The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM Stock 023135106   64 760 SH   SOLE 0 760 0 0
SIRIUS XM HOLDINGS INC COM Stock 82968B103   1 95 SH   SOLE 0 95 0 0
INVESCO QQQ TRUST ETF 46090E103   319 1,197 SH   SOLE 0 1,197 0 0
WISDOMTREE U.S. SMALLCAP FUND ETF 97717W562   69 1,628 SH   SOLE 0 1,628 0 0
INVESCO BULLETSHARES 2023 HIGH YIELD CORPORATE BOND ETF ETF 46138J858   1,256 53,900 SH   SOLE 0 53,900 0 0
ISHARES GOLD TRUST ETF 464285204   119 3,438 SH   SOLE 0 3,438 0 0
ISHARES CORE INTERNATIONAL AGGREGATE BOND ETF ETF 46435G672   704 14,807 SH   SOLE 0 14,807 0 0
JOHNSON & JOHNSON COM Stock 478160104   4 20 SH   SOLE 0 20 0 0
WASTE MGMT INC DEL COM Stock 94106L109   5 33 SH   SOLE 0 33 0 0
ABB LTD SPONSORED ADR ADR 000375204   235 7,705 SH   SOLE 0 7,705 0 0
VANGUARD TOTAL STOCK MARKET ETF ETF 922908769   357 1,868 SH   SOLE 0 1,868 0 0
INVESCO WATER RESOURCES ETF ETF 46137V142   20 384 SH   SOLE 0 384 0 0
PROCTER AND GAMBLE CO COM Stock 742718109   52 346 SH   SOLE 0 346 0 0
COCA COLA CO COM Stock 191216100   33 525 SH   SOLE 0 525 0 0
TRUIST FINL CORP COM Stock 89832Q109   37 853 SH   SOLE 0 853 0 0
INVESCO BULLETSHARES 2025 CORPORATE BOND ETF ETF 46138J825   3,415 169,511 SH   SOLE 0 169,510 0 0
VANGUARD REAL ESTATE ETF ETF 922908553   10,436 126,333 SH   SOLE 0 126,332 0 0
CARNIVAL CORP COMMON STOCK Stock 143658300   3 383 SH   SOLE 0 383 0 0
INTEL CORP COM Stock 458140100   11 429 SH   SOLE 0 429 0 0
ISHARES SILVER TRUST ETF 46428Q109   45 2,047 SH   SOLE 0 2,047 0 0
ISHARES ESG AWARE MSCI EAFE ETF ETF 46435G516   218 3,302 SH   SOLE 0 3,301 0 0
ISHARES ESG ADVANCED HIGH YIELD CORPORATE BOND ETF ETF 46435G441   71 1,639 SH   SOLE 0 1,639 0 0
MERCK & CO INC COM Stock 58933Y105   51 457 SH   SOLE 0 457 0 0
SPDR S&P 500 ETF TRUST ETF 78462F103   3 7 SH   SOLE 0 7 0 0
WISDOMTREE U.S. MIDCAP FUND ETF 97717W570   68 1,395 SH   SOLE 0 1,395 0 0
ISHARES CORE CONSERVATIVE ALLOCATION ETF ETF 464289883   5 135 SH   SOLE 0 135 0 0
ISHARES TIPS BOND ETF ETF 464287176   5,728 53,783 SH   SOLE 0 53,783 0 0
INVESCO BULLETSHARES 2024 HIGH YIELD CORPORATE BOND ETF ETF 46138J833   1,147 51,858 SH   SOLE 0 51,858 0 0
INVESCO S&P MIDCAP 400 PURE GROWTH ETF ETF 46137V217   58 324 SH   SOLE 0 324 0 0
CHUBB LIMITED COM Stock H1467J104   62 282 SH   SOLE 0 282 0 0
ISHARES COHEN & STEERS REIT ETF ETF 464287564   981 17,892 SH   SOLE 0 17,892 0 0
ISHARES 1-3 YEAR TREASURY BOND ETF ETF 464287457   1,894 23,336 SH   SOLE 0 23,336 0 0
ISHARES INTERNATIONAL DEVELOPED PROPERTY ETF ETF 464288422   444 16,202 SH   SOLE 0 16,201 0 0
XTRACKERS USD HIGH YIELD CORPORATE BOND ETF ETF 233051432   3,511 104,140 SH   SOLE 0 104,140 0 0
ISHARES ESG AWARE MSCI USA ETF ETF 46435G425   338 3,980 SH   SOLE 0 3,980 0 0
XCEL ENERGY INC COM Stock 98389B100   3 48 SH   SOLE 0 48 0 0
AUTOMATIC DATA PROCESSING INC COM Stock 053015103   16 67 SH   SOLE 0 67 0 0
BRIGHTHOUSE FINL INC COM Stock 10922N103   1 24 SH   SOLE 0 24 0 0
ISHARES RUSSELL 2000 VALUE ETF ETF 464287630   14 100 SH   SOLE 0 100 0 0
SPDR GOLD SHARES ETF 78463V107   4 26 SH   SOLE 0 26 0 0
SCHWAB U.S. SMALL-CAP ETF ETF 808524607   178 4,396 SH   SOLE 0 4,396 0 0
ISHARES RUSSELL 1000 GROWTH ETF ETF 464287614   108 503 SH   SOLE 0 503 0 0
ISHARES U.S. REAL ESTATE ETF ETF 464287739   11 129 SH   SOLE 0 129 0 0
INVESCO BULLETSHARES 2027 CORPORATE BOND ETF ETF 46138J783   2,835 149,185 SH   SOLE 0 149,184 0 0
INVESCO BULLETSHARES 2025 HIGH YIELD CORPORATE BOND ETF ETF 46138J817   245 11,064 SH   SOLE 0 11,064 0 0
ISHARES CORE S&P SMALL CAP ETF ETF 464287804   770 8,141 SH   SOLE 0 8,141 0 0
ISHARES IBONDS DEC 2027 TERM CORPORATE ETF ETF 46435UAA9   158 6,764 SH   SOLE 0 6,764 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702   440 1,425 SH   SOLE 0 1,425 0 0
ALPHABET INC CAP STK CL A Stock 02079K305   24 273 SH   SOLE 0 272 0 0
OREILLY AUTOMOTIVE INC COM Stock 67103H107   7 8 SH   SOLE 0 8 0 0
MICROSOFT CORP COM Stock 594918104   255 1,062 SH   SOLE 0 1,062 0 0
INVESCO BULLETSHARES 2026 CORPORATE BOND ETF ETF 46138J791   3,389 179,039 SH   SOLE 0 179,039 0 0
INVESCO BULLETSHARES 2028 CORPORATE BOND ETF ETF 46138J643   2,135 108,760 SH   SOLE 0 108,760 0 0
INVESCO BULLETSHARES 2026 HIGH YIELD CORP BOND ETF ETF 46138J635   69 3,058 SH   SOLE 0 3,058 0 0
VANGUARD SMALL-CAP ETF ETF 922908751   9,082 49,452 SH   SOLE 0 49,452 0 0
VANGUARD MID-CAP ETF ETF 922908629   9,808 48,067 SH   SOLE 0 48,066 0 0
VANGUARD LARGE-CAP ETF ETF 922908637   11,555 66,294 SH   SOLE 0 66,294 0 0
NEXTERA ENERGY INC COM Stock 65339F101   100 1,200 SH   SOLE 0 1,200 0 0
NIKE INC CL B Stock 654106103   5 39 SH   SOLE 0 39 0 0
VANGUARD SHORT-TERM TREASURY ETF ETF 92206C102   30 517 SH   SOLE 0 517 0 0
ISHARES BLOOMBERG ROLL SELECT COMMODITY STRATEGY ETF ETF 46431W598   3,396 62,514 SH   SOLE 0 62,513 0 0
ISHARES ESG AWARE US AGGREGATE BOND ETF ETF 46435U549   173 3,688 SH   SOLE 0 3,687 0 0
VANGUARD HEALTH CARE ETF ETF 92204A504   15 62 SH   SOLE 0 62 0 0
SCHWAB US TIPS ETF ETF 808524870   630 12,156 SH   SOLE 0 12,156 0 0
DOLLAR TREE INC COM Stock 256746108   4 31 SH   SOLE 0 31 0 0
ARCH CAP GROUP LTD ORD Stock G0450A105   17 273 SH   SOLE 0 273 0 0
VANGUARD S&P 500 ETF ETF 922908363   60 171 SH   SOLE 0 171 0 0
VANGUARD GLOBAL EX-U.S. REAL ESTATE ETF ETF 922042676   110 2,668 SH   SOLE 0 2,668 0 0
SPDR S&P MIDCAP 400 ETF TRUST ETF 78467Y107   54 123 SH   SOLE 0 123 0 0
CORTEVA INC COM Stock 22052L104   5 85 SH   SOLE 0 85 0 0
INVESCO S&P 500 EQUAL WEIGHT ETF ETF 46137V357   504 3,569 SH   SOLE 0 3,569 0 0
ISHARES 0-5 YEAR TIPS BOND ETF ETF 46429B747   208 2,148 SH   SOLE 0 2,148 0 0
SPDR S&P 400 MID CAP GROWTH ETF ETF 78464A821   42 648 SH   SOLE 0 648 0 0
INVESCO BULLETSHARES 2029 CORPORATE BOND ETF ETF 46138J577   477 26,784 SH   SOLE 0 26,784 0 0
INVESCO BULLETSHARES 2023 MUNICIPAL BOND ETF ETF 46138J544   801 31,899 SH   SOLE 0 31,899 0 0
INVESCO BULLETSHARES 2024 MUNICIPAL BOND ETF ETF 46138J536   262 10,579 SH   SOLE 0 10,579 0 0
INVESCO BULLETSHARES 2027 HIGH YIELD CORPORATE BOND ETF ETF 46138J585   32 1,492 SH   SOLE 0 1,492 0 0
INVESCO BULLETSHARES 2025 MUNICIPAL BOND ETF ETF 46138J528   260 10,703 SH   SOLE 0 10,703 0 0
ISHARES RUSSELL MID-CAP VALUE ETF ETF 464287473   39 373 SH   SOLE 0 373 0 0
INVESCO BULLETSHARES 2026 MUNICIPAL BOND ETF ETF 46138J510   193 8,195 SH   SOLE 0 8,195 0 0
ISHARES RUSSELL 2000 ETF ETF 464287655   206 1,182 SH   SOLE 0 1,182 0 0
INVESCO BULLETSHARES 2027 MUNICIPAL BOND ETF ETF 46138J494   244 10,377 SH   SOLE 0 10,377 0 0
INVESCO BULLETSHARES 2028 MUNICIPAL BOND ETF ETF 46138J486   226 9,741 SH   SOLE 0 9,741 0 0
DUKE ENERGY CORP NEW COM NEW Stock 26441C204   15 144 SH   SOLE 0 144 0 0
ISHARES IBONDS DEC 2023 TERM TREASURY ETF ETF 46436E882   242 9,820 SH   SOLE 0 9,819 0 0
ISHARES IBONDS DEC 2024 TERM TREASURY ETF ETF 46436E874   288 12,095 SH   SOLE 0 12,094 0 0
ISHARES IBONDS DEC 2025 TERM TREASURY ETF ETF 46436E866   294 12,645 SH   SOLE 0 12,644 0 0
ISHARES IBONDS DEC 2026 TERM TREASURY ETF ETF 46436E858   53 2,330 SH   SOLE 0 2,330 0 0
SCHWAB LONG-TERM U.S. TREASURY ETF ETF 808524680   28 777 SH   SOLE 0 777 0 0
AFLAC INC COM Stock 001055102   43 600 SH   SOLE 0 600 0 0
SYSCO CORP COM Stock 871829107   3 37 SH   SOLE 0 37 0 0
BLACKROCK MUNIVEST FD INC COM CEF 09253R105   3 442 SH   SOLE 0 442 0 0
INVESCO BULLETSHARES 2029 MUNICIPAL BOND ETF ETF 46138J478   66 2,876 SH   SOLE 0 2,876 0 0
ISHARES SELECT DIVIDEND ETF ETF 464287168   43 360 SH   SOLE 0 360 0 0
ISHARES RUSSELL MID-CAP GROWTH ETF ETF 464287481   36 426 SH   SOLE 0 426 0 0
VIATRIS INC COM Stock 92556V106   1 116 SH   SOLE 0 116 0 0
AIRBNB INC COM CL A Stock 009066101   0 5 SH   SOLE 0 5 0 0
STAG INDL INC COM REIT 85254J102   0 6 SH   SOLE 0 6 0 0
ORGANON & CO COMMON STOCK Stock 68622V106   1 42 SH   SOLE 0 42 0 0
HERSHEY CO COM Stock 427866108   76 330 SH   SOLE 0 330 0 0
PROSHARES BITCOIN STRATEGY ETF ETF 74347G440   0 5 SH   SOLE 0 5 0 0
VANGUARD VALUE ETF ETF 922908744   29 208 SH   SOLE 0 208 0 0
META PLATFORMS INC CL A Stock 30303M102   1 6 SH   SOLE 0 6 0 0
WARNER BROS DISCOVERY INC COM SER A Stock 934423104   1 71 SH   SOLE 0 71 0 0
FMC CORP COM NEW Stock 302491303   3 28 SH   SOLE 0 28 0 0
STRIVE U.S. ENERGY ETF ETF 02072L722   1 19 SH   SOLE 0 19 0 0
METLIFE INC COM Stock 59156R108   14 194 SH   SOLE 0 194 0 0
NVIDIA CORPORATION COM Stock 67066G104   32 220 SH   SOLE 0 220 0 0
ABBVIE INC COM Stock 00287Y109   5 31 SH   SOLE 0 31 0 0
ISHARES CORE MSCI EMERGING MARKETS ETF ETF 46434G103   13 279 SH   SOLE 0 279 0 0
ISHARES 10 YEAR INVESTMENT GRADE CORPORATE BOND ETF ETF 464289511   516 10,355 SH   SOLE 0 10,355 0 0
VANGUARD TOTAL BOND MARKET ETF ETF 921937835   6,342 88,193 SH   SOLE 0 88,192 0 0
VANGUARD FTSE ALL-WORLD EX-US INDEX FUND ETF 922042775   20 401 SH   SOLE 0 401 0 0
ISHARES ESG AWARE MSCI EM ETF ETF 46434G863   12 396 SH   SOLE 0 396 0 0
MCDONALDS CORP COM Stock 580135101   4 15 SH   SOLE 0 15 0 0
VANGUARD TOTAL INTERNATIONAL BOND ETF ETF 92203J407   5,652 119,069 SH   SOLE 0 119,068 0 0
ISHARES RUSSELL MIDCAP ETF ETF 464287499   195 2,891 SH   SOLE 0 2,891 0 0
AT&T INC COM Stock 00206R102   6 299 SH   SOLE 0 299 0 0
ISHARES IBOXX HIGH YIELD CORPORATE BOND ETF ETF 464288513   187 2,544 SH   SOLE 0 2,544 0 0
ISHARES S&P SMALL-CAP 600 GROWTH ETF ETF 464287887   37 340 SH   SOLE 0 340 0 0
ISHARES CORE S&P 500 ETF ETF 464287200   566 1,473 SH   SOLE 0 1,473 0 0
CIGNA CORP NEW COM Stock 125523100   42 127 SH   SOLE 0 127 0 0
ISHARES IBONDS DEC 2026 TERM CORPORATE ETF ETF 46435GAA0   319 13,649 SH   SOLE 0 13,649 0 0
UNION PAC CORP COM Stock 907818108   5 23 SH   SOLE 0 23 0 0
MICROCHIP TECHNOLOGY INC. COM Stock 595017104   2 34 SH   SOLE 0 34 0 0
LOCKHEED MARTIN CORP COM Stock 539830109   4 8 SH   SOLE 0 8 0 0
JPMORGAN CHASE & CO COM Stock 46625H100   43 318 SH   SOLE 0 318 0 0
VANGUARD FTSE DEVELOPED MARKETS ETF ETF 921943858   11,169 265,528 SH   SOLE 0 265,528 0 0
DANAHER CORPORATION COM Stock 235851102   6 24 SH   SOLE 0 24 0 0
BANK AMERICA CORP COM Stock 060505104   52 1,561 SH   SOLE 0 1,561 0 0
SPDR S&P DIVIDEND ETF ETF 78464A763   106 850 SH   SOLE 0 850 0 0
ORACLE CORP COM Stock 68389X105   3 42 SH   SOLE 0 42 0 0
RAYTHEON TECHNOLOGIES CORP COM Stock 75513E101   5 49 SH   SOLE 0 49 0 0
VANGUARD FTSE EMERGING MARKETS ETF ETF 922042858   581 14,854 SH   SOLE 0 14,854 0 0
TEXAS INSTRS INC COM Stock 882508104   5 31 SH   SOLE 0 31 0 0
PFIZER INC COM Stock 717081103   62 1,210 SH   SOLE 0 1,209 0 0
3M CO COM Stock 88579Y101   13 111 SH   SOLE 0 111 0 0
ALPHABET INC CAP STK CL C Stock 02079K107   30 340 SH   SOLE 0 340 0 0
ARISTA NETWORKS INC COM Stock 040413106   24 200 SH   SOLE 0 200 0 0
CHECK POINT SOFTWARE TECH LTD ORD Stock M22465104   3 22 SH   SOLE 0 22 0 0
VANGUARD DIVIDEND APPRECIATION ETF ETF 921908844   18 119 SH   SOLE 0 119 0 0
ISHARES CORE U.S. AGGREGATE BOND ETF ETF 464287226   610 6,286 SH   SOLE 0 6,286 0 0
EATON CORP PLC SHS Stock G29183103   5 32 SH   SOLE 0 32 0 0
VICTORYSHARES US EQ INCOME ENHANCED VOLATILITY WTD ETF ETF 92647N824   353 5,685 SH   SOLE 0 5,685 0 0
VICTORYSHARES US 500 ENHANCED VOLATILITY WTD ETF ETF 92647N782   1,223 19,105 SH   SOLE 0 19,104 0 0
INVESCO BULLETSHARES 2023 CORPORATE BOND ETF ETF 46138J866   3,974 189,418 SH   SOLE 0 189,418 0 0
INVESCO BULLETSHARES 2024 CORPORATE BOND ETF ETF 46138J841   3,607 176,021 SH   SOLE 0 176,020 0 0
VANGUARD LONG-TERM BOND ETF ETF 921937793   2,798 38,566 SH   SOLE 0 38,566 0 0
NATIONAL RETAIL PROPERTIES INC COM REIT 637417106   51 1,125 SH   SOLE 0 1,125 0 0
DELTA AIR LINES INC DEL COM NEW Stock 247361702   5 145 SH   SOLE 0 145 0 0
VICTORYSHARES DEVELOPED ENHANCED VOLATILITY WTD ETF ETF 92647N816   234 7,608 SH   SOLE 0 7,608 0 0
VANGUARD SHORT-TERM BOND ETF ETF 921937827   35 464 SH   SOLE 0 464 0 0
ISHARES RUSSELL 3000 ETF ETF 464287689   27 122 SH   SOLE 0 122 0 0
ISHARES U.S. ETF TRUST ISHARES GSCI COMMODITY DYNAMIC ROLL STRATEGY ETF ETF 46431W853   16 572 SH   SOLE 0 572 0 0
CITIGROUP INC COM NEW Stock 172967424   24 537 SH   SOLE 0 537 0 0
EXXON MOBIL CORP COM Stock 30231G102   48 432 SH   SOLE 0 432 0 0
TRAVELERS COMPANIES INC COM Stock 89417E109   168 896 SH   SOLE 0 896 0 0
PAYPAL HLDGS INC COM Stock 70450Y103   2 29 SH   SOLE 0 29 0 0
BLACKROCK INC COM Stock 09247X101   3 4 SH   SOLE 0 4 0 0
ISHARES CORE S&P MID-CAP ETF ETF 464287507   590 2,441 SH   SOLE 0 2,441 0 0
ISHARES GLOBAL CLEAN ENERGY ETF ETF 464288224   41 2,045 SH   SOLE 0 2,045 0 0
VANGUARD TAX-EXEMPT BOND ETF ETF 922907746   337 6,810 SH   SOLE 0 6,810 0 0
ISHARES MSCI EAFE ETF ETF 464287465   1,737 26,463 SH   SOLE 0 26,463 0 0
APPLE INC COM Stock 037833100   79 607 SH   SOLE 0 607 0 0
WEC ENERGY GROUP INC COM Stock 92939U106   52 541 SH   SOLE 0 540 0 0
ISHARES IBONDS DEC 2023 TERM CORPORATE ETF ETF 46434VAX8   137 5,488 SH   SOLE 0 5,488 0 0
ISHARES IBONDS DEC 2025 TERM CORPORATE ETF ETF 46434VBD1   291 11,977 SH   SOLE 0 11,977 0 0
ISHARES IBONDS DEC 2024 TERM CORPORATE ETF ETF 46434VBG4   279 11,438 SH   SOLE 0 11,438 0 0
ISHARES RUSSELL 1000 ETF ETF 464287622   36 170 SH   SOLE 0 170 0 0
MARSH & MCLENNAN COS INC COM Stock 571748102   5 28 SH   SOLE 0 28 0 0
ISHARES RUSSELL 1000 VALUE ETF ETF 464287598   5 34 SH   SOLE 0 34 0 0