Exhibit 99.2 Schedule 1

Loan ID

Investor Loan ID

Seller Loan ID

Lender Application Date

Originator QM Status

Final QM Status

Originator QM Status Difference than Final QM Status?

Reason Why NonQM Final Status

APR Pricing Threshold Exceeded?

QM DTI Threshold Exceeded?

Higher Priced Mortgage Loan (HPML)?

Negatively Amortizing Loan?

Principal Deferment?

Interest Only Flag?

Prepayment Penalty?

Balloon Flag?

Adjustable Rate Balloon?

Loan Term Less Than 5 Years?

QM Points and Fees Threshold Exceeded?

QM Total Points and Fees

APR

ATR: Qualifying Payment Properly Considered?

ATR: Current Employment/Self-Employment Verified?

ATR: Balloon Qualifying Payment Properly Considered?

ATR: Reasonable Income or Assets Considered?

ATR: Subject PITIA Adequately Documented?

ATR: All Liabilities Including Alimony and Child Support in DTI?

ATR: Simultaneous Loan Calculated Properly

ATR: Credit History was Considered Properly?

ATR: Did Lender Document All ATR Factors?

ATR: Was an ATR/QM Residual Income Analysis Provided?

Residual Income

Residual Income Meets Guidelines?

Borrower 1 Employment Indicator

Borrower 2 Employment Indicator

Borrower 1 Foreign National Indicator

Borrower 2 Foreign National Indicator

Business Purpose Loan?

Business Purpose Verified?

xx

XXX

Non-QM: Lender documented all ATR UW factors

Non-QM: Lender documented all ATR UW factors

No

Appendix Q Documentation

Not Tested

No

Yes

No

No

No

No

No

No

No

Yes

16791.5

6.025

Yes

Yes

N/A

Yes

Yes

Yes

N/A

Yes

Yes

N/A

N/A

Employed

No

No

N/A

xx

XXX

Non-QM: Lender documented all ATR UW factors

Non-QM: Lender documented all ATR UW factors

No

Appendix Q Documentation

Not Tested

No

Yes

No

No

No

No

No

No

No

Yes

7470.88

6.04

Yes

Yes

N/A

Yes

Yes

Yes

N/A

Yes

Yes

N/A

N/A

Employed

No

No

N/A

xx

XXX

Non-QM: Lender documented all ATR UW factors

Non-QM: Lender documented all ATR UW factors

No

Appendix Q Documentation

No

Yes

No

No

No

No

No

No

No

No

9261.5

5.915

Yes

Yes

N/A

Yes

Yes

Yes

N/A

Yes

Yes

N/A

N/A

Employed

Employed

No

No

No

N/A

xx

XXX

Non-QM: Lender documented all ATR UW factors

Non-QM: Lender documented all ATR UW factors

No

Appendix Q Documentation

Not Tested

No

Yes

No

No

No

No

No

No

No

No

17894

5.771

Yes

Yes

N/A

Yes

Yes

Yes

N/A

Yes

Yes

N/A

N/A

Employed

No

No

N/A

xx

XXX

Non-QM: Lender documented all ATR UW factors

Non-QM: Lender documented all ATR UW factors

No

Appendix Q Documentation

Not Tested

Yes

Yes

No

No

No

No

No

No

No

Yes

11276.5

6.096

Yes

Yes

N/A

Yes

Yes

Yes

N/A

Yes

Yes

N/A

N/A

Employed

No

No

N/A

xx

XXX

Non-QM: Lender documented all ATR UW factors

Non-QM: Lender documented all ATR UW factors

No

Appendix Q Documentation

Not Tested

No

Yes

No

No

No

No

No

No

No

Yes

12321.75

9.436

Yes

Yes

N/A

Yes

Yes

Yes

N/A

Yes

Yes

N/A

N/A

Employed

Employed

No

No

No

N/A

xx

XXX

Non-QM: Lender documented all ATR UW factors

Non-QM: Lender documented all ATR UW factors

No

Appendix Q Documentation

Pass

No

Yes

No

No

No

No

No

No

No

Yes

8161.12

8.349

Yes

Yes

N/A

Yes

Yes

Yes

N/A

Yes

Yes

N/A

N/A

Employed

Not Employed

No

No

No

N/A

xx

XXX

Non-QM: Lender documented all ATR UW factors

Non-QM: Lender documented all ATR UW factors

No

Appendix Q Documentation

Fail

Yes

Yes

No

No

No

No

No

No

No

Yes

13473

10.49

Yes

Yes

N/A

Yes

Yes

Yes

N/A

Yes

Yes

N/A

N/A

Employed

No

No

N/A

xx

XXX

Non-QM: Lender documented all ATR UW factors

Non-QM: Lender documented all ATR UW factors

No

Appendix Q Documentation

Fail

No

No

No

No

Yes

No

No

No

No

No

12399

7.065

Yes

Yes

N/A

Yes

Yes

Yes

N/A

Yes

Yes

N/A

N/A

Employed

No

No

N/A

xx

XXX

Non-QM: Lender documented all ATR UW factors

Non-QM: Lender documented all ATR UW factors

No

Qualifying DTI Exceeds 43%

Fail

Yes

Yes

No

No

No

No

No

No

No

No

17599

10.921

Yes

Yes

N/A

Yes

Yes

Yes

N/A

Yes

Yes

N/A

N/A

Employed

No

No

N/A