The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   525 4,814 SH   SOLE 0 0 0 4,814
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   242 783 SH   SOLE 0 0 0 783
ADOBE SYSTEMS INCORPORATED COM 00724F101   432 883 SH   SOLE 0 0 0 883
AFLAC INC COM 001055102   705 10,096 SH   SOLE 0 0 0 10,096
AIR PRODS & CHEMS INC COM 009158106   1,661 5,546 SH   SOLE 0 0 0 5,546
ALPHABET INC CAP STK CL A 02079K305   2,970 24,816 SH   SOLE 0 0 0 24,816
AMAZON COM INC COM 023135106   4,014 30,794 SH   SOLE 0 0 0 30,794
AMERICAN WTR WKS CO INC NEW COM 030420103   252 1,768 SH   SOLE 0 0 0 1,768
APPLE INC COM 037833100   6,106 31,480 SH   SOLE 0 0 0 31,480
AUTOMATIC DATA PROCESSING IN COM 053015103   344 1,564 SH   SOLE 0 0 0 1,564
BALL CORP COM 058498106   1,159 19,902 SH   SOLE 0 0 0 19,902
BAXTER INTL INC COM 071813109   924 20,283 SH   SOLE 0 0 0 20,283
BECTON DICKINSON & CO COM 075887109   990 3,748 SH   SOLE 0 0 0 3,748
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   304 891 SH   SOLE 0 0 0 891
BLACKROCK INC COM 09247X101   371 537 SH   SOLE 0 0 0 537
BROWN & BROWN INC COM 115236101   242 3,519 SH   SOLE 0 0 0 3,519
CHEVRON CORP NEW COM 166764100   241 1,530 SH   SOLE 0 0 0 1,530
CHUBB LIMITED COM H1467J104   933 4,843 SH   SOLE 0 0 0 4,843
CHURCH & DWIGHT CO INC COM 171340102   474 4,725 SH   SOLE 0 0 0 4,725
CINTAS CORP COM 172908105   211 425 SH   SOLE 0 0 0 425
CISCO SYS INC COM 17275R102   417 8,065 SH   SOLE 0 0 0 8,065
CLOROX CO DEL COM 189054109   506 3,184 SH   SOLE 0 0 0 3,184
COCA COLA CO COM 191216100   444 7,374 SH   SOLE 0 0 0 7,374
COMCAST CORP NEW CL A 20030N101   1,389 33,425 SH   SOLE 0 0 0 33,425
COSTCO WHSL CORP NEW COM 22160K105   3,451 6,411 SH   SOLE 0 0 0 6,411
CVS HEALTH CORP COM 126650100   345 4,988 SH   SOLE 0 0 0 4,988
DANAHER CORPORATION COM 235851102   898 3,743 SH   SOLE 0 0 0 3,743
DOLLAR GEN CORP NEW COM 256677105   364 2,141 SH   SOLE 0 0 0 2,141
ECOLAB INC COM 278865100   611 3,272 SH   SOLE 0 0 0 3,272
EOG RES INC COM 26875P101   1,196 10,447 SH   SOLE 0 0 0 10,447
ESSENTIAL UTILS INC COM 29670G102   454 11,384 SH   SOLE 0 0 0 11,384
EVERSOURCE ENERGY COM 30040W108   1,056 14,893 SH   SOLE 0 0 0 14,893
EXXON MOBIL CORP COM 30231G102   386 3,597 SH   SOLE 0 0 0 3,597
FEDEX CORP COM 31428X106   1,078 4,349 SH   SOLE 0 0 0 4,349
HOME DEPOT INC COM 437076102   288 928 SH   SOLE 0 0 0 928
INGREDION INC COM 457187102   811 7,650 SH   SOLE 0 0 0 7,650
INTEL CORP COM 458140100   236 7,058 SH   SOLE 0 0 0 7,058
INTUIT COM 461202103   290 633 SH   SOLE 0 0 0 633
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825   715 35,542 SH   SOLE 0 0 0 35,542
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 CB 46138J791   651 34,382 SH   SOLE 0 0 0 34,382
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 HY 46138J833   259 11,506 SH   SOLE 0 0 0 11,506
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841   901 43,789 SH   SOLE 0 0 0 43,789
INVESCO EXCH TRD SLF IDX FD BULSHS 2027 CB 46138J783   255 13,407 SH   SOLE 0 0 0 13,407
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 HY 46138J817   254 11,268 SH   SOLE 0 0 0 11,268
INVESCO EXCH TRD SLF IDX FD INVSCO BLSH 26 46138J635   240 10,528 SH   SOLE 0 0 0 10,528
ISHARES INC CORE MSCI EMKT 46434G103   1,242 25,200 SH   SOLE 0 0 0 25,200
ISHARES S&P GSCI COMMODITY- UNIT BEN INT 46428R107   200 10,280 SH   SOLE 0 0 0 10,280
ISHARES TR EAFE VALUE ETF 464288877   1,409 28,792 SH   SOLE 0 0 0 28,792
ISHARES TR EAFE GRWTH ETF 464288885   2,056 21,548 SH   SOLE 0 0 0 21,548
ISHARES TR CORE S&P TTL STK 464287150   354 3,617 SH   SOLE 0 0 0 3,617
ISHARES TR 10-20 YR TRS ETF 464288653   458 4,137 SH   SOLE 0 0 0 4,137
ISHARES TR MSCI KLD400 SOC 464288570   287 3,415 SH   SOLE 0 0 0 3,415
ISHARES TR MBS ETF 464288588   1,500 16,088 SH   SOLE 0 0 0 16,088
ISHARES TR MSCI USA QLT FCT 46432F339   2,553 18,932 SH   SOLE 0 0 0 18,932
ISHARES TR CORE TOTAL USD 46434V613   1,844 40,547 SH   SOLE 0 0 0 40,547
ISHARES TR IBONDS DEC2023 46435G318   548 21,513 SH   SOLE 0 0 0 21,513
ISHARES TR ESG AWR MSCI USA 46435G425   1,434 14,710 SH   SOLE 0 0 0 14,710
ISHARES TR NATIONAL MUN ETF 464288414   1,312 12,297 SH   SOLE 0 0 0 12,297
ISHARES TR SHRT NAT MUN ETF 464288158   814 7,820 SH   SOLE 0 0 0 7,820
ISHARES TR MSCI USA MIN VOL 46429B697   674 9,071 SH   SOLE 0 0 0 9,071
ISHARES TR US TREAS BD ETF 46429B267   1,457 63,619 SH   SOLE 0 0 0 63,619
ISHARES TR IBONDS 26 TRM TS 46436E858   362 15,998 SH   SOLE 0 0 0 15,998
ISHARES TR IBONDS 25 TRM TS 46436E866   363 15,713 SH   SOLE 0 0 0 15,713
ISHARES TR IBONDS 24 TRM TS 46436E874   367 15,416 SH   SOLE 0 0 0 15,416
ISHARES TR IBONDS DEC 46435U697   423 16,431 SH   SOLE 0 0 0 16,431
ISHARES TR 1 3 YR TREAS BD 464287457   568 7,009 SH   SOLE 0 0 0 7,009
ISHARES TR NORTH AMERN NAT 464287374   216 5,557 SH   SOLE 0 0 0 5,557
ISHARES TR TIPS BD ETF 464287176   443 4,117 SH   SOLE 0 0 0 4,117
ISHARES TR CORE S&P500 ETF 464287200   1,708 3,832 SH   SOLE 0 0 0 3,832
ISHARES TR RUS 1000 ETF 464287622   1,211 4,967 SH   SOLE 0 0 0 4,967
ISHARES TR U.S. TECH ETF 464287721   1,108 10,174 SH   SOLE 0 0 0 10,174
JOHNSON & JOHNSON COM 478160104   1,561 9,430 SH   SOLE 0 0 0 9,430
LAUDER ESTEE COS INC CL A 518439104   207 1,056 SH   SOLE 0 0 0 1,056
LILLY ELI & CO COM 532457108   392 835 SH   SOLE 0 0 0 835
LINDE PLC SHS G54950103   314 825 SH   SOLE 0 0 0 825
LOCKHEED MARTIN CORP COM 539830109   209 453 SH   SOLE 0 0 0 453
LOWES COS INC COM 548661107   1,140 5,053 SH   SOLE 0 0 0 5,053
MCCORMICK & CO INC COM NON VTG 579780206   274 3,140 SH   SOLE 0 0 0 3,140
MCDONALDS CORP COM 580135101   314 1,051 SH   SOLE 0 0 0 1,051
MERCK & CO INC COM 58933Y105   392 3,396 SH   SOLE 0 0 0 3,396
MICROSOFT CORP COM 594918104   5,056 14,848 SH   SOLE 0 0 0 14,848
NEXTERA ENERGY INC COM 65339F101   382 5,144 SH   SOLE 0 0 0 5,144
ORACLE CORP COM 68389X105   258 2,164 SH   SOLE 0 0 0 2,164
PEPSICO INC COM 713448108   286 1,542 SH   SOLE 0 0 0 1,542
PIMCO ETF TR INTER MUN BD ACT 72201R866   596 11,506 SH   SOLE 0 0 0 11,506
PROCTER AND GAMBLE CO COM 742718109   1,128 7,434 SH   SOLE 0 0 0 7,434
PUBLIC STORAGE COM 74460D109   1,194 4,091 SH   SOLE 0 0 0 4,091
REPUBLIC SVCS INC COM 760759100   552 3,605 SH   SOLE 0 0 0 3,605
S&P GLOBAL INC COM 78409V104   1,465 3,654 SH   SOLE 0 0 0 3,654
SCHLUMBERGER LTD COM STK 806857108   914 18,600 SH   SOLE 0 0 0 18,600
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   2,362 51,169 SH   SOLE 0 0 0 51,169
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100   224 2,701 SH   SOLE 0 0 0 2,701
SELECT SECTOR SPDR TR ENERGY 81369Y506   979 12,060 SH   SOLE 0 0 0 12,060
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704   225 2,093 SH   SOLE 0 0 0 2,093
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   210 2,837 SH   SOLE 0 0 0 2,837
SEMPRA COM 816851109   914 6,278 SH   SOLE 0 0 0 6,278
SHERWIN WILLIAMS CO COM 824348106   1,039 3,914 SH   SOLE 0 0 0 3,914
SKYWORKS SOLUTIONS INC COM 83088M102   251 2,265 SH   SOLE 0 0 0 2,265
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   1,160 3,373 SH   SOLE 0 0 0 3,373
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,281 2,890 SH   SOLE 0 0 0 2,890
SPDR SER TR PORTFOLIO S&P600 78468R853   236 6,086 SH   SOLE 0 0 0 6,086
SPDR SER TR PORTFOLIO S&P500 78464A854   7,059 135,455 SH   SOLE 0 0 0 135,455
STRYKER CORPORATION COM 863667101   209 687 SH   SOLE 0 0 0 687
SYSCO CORP COM 871829107   759 10,223 SH   SOLE 0 0 0 10,223
TARGET CORP COM 87612E106   346 2,621 SH   SOLE 0 0 0 2,621
TESLA INC COM 88160R101   218 832 SH   SOLE 0 0 0 832
THERMO FISHER SCIENTIFIC INC COM 883556102   1,066 2,043 SH   SOLE 0 0 0 2,043
TJX COS INC NEW COM 872540109   222 2,624 SH   SOLE 0 0 0 2,624
UNITED PARCEL SERVICE INC CL B 911312106   1,184 6,608 SH   SOLE 0 0 0 6,608
UNITEDHEALTH GROUP INC COM 91324P102   692 1,440 SH   SOLE 0 0 0 1,440
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   3,181 43,756 SH   SOLE 0 0 0 43,756
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   314 4,157 SH   SOLE 0 0 0 4,157
VANGUARD INDEX FDS SM CP VAL ETF 922908611   231 1,396 SH   SOLE 0 0 0 1,396
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   353 4,222 SH   SOLE 0 0 0 4,222
VANGUARD INDEX FDS TOTAL STK MKT 922908769   2,207 10,021 SH   SOLE 0 0 0 10,021
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   367 7,305 SH   SOLE 0 0 0 7,305
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   331 7,162 SH   SOLE 0 0 0 7,162
VISA INC COM CL A 92826C839   1,007 4,239 SH   SOLE 0 0 0 4,239
WALMART INC COM 931142103   1,073 6,829 SH   SOLE 0 0 0 6,829