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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   604,103 5,315 SH   SOLE   0 0 5,315
ABBVIE INC COM 00287Y109   1,872,716 10,284 SH   SOLE   0 0 10,284
ALPHABET INC CAP STK CL A 02079K305   517,086 3,426 SH   SOLE   0 0 3,426
ALPHABET INC CAP STK CL C 02079K107   491,495 3,228 SH   SOLE   0 0 3,228
AMAZON COM INC COM 023135106   1,010,850 5,604 SH   SOLE   0 0 5,604
AMGEN INC COM 031162100   413,217 1,453 SH   SOLE   0 0 1,453
APPLE INC COM 037833100   14,517,947 84,663 SH   SOLE   0 0 84,663
AUTOMATIC DATA PROCESSING IN COM 053015103   213,278 854 SH   SOLE   0 0 854
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   219,511 522 SH   SOLE   0 0 522
BLACKROCK ETF TRUST US EQT FACTOR 09290C103   5,667,624 127,649 SH   SOLE   0 0 127,649
BLACKROCK ETF TRUST II FLEXIBLE INCOME 092528603   694,999 13,248 SH   SOLE   0 0 13,248
BP PLC SPONSORED ADR 055622104   883,822 23,456 SH   SOLE   0 0 23,456
CAMPBELL SOUP CO COM 134429109   658,882 14,823 SH   SOLE   0 0 14,823
CATERPILLAR INC COM 149123101   566,134 1,545 SH   SOLE   0 0 1,545
CHEVRON CORP NEW COM 166764100   534,108 3,386 SH   SOLE   0 0 3,386
COCA COLA CO COM 191216100   200,234 3,273 SH   SOLE   0 0 3,273
COLUMBIA ETF TR I MULTI SEC MUNI 19761L607   246,123 11,913 SH   SOLE   0 0 11,913
COLUMBIA ETF TR II EM CORE EX ETF 19762B202   4,046,301 130,106 SH   SOLE   0 0 130,106
COSTCO WHSL CORP NEW COM 22160K105   443,241 605 SH   SOLE   0 0 605
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   335,035 9,169 SH   SOLE   0 0 9,169
ECOLAB INC COM 278865100   257,942 1,117 SH   SOLE   0 0 1,117
ELI LILLY & CO COM 532457108   374,977 482 SH   SOLE   0 0 482
EXXON MOBIL CORP COM 30231G102   296,877 2,554 SH   SOLE   0 0 2,554
GLOBAL X FDS NASDAQ 100 COVER 37954Y483   408,069 22,784 SH   SOLE   0 0 22,784
GRAINGER W W INC COM 384802104   258,394 254 SH   SOLE   0 0 254
HERSHEY CO COM 427866108   242,155 1,245 SH   SOLE   0 0 1,245
HOME DEPOT INC COM 437076102   326,827 852 SH   SOLE   0 0 852
INDEXIQ ACTIVE ETF TR IQ MACKAY INTRME 45409F827   326,924 13,404 SH   SOLE   0 0 13,404
INDEXIQ ACTIVE ETF TR IQ MACKAY INSRED 45409F843   1,076,004 44,280 SH   SOLE   0 0 44,280
INTERNATIONAL BUSINESS MACHS COM 459200101   263,907 1,382 SH   SOLE   0 0 1,382
INTUITIVE SURGICAL INC COM NEW 46120E602   322,465 808 SH   SOLE   0 0 808
INVESCO EXCH TRADED FD TR II S&P INTL QULTY 46138E214   1,178,923 38,439 SH   SOLE   0 0 38,439
INVESCO EXCH TRADED FD TR II FTSE RAFI DEV 46138E743   2,501,696 50,387 SH   SOLE   0 0 50,387
INVESCO EXCHANGE TRADED FD T S&P500 PUR GWT 46137V266   872,210 23,753 SH   SOLE   0 0 23,753
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   1,443,600 8,523 SH   SOLE   0 0 8,523
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1500 46137V597   260,117 6,622 SH   SOLE   0 0 6,622
INVESCO QQQ TR UNIT SER 1 46090E103   1,908,372 4,298 SH   SOLE   0 0 4,298
ISHARES INC MSCI GBL MIN VOL 464286525   733,257 6,965 SH   SOLE   0 0 6,965
ISHARES INC MSCI EMRG CHN 46434G764   4,044,806 70,259 SH   SOLE   0 0 70,259
ISHARES INC CORE MSCI EMKT 46434G103   645,258 12,505 SH   SOLE   0 0 12,505
ISHARES TR ESG AWR MSCI USA 46435G425   223,597 1,945 SH   SOLE   0 0 1,945
ISHARES TR US CONSM STAPLES 464287812   232,309 3,435 SH   SOLE   0 0 3,435
ISHARES TR RUSSELL 2000 ETF 464287655   236,596 1,125 SH   SOLE   0 0 1,125
ISHARES TR GLOBAL ENERG ETF 464287341   264,701 6,163 SH   SOLE   0 0 6,163
ISHARES TR 0-5 YR TIPS ETF 46429B747   270,748 2,723 SH   SOLE   0 0 2,723
ISHARES TR CORE S&P MCP ETF 464287507   299,159 4,925 SH   SOLE   0 0 4,925
ISHARES TR US INFRASTRUC 46435U713   303,577 7,001 SH   SOLE   0 0 7,001
ISHARES TR U.S. FINLS ETF 464287788   306,080 3,200 SH   SOLE   0 0 3,200
ISHARES TR CORE HIGH DV ETF 46429B663   315,090 2,859 SH   SOLE   0 0 2,859
ISHARES TR MSCI EAFE ETF 464287465   324,309 4,061 SH   SOLE   0 0 4,061
ISHARES TR S&P MC 400GR ETF 464287606   389,820 4,272 SH   SOLE   0 0 4,272
ISHARES TR INVESTMENT GRADE 46435G219   403,463 8,996 SH   SOLE   0 0 8,996
ISHARES TR 0-3 MNTH TREASRY 46436E718   427,715 4,247 SH   SOLE   0 0 4,247
ISHARES TR MSCI USA MIN VOL 46429B697   547,867 6,555 SH   SOLE   0 0 6,555
ISHARES TR 20 YR TR BD ETF 464287432   550,310 5,816 SH   SOLE   0 0 5,816
ISHARES TR S&P SML 600 GWT 464287887   554,757 4,244 SH   SOLE   0 0 4,244
ISHARES TR RUS MID CAP ETF 464287499   596,909 7,098 SH   SOLE   0 0 7,098
ISHARES TR CORE MSCI EAFE 46432F842   618,534 8,334 SH   SOLE   0 0 8,334
ISHARES TR RUS 1000 GRW ETF 464287614   630,284 1,870 SH   SOLE   0 0 1,870
ISHARES TR NATIONAL MUN ETF 464288414   758,795 7,052 SH   SOLE   0 0 7,052
ISHARES TR SHRT NAT MUN ETF 464288158   816,789 7,799 SH   SOLE   0 0 7,799
ISHARES TR CORE S&P SCP ETF 464287804   847,750 7,671 SH   SOLE   0 0 7,671
ISHARES TR MBS ETF 464288588   899,933 9,737 SH   SOLE   0 0 9,737
ISHARES TR CORE S&P TTL STK 464287150   1,094,540 9,493 SH   SOLE   0 0 9,493
ISHARES TR EAFE GRWTH ETF 464288885   1,321,567 12,733 SH   SOLE   0 0 12,733
ISHARES TR EAFE VALUE ETF 464288877   1,389,367 25,540 SH   SOLE   0 0 25,540
ISHARES TR SELECT DIVID ETF 464287168   1,440,382 11,693 SH   SOLE   0 0 11,693
ISHARES TR HDG MSCI EAFE 46434V803   1,623,838 46,555 SH   SOLE   0 0 46,555
ISHARES TR RUSSELL 3000 ETF 464287689   1,716,056 5,719 SH   SOLE   0 0 5,719
ISHARES TR RUS 1000 ETF 464287622   1,821,790 6,325 SH   SOLE   0 0 6,325
ISHARES TR U.S. TECH ETF 464287721   1,900,221 14,069 SH   SOLE   0 0 14,069
ISHARES TR CORE TOTAL USD 46434V613   2,058,678 45,156 SH   SOLE   0 0 45,156
ISHARES TR MSCI USA QLT FCT 46432F339   3,194,635 19,438 SH   SOLE   0 0 19,438
ISHARES TR S&P 500 VAL ETF 464287408   3,735,294 19,995 SH   SOLE   0 0 19,995
ISHARES TR S&P 500 GRWT ETF 464287309   4,890,900 57,922 SH   SOLE   0 0 57,922
ISHARES TR TRS FLT RT BD 46434V860   8,605,506 169,767 SH   SOLE   0 0 169,767
ISHARES TR CORE S&P500 ETF 464287200   27,914,994 53,098 SH   SOLE   0 0 53,098
J P MORGAN EXCHANGE TRADED F US QUALTY FCTR 46641Q761   38,675,883 731,528 SH   SOLE   0 0 731,528
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654   2,996,146 59,049 SH   SOLE   0 0 59,049
JANUS DETROIT STR TR HENDRSON AAA CL 47103U845   1,945,866 38,350 SH   SOLE   0 0 38,350
JOHNSON & JOHNSON COM 478160104   823,854 5,208 SH   SOLE   0 0 5,208
JPMORGAN CHASE & CO COM 46625H100   407,811 2,036 SH   SOLE   0 0 2,036
KRANESHARES TRUST QUADRTC INT RT 500767736   192,661 10,177 SH   SOLE   0 0 10,177
LOWES COS INC COM 548661107   350,763 1,377 SH   SOLE   0 0 1,377
MCDONALDS CORP COM 580135101   736,217 2,611 SH   SOLE   0 0 2,611
MCKESSON CORP COM 58155Q103   264,130 492 SH   SOLE   0 0 492
META PLATFORMS INC CL A 30303M102   383,608 790 SH   SOLE   0 0 790
MICROSOFT CORP COM 594918104   1,629,100 3,872 SH   SOLE   0 0 3,872
NEXTERA ENERGY INC COM 65339F101   244,775 3,830 SH   SOLE   0 0 3,830
NVIDIA CORPORATION COM 67066G104   586,410 649 SH   SOLE   0 0 649
PACER FDS TR US CASH COWS 100 69374H881   601,276 10,347 SH   SOLE   0 0 10,347
PEPSICO INC COM 713448108   646,706 3,695 SH   SOLE   0 0 3,695
PIMCO ETF TR 1-5 US TIP IDX 72201R205   595,598 11,565 SH   SOLE   0 0 11,565
PIMCO ETF TR INTER MUN BD ACT 72201R866   652,061 12,427 SH   SOLE   0 0 12,427
PIMCO ETF TR ACTIVE BD ETF 72201R775   237,642 2,587 SH   SOLE   0 0 2,587
PROCTER AND GAMBLE CO COM 742718109   591,401 3,645 SH   SOLE   0 0 3,645
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   1,271,678 27,645 SH   SOLE   0 0 27,645
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   518,201 8,350 SH   SOLE   0 0 8,350
SELECT SECTOR SPDR TR ENERGY 81369Y506   571,948 6,058 SH   SOLE   0 0 6,058
SELECT SECTOR SPDR TR INDL 81369Y704   598,310 4,750 SH   SOLE   0 0 4,750
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   8,115,901 38,968 SH   SOLE   0 0 38,968
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   538,536 3,645 SH   SOLE   0 0 3,645
SPDR GOLD TR GOLD SHS 78463V107   415,554 2,020 SH   SOLE   0 0 2,020
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   768,668 21,240 SH   SOLE   0 0 21,240
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   3,538,723 98,737 SH   SOLE   0 0 98,737
SPDR INDEX SHS FDS S&P GBLINF ETF 78463X855   454,228 8,388 SH   SOLE   0 0 8,388
SPDR S&P 500 ETF TR TR UNIT 78462F103   18,698,971 35,749 SH   SOLE   0 0 35,749
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   500,874 900 SH   SOLE   0 0 900
SPDR SER TR BBG CONV SEC ETF 78464A359   203,036 2,780 SH   SOLE   0 0 2,780
SPDR SER TR S&P DIVID ETF 78464A763   314,582 2,397 SH   SOLE   0 0 2,397
SPDR SER TR BLOOMBERG 3-12 M 78468R523   466,976 4,697 SH   SOLE   0 0 4,697
SPDR SER TR PORTFOLIO S&P600 78468R853   486,510 11,304 SH   SOLE   0 0 11,304
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   521,516 5,681 SH   SOLE   0 0 5,681
SPDR SER TR NUVEEN BLMBRG MU 78468R721   649,419 13,972 SH   SOLE   0 0 13,972
SPDR SER TR PORTFOLI S&P1500 78464A805   705,238 10,994 SH   SOLE   0 0 10,994
SPDR SER TR PORTFLI INTRMDIT 78464A672   960,220 34,075 SH   SOLE   0 0 34,075
SPDR SER TR PORTFOLIO SH TSR 78468R101   1,015,485 35,114 SH   SOLE   0 0 35,114
SPDR SER TR PORTFOLIO LN TSR 78464A664   1,070,175 38,303 SH   SOLE   0 0 38,303
SPDR SER TR PORT MTG BK ETF 78464A383   1,941,767 89,400 SH   SOLE   0 0 89,400
SPDR SER TR PRTFLO S&P500 VL 78464A508   2,616,521 52,226 SH   SOLE   0 0 52,226
SPDR SER TR PORTFOLIO S&P400 78464A847   3,093,044 57,987 SH   SOLE   0 0 57,987
SPDR SER TR PORTFOLIO AGRGTE 78464A649   5,949,107 235,329 SH   SOLE   0 0 235,329
SPDR SER TR PRTFLO S&P500 GW 78464A409   16,407,893 224,305 SH   SOLE   0 0 224,305
SPDR SER TR PORTFOLIO S&P500 78464A854   32,369,771 526,081 SH   SOLE   0 0 526,081
SSGA ACTIVE TR SPDR DBLELN EMRG 78470P309   249,713 5,919 SH   SOLE   0 0 5,919
TIDAL ETF TR SP FDS S&P 500 886364801   960,724 25,369 SH   SOLE   0 0 25,369
TIDAL ETF TR SP DWJNS SUKUK 886364702   411,269 23,131 SH   SOLE   0 0 23,131
UNITED PARCEL SERVICE INC CL B 911312106   350,024 2,355 SH   SOLE   0 0 2,355
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643   288,221 3,206 SH   SOLE   0 0 3,206
VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885   298,729 2,900 SH   SOLE   0 0 2,900
VANGUARD INDEX FDS MID CAP ETF 922908629   389,782 1,560 SH   SOLE   0 0 1,560
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   417,059 2,675 SH   SOLE   0 0 2,675
VANGUARD INDEX FDS TOTAL STK MKT 922908769   435,073 1,674 SH   SOLE   0 0 1,674
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   474,645 2,013 SH   SOLE   0 0 2,013
VANGUARD INDEX FDS GROWTH ETF 922908736   1,400,550 4,069 SH   SOLE   0 0 4,069
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680   217,195 2,506 SH   SOLE   0 0 2,506
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   550,430 9,479 SH   SOLE   0 0 9,479
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   450,864 2,469 SH   SOLE   0 0 2,469
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   248,150 2,051 SH   SOLE   0 0 2,051
VANGUARD WORLD FD INDUSTRIAL ETF 92204A603   211,190 865 SH   SOLE   0 0 865
VANGUARD WORLD FD MEGA GRWTH IND 921910816   280,878 980 SH   SOLE   0 0 980
VANGUARD WORLD FD INF TECH ETF 92204A702   301,068 574 SH   SOLE   0 0 574
VANGUARD WORLD FD HEALTH CAR ETF 92204A504   362,226 1,339 SH   SOLE   0 0 1,339
VANGUARD WORLD FD CONSUM STP ETF 92204A207   398,073 1,950 SH   SOLE   0 0 1,950
VERIZON COMMUNICATIONS INC COM 92343V104   279,412 6,659 SH   SOLE   0 0 6,659
WALMART INC COM 931142103   578,053 9,607 SH   SOLE   0 0 9,607
WELLS FARGO CO NEW COM 949746101   788,778 13,609 SH   SOLE   0 0 13,609
WISDOMTREE TR GLB HIGH DIV FD 97717W877   355,345 6,987 SH   SOLE   0 0 6,987
WISDOMTREE TR US MIDCAP DIVID 97717W505   458,156 9,394 SH   SOLE   0 0 9,394
WISDOMTREE TR GLB US QTLY DIV 97717W844   2,497,189 64,212 SH   SOLE   0 0 64,212
WISDOMTREE TR ITL HIGH DIV FD 97717W802   13,689,285 345,427 SH   SOLE   0 0 345,427
WISDOMTREE TR US TOTAL DIVIDND 97717W109   14,271,612 201,804 SH   SOLE   0 0 201,804
WISDOMTREE TR FLOATNG RAT TREA 97717Y527   37,145,765 738,631 SH   SOLE   0 0 738,631