The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   742,862 6,749 SH   SOLE   0 0 6,749
ABBVIE INC COM 00287Y109   2,142,460 13,825 SH   SOLE   0 0 13,825
ALPHABET INC CAP STK CL C 02079K107   495,933 3,519 SH   SOLE   0 0 3,519
ALPHABET INC CAP STK CL A 02079K305   552,893 3,958 SH   SOLE   0 0 3,958
AMAZON COM INC COM 023135106   951,904 6,265 SH   SOLE   0 0 6,265
AMGEN INC COM 031162100   458,611 1,592 SH   SOLE   0 0 1,592
APPLE INC COM 037833100   17,150,412 89,079 SH   SOLE   0 0 89,079
AUTOMATIC DATA PROCESSING IN COM 053015103   241,823 1,038 SH   SOLE   0 0 1,038
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   252,872 709 SH   SOLE   0 0 709
BP PLC SPONSORED ADR 055622104   936,542 26,456 SH   SOLE   0 0 26,456
CAMPBELL SOUP CO COM 134429109   640,798 14,823 SH   SOLE   0 0 14,823
CATERPILLAR INC COM 149123101   462,724 1,565 SH   SOLE   0 0 1,565
CHEVRON CORP NEW COM 166764100   543,688 3,645 SH   SOLE   0 0 3,645
COLUMBIA ETF TR I MULTI SEC MUNI 19761L607   245,389 11,758 SH   SOLE   0 0 11,758
COLUMBIA ETF TR II EM CORE EX ETF 19762B202   3,297,557 108,938 SH   SOLE   0 0 108,938
COSTCO WHSL CORP NEW COM 22160K105   429,712 651 SH   SOLE   0 0 651
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   280,597 8,439 SH   SOLE   0 0 8,439
ECOLAB INC COM 278865100   222,770 1,123 SH   SOLE   0 0 1,123
ELI LILLY & CO COM 532457108   303,701 521 SH   SOLE   0 0 521
EXXON MOBIL CORP COM 30231G102   314,826 3,149 SH   SOLE   0 0 3,149
GLOBAL X FDS NASDAQ 100 COVER 37954Y483   389,897 22,485 SH   SOLE   0 0 22,485
GRAINGER W W INC COM 384802104   227,890 275 SH   SOLE   0 0 275
HERSHEY CO COM 427866108   243,609 1,307 SH   SOLE   0 0 1,307
HOME DEPOT INC COM 437076102   304,617 879 SH   SOLE   0 0 879
INDEXIQ ACTIVE ETF TR IQ MACKAY INSRED 45409F843   1,082,973 44,095 SH   SOLE   0 0 44,095
INDEXIQ ACTIVE ETF TR IQ MACKAY INTRME 45409F827   329,202 13,404 SH   SOLE   0 0 13,404
INTERNATIONAL BUSINESS MACHS COM 459200101   256,774 1,570 SH   SOLE   0 0 1,570
INTUITIVE SURGICAL INC COM NEW 46120E602   273,936 812 SH   SOLE   0 0 812
INVESCO EXCH TRADED FD TR II FTSE RAFI DEV 46138E743   3,593,974 75,832 SH   SOLE   0 0 75,832
INVESCO EXCH TRADED FD TR II S&P INTL QULTY 46138E214   1,100,595 38,496 SH   SOLE   0 0 38,496
INVESCO EXCHANGE TRADED FD T S&P500 PUR GWT 46137V266   766,272 23,753 SH   SOLE   0 0 23,753
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1500 46137V597   247,903 6,613 SH   SOLE   0 0 6,613
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   1,352,261 8,569 SH   SOLE   0 0 8,569
INVESCO EXCHANGE TRADED FD T S&P 500 TOP 50 46137V233   1,092,371 28,960 SH   SOLE   0 0 28,960
INVESCO QQQ TR UNIT SER 1 46090E103   1,786,692 4,363 SH   SOLE   0 0 4,363
ISHARES INC MSCI GBL MIN VOL 464286525   779,266 7,765 SH   SOLE   0 0 7,765
ISHARES INC MSCI EMRG CHN 46434G764   3,374,354 60,898 SH   SOLE   0 0 60,898
ISHARES INC CORE MSCI EMKT 46434G103   844,838 16,703 SH   SOLE   0 0 16,703
ISHARES TR CORE S&P SCP ETF 464287804   827,564 7,645 SH   SOLE   0 0 7,645
ISHARES TR RUS MID CAP ETF 464287499   551,683 7,097 SH   SOLE   0 0 7,097
ISHARES TR RUSSELL 2000 ETF 464287655   229,985 1,146 SH   SOLE   0 0 1,146
ISHARES TR EAFE VALUE ETF 464288877   1,736,015 33,321 SH   SOLE   0 0 33,321
ISHARES TR U.S. TECH ETF 464287721   1,559,450 12,704 SH   SOLE   0 0 12,704
ISHARES TR S&P 500 VAL ETF 464287408   236,664 1,361 SH   SOLE   0 0 1,361
ISHARES TR US INFRASTRUC 46435U713   261,312 6,489 SH   SOLE   0 0 6,489
ISHARES TR RUS 1000 ETF 464287622   1,658,795 6,325 SH   SOLE   0 0 6,325
ISHARES TR MBS ETF 464288588   774,225 8,229 SH   SOLE   0 0 8,229
ISHARES TR RUS 1000 GRW ETF 464287614   282,858 933 SH   SOLE   0 0 933
ISHARES TR MSCI USA MIN VOL 46429B697   1,050,440 13,462 SH   SOLE   0 0 13,462
ISHARES TR CORE S&P500 ETF 464287200   25,075,708 52,500 SH   SOLE   0 0 52,500
ISHARES TR RUSSELL 3000 ETF 464287689   1,575,291 5,755 SH   SOLE   0 0 5,755
ISHARES TR NATIONAL MUN ETF 464288414   605,903 5,589 SH   SOLE   0 0 5,589
ISHARES TR US CONSM STAPLES 464287812   219,508 1,145 SH   SOLE   0 0 1,145
ISHARES TR 20 YR TR BD ETF 464287432   521,592 5,275 SH   SOLE   0 0 5,275
ISHARES TR SHRT NAT MUN ETF 464288158   822,249 7,799 SH   SOLE   0 0 7,799
ISHARES TR CORE S&P TTL STK 464287150   1,013,888 9,635 SH   SOLE   0 0 9,635
ISHARES TR S&P MC 400GR ETF 464287606   338,428 4,272 SH   SOLE   0 0 4,272
ISHARES TR S&P SML 600 GWT 464287887   530,994 4,243 SH   SOLE   0 0 4,243
ISHARES TR 0-3 MNTH TREASRY 46436E718   424,844 4,237 SH   SOLE   0 0 4,237
ISHARES TR MSCI EAFE ETF 464287465   305,994 4,061 SH   SOLE   0 0 4,061
ISHARES TR S&P 500 GRWT ETF 464287309   988,129 13,158 SH   SOLE   0 0 13,158
ISHARES TR CORE S&P MCP ETF 464287507   254,531 918 SH   SOLE   0 0 918
ISHARES TR S&P 100 ETF 464287101   570,985 2,556 SH   SOLE   0 0 2,556
ISHARES TR SELECT DIVID ETF 464287168   1,370,535 11,692 SH   SOLE   0 0 11,692
ISHARES TR 0-5 YR TIPS ETF 46429B747   258,602 2,623 SH   SOLE   0 0 2,623
ISHARES TR MSCI USA QLT FCT 46432F339   2,699,430 18,346 SH   SOLE   0 0 18,346
ISHARES TR CORE HIGH DV ETF 46429B663   293,833 2,881 SH   SOLE   0 0 2,881
ISHARES TR TRS FLT RT BD 46434V860   9,787,160 193,920 SH   SOLE   0 0 193,920
ISHARES TR U.S. FINLS ETF 464287788   273,312 3,200 SH   SOLE   0 0 3,200
ISHARES TR CORE TOTAL USD 46434V613   1,050,412 22,800 SH   SOLE   0 0 22,800
ISHARES TR CORE MSCI EAFE 46432F842   221,236 3,145 SH   SOLE   0 0 3,145
ISHARES TR EAFE GRWTH ETF 464288885   958,823 9,900 SH   SOLE   0 0 9,900
J P MORGAN EXCHANGE TRADED F US QUALTY FCTR 46641Q761   34,325,871 717,214 SH   SOLE   0 0 717,214
J P MORGAN EXCHANGE TRADED F INTL BD OPP ETF 46641Q852   236,228 4,943 SH   SOLE   0 0 4,943
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654   2,899,892 57,152 SH   SOLE   0 0 57,152
JANUS DETROIT STR TR HENDRSON AAA CL 47103U845   1,792,867 35,643 SH   SOLE   0 0 35,643
JOHNSON & JOHNSON COM 478160104   865,048 5,519 SH   SOLE   0 0 5,519
JPMORGAN CHASE & CO COM 46625H100   439,028 2,581 SH   SOLE   0 0 2,581
KRANESHARES TR QUADRTC INT RT 500767736   219,291 10,604 SH   SOLE   0 0 10,604
LOWES COS INC COM 548661107   362,311 1,628 SH   SOLE   0 0 1,628
MCDONALDS CORP COM 580135101   881,427 2,973 SH   SOLE   0 0 2,973
MCKESSON CORP COM 58155Q103   255,102 551 SH   SOLE   0 0 551
META PLATFORMS INC CL A 30303M102   356,438 1,007 SH   SOLE   0 0 1,007
MICROSOFT CORP COM 594918104   1,696,621 4,512 SH   SOLE   0 0 4,512
NEXTERA ENERGY INC COM 65339F101   259,664 4,275 SH   SOLE   0 0 4,275
NVIDIA CORPORATION COM 67066G104   351,606 710 SH   SOLE   0 0 710
PACER FDS TR US CASH COWS 100 69374H881   537,317 10,335 SH   SOLE   0 0 10,335
PAYCHEX INC COM 704326107   203,678 1,710 SH   SOLE   0 0 1,710
PEPSICO INC COM 713448108   725,718 4,273 SH   SOLE   0 0 4,273
PFIZER INC COM 717081103   205,561 7,140 SH   SOLE   0 0 7,140
PIMCO ETF TR 1-5 US TIP IDX 72201R205   591,550 11,565 SH   SOLE   0 0 11,565
PIMCO ETF TR INV GRD CRP BD 72201R817   556,439 5,721 SH   SOLE   0 0 5,721
PIMCO ETF TR ACTIVE BD ETF 72201R775   685,084 7,410 SH   SOLE   0 0 7,410
PIMCO ETF TR INTER MUN BD ACT 72201R866   666,880 12,630 SH   SOLE   0 0 12,630
PROCTER AND GAMBLE CO COM 742718109   594,475 4,057 SH   SOLE   0 0 4,057
SCHWAB STRATEGIC TR 5 10YR CORP BD 808524698   266,719 5,935 SH   SOLE   0 0 5,935
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   481,656 8,540 SH   SOLE   0 0 8,540
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   1,015,298 21,778 SH   SOLE   0 0 21,778
SELECT SECTOR SPDR TR INDL 81369Y704   541,453 4,750 SH   SOLE   0 0 4,750
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   7,249,856 37,666 SH   SOLE   0 0 37,666
SELECT SECTOR SPDR TR ENERGY 81369Y506   411,738 4,911 SH   SOLE   0 0 4,911
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   497,136 3,645 SH   SOLE   0 0 3,645
SPDR GOLD TR GOLD SHS 78463V107   386,163 2,020 SH   SOLE   0 0 2,020
SPDR INDEX SHS FDS S&P GBLINF ETF 78463X855   421,038 7,871 SH   SOLE   0 0 7,871
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   1,405,283 39,686 SH   SOLE   0 0 39,686
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   3,077,147 90,478 SH   SOLE   0 0 90,478
SPDR S&P 500 ETF TR TR UNIT 78462F103   17,154,357 36,091 SH   SOLE   0 0 36,091
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   476,026 938 SH   SOLE   0 0 938
SPDR SER TR S&P DIVID ETF 78464A763   299,553 2,397 SH   SOLE   0 0 2,397
SPDR SER TR PORTFOLIO AGRGTE 78464A649   4,150,039 161,858 SH   SOLE   0 0 161,858
SPDR SER TR PRTFLO S&P500 VL 78464A508   2,354,528 50,494 SH   SOLE   0 0 50,494
SPDR SER TR PORTFOLIO SH TSR 78468R101   765,497 26,351 SH   SOLE   0 0 26,351
SPDR SER TR SSGA US LRG ETF 78468R804   579,360 3,995 SH   SOLE   0 0 3,995
SPDR SER TR PORTFLI TIPS ETF 78464A656   253,169 9,901 SH   SOLE   0 0 9,901
SPDR SER TR PORTFOLIO S&P600 78468R853   512,796 12,157 SH   SOLE   0 0 12,157
SPDR SER TR PORTFOLIO S&P400 78464A847   2,871,660 58,942 SH   SOLE   0 0 58,942
SPDR SER TR PORT MTG BK ETF 78464A383   1,993,601 90,331 SH   SOLE   0 0 90,331
SPDR SER TR PRTFLO S&P500 GW 78464A409   15,191,281 233,496 SH   SOLE   0 0 233,496
SPDR SER TR NUVEEN BLMBRG MU 78468R721   625,288 13,304 SH   SOLE   0 0 13,304
SPDR SER TR PORTFOLIO S&P500 78464A854   33,023,079 590,753 SH   SOLE   0 0 590,753
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   664,405 7,270 SH   SOLE   0 0 7,270
SPDR SER TR BLOOMBERG 3-12 M 78468R523   540,501 5,453 SH   SOLE   0 0 5,453
SPDR SER TR PORTFOLIO LN TSR 78464A664   1,160,330 39,984 SH   SOLE   0 0 39,984
SPDR SER TR PORTFOLIO CRPORT 78464A144   523,027 17,784 SH   SOLE   0 0 17,784
SPDR SER TR PORTFLI INTRMDIT 78464A672   443,393 15,525 SH   SOLE   0 0 15,525
SPDR SER TR PORTFOLI S&P1500 78464A805   583,272 9,979 SH   SOLE   0 0 9,979
SSGA ACTIVE TR SPDR DBLELN EMRG 78470P309   257,298 6,135 SH   SOLE   0 0 6,135
TEXAS INSTRS INC COM 882508104   219,552 1,288 SH   SOLE   0 0 1,288
TIDAL ETF TR SP DWJNS SUKUK 886364702   414,970 23,131 SH   SOLE   0 0 23,131
TIDAL ETF TR SP FDS S&P 500 886364801   867,620 25,369 SH   SOLE   0 0 25,369
UNITED PARCEL SERVICE INC CL B 911312106   373,107 2,373 SH   SOLE   0 0 2,373
US BANCORP DEL COM NEW 902973304   227,696 5,261 SH   SOLE   0 0 5,261
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643   272,095 3,206 SH   SOLE   0 0 3,206
VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885   272,513 2,900 SH   SOLE   0 0 2,900
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   447,484 2,038 SH   SOLE   0 0 2,038
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   393,557 2,714 SH   SOLE   0 0 2,714
VANGUARD INDEX FDS TOTAL STK MKT 922908769   401,376 1,692 SH   SOLE   0 0 1,692
VANGUARD INDEX FDS MID CAP ETF 922908629   362,918 1,560 SH   SOLE   0 0 1,560
VANGUARD INDEX FDS GROWTH ETF 922908736   1,253,779 4,033 SH   SOLE   0 0 4,033
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   442,185 7,581 SH   SOLE   0 0 7,581
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   420,718 2,469 SH   SOLE   0 0 2,469
VANGUARD WORLD FD MEGA GRWTH IND 921910816   254,320 980 SH   SOLE   0 0 980
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   335,687 1,339 SH   SOLE   0 0 1,339
VANGUARD WORLD FDS INF TECH ETF 92204A702   337,814 698 SH   SOLE   0 0 698
VANGUARD WORLD FDS CONSUM STP ETF 92204A207   372,372 1,950 SH   SOLE   0 0 1,950
VERIZON COMMUNICATIONS INC COM 92343V104   249,272 6,612 SH   SOLE   0 0 6,612
WALMART INC COM 931142103   535,537 3,397 SH   SOLE   0 0 3,397
WELLS FARGO CO NEW COM 949746101   720,335 14,635 SH   SOLE   0 0 14,635
WISDOMTREE TR GLB US QTLY DIV 97717W844   1,947,670 52,654 SH   SOLE   0 0 52,654
WISDOMTREE TR US LARGECAP DIVD 97717W307   226,978 3,419 SH   SOLE   0 0 3,419
WISDOMTREE TR US TOTAL DIVIDND 97717W109   12,988,909 198,668 SH   SOLE   0 0 198,668
WISDOMTREE TR FLOATNG RAT TREA 97717Y527   41,290,814 821,871 SH   SOLE   0 0 821,871
WISDOMTREE TR ITL HIGH DIV FD 97717W802   13,238,976 340,409 SH   SOLE   0 0 340,409
WISDOMTREE TR GLB HIGH DIV FD 97717W877   340,971 6,986 SH   SOLE   0 0 6,986
WISDOMTREE TR US MIDCAP DIVID 97717W505   428,384 9,376 SH   SOLE   0 0 9,376