0001940678-24-000005.txt : 20241022 0001940678-24-000005.hdr.sgml : 20241022 20241022123438 ACCESSION NUMBER: 0001940678-24-000005 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20240930 FILED AS OF DATE: 20241022 DATE AS OF CHANGE: 20241022 EFFECTIVENESS DATE: 20241022 FILER: COMPANY DATA: COMPANY CONFORMED NAME: Ruedi Wealth Management, Inc. CENTRAL INDEX KEY: 0001940678 ORGANIZATION NAME: IRS NUMBER: 471794932 STATE OF INCORPORATION: IL FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-23135 FILM NUMBER: 241385392 BUSINESS ADDRESS: STREET 1: 2502 GALEN DR. STREET 2: SUITE 102 CITY: CHAMPAIGN STATE: IL ZIP: 61821 BUSINESS PHONE: 2173561400 MAIL ADDRESS: STREET 1: 2502 GALEN DR. STREET 2: SUITE 102 CITY: CHAMPAIGN STATE: IL ZIP: 61821 13F-HR 1 primary_doc.xml X0202 13F-HR LIVE false true false 0001940678 XXXXXXXX 09-30-2024 09-30-2024 Ruedi Wealth Management, Inc.

2502 GALEN DR. SUITE 102 CHAMPAIGN IL 61821

13F HOLDINGS REPORT 028-23135 N Chris Marks 7202358230 Chris Marks Broomfield CO 10-22-2024 0 344 291322834 false INFORMATION TABLE 2 2024q3ruedi13f.xml ABBOTT LABS COM 002824100 54430 477 SH SOLE 477 0 0 ABBVIE INC COM 00287Y109 87548 443 SH SOLE 443 0 0 ACCENTURE PLC IRELAND SHS CLASS A G1151C101 2121 6 SH SOLE 6 0 0 ADOBE INC COM 00724F101 10356 20 SH SOLE 20 0 0 ADVANCED MICRO DEVICES INC COM 007903107 3774 23 SH SOLE 23 0 0 AFLAC INC COM 001055102 8720 78 SH SOLE 78 0 0 AGILENT TECHNOLOGIES INC COM 00846U101 3712 25 SH SOLE 25 0 0 AIR LEASE CORP CL A 00912X302 3261 72 SH SOLE 72 0 0 AIR PRODS & CHEMS INC COM 009158106 18162 61 SH SOLE 61 0 0 ALEXANDRIA REAL ESTATE EQ IN COM 015271109 238 2 SH SOLE 2 0 0 ALLEGION PLC ORD SHS G0176J109 10348 71 SH SOLE 71 0 0 ALLSTATE CORP COM 020002101 4172 22 SH SOLE 22 0 0 ALPHABET INC CAP STK CL A 02079K305 416129 2509 SH SOLE 2509 0 0 ALPHABET INC CAP STK CL C 02079K107 399250 2388 SH SOLE 2388 0 0 ALTRIA GROUP INC COM 02209S103 33176 650 SH SOLE 650 0 0 AMAZON COM INC COM 023135106 81985 440 SH SOLE 440 0 0 AMEREN CORP COM 023608102 10380 119 SH SOLE 119 0 0 AMERICA MOVIL SAB DE CV SPON ADS RP CL B 02390A101 5104 312 SH SOLE 312 0 0 AMERICAN CENTY ETF TR US EQT ETF 025072885 1571056 16511 SH SOLE 16511 0 0 AMERICAN CENTY ETF TR AVANTIS US SMALL 025072323 159197 2947 SH SOLE 2947 0 0 AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 344430 5332 SH SOLE 5332 0 0 AMERICAN CENTY ETF TR INTERNATIONAL LR 025072364 52154 929 SH SOLE 929 0 0 AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349 228430 3470 SH SOLE 3470 0 0 AMERICAN CENTY ETF TR US SML CP VALU 025072877 292265 3046 SH SOLE 3046 0 0 AMERICAN CENTY ETF TR INTL EQT ETF 025072703 4483 67 SH SOLE 67 0 0 AMERICAN CENTY ETF TR AVANTIS ALL EQT 025072232 3103 42 SH SOLE 42 0 0 AMERICAN CENTY ETF TR EMERGING MKT VAL 025072372 1095 21 SH SOLE 21 0 0 AMERICAN CENTY ETF TR INTL SMCP VLU 025072802 1625 23 SH SOLE 23 0 0 AMERICAN EXPRESS CO COM 025816109 24408 90 SH SOLE 90 0 0 AMERICAN INTL GROUP INC COM NEW 026874784 1318 18 SH SOLE 18 0 0 AMERICAN TOWER CORP NEW COM 03027X100 18837 81 SH SOLE 81 0 0 AMERICAN WTR WKS CO INC NEW COM 030420103 2340 16 SH SOLE 16 0 0 AMERIPRISE FINL INC COM 03076C106 940 2 SH SOLE 2 0 0 AMGEN INC COM 031162100 6122 19 SH SOLE 19 0 0 ANALOG DEVICES INC COM 032654105 1151 5 SH SOLE 5 0 0 ANSYS INC COM 03662Q105 4142 13 SH SOLE 13 0 0 APPLE INC COM 037833100 4619726 19827 SH SOLE 19827 0 0 APPLIED MATLS INC COM 038222105 6668 33 SH SOLE 33 0 0 ARCHER DANIELS MIDLAND CO COM 039483102 116694 1953 SH SOLE 1953 0 0 AT&T INC COM 00206R102 7342 334 SH SOLE 334 0 0 AVERY DENNISON CORP COM 053611109 1545 7 SH SOLE 7 0 0 BANK AMERICA CORP COM 060505104 137842 3474 SH SOLE 3474 0 0 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 132555 288 SH SOLE 288 0 0 BIO RAD LABS INC CL A 090572207 2677 8 SH SOLE 8 0 0 BLACKROCK INC COM 09247X101 4748 5 SH SOLE 5 0 0 BLACKSTONE INC COM 09260D107 57424 375 SH SOLE 375 0 0 BOEING CO COM 097023105 27367 180 SH SOLE 180 0 0 BOSTON BEER INC CL A 100557107 2891 10 SH SOLE 10 0 0 BP PLC SPONSORED ADR 055622104 25834 823 SH SOLE 823 0 0 BROADCOM INC COM 11135F101 97370 564 SH SOLE 564 0 0 BRUNSWICK CORP COM 117043109 36294 433 SH SOLE 433 0 0 C H ROBINSON WORLDWIDE INC COM NEW 12541W209 110370 1000 SH SOLE 1000 0 0 CADENCE DESIGN SYSTEM INC COM 127387108 271 1 SH SOLE 1 0 0 CAPITAL ONE FINL CORP COM 14040H105 1348 9 SH SOLE 9 0 0 CARNIVAL CORP UNIT 99/99/9999 143658300 1848 100 SH SOLE 100 0 0 CATERPILLAR INC COM 149123101 150253 384 SH SOLE 384 0 0 CBRE GROUP INC CL A 12504L109 6100 49 SH SOLE 49 0 0 CDW CORP COM 12514G108 2037 9 SH SOLE 9 0 0 CENCORA INC COM 03073E105 3376 15 SH SOLE 15 0 0 CHEVRON CORP NEW COM 166764100 67597 459 SH SOLE 459 0 0 CHUBB LIMITED COM H1467J104 5479 19 SH SOLE 19 0 0 CINTAS CORP COM 172908105 1647 8 SH SOLE 8 0 0 CISCO SYS INC COM 17275R102 77442 1455 SH SOLE 1455 0 0 CITIGROUP INC COM NEW 172967424 1252 20 SH SOLE 20 0 0 CMS ENERGY CORP COM 125896100 3037 43 SH SOLE 43 0 0 COCA COLA CO COM 191216100 24158 336 SH SOLE 336 0 0 COMCAST CORP NEW CL A 20030N101 16708 400 SH SOLE 400 0 0 CONOCOPHILLIPS COM 20825C104 26320 250 SH SOLE 250 0 0 CONSTELLATION BRANDS INC CL A 21036P108 10823 42 SH SOLE 42 0 0 CONSTELLATION ENERGY CORP COM 21037T109 11441 44 SH SOLE 44 0 0 COPART INC COM 217204106 157 3 SH SOLE 3 0 0 CORNING INC COM 219350105 20047 444 SH SOLE 444 0 0 CORTEVA INC COM 22052L104 8701 148 SH SOLE 148 0 0 COSTCO WHSL CORP NEW COM 22160K105 41851 47 SH SOLE 47 0 0 COTERRA ENERGY INC COM 127097103 2539 106 SH SOLE 106 0 0 CRACKER BARREL OLD CTRY STOR COM 22410J106 998 22 SH SOLE 22 0 0 CSX CORP COM 126408103 8253 239 SH SOLE 239 0 0 D R HORTON INC COM 23331A109 8966 47 SH SOLE 47 0 0 DANAHER CORPORATION COM 235851102 12511 45 SH SOLE 45 0 0 DEERE & CO COM 244199105 1669 4 SH SOLE 4 0 0 DIAGEO PLC SPON ADR NEW 25243Q205 5193 37 SH SOLE 37 0 0 DIMENSIONAL ETF TRUST GLOBAL CORE PLUS 25434V583 26359967 478402 SH SOLE 478402 0 0 DIMENSIONAL ETF TRUST US EQUITY MARKET 25434V401 17047420 274074 SH SOLE 274074 0 0 DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 7567623 116676 SH SOLE 116676 0 0 DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 73866478 2154170 SH SOLE 2154170 0 0 DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 12064236 316813 SH SOLE 316813 0 0 DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864 28503161 597050 SH SOLE 597050 0 0 DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781 3347647 115198 SH SOLE 115198 0 0 DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732 7132143 253362 SH SOLE 253362 0 0 DIMENSIONAL ETF TRUST GLOBAL REAL EST 25434V658 2884590 99951 SH SOLE 99951 0 0 DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 15504204 371893 SH SOLE 371893 0 0 DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799 9923139 352635 SH SOLE 352635 0 0 DIMENSIONAL ETF TRUST US REAL ESTATE E 25434V823 4430880 172811 SH SOLE 172811 0 0 DIMENSIONAL ETF TRUST INTL SMALL CAP E 25434V773 1851681 69015 SH SOLE 69015 0 0 DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 13045283 234501 SH SOLE 234501 0 0 DIMENSIONAL ETF TRUST US LARGE CAP VAL 25434V666 7772095 252259 SH SOLE 252259 0 0 DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872 10452123 242003 SH SOLE 242003 0 0 DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 448236 16353 SH SOLE 16353 0 0 DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 456966 14379 SH SOLE 14379 0 0 DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 12369917 457975 SH SOLE 457975 0 0 DIMENSIONAL ETF TRUST ULTRASHORT FIXED 25434V591 5746021 113177 SH SOLE 113177 0 0 DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815 439387 14266 SH SOLE 14266 0 0 DIMENSIONAL ETF TRUST WORLD EQUITY ETF 25434V617 631902 9957 SH SOLE 9957 0 0 DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104 386074 9727 SH SOLE 9727 0 0 DIMENSIONAL ETF TRUST EMERGING MARKETS 25434V682 125521 3544 SH SOLE 3544 0 0 DIMENSIONAL ETF TRUST INTERNATIONAL 25434V690 256713 7184 SH SOLE 7184 0 0 DIMENSIONAL ETF TRUST US SUSTAINABILTY 25434V716 423331 11386 SH SOLE 11386 0 0 DIMENSIONAL ETF TRUST GLOBAL SUSTAINA 25434V674 29882 562 SH SOLE 562 0 0 DIMENSIONAL ETF TRUST NATL MUN BD ETF 25434V849 531028 10940 SH SOLE 10940 0 0 DISCOVER FINL SVCS COM 254709108 982 7 SH SOLE 7 0 0 DISNEY WALT CO COM 254687106 13467 140 SH SOLE 140 0 0 DOVER CORP COM 260003108 3835 20 SH SOLE 20 0 0 DOW INC COM 260557103 7266 133 SH SOLE 133 0 0 DT MIDSTREAM INC COMMON STOCK 23345M107 1023 13 SH SOLE 13 0 0 DTE ENERGY CO COM 233331107 3339 26 SH SOLE 26 0 0 DUKE ENERGY CORP NEW COM NEW 26441C204 139167 1207 SH SOLE 1207 0 0 DUPONT DE NEMOURS INC COM 26614N102 16842 189 SH SOLE 189 0 0 EASTMAN CHEM CO COM 277432100 5821 52 SH SOLE 52 0 0 EATON CORP PLC SHS G29183103 5966 18 SH SOLE 18 0 0 ELANCO ANIMAL HEALTH INC COM 28414H103 3981 271 SH SOLE 271 0 0 ELI LILLY & CO COM 532457108 3544 4 SH SOLE 4 0 0 EMERSON ELEC CO COM 291011104 3500 32 SH SOLE 32 0 0 EVERGY INC COM 30034W106 62010 1000 SH SOLE 1000 0 0 EXELON CORP COM 30161N101 5150 127 SH SOLE 127 0 0 EXXON MOBIL CORP COM 30231G102 336847 2874 SH SOLE 2874 0 0 FACTSET RESH SYS INC COM 303075105 4599 10 SH SOLE 10 0 0 FARMLAND PARTNERS INC COM 31154R109 2017 193 SH SOLE 193 0 0 FEDEX CORP COM 31428X106 27368 100 SH SOLE 100 0 0 FIDELITY COMWLTH TR NASDAQ COMPSIT 315912808 14177 198 SH SOLE 198 0 0 FIFTH THIRD BANCORP COM 316773100 514 12 SH SOLE 12 0 0 FIRST BUSEY CORP COM NEW 319383204 13242 509 SH SOLE 509 0 0 FIRST MID ILL BANCSHARES INC COM 320866106 15417 396 SH SOLE 396 0 0 FIRSTENERGY CORP COM 337932107 5899 133 SH SOLE 133 0 0 FLEXSHARES TR IBOXX 5YR TRGT 33939L605 1639 68 SH SOLE 68 0 0 FLEXSHARES TR STOX GBL ESG SLT 33939L688 101442 588 SH SOLE 588 0 0 FORD MTR CO COM 345370860 750 71 SH SOLE 71 0 0 FORTINET INC COM 34959E109 931 12 SH SOLE 12 0 0 FREEPORT-MCMORAN INC CL B 35671D857 1198 24 SH SOLE 24 0 0 GALLAGHER ARTHUR J & CO COM 363576109 41361 147 SH SOLE 147 0 0 GATX CORP COM 361448103 2649 20 SH SOLE 20 0 0 GE AEROSPACE COM NEW 369604301 98627 523 SH SOLE 523 0 0 GE HEALTHCARE TECHNOLOGIES I COMMON STOCK 36266G107 21116 225 SH SOLE 225 0 0 GE VERNOVA INC COM 36828A101 33147 130 SH SOLE 130 0 0 GENERAL DYNAMICS CORP COM 369550108 9973 33 SH SOLE 33 0 0 GOLDMAN SACHS ETF TR ACCES TREASURY 381430529 9151 91 SH SOLE 91 0 0 GRAINGER W W INC COM 384802104 5194 5 SH SOLE 5 0 0 HERSHEY CO COM 427866108 76712 400 SH SOLE 400 0 0 HEWLETT PACKARD ENTERPRISE C COM 42824C109 3601 176 SH SOLE 176 0 0 HEXCEL CORP NEW COM 428291108 2288 37 SH SOLE 37 0 0 HOME DEPOT INC COM 437076102 956477 2361 SH SOLE 2361 0 0 HORMEL FOODS CORP COM 440452100 50720 1600 SH SOLE 1600 0 0 HOULIHAN LOKEY INC CL A 441593100 4583 29 SH SOLE 29 0 0 HOWMET AEROSPACE INC COM 443201108 15940 159 SH SOLE 159 0 0 HP INC COM 40434L105 6313 176 SH SOLE 176 0 0 ILLINOIS TOOL WKS INC COM 452308109 5766 22 SH SOLE 22 0 0 INGERSOLL RAND INC COM 45687V106 19534 199 SH SOLE 199 0 0 INSULET CORP COM 45784P101 233 1 SH SOLE 1 0 0 INTEL CORP COM 458140100 42181 1798 SH SOLE 1798 0 0 INTERCONTINENTAL EXCHANGE IN COM 45866F104 10442 65 SH SOLE 65 0 0 INTERNATIONAL BUSINESS MACHS COM 459200101 22108 100 SH SOLE 100 0 0 INTUIT COM 461202103 1863 3 SH SOLE 3 0 0 INVESCO EXCHANGE TRADED FD T S&P500 PUR GWT 46137V266 10681 272 SH SOLE 272 0 0 INVESCO QQQ TR UNIT SER 1 46090E103 398216 816 SH SOLE 816 0 0 IQVIA HLDGS INC COM 46266C105 10664 45 SH SOLE 45 0 0 IRON MTN INC DEL COM 46284V101 713 6 SH SOLE 6 0 0 ISHARES INC EMNG MKTS EQT 46434G889 2298 46 SH SOLE 46 0 0 ISHARES INC ESG AWR MSCI EM 46434G863 2786 77 SH SOLE 77 0 0 ISHARES TR CORE S&P SCP ETF 464287804 7368 63 SH SOLE 63 0 0 ISHARES TR EAFE GRWTH ETF 464288885 30788 286 SH SOLE 286 0 0 ISHARES TR EAFE VALUE ETF 464288877 21344 371 SH SOLE 371 0 0 ISHARES TR NATIONAL MUN ETF 464288414 28123 259 SH SOLE 259 0 0 ISHARES TR S&P 500 GRWT ETF 464287309 61567 643 SH SOLE 643 0 0 ISHARES TR S&P 500 VAL ETF 464287408 17745 90 SH SOLE 90 0 0 ISHARES TR S&P MC 400GR ETF 464287606 15812 172 SH SOLE 172 0 0 ISHARES TR S&P MC 400VL ETF 464287705 7541 61 SH SOLE 61 0 0 ISHARES TR 0-5 YR TIPS ETF 46429B747 6371 63 SH SOLE 63 0 0 ISHARES TR JPMORGAN USD EMG 464288281 8351 89 SH SOLE 89 0 0 ISHARES TR CORE US AGGBD ET 464287226 35544 351 SH SOLE 351 0 0 ISHARES TR U.S. ENERGY ETF 464287796 14180 306 SH SOLE 306 0 0 ISHARES TR MSCI INTL VLU FT 46435G409 1999 68 SH SOLE 68 0 0 ISHARES TR ESG AW MSCI EAFE 46435G516 38286 455 SH SOLE 455 0 0 ISHARES TR ESG AWR MSCI USA 46435G425 12114 96 SH SOLE 96 0 0 ISHARES TR ESG AWARE MSCI 46435U663 1143 27 SH SOLE 27 0 0 ISHARES TR ESG AWR US AGRGT 46435U549 773 16 SH SOLE 16 0 0 ISHARES TR ESG AWRE USD ETF 46435G193 1532 64 SH SOLE 64 0 0 ISHARES TR RUSSELL 2000 ETF 464287655 21868 99 SH SOLE 99 0 0 ISHARES TR MSCI EAFE ETF 464287465 12545 150 SH SOLE 150 0 0 ISHARES TR SHORT TREAS BD 464288679 13460 122 SH SOLE 122 0 0 ISHARES TR TIPS BD ETF 464287176 16827 152 SH SOLE 152 0 0 ISHARES TR CORE MSCI EAFE 46432F842 275 4 SH SOLE 4 0 0 ISHARES TR CORE S&P TTL STK 464287150 124 1 SH SOLE 1 0 0 J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837 5398 106 SH SOLE 106 0 0 JOHNSON & JOHNSON COM 478160104 40129 248 SH SOLE 248 0 0 JPMORGAN CHASE & CO. COM 46625H100 427510 2027 SH SOLE 2027 0 0 KEYCORP COM 493267108 3082 184 SH SOLE 184 0 0 KEYSIGHT TECHNOLOGIES INC COM 49338L103 4291 27 SH SOLE 27 0 0 KIMCO RLTY CORP COM 49446R109 23 1 SH SOLE 1 0 0 KLA CORP COM NEW 482480100 1549 2 SH SOLE 2 0 0 KRAFT HEINZ CO COM 500754106 5573 159 SH SOLE 159 0 0 KYNDRYL HLDGS INC COMMON STOCK 50155Q100 460 20 SH SOLE 20 0 0 L3HARRIS TECHNOLOGIES INC COM 502431109 4520 19 SH SOLE 19 0 0 LA Z BOY INC COM 505336107 1974 46 SH SOLE 46 0 0 LABCORP HOLDINGS INC COM SHS 504922105 2905 13 SH SOLE 13 0 0 LAM RESEARCH CORP COM 512807108 4896 6 SH SOLE 6 0 0 LAMB WESTON HLDGS INC COM 513272104 129 2 SH SOLE 2 0 0 LENNAR CORP CL A 526057104 19685 105 SH SOLE 105 0 0 LENNAR CORP CL B 526057302 346 2 SH SOLE 2 0 0 LINDE PLC SHS G54950103 10968 23 SH SOLE 23 0 0 LOWES COS INC COM 548661107 17605 65 SH SOLE 65 0 0 MARATHON PETE CORP COM 56585A102 287862 1767 SH SOLE 1767 0 0 MARRIOTT INTL INC NEW CL A 571903202 22374 90 SH SOLE 90 0 0 MARSH & MCLENNAN COS INC COM 571748102 5354 24 SH SOLE 24 0 0 MASTERCARD INCORPORATED CL A 57636Q104 22715 46 SH SOLE 46 0 0 MCDONALDS CORP COM 580135101 83962 276 SH SOLE 276 0 0 MCKESSON CORP COM 58155Q103 1978 4 SH SOLE 4 0 0 MEDTRONIC PLC SHS G5960L103 3331 37 SH SOLE 37 0 0 MERCK & CO INC COM 58933Y105 40255 354 SH SOLE 354 0 0 META PLATFORMS INC CL A 30303M102 33215 58 SH SOLE 58 0 0 METLIFE INC COM 59156R108 577 7 SH SOLE 7 0 0 MGM RESORTS INTERNATIONAL COM 552953101 391 10 SH SOLE 10 0 0 MICROSOFT CORP COM 594918104 814660 1893 SH SOLE 1893 0 0 MOLSON COORS BEVERAGE CO CL B 60871R209 11562 201 SH SOLE 201 0 0 MONDELEZ INTL INC CL A 609207105 38082 517 SH SOLE 517 0 0 MORGAN STANLEY COM NEW 617446448 23037 221 SH SOLE 221 0 0 MOTOROLA SOLUTIONS INC COM NEW 620076307 450 1 SH SOLE 1 0 0 MSCI INC COM 55354G100 1166 2 SH SOLE 2 0 0 NCR ATLEOS CORPORATION COM SHS 63001N106 399 14 SH SOLE 14 0 0 NCR VOYIX CORPORATION COM 62886E108 380 28 SH SOLE 28 0 0 NETFLIX INC COM 64110L106 44684 63 SH SOLE 63 0 0 NEXTERA ENERGY INC COM 65339F101 3973 47 SH SOLE 47 0 0 NIKE INC CL B 654106103 15735 178 SH SOLE 178 0 0 NISOURCE INC COM 65473P105 728 21 SH SOLE 21 0 0 NORFOLK SOUTHN CORP COM 655844108 49628 200 SH SOLE 200 0 0 NORTHROP GRUMMAN CORP COM 666807102 2640 5 SH SOLE 5 0 0 NOVAGOLD RES INC COM NEW 66987E206 8610 2100 SH SOLE 2100 0 0 NRG ENERGY INC COM NEW 629377508 273 3 SH SOLE 3 0 0 NVIDIA CORPORATION COM 67066G104 108101 890 SH SOLE 890 0 0 OBSIDIAN ENERGY LTD COM 674482203 471 85 SH SOLE 85 0 0 OLD REP INTL CORP COM 680223104 3542 100 SH SOLE 100 0 0 ORACLE CORP COM 68389X105 86698 509 SH SOLE 509 0 0 ORGANON & CO COMMON STOCK 68622V106 383 20 SH SOLE 20 0 0 PACCAR INC COM 693718108 11842 120 SH SOLE 120 0 0 PALO ALTO NETWORKS INC COM 697435105 46827 137 SH SOLE 137 0 0 PARAMOUNT GLOBAL CLASS B COM 92556H206 913 86 SH SOLE 86 0 0 PAYCHEX INC COM 704326107 1342 10 SH SOLE 10 0 0 PEPSICO INC COM 713448108 187291 1101 SH SOLE 1101 0 0 PFIZER INC COM 717081103 29318 1013 SH SOLE 1013 0 0 PHILIP MORRIS INTL INC COM 718172109 87165 718 SH SOLE 718 0 0 PHILLIPS 66 COM 718546104 24976 190 SH SOLE 190 0 0 PNC FINL SVCS GROUP INC COM 693475105 43079 233 SH SOLE 233 0 0 PRICE T ROWE GROUP INC COM 74144T108 9477 87 SH SOLE 87 0 0 PRINCIPAL FINANCIAL GROUP IN COM 74251V102 344 4 SH SOLE 4 0 0 PROCTER AND GAMBLE CO COM 742718109 34010 196 SH SOLE 196 0 0 PROGRESSIVE CORP COM 743315103 6852 27 SH SOLE 27 0 0 PRUDENTIAL FINL INC COM 744320102 9930 82 SH SOLE 82 0 0 PULTE GROUP INC COM 745867101 431 3 SH SOLE 3 0 0 QUALCOMM INC COM 747525103 46140 271 SH SOLE 271 0 0 RAPID7 INC COM 753422104 5385 135 SH SOLE 135 0 0 RAYMOND JAMES FINL INC COM 754730109 3674 30 SH SOLE 30 0 0 REGENERON PHARMACEUTICALS COM 75886F107 1051 1 SH SOLE 1 0 0 REGIONS FINANCIAL CORP NEW COM 7591EP100 5268 226 SH SOLE 226 0 0 REPUBLIC SVCS INC COM 760759100 6226 31 SH SOLE 31 0 0 ROYAL CARIBBEAN GROUP COM V7780T103 709 4 SH SOLE 4 0 0 RTX CORPORATION COM 75513E101 16478 136 SH SOLE 136 0 0 SALESFORCE INC COM 79466L302 30929 113 SH SOLE 113 0 0 SCHWAB CHARLES CORP COM 808513105 2592 40 SH SOLE 40 0 0 SCHWAB STRATEGIC TR US REIT ETF 808524847 1365 59 SH SOLE 59 0 0 SCIENCE APPLICATIONS INTL CO COM 808625107 70053 503 SH SOLE 503 0 0 SCOTTS MIRACLE-GRO CO CL A 810186106 3295 38 SH SOLE 38 0 0 SEALED AIR CORP NEW COM 81211K100 2069 57 SH SOLE 57 0 0 SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 110622 490 SH SOLE 490 0 0 SELECT SECTOR SPDR TR INDL 81369Y704 7720 57 SH SOLE 57 0 0 SERVICENOW INC COM 81762P102 1789 2 SH SOLE 2 0 0 SHERWIN WILLIAMS CO COM 824348106 18824 49 SH SOLE 49 0 0 SKYWORKS SOLUTIONS INC COM 83088M102 2963 30 SH SOLE 30 0 0 SMUCKER J M CO COM NEW 832696405 7629 63 SH SOLE 63 0 0 SNAP ON INC COM 833034101 3477 12 SH SOLE 12 0 0 SOUTHERN CO COM 842587107 119879 1329 SH SOLE 1329 0 0 SPDR S&P 500 ETF TR TR UNIT 78462F103 912084 1590 SH SOLE 1590 0 0 SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 26204 46 SH SOLE 46 0 0 SPDR SER TR PORTFOLIO S&P400 78464A847 9853 180 SH SOLE 180 0 0 SPDR SER TR PORTFOLIO S&P500 78464A854 28742 426 SH SOLE 426 0 0 SPDR SER TR PORTFOLIO S&P600 78468R853 7855 173 SH SOLE 173 0 0 SPDR SER TR PORTFLI TIPS ETF 78464A656 15821 602 SH SOLE 602 0 0 SPDR SER TR NUVEEN BLMBRG MU 78468R721 91 2 SH SOLE 2 0 0 SPIRIT AEROSYSTEMS HLDGS INC COM CL A 848574109 2016 62 SH SOLE 62 0 0 SPROTT PHYSICAL GOLD & SILVE TR UNIT 85208R101 171650 7009 SH SOLE 7009 0 0 STARBUCKS CORP COM 855244109 5849 60 SH SOLE 60 0 0 STIFEL FINL CORP COM 860630102 4038 43 SH SOLE 43 0 0 SYNCHRONY FINANCIAL COM 87165B103 599 12 SH SOLE 12 0 0 SYNOPSYS INC COM 871607107 2532 5 SH SOLE 5 0 0 SYSCO CORP COM 871829107 13817 177 SH SOLE 177 0 0 TCW ETF TRUST TRANSFRM 500 ETF 29287L106 1440 21 SH SOLE 21 0 0 TELEFONAKTIEBOLAGET LM ERICS ADR B SEK 10 294821608 145210 19157 SH SOLE 19157 0 0 TERADATA CORP DEL COM 88076W103 850 28 SH SOLE 28 0 0 TESLA INC COM 88160R101 10988 42 SH SOLE 42 0 0 THE CIGNA GROUP COM 125523100 1732 5 SH SOLE 5 0 0 THERMO FISHER SCIENTIFIC INC COM 883556102 14227 23 SH SOLE 23 0 0 TJX COS INC NEW COM 872540109 3526 30 SH SOLE 30 0 0 TOYOTA MOTOR CORP ADS 892331307 1250 7 SH SOLE 7 0 0 TRACTOR SUPPLY CO COM 892356106 873 3 SH SOLE 3 0 0 TRANE TECHNOLOGIES PLC SHS G8994E103 87853 226 SH SOLE 226 0 0 TRANSDIGM GROUP INC COM 893641100 1427 1 SH SOLE 1 0 0 UNION PAC CORP COM 907818108 181195 735 SH SOLE 735 0 0 UNITED PARCEL SERVICE INC CL B 911312106 12271 90 SH SOLE 90 0 0 UNITEDHEALTH GROUP INC COM 91324P102 51150 87 SH SOLE 87 0 0 UNUM GROUP COM 91529Y106 119 2 SH SOLE 2 0 0 US BANCORP DEL COM NEW 902973304 12073 264 SH SOLE 264 0 0 V F CORP COM 918204108 399 20 SH SOLE 20 0 0 VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 868540 11564 SH SOLE 11564 0 0 VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303 829331 16607 SH SOLE 16607 0 0 VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 547708 6960 SH SOLE 6960 0 0 VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 4615570 91797 SH SOLE 91797 0 0 VANGUARD INDEX FDS REAL ESTATE ETF 922908553 826872 8488 SH SOLE 8488 0 0 VANGUARD INDEX FDS VALUE ETF 922908744 55848 320 SH SOLE 320 0 0 VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 4988 30 SH SOLE 30 0 0 VANGUARD INDEX FDS TOTAL STK MKT 922908769 304755 1076 SH SOLE 1076 0 0 VANGUARD INDEX FDS SM CP VAL ETF 922908611 38977 194 SH SOLE 194 0 0 VANGUARD INDEX FDS SMALL CP ETF 922908751 10597 45 SH SOLE 45 0 0 VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 132093 1104 SH SOLE 1104 0 0 VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 271422 5672 SH SOLE 5672 0 0 VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 7840 62 SH SOLE 62 0 0 VANGUARD MALVERN FDS STRM INFPROIDX 922020805 1847 37 SH SOLE 37 0 0 VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 791505 13411 SH SOLE 13411 0 0 VANGUARD SCOTTSDALE FDS TOTAL WLD BD ETF 92206C565 71 1 SH SOLE 1 0 0 VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 410582 7775 SH SOLE 7775 0 0 VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 4487 35 SH SOLE 35 0 0 VERALTO CORP COM SHS 92338C103 1678 15 SH SOLE 15 0 0 VERISK ANALYTICS INC COM 92345Y106 268 1 SH SOLE 1 0 0 VERIZON COMMUNICATIONS INC COM 92343V104 8983 200 SH SOLE 200 0 0 VERTEX PHARMACEUTICALS INC COM 92532F100 465 1 SH SOLE 1 0 0 VIATRIS INC COM 92556V106 279 24 SH SOLE 24 0 0 WALMART INC COM 931142103 117499 1455 SH SOLE 1455 0 0 WARNER BROS DISCOVERY INC COM SER A 934423104 487 59 SH SOLE 59 0 0 WASTE MGMT INC DEL COM 94106L109 9070 44 SH SOLE 44 0 0 WEC ENERGY GROUP INC COM 92939U106 3270 34 SH SOLE 34 0 0 WELLTOWER INC COM 95040Q104 896 7 SH SOLE 7 0 0 WISDOMTREE TR US MIDCAP FUND 97717W570 9912 159 SH SOLE 159 0 0 WISDOMTREE TR US SMALLCAP FUND 97717W562 8598 163 SH SOLE 163 0 0 WOODWARD INC COM 980745103 3602 21 SH SOLE 21 0 0 YUM BRANDS INC COM 988498101 26317 188 SH SOLE 188 0 0 YUM CHINA HLDGS INC COM 98850P109 5015 111 SH SOLE 111 0 0 ZOETIS INC CL A 98978V103 25606 131 SH SOLE 131 0 0