaction per HUD-1 Cash Out Refinance     Final CD reflects Purpose of Transaction as Cash-out. Initial  
0FLP4FZAUVQ xx xx B1 Credit Score 733 699 34 4.86409% The credit report dated 10/11/2021 reflects B1 Credit Score as 733. Initial  
0FLP4FZAUVQ xx xx Debt Service Coverage Ratio (DSCR) 2.25 1.07 1.18 110.28037% Monthly rent as per Appraisal equals $10922.35 and monthly PITIA of Subject property equals $4852.54 DSCR equals 2.25. Initial  
0FLP4FZAUVQ xx xx Original Stated P&I $6568.83 $3663.52 $2905.31 79.30378% Note dated xx reflects Original Stated P&I as xx. Initial  
MVRG0PVZUDB xx xx Debt Service Coverage Ratio (DSCR) 2.06 1.55 0.51 32.90322% Monthly rent as per Appraisal equals $20500 and monthly PITIA of Subject property equals $9927.85 DSCR equals 2.0 Initial  
MVRG0PVZUDB xx xx Original Stated P&I $5522.98 $5573.72 $-50.74 -0.91034% Note dated xx reflects Original Stated P&I as xx. Initial  
FCYKMP1WLOR xx xx Debt Service Coverage Ratio (DSCR) 1.26 1.00 0.26 26.00000% Monthly rent as per Appraisal equals $16190 and monthly PITIA of Subject property equals $12858.34 DSCR equals 1.26. Initial  
FCYKMP1WLOR xx xx Original Stated P&I $10226.24 $10294.96 $-68.72 -0.66751% Note dated xx reflects Original Stated P&I as xx. Initial  
FCYKMP1WLOR xx xx Purpose of Transaction per HUD-1 Cash Out Purchase     Final CD reflects Purpose of Transaction as Refinance. Initial  
FCYKMP1WLOR xx xx Purpose Per Application Refinance Purchase     Final Application reflect Purpose per Application as Refinance. Initial  
VKX3LCMJR21 xx xx B1 Credit Score 762 765 -3 -0.39215% The credit report dated 01/03/2022 reflects B1 Credit Score as 762. Initial  
VKX3LCMJR21 xx xx Debt Service Coverage Ratio (DSCR) 1.25 1.19 0.06 5.04201% Monthly rent as per Appraisal equals $6250 and monthly PITIA of Subject property equals $4594.59 DSCR equals 1.36. Initial  
VKX3LCMJR21 xx xx Original Appraised Value xx xx xxx 0.06329% The Appraisal dated xx reflects the Original Appraised value as xx. Initial  
VKX3LCMJR21 xx xx Original Stated P&I $3090.37 $3113.97 $-23.60 -0.75787% Note dated xx reflects Original Stated P&I as xx. Initial  
VKX3LCMJR21 xx xx Purpose of Transaction per HUD-1 Purchase Cash Out     Final CD reflects Purpose of Transaction as Purchase. Initial  
VKX3LCMJR21 xx xx Purpose Per Application Purchase Refinance     Final Application reflect purpose per Application as Purchase. Initial  
VITWRCRG0ON xx xx Debt Service Coverage Ratio (DSCR) 1.69 1.01 0.68 67.32673% Monthly rent as per Appraisal equals $28310 and monthly PITIA of Subject property equals $16742.71 DSCR equals 1.69. Initial  
VITWRCRG0ON xx xx Original Stated P&I $12804.51 $12882.01 $-77.50 -0.60161% Note dated xx reflects Original Stated P&I as xx. Initial  
VITWRCRG0ON xx xx Purpose of Transaction per HUD-1 Refinance Cash Out     Final CD reflects Purpose of Transaction as Refinance. Initial  
Y1CTKX23RZQ xx xx Debt Service Coverage Ratio (DSCR) 1.70 2.35 -0.65 -27.65957% Monthly rent as per Appraisal equals $4625 and monthly PITIA of Subject property equals $2722.59 DSCR equals 1.70 Initial  
Y1CTKX23RZQ xx xx Original Stated P&I $1892.78 $1909.73 $-16.95 -0.88756% Note dated xx reflects Original Stated P&I as xx. Initial  
AOI1QQNNJF5 xx xx Debt Service Coverage Ratio (DSCR) 1.54 1.27 0.27 21.25984% Monthly rent as per Appraisal equals $1000.00 and monthly PITIA of Subject property equals $690.04 DSCR equals 1.54. Initial  
AOI1QQNNJF5 xx xx Purpose of Transaction per HUD-1 Purchase Cash Out     Final CD reflects Purpose of Transaction as Purchase. Initial  
AOI1QQNNJF5 xx xx Purpose Per Application Purchase Refinance     Final Application reflect purpose per application as Purchase. Initial  
BRY4MII4IKB xx xx Debt Service Coverage Ratio (DSCR) 1.58 1.16 0.42 36.20689% Monthly rent as per Appraisal equals $10866 and monthly PITIA of Subject property equals $8179.15 DSCR equals 1.58 Initial  
BRY4MII4IKB xx xx Original Stated P&I $6790.05 $6847.47 $-57.42 -0.83855% Note dated xx reflects Original Stated P&I as xx. Initial  
ODK0XYSVHDU xx xx B1 Credit Score 750 817 -67 -8.20073% The credit report dated 1/20/2022 reflects B1 Credit Score as 750. Initial  
ODK0XYSVHDU xx xx Borrower Last Name xx xx     The Note dated xx and signed at closing, reflects the Borrower Last Name as xx. Initial  
ODK0XYSVHDU xx xx Debt Service Coverage Ratio (DSCR) 1.22 1.54 -0.32 -20.77922% Monthly rent as per Appraisal equals $15685 and monthly PITIA of Subject property equals $12871 DSCR equals 1.22. Initial  
ODK0XYSVHDU xx xx Original Appraised Value xx xx xxx -0.04076% The Appraisal dated xx reflects the Original Appraised value as xx. Initial  
ODK0XYSVHDU xx xx Original Stated P&I $10429.39 $10509.04 $-79.65 -0.75791% Note dated xx reflects Original Stated P&I as xx. Initial  
LJ3DJOJMG35 xx xx Borrower 1 Foreign National Indicator Unavailable No     Final Application is missing. Initial  
LJ3DJOJMG35 xx xx Debt Service Coverage Ratio (DSCR) 2.63 1.15 1.48 128.69565% Monthly rent as per Appraisal equals $15720 and monthly PITIA of Subject property equals $8904.66 DSCR equals 2.63. Initial  
LJ3DJOJMG35 xx xx Original Appraised Value xx xx xxx -0.04660% The Appraisal dated xx reflects the Original Appraised value as xx. Initial  
LJ3DJOJMG35 xx xx Original Stated P&I $5740.74 $5782.90 $-42.16 -0.72904% Note dated xx reflects Original Stated P&I as xx. Initial  
EIJTWOBUFGV xx xx Debt Service Coverage Ratio (DSCR) 1.97 1.16 0.81 69.82758% Monthly rent as per Appraisal equals $9440 and monthly PITIA of Subject property equals $4794.14 DSCR equals 1.97 Initial  
EIJTWOBUFGV xx xx Original Stated P&I $3921.74 $3950.54 $-28.80 -0.72901% Note dated xx reflects Original Stated P&I as xx. Initial  
44T30SUXMU4 xx xx Debt Service Coverage Ratio (DSCR) 1.45 1.61 -0.16 -9.93788% Monthly rent as per Appraisal equals $18250 and monthly PITIA of Subject property equals $12621.64 DSCR equals 1.45 Initial  
44T30SUXMU4 xx xx Original Appraised Value xx xx xxx 0.03031% The Appraisal dated xx reflects the Original Appraised value as xx Initial  
44T30SUXMU4 xx xx Original Stated P&I $11737.07 $11826.70 $-89.63 -0.75786% Note dated xx reflects Original Stated P&I as xx. Initial  
IROZOEC2BEG xx xx Debt Service Coverage Ratio (DSCR) 2.38 1.56 0.82 52.56410% Monthly rent as per Appraisal equals $4210 and monthly PITIA of Subject property equals $1765.72 DSCR equals 2.38 Initial  
IROZOEC2BEG xx xx Original Note Doc Date xx xx 1 (Days)   The Note reflects the Original Note Doc Date as xx. Initial  
FC4WXWF2INI xx xx Debt Service Coverage Ratio (DSCR) 1.16 1.13 0.03 2.65486% Monthly rent as per Appraisal equals $3325 and monthly PITIA of Subject property equals $2878.03 DSCR equals 1.16 Initial  
FC4WXWF2INI xx xx Original Stated P&I $2713.53 $2735.76 $-22.23 -0.81257% Note dated xx reflects Original Stated P&I as xx. Initial  
HPW5MS1K1BB xx xx Debt Service Coverage Ratio (DSCR) 1.64 1.94 -0.30 -15.46391% Monthly rent as per Appraisal equals $2,075 and monthly PITIA of Subject property equals $1,267.07 DSCR equals 1.63. Initial  
HPW5MS1K1BB xx xx Original Stated P&I $978.99 $987.98 $-8.99 -0.90993% Note dated xx reflects Original Stated P&I as xx. Initial  
HPW5MS1K1BB xx xx Purpose of Transaction per HUD-1 Cash Out Purchase     Final CD reflects Purpose of Transaction as Cash-out. Initial  
HPW5MS1K1BB xx xx Purpose Per Application Refinance Purchase     Final Application reflect purpose per application as Refinance. Initial  
KTRIQIC3L5L xx xx Borrower 1 Foreign National Indicator Unavailable No     Final Application is missing. Initial  
KTRIQIC3L5L xx xx Debt Service Coverage Ratio (DSCR) 1.80 1.53 0.27 17.64705% Monthly rent as per Appraisal equals $3800 and monthly PITIA of Subject property equals $2462.31 DSCR equals 1.54. Initial  
VWSTWJ4GNM1 xx xx Amortization Term Months (CE, S&P) 360 240 120 50.00000% Note reflects Amortization Term is 360. Initial  
VWSTWJ4GNM1 xx xx Borrower 1 Foreign National Indicator Unavailable No     Final Application is missing. Initial  
VWSTWJ4GNM1 xx xx Debt Service Coverage Ratio (DSCR) 2.00 1.11 0.89 80.18018% Monthly rent as per Appraisal equals $3,900.00 and monthly PITIA of Subject property equals $1953.41 DSCR equals 2.0. Initial  
VWSTWJ4GNM1 xx xx Original Stated P&I $2031.97 $1402.66 $629.31 44.86546% Note dated xx reflects Original Stated P&I as xx. Initial  
VWSTWJ4GNM1 xx xx Prepayment Penalty Indicator No Yes     Note does not reflect Prepayment Penalty. Initial  
VWSTWJ4GNM1 xx xx Prepayment Penalty Term Months Not Applicable 60     Note does not reflect Prepayment Penalty Term. Initial  
VWSTWJ4GNM1 xx xx Purpose of Transaction per HUD-1 Cash Out Refinance     Final CD reflects Purpose of Transaction as Cash-out. Initial  
RRAOXVGWIPW xx xx Original Appraisal Date xx xx -3 (Days)   The Appraisal reflects the effective date as xx. Initial  
20BMGZ5M5N3 xx xx Income B1 U/W $37650.00 $35644.17 $2005.83 5.62737% The Income documents submitted support Borrower monthly qualifying base income as $37,650.00. Initial  
QKBMYBZMF4A xx xx Income B1 U/W $36498.38 $38773.20 $-2274.82 -5.86699% The Income documents submitted support Borrower monthly qualifying base income as $36,498.38. Initial  
YDUSWD1OS55 xx xx Income B1 U/W $36943.57 $38773.20 $-1829.63 -4.71880% The Income documents submitted support Borrower monthly qualifying base income as $36,943.57. Initial  
KYPFTYPQCGY xx xx Borrower DTI Ratio Percent 33.327% 36.690% -3.363% -3.36300% Total subject property PITIA (P&I $2,884.24 + Real Estate Taxes $893.34 + Hazard Insurance $79.76) equals $$3,919.34 and monthly other debts equals $777.00. Total verified monthly income equals $14,091.67. Borrower DTI ratio equals 33.327%. Initial  
KYPFTYPQCGY xx xx Income B1 U/W $14091.67 $12800.00 $1291.67 10.09117% The Income documents submitted support Borrower monthly qualifying base income as $14,091.67. Initial  
M0EJFDWWJST xx xx Borrower DTI Ratio Percent 32.941% 41.470% -8.529% -8.52900% The monthly payment of Non-subject primary residence equals $1,454.00 and monthly other debts equals $4,286.34. Total verified monthly income equals $17,426.06. Borrower DTI ratio equals 32.941%. Initial  
94140453 xx xx Original Appraised Value xx xx xxx 6.63321% The Appraisal dated xx reflects the Original Appraised value as xx. Initial  
TM5CL41OC0V xx xx Original Appraised Value xx xx xxx 9.58770% The Appraisal dated xx reflects the Original Appraised value as xx. Initial