The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM Stock 023135106   248,270 1,634 SH   SOLE 0 1,634 0 0
SIRIUS XM HOLDINGS INC COM Stock 82968B103   520 95 SH   SOLE 0 95 0 0
INVESCO QQQ TRUST SERIES I ETF 46090E103   438,596 1,071 SH   SOLE 0 1,071 0 0
WISDOMTREE U.S. SMALLCAP FUND ETF 97717W562   41,450 832 SH   SOLE 0 832 0 0
ISHARES GOLD TRUST ETF 464285204   105,303 2,698 SH   SOLE 0 2,698 0 0
ISHARES CORE INTERNATIONAL AGGREGATE BOND ETF ETF 46435G672   1,193,706 23,970 SH   SOLE 0 23,970 0 0
JOHNSON & JOHNSON COM Stock 478160104   4,859 31 SH   SOLE 0 31 0 0
WASTE MGMT INC DEL COM Stock 94106L109   8,776 49 SH   SOLE 0 49 0 0
VANGUARD TOTAL STOCK MARKET ETF ETF 922908769   432,452 1,823 SH   SOLE 0 1,823 0 0
INVESCO WATER RESOURCES ETF ETF 46137V142   23,370 384 SH   SOLE 0 384 0 0
GOLDMAN SACHS GROUP INC COM Stock 38141G104   2,700 7 SH   SOLE 0 7 0 0
REAL ESTATE SELECT SECTOR SPDR FUND ETF 81369Y860   1,497,940 37,392 SH   SOLE 0 37,392 0 0
PROCTER AND GAMBLE CO COM Stock 742718109   3,810 26 SH   SOLE 0 26 0 0
COCA COLA CO COM Stock 191216100   30,938 525 SH   SOLE 0 525 0 0
TRUIST FINL CORP COM Stock 89832Q109   31,493 853 SH   SOLE 0 853 0 0
INVESCO BULLETSHARES 2025 CORPORATE BOND ETF ETF 46138J825   4,201,370 205,396 SH   SOLE 0 205,395 0 0
VANGUARD REAL ESTATE ETF ETF 922908553   11,978,337 135,563 SH   SOLE 0 135,562 0 0
CARNIVAL CORP PAIRED CTF Stock 143658300   1,854 100 SH   SOLE 0 100 0 0
INTEL CORP COM Stock 458140100   21,557 429 SH   SOLE 0 429 0 0
ISHARES SILVER TRUST ETF 46428Q109   23,370 1,073 SH   SOLE 0 1,073 0 0
ISHARES ESG AWARE MSCI EAFE ETF ETF 46435G516   243,087 3,218 SH   SOLE 0 3,217 0 0
ISHARES ESG ADVANCED HIGH YIELD CORPORATE BOND ETF ETF 46435G441   59,069 1,299 SH   SOLE 0 1,299 0 0
MERCK & CO INC COM Stock 58933Y105   52,766 484 SH   SOLE 0 484 0 0
SPDR S&P 500 ETF TRUST ETF 78462F103   3,327 7 SH   SOLE 0 7 0 0
WISDOMTREE U.S. MIDCAP FUND ETF 97717W570   70,762 1,233 SH   SOLE 0 1,233 0 0
ISHARES CORE CONSERVATIVE ALLOCATION ETF ETF 464289883   5,350 148 SH   SOLE 0 148 0 0
ISHARES TIPS BOND ETF ETF 464287176   6,935,516 64,522 SH   SOLE 0 64,522 0 0
INVESCO BULLETSHARES 2024 HIGH YIELD CORPORATE BOND ETF ETF 46138J833   2,984,878 131,406 SH   SOLE 0 131,405 0 0
INVESCO S&P MIDCAP 400 PURE GROWTH ETF ETF 46137V217   55,695 1,350 SH   SOLE 0 1,350 0 0
CHUBB LIMITED COM Stock H1467J104   63,732 282 SH   SOLE 0 282 0 0
ISHARES COHEN & STEERS REIT ETF ETF 464287564   899,450 15,315 SH   SOLE 0 15,315 0 0
SNAP ON INC COM Stock 833034101   1,444 5 SH   SOLE 0 5 0 0
PEPSICO INC COM Stock 713448108   2,208 13 SH   SOLE 0 13 0 0
ISHARES 1-3 YEAR TREASURY BOND ETF ETF 464287457   326,765 3,983 SH   SOLE 0 3,983 0 0
ISHARES INTERNATIONAL DEVELOPED PROPERTY ETF ETF 464288422   460,251 16,057 SH   SOLE 0 16,057 0 0
XTRACKERS USD HIGH YIELD CORPORATE BOND ETF ETF 233051432   285,751 8,038 SH   SOLE 0 8,038 0 0
ISHARES ESG AWARE MSCI USA ETF ETF 46435G425   392,602 3,742 SH   SOLE 0 3,741 0 0
XCEL ENERGY INC COM Stock 98389B100   5,510 89 SH   SOLE 0 89 0 0
HOME DEPOT INC COM Stock 437076102   394,027 1,137 SH   SOLE 0 1,137 0 0
BRIGHTHOUSE FINL INC COM Stock 10922N103   1,270 24 SH   SOLE 0 24 0 0
ISHARES RUSSELL 2000 VALUE ETF ETF 464287630   15,533 100 SH   SOLE 0 100 0 0
SPDR GOLD SHARES ETF 78463V107   4,015 21 SH   SOLE 0 21 0 0
SCHWAB U.S. SMALL-CAP ETF ETF 808524607   207,667 4,396 SH   SOLE 0 4,396 0 0
ISHARES RUSSELL 1000 GROWTH ETF ETF 464287614   221,920 732 SH   SOLE 0 732 0 0
ISHARES U.S. REAL ESTATE ETF ETF 464287739   11,792 129 SH   SOLE 0 129 0 0
INVESCO BULLETSHARES 2027 CORPORATE BOND ETF ETF 46138J783   3,979,875 204,568 SH   SOLE 0 204,568 0 0
INVESCO BULLETSHARES 2025 HIGH YIELD CORPORATE BOND ETF ETF 46138J817   2,975,225 130,894 SH   SOLE 0 130,894 0 0
ISHARES CORE S&P SMALL CAP ETF ETF 464287804   836,881 7,731 SH   SOLE 0 7,731 0 0
ISHARES IBONDS DEC 2027 TERM CORPORATE ETF ETF 46435UAA9   182,993 7,647 SH   SOLE 0 7,647 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702   508,241 1,425 SH   SOLE 0 1,425 0 0
ALPHABET INC CAP STK CL A Stock 02079K305   317,480 2,273 SH   SOLE 0 2,272 0 0
OREILLY AUTOMOTIVE INC COM Stock 67103H107   10,451 11 SH   SOLE 0 11 0 0
MICROSOFT CORP COM Stock 594918104   278,646 741 SH   SOLE 0 741 0 0
ISHARES ESG AWARE MSCI USA SMALL-CAP ETF ETF 46435U663   194,868 5,127 SH   SOLE 0 5,126 0 0
WARNER BROS DISCOVERY INC COM SER A Stock 934423104   808 71 SH   SOLE 0 71 0 0
INVESCO BULLETSHARES 2026 CORPORATE BOND ETF ETF 46138J791   4,155,354 215,303 SH   SOLE 0 215,303 0 0
INVESCO BULLETSHARES 2028 CORPORATE BOND ETF ETF 46138J643   3,970,226 195,771 SH   SOLE 0 195,770 0 0
INVESCO BULLETSHARES 2026 HIGH YIELD CORP BOND ETF ETF 46138J635   129,135 5,583 SH   SOLE 0 5,583 0 0
VANGUARD SMALL-CAP ETF ETF 922908751   11,132,753 52,186 SH   SOLE 0 52,185 0 0
VANGUARD MID-CAP ETF ETF 922908629   11,501,790 49,440 SH   SOLE 0 49,440 0 0
VANGUARD LARGE-CAP ETF ETF 922908637   15,719,702 72,059 SH   SOLE 0 72,059 0 0
NIKE INC CL B Stock 654106103   6,623 61 SH   SOLE 0 61 0 0
ISHARES BLOOMBERG ROLL SELECT COMMODITY STRATEGY ETF ETF 46431W598   4,319,674 91,803 SH   SOLE 0 91,802 0 0
ISHARES ESG AWARE US AGGREGATE BOND ETF ETF 46435U549   201,562 4,222 SH   SOLE 0 4,222 0 0
LINDE PLC SHS Stock G54950103   2,875 7 SH   SOLE 0 7 0 0
VANGUARD HEALTH CARE ETF ETF 92204A504   15,543 62 SH   SOLE 0 62 0 0
VANGUARD INFORMATION TECHNOLOGY ETF ETF 92204A702   37,268 77 SH   SOLE 0 77 0 0
SCHWAB US TIPS ETF ETF 808524870   783,157 15,003 SH   SOLE 0 15,003 0 0
DOLLAR TREE INC COM Stock 256746108   6,250 44 SH   SOLE 0 44 0 0
ARCH CAP GROUP LTD ORD Stock G0450A105   20,276 273 SH   SOLE 0 273 0 0
VANGUARD S&P 500 ETF ETF 922908363   127,982 293 SH   SOLE 0 293 0 0
VANGUARD GLOBAL EX-U.S. REAL ESTATE ETF ETF 922042676   135,394 3,179 SH   SOLE 0 3,179 0 0
SPDR S&P MIDCAP 400 ETF TRUST ETF 78467Y107   83,210 164 SH   SOLE 0 164 0 0
INVESCO S&P 500 EQUAL WEIGHT ETF ETF 46137V357   563,188 3,569 SH   SOLE 0 3,569 0 0
VANGUARD S&P SMALL-CAP 600 ETF ETF 921932828   3,571 36 SH   SOLE 0 36 0 0
ISHARES 0-5 YEAR TIPS BOND ETF ETF 46429B747   183,872 1,865 SH   SOLE 0 1,865 0 0
SPDR S&P 400 MID CAP GROWTH ETF ETF 78464A821   49,034 648 SH   SOLE 0 648 0 0
ELI LILLY & CO COM Stock 532457108   197,027 338 SH   SOLE 0 338 0 0
INVESCO BULLETSHARES 2029 CORPORATE BOND ETF ETF 46138J577   3,874,170 208,906 SH   SOLE 0 208,906 0 0
INVESCO BULLETSHARES 2024 MUNICIPAL BOND ETF ETF 46138J536   592,309 23,773 SH   SOLE 0 23,773 0 0
INVESCO BULLETSHARES 2027 HIGH YIELD CORPORATE BOND ETF ETF 46138J585   47,401 2,119 SH   SOLE 0 2,119 0 0
INVESCO BULLETSHARES 2025 MUNICIPAL BOND ETF ETF 46138J528   844,382 34,415 SH   SOLE 0 34,414 0 0
ISHARES RUSSELL MID-CAP VALUE ETF ETF 464287473   32,532 280 SH   SOLE 0 279 0 0
INVESCO BULLETSHARES 2026 MUNICIPAL BOND ETF ETF 46138J510   304,972 12,838 SH   SOLE 0 12,838 0 0
ISHARES RUSSELL 2000 ETF ETF 464287655   148,124 738 SH   SOLE 0 738 0 0
INVESCO BULLETSHARES 2027 MUNICIPAL BOND ETF ETF 46138J494   349,604 14,626 SH   SOLE 0 14,626 0 0
INVESCO BULLETSHARES 2028 MUNICIPAL BOND ETF ETF 46138J486   449,421 18,919 SH   SOLE 0 18,919 0 0
ISHARES IBONDS DEC 2027 TERM TREASURY ETF ETF 46436E841   57,273 2,558 SH   SOLE 0 2,558 0 0
ISHARES IBONDS DEC 2024 TERM TREASURY ETF ETF 46436E874   911,681 38,210 SH   SOLE 0 38,209 0 0
ISHARES IBONDS DEC 2025 TERM TREASURY ETF ETF 46436E866   1,134,709 48,742 SH   SOLE 0 48,741 0 0
ISHARES IBONDS DEC 2026 TERM TREASURY ETF ETF 46436E858   1,170,014 51,193 SH   SOLE 0 51,192 0 0
SCHWAB LONG-TERM U.S. TREASURY ETF ETF 808524680   27,257 777 SH   SOLE 0 777 0 0
SYSCO CORP COM Stock 871829107   4,461 61 SH   SOLE 0 61 0 0
BLACKROCK MUNIVEST FD INC COM CEF 09253R105   3,147 442 SH   SOLE 0 442 0 0
INVESCO BULLETSHARES 2029 MUNICIPAL BOND ETF ETF 46138J478   447,556 19,049 SH   SOLE 0 19,049 0 0
ISHARES SELECT DIVIDEND ETF ETF 464287168   42,199 360 SH   SOLE 0 360 0 0
ISHARES RUSSELL MID-CAP GROWTH ETF ETF 464287481   44,500 426 SH   SOLE 0 426 0 0
INVESCO BULLETSHARES 2030 CORPORATE BOND ETF ETF 46138J460   1,053,738 63,345 SH   SOLE 0 63,344 0 0
INVESCO BULLETSHARES 2028 HIGH YIELD CORPORATE BOND ETF ETF 46138J452   47,912 2,212 SH   SOLE 0 2,212 0 0
STAG INDL INC COM REIT 85254J102   236 6 SH   SOLE 0 6 0 0
INVESCO BULLETSHARES 2030 MUNICIPAL BOND ETF ETF 46138J445   119,835 5,345 SH   SOLE 0 5,345 0 0
ORGANON & CO COMMON STOCK Stock 68622V106   606 42 SH   SOLE 0 42 0 0
PROSHARES BITCOIN STRATEGY ETF ETF 74347G440   102 5 SH   SOLE 0 5 0 0
META PLATFORMS INC CL A Stock 30303M102   16,282 46 SH   SOLE 0 46 0 0
FMC CORP COM NEW Stock 302491303   2,711 43 SH   SOLE 0 43 0 0
STRIVE U.S. ENERGY ETF ETF 02072L722   533 19 SH   SOLE 0 19 0 0
BROADCOM INC COM Stock 11135F101   5,581 5 SH   SOLE 0 5 0 0
METLIFE INC COM Stock 59156R108   12,829 194 SH   SOLE 0 194 0 0
ISHARES CORE MSCI EAFE ETF ETF 46432F842   22,582 321 SH   SOLE 0 321 0 0
ACCENTURE PLC IRELAND SHS CLASS A Stock G1151C101   10,527 30 SH   SOLE 0 30 0 0
NVIDIA CORPORATION COM Stock 67066G104   69,331 140 SH   SOLE 0 140 0 0
GENUINE PARTS CO COM Stock 372460105   2,216 16 SH   SOLE 0 16 0 0
ABBVIE INC COM Stock 00287Y109   8,058 52 SH   SOLE 0 52 0 0
ISHARES CORE MSCI EMERGING MARKETS ETF ETF 46434G103   69,649 1,377 SH   SOLE 0 1,377 0 0
ISHARES 10 YEAR INVESTMENT GRADE CORPORATE BOND ETF ETF 464289511   183,993 3,492 SH   SOLE 0 3,492 0 0
VANGUARD TOTAL BOND MARKET ETF ETF 921937835   6,797,803 92,424 SH   SOLE 0 92,424 0 0
VANGUARD FTSE ALL-WORLD EX-US INDEX FUND ETF 922042775   17,796 317 SH   SOLE 0 317 0 0
ISHARES ESG AWARE MSCI EM ETF ETF 46434G863   6,636 207 SH   SOLE 0 206 0 0
VERALTO CORP COM SHS Stock 92338C103   987 12 SH   SOLE 0 12 0 0
MCDONALDS CORP COM Stock 580135101   8,302 28 SH   SOLE 0 28 0 0
VANGUARD TOTAL INTERNATIONAL BOND ETF ETF 92203J407   6,242,166 126,449 SH   SOLE 0 126,449 0 0
ISHARES RUSSELL MIDCAP ETF ETF 464287499   217,100 2,793 SH   SOLE 0 2,793 0 0
AT&T INC COM Stock 00206R102   3,843 229 SH   SOLE 0 229 0 0
ISHARES IBOXX HIGH YIELD CORPORATE BOND ETF ETF 464288513   1,006 13 SH   SOLE 0 13 0 0
ISHARES S&P SMALL-CAP 600 GROWTH ETF ETF 464287887   33,788 270 SH   SOLE 0 270 0 0
SPDR PORTFOLIO S&P 600 SMALL CAP ETF ETF 78468R853   6,918 164 SH   SOLE 0 164 0 0
ISHARES CORE S&P 500 ETF ETF 464287200   731,729 1,532 SH   SOLE 0 1,532 0 0
THE CIGNA GROUP COM Stock 125523100   38,105 127 SH   SOLE 0 127 0 0
ISHARES IBONDS DEC 2026 TERM CORPORATE ETF ETF 46435GAA0   350,517 14,666 SH   SOLE 0 14,666 0 0
UNION PAC CORP COM Stock 907818108   7,614 31 SH   SOLE 0 31 0 0
MICROCHIP TECHNOLOGY INC. COM Stock 595017104   3,066 34 SH   SOLE 0 34 0 0
IDEXX LABS INC COM Stock 45168D104   55,505 100 SH   SOLE 0 100 0 0
LOCKHEED MARTIN CORP COM Stock 539830109   3,626 8 SH   SOLE 0 8 0 0
JPMORGAN CHASE & CO COM Stock 46625H100   47,288 278 SH   SOLE 0 278 0 0
CONOCOPHILLIPS COM Stock 20825C104   3,830 33 SH   SOLE 0 33 0 0
VANGUARD FTSE DEVELOPED MARKETS ETF ETF 921943858   13,472,628 281,266 SH   SOLE 0 281,265 0 0
DANAHER CORPORATION COM Stock 235851102   8,560 37 SH   SOLE 0 37 0 0
BANK AMERICA CORP COM Stock 060505104   89,394 2,655 SH   SOLE 0 2,655 0 0
SPDR S&P DIVIDEND ETF ETF 78464A763   106,225 850 SH   SOLE 0 850 0 0
INTERNATIONAL BUSINESS MACHS COM Stock 459200101   5,724 35 SH   SOLE 0 35 0 0
ORACLE CORP COM Stock 68389X105   7,591 72 SH   SOLE 0 72 0 0
RTX CORPORATION COM Stock 75513E101   6,815 81 SH   SOLE 0 81 0 0
VANGUARD FTSE EMERGING MARKETS ETF ETF 922042858   570,309 13,876 SH   SOLE 0 13,876 0 0
TEXAS INSTRS INC COM Stock 882508104   8,353 49 SH   SOLE 0 49 0 0
PFIZER INC COM Stock 717081103   16,281 566 SH   SOLE 0 565 0 0
MORGAN STANLEY COM NEW Stock 617446448   1,585 17 SH   SOLE 0 17 0 0
CATERPILLAR INC COM Stock 149123101   62,251 211 SH   SOLE 0 210 0 0
ALPHABET INC CAP STK CL C Stock 02079K107   59,191 420 SH   SOLE 0 420 0 0
ARISTA NETWORKS INC COM Stock 040413106   47,102 200 SH   SOLE 0 200 0 0
CHECK POINT SOFTWARE TECH LTD ORD Stock M22465104   3,361 22 SH   SOLE 0 22 0 0
VANGUARD DIVIDEND APPRECIATION ETF ETF 921908844   37,829 222 SH   SOLE 0 222 0 0
ISHARES CORE U.S. AGGREGATE BOND ETF ETF 464287226   1,072,992 10,811 SH   SOLE 0 10,811 0 0
EATON CORP PLC SHS Stock G29183103   12,041 50 SH   SOLE 0 50 0 0
VICTORYSHARES US EQ INCOME ENHANCED VOLATILITY WTD ETF ETF 92647N824   10,805 191 SH   SOLE 0 191 0 0
VICTORYSHARES US 500 ENHANCED VOLATILITY WTD ETF ETF 92647N782   147,583 2,432 SH   SOLE 0 2,432 0 0
ISHARES S&P SMALL-CAP 600 VALUE ETF ETF 464287879   50,504 490 SH   SOLE 0 490 0 0
INVESCO BULLETSHARES 2024 CORPORATE BOND ETF ETF 46138J841   5,310,488 254,273 SH   SOLE 0 254,272 0 0
VANGUARD LONG-TERM BOND ETF ETF 921937793   3,057,111 40,991 SH   SOLE 0 40,991 0 0
NNN REIT INC COM REIT 637417106   48,488 1,125 SH   SOLE 0 1,125 0 0
SPDR PORTFOLIO S&P 500 GROWTH ETF ETF 78464A409   10,279 158 SH   SOLE 0 158 0 0
ISHARES RUSSELL 3000 ETF ETF 464287689   33,396 122 SH   SOLE 0 122 0 0
ISHARES U.S. ETF TRUST ISHARES GSCI COMMODITY DYNAMIC ROLL STRATEGY ETF ETF 46431W853   13,914 555 SH   SOLE 0 555 0 0
CITIGROUP INC COM NEW Stock 172967424   21,822 424 SH   SOLE 0 424 0 0
UNITEDHEALTH GROUP INC COM Stock 91324P102   52,876 100 SH   SOLE 0 100 0 0
TRAVELERS COMPANIES INC COM Stock 89417E109   170,679 896 SH   SOLE 0 896 0 0
LOWES COS INC COM Stock 548661107   103,609 466 SH   SOLE 0 465 0 0
DEERE & CO COM Stock 244199105   42,348 106 SH   SOLE 0 105 0 0
PAYPAL HLDGS INC COM Stock 70450Y103   1,781 29 SH   SOLE 0 29 0 0
SPDR PORTFOLIO DEVELOPED WORLD EX-US ETF ETF 78463X889   16,937 498 SH   SOLE 0 498 0 0
BLACKROCK INC COM Stock 09247X101   5,683 7 SH   SOLE 0 7 0 0
ISHARES CORE S&P MID-CAP ETF ETF 464287507   685,669 2,474 SH   SOLE 0 2,474 0 0
ISHARES GLOBAL CLEAN ENERGY ETF ETF 464288224   31,841 2,045 SH   SOLE 0 2,045 0 0
VANGUARD TAX-EXEMPT BOND ETF ETF 922907746   384,509 7,532 SH   SOLE 0 7,532 0 0
ISHARES MSCI EAFE ETF ETF 464287465   1,908,917 25,334 SH   SOLE 0 25,334 0 0
APPLE INC COM Stock 037833100   801,502 4,163 SH   SOLE 0 4,163 0 0
WEC ENERGY GROUP INC COM Stock 92939U106   45,507 541 SH   SOLE 0 540 0 0
ISHARES IBONDS DEC 2025 TERM CORPORATE ETF ETF 46434VBD1   340,475 13,751 SH   SOLE 0 13,751 0 0
ISHARES IBONDS DEC 2024 TERM CORPORATE ETF ETF 46434VBG4   322,784 12,958 SH   SOLE 0 12,958 0 0
ABBOTT LABS COM Stock 002824100   2,311 21 SH   SOLE 0 21 0 0
ISHARES RUSSELL 1000 ETF ETF 464287622   44,584 170 SH   SOLE 0 170 0 0
MARSH & MCLENNAN COS INC COM Stock 571748102   8,337 44 SH   SOLE 0 44 0 0
ISHARES RUSSELL 1000 VALUE ETF ETF 464287598   47,758 289 SH   SOLE 0 289 0 0