The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AFLAC INC COM 001055102   779 10,153 SH   SOLE 0 0 0 10,153
ABBOTT LABS COM 002824100   468 4,835 SH   SOLE 0 0 0 4,835
ADOBE SYSTEMS INCORPORATED COM 00724F101   480 942 SH   SOLE 0 0 0 942
AIR PRODS & CHEMS INC COM 009158106   1,664 5,871 SH   SOLE 0 0 0 5,871
ALPHABET INC CAP STK CL C 02079K107   213 1,617 SH   SOLE 0 0 0 1,617
ALPHABET INC CAP STK CL A 02079K305   3,289 25,137 SH   SOLE 0 0 0 25,137
AMAZON COM INC COM 023135106   3,982 31,323 SH   SOLE 0 0 0 31,323
AMERICAN ELEC PWR CO INC COM 025537101   233 3,103 SH   SOLE 0 0 0 3,103
AMERICAN WTR WKS CO INC NEW COM 030420103   268 2,166 SH   SOLE 0 0 0 2,166
AMGEN INC COM 031162100   238 884 SH   SOLE 0 0 0 884
APPLE INC COM 037833100   5,429 31,708 SH   SOLE 0 0 0 31,708
AUTOMATIC DATA PROCESSING IN COM 053015103   378 1,573 SH   SOLE 0 0 0 1,573
BALL CORP COM 058498106   995 19,980 SH   SOLE 0 0 0 19,980
BAXTER INTL INC COM 071813109   770 20,414 SH   SOLE 0 0 0 20,414
BECTON DICKINSON & CO COM 075887109   921 3,564 SH   SOLE 0 0 0 3,564
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   237 677 SH   SOLE 0 0 0 677
BLACKROCK INC COM 09247X101   350 541 SH   SOLE 0 0 0 541
BROWN & BROWN INC COM 115236101   246 3,525 SH   SOLE 0 0 0 3,525
CVS HEALTH CORP COM 126650100   321 4,596 SH   SOLE 0 0 0 4,596
CHEVRON CORP NEW COM 166764100   376 2,228 SH   SOLE 0 0 0 2,228
CHURCH & DWIGHT CO INC COM 171340102   394 4,303 SH   SOLE 0 0 0 4,303
CISCO SYS INC COM 17275R102   440 8,176 SH   SOLE 0 0 0 8,176
CINTAS CORP COM 172908105   205 426 SH   SOLE 0 0 0 426
CLOROX CO DEL COM 189054109   416 3,177 SH   SOLE 0 0 0 3,177
COCA COLA CO COM 191216100   407 7,265 SH   SOLE 0 0 0 7,265
COMCAST CORP NEW CL A 20030N101   1,535 34,612 SH   SOLE 0 0 0 34,612
COSTCO WHSL CORP NEW COM 22160K105   3,660 6,478 SH   SOLE 0 0 0 6,478
DANAHER CORPORATION COM 235851102   929 3,746 SH   SOLE 0 0 0 3,746
DEERE & CO COM 244199105   231 611 SH   SOLE 0 0 0 611
EOG RES INC COM 26875P101   1,425 11,238 SH   SOLE 0 0 0 11,238
ECOLAB INC COM 278865100   529 3,123 SH   SOLE 0 0 0 3,123
EQUINIX INC COM 29444U700   203 279 SH   SOLE 0 0 0 279
ESSENTIAL UTILS INC COM 29670G102   322 9,370 SH   SOLE 0 0 0 9,370
EVERSOURCE ENERGY COM 30040W108   838 14,418 SH   SOLE 0 0 0 14,418
EXXON MOBIL CORP COM 30231G102   481 4,092 SH   SOLE 0 0 0 4,092
FEDEX CORP COM 31428X106   1,157 4,369 SH   SOLE 0 0 0 4,369
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200   224 4,749 SH   SOLE 0 0 0 4,749
HENRY JACK & ASSOC INC COM 426281101   205 1,359 SH   SOLE 0 0 0 1,359
HOME DEPOT INC COM 437076102   282 933 SH   SOLE 0 0 0 933
INGREDION INC COM 457187102   844 8,574 SH   SOLE 0 0 0 8,574
INTEL CORP COM 458140100   226 6,364 SH   SOLE 0 0 0 6,364
INTUIT COM 461202103   361 707 SH   SOLE 0 0 0 707
INVESCO EXCH TRD SLF IDX FD INVSCO BLSH 26 46138J635   221 9,757 SH   SOLE 0 0 0 9,757
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 CB 46138J791   567 30,203 SH   SOLE 0 0 0 30,203
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 HY 46138J817   223 9,906 SH   SOLE 0 0 0 9,906
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825   636 31,619 SH   SOLE 0 0 0 31,619
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 HY 46138J833   228 10,148 SH   SOLE 0 0 0 10,148
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841   825 39,900 SH   SOLE 0 0 0 39,900
ISHARES TR CORE S&P TTL STK 464287150   341 3,617 SH   SOLE 0 0 0 3,617
ISHARES TR TIPS BD ETF 464287176   676 6,516 SH   SOLE 0 0 0 6,516
ISHARES TR CORE S&P500 ETF 464287200   1,643 3,827 SH   SOLE 0 0 0 3,827
ISHARES TR S&P 500 GRWT ETF 464287309   413 6,041 SH   SOLE 0 0 0 6,041
ISHARES TR NORTH AMERN NAT 464287374   231 5,557 SH   SOLE 0 0 0 5,557
ISHARES TR 20 YR TR BD ETF 464287432   571 6,438 SH   SOLE 0 0 0 6,438
ISHARES TR 1 3 YR TREAS BD 464287457   544 6,716 SH   SOLE 0 0 0 6,716
ISHARES TR RUS 1000 ETF 464287622   1,237 5,267 SH   SOLE 0 0 0 5,267
ISHARES TR U.S. TECH ETF 464287721   643 6,128 SH   SOLE 0 0 0 6,128
ISHARES TR SHRT NAT MUN ETF 464288158   714 6,938 SH   SOLE 0 0 0 6,938
ISHARES TR NATIONAL MUN ETF 464288414   1,214 11,844 SH   SOLE 0 0 0 11,844
ISHARES TR MSCI KLD400 SOC 464288570   297 3,645 SH   SOLE 0 0 0 3,645
ISHARES TR MBS ETF 464288588   1,222 13,761 SH   SOLE 0 0 0 13,761
ISHARES TR EAFE VALUE ETF 464288877   1,942 39,683 SH   SOLE 0 0 0 39,683
ISHARES TR EAFE GRWTH ETF 464288885   1,626 18,846 SH   SOLE 0 0 0 18,846
ISHARES S&P GSCI COMMODITY- UNIT BEN INT 46428R107   231 10,280 SH   SOLE 0 0 0 10,280
ISHARES TR US TREAS BD ETF 46429B267   663 30,069 SH   SOLE 0 0 0 30,069
ISHARES TR MSCI USA MIN VOL 46429B697   659 9,107 SH   SOLE 0 0 0 9,107
ISHARES TR 0-5 YR TIPS ETF 46429B747   255 2,636 SH   SOLE 0 0 0 2,636
ISHARES TR MSCI USA QLT FCT 46432F339   1,958 14,860 SH   SOLE 0 0 0 14,860
ISHARES INC CORE MSCI EMKT 46434G103   894 18,790 SH   SOLE 0 0 0 18,790
ISHARES TR CORE TOTAL USD 46434V613   1,728 39,518 SH   SOLE 0 0 0 39,518
ISHARES TR TRS FLT RT BD 46434V860   775 15,267 SH   SOLE 0 0 0 15,267
ISHARES TR IBONDS DEC2023 46435G318   299 11,710 SH   SOLE 0 0 0 11,710
ISHARES TR ESG AWR MSCI USA 46435G425   943 10,046 SH   SOLE 0 0 0 10,046
ISHARES TR IBONDS 26 TRM TS 46436E858   365 16,262 SH   SOLE 0 0 0 16,262
ISHARES TR IBONDS 25 TRM TS 46436E866   348 15,075 SH   SOLE 0 0 0 15,075
ISHARES TR IBONDS 24 TRM TS 46436E874   374 15,676 SH   SOLE 0 0 0 15,676
JPMORGAN CHASE & CO COM 46625H100   206 1,420 SH   SOLE 0 0 0 1,420
JANUS DETROIT STR TR HENDRSN SHRT ETF 47103U886   246 5,130 SH   SOLE 0 0 0 5,130
JOHNSON & JOHNSON COM 478160104   1,427 9,159 SH   SOLE 0 0 0 9,159
LILLY ELI & CO COM 532457108   450 837 SH   SOLE 0 0 0 837
LOWES COS INC COM 548661107   1,055 5,077 SH   SOLE 0 0 0 5,077
MCDONALDS CORP COM 580135101   386 1,465 SH   SOLE 0 0 0 1,465
MERCK & CO INC COM 58933Y105   335 3,259 SH   SOLE 0 0 0 3,259
MICROSOFT CORP COM 594918104   4,728 14,974 SH   SOLE 0 0 0 14,974
NEXTERA ENERGY INC COM 65339F101   278 4,858 SH   SOLE 0 0 0 4,858
ORACLE CORP COM 68389X105   230 2,171 SH   SOLE 0 0 0 2,171
PEPSICO INC COM 713448108   448 2,643 SH   SOLE 0 0 0 2,643
PIMCO ETF TR INTER MUN BD ACT 72201R866   581 11,600 SH   SOLE 0 0 0 11,600
PROCTER AND GAMBLE CO COM 742718109   1,085 7,437 SH   SOLE 0 0 0 7,437
PUBLIC STORAGE COM 74460D109   1,067 4,048 SH   SOLE 0 0 0 4,048
REPUBLIC SVCS INC COM 760759100   471 3,305 SH   SOLE 0 0 0 3,305
S&P GLOBAL INC COM 78409V104   1,308 3,580 SH   SOLE 0 0 0 3,580
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,245 2,913 SH   SOLE 0 0 0 2,913
SPDR SER TR PORTFOLIO S&P500 78464A854   8,416 167,447 SH   SOLE 0 0 0 167,447
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   1,129 3,370 SH   SOLE 0 0 0 3,370
SPDR SER TR PORTFOLIO S&P600 78468R853   227 6,165 SH   SOLE 0 0 0 6,165
SCHLUMBERGER LTD COM STK 806857108   1,051 18,021 SH   SOLE 0 0 0 18,021
SCHWAB STRATEGIC TR 5 10YR CORP BD 808524698   236 5,594 SH   SOLE 0 0 0 5,594
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   2,221 50,216 SH   SOLE 0 0 0 50,216
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100   213 2,714 SH   SOLE 0 0 0 2,714
SELECT SECTOR SPDR TR ENERGY 81369Y506   1,095 12,110 SH   SOLE 0 0 0 12,110
SEMPRA COM 816851109   859 12,633 SH   SOLE 0 0 0 12,633
SHERWIN WILLIAMS CO COM 824348106   803 3,150 SH   SOLE 0 0 0 3,150
SKYWORKS SOLUTIONS INC COM 83088M102   225 2,278 SH   SOLE 0 0 0 2,278
SYSCO CORP COM 871829107   680 10,290 SH   SOLE 0 0 0 10,290
TJX COS INC NEW COM 872540109   234 2,633 SH   SOLE 0 0 0 2,633
TARGET CORP COM 87612E106   288 2,609 SH   SOLE 0 0 0 2,609
TESLA INC COM 88160R101   208 833 SH   SOLE 0 0 0 833
THERMO FISHER SCIENTIFIC INC COM 883556102   1,036 2,046 SH   SOLE 0 0 0 2,046
UNITED PARCEL SERVICE INC CL B 911312106   1,040 6,670 SH   SOLE 0 0 0 6,670
UNITEDHEALTH GROUP INC COM 91324P102   795 1,576 SH   SOLE 0 0 0 1,576
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   3,558 50,994 SH   SOLE 0 0 0 50,994
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   385 8,808 SH   SOLE 0 0 0 8,808
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   1,401 29,282 SH   SOLE 0 0 0 29,282
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   1,133 15,081 SH   SOLE 0 0 0 15,081
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   689 12,056 SH   SOLE 0 0 0 12,056
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   688 9,050 SH   SOLE 0 0 0 9,050
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   354 7,358 SH   SOLE 0 0 0 7,358
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   392 5,179 SH   SOLE 0 0 0 5,179
VANGUARD INDEX FDS SM CP VAL ETF 922908611   224 1,404 SH   SOLE 0 0 0 1,404
VANGUARD INDEX FDS TOTAL STK MKT 922908769   2,420 11,392 SH   SOLE 0 0 0 11,392
VISA INC COM CL A 92826C839   947 4,117 SH   SOLE 0 0 0 4,117
WALMART INC COM 931142103   1,095 6,847 SH   SOLE 0 0 0 6,847
WEST PHARMACEUTICAL SVSC INC COM 955306105   201 535 SH   SOLE 0 0 0 535
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   263 855 SH   SOLE 0 0 0 855
LINDE PLC SHS G54950103   283 760 SH   SOLE 0 0 0 760
CHUBB LIMITED COM H1467J104   962 4,619 SH   SOLE 0 0 0 4,619