The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ARK ETF TR INNOVATION ETF 00214Q104   929 17,735 SH   SOLE 0 0 0 17,735
AMAZON COM INC COM 023135106   669 4,402 SH   SOLE 0 0 0 4,402
AMERICAN CENTY ETF TR AVANTIS RESPON U 025072281   3,480 61,925 SH   SOLE 0 0 0 61,925
AMERICAN CENTY ETF TR AVANTIS RESPONSI 025072299   1,522 28,244 SH   SOLE 0 0 0 28,244
AMERICAN CENTY ETF TR AVANTIS RESPONSI 025072315   764 15,939 SH   SOLE 0 0 0 15,939
AMERICAN CENTY ETF TR AVANTIS CORE FI 025072562   14,077 336,521 SH   SOLE 0 0 0 336,521
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604   5,049 89,530 SH   SOLE 0 0 0 89,530
AMERICAN CENTY ETF TR INTL EQT ETF 025072703   15,079 249,522 SH   SOLE 0 0 0 249,522
AMERICAN CENTY ETF TR US SML CP VALU 025072877   9,010 100,336 SH   SOLE 0 0 0 100,336
AMERICAN CENTY ETF TR US EQT ETF 025072885   18,199 223,159 SH   SOLE 0 0 0 223,159
APPLE INC COM 037833100   1,089 5,657 SH   SOLE 0 0 0 5,657
BANC OF CALIFORNIA INC COM 05990K106   207 15,439 SH   SOLE 0 0 0 15,439
COLUMBIA ETF TR II EM CORE EX ETF 19762B202   3,217 106,273 SH   SOLE 0 0 0 106,273
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   17,875 537,592 SH   SOLE 0 0 0 537,592
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   795 32,982 SH   SOLE 0 0 0 32,982
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   417 14,254 SH   SOLE 0 0 0 14,254
META PLATFORMS INC CL A 30303M102   262 740 SH   SOLE 0 0 0 740
GOLDMAN SACHS ETF TR INNOVAT EQ ETF 38149W820   9,930 189,179 SH   SOLE 0 0 0 189,179
ISHARES GOLD TR ISHARES NEW 464285204   8,182 209,633 SH   SOLE 0 0 0 209,633
ISHARES TR CORE US AGGBD ET 464287226   740 7,459 SH   SOLE 0 0 0 7,459
ISHARES TR IBOXX INV CP ETF 464287242   4,665 42,155 SH   SOLE 0 0 0 42,155
ISHARES TR RUS 1000 GRW ETF 464287614   8,722 28,768 SH   SOLE 0 0 0 28,768
ISHARES TR GL CLEAN ENE ETF 464288224   395 25,392 SH   SOLE 0 0 0 25,392
ISHARES TR MSCI INDIA SM CP 46429B614   1,593 22,824 SH   SOLE 0 0 0 22,824
ISHARES U S ETF TR BLACKROCK SHORT 46431W838   2,037 40,753 SH   SOLE 0 0 0 40,753
ISHARES TR CORE MSCI EAFE 46432F842   1,875 26,645 SH   SOLE 0 0 0 26,645
ISHARES INC CORE MSCI EMKT 46434G103   444 8,780 SH   SOLE 0 0 0 8,780
ISHARES TR IBONDS DEC2026 46435GAA0   253 10,575 SH   SOLE 0 0 0 10,575
ISHARES TR IBONDS 27 ETF 46435UAA9   254 10,606 SH   SOLE 0 0 0 10,606
ISHARES TR SELF DRIVNG EV 46435U366   405 11,341 SH   SOLE 0 0 0 11,341
ISHARES TR IBDS DEC28 ETF 46435U515   255 10,162 SH   SOLE 0 0 0 10,162
ISHARES TR IBONDS DEC 29 46436E205   256 11,110 SH   SOLE 0 0 0 11,110
ISHARES TR ESG ADV INVT GRA 46436E437   236 2,840 SH   SOLE 0 0 0 2,840
ISHARES TR ESG SCRND S&P500 46436E569   432 11,883 SH   SOLE 0 0 0 11,883
ISHARES TR 0-3 MNTH TREASRY 46436E718   6,601 65,836 SH   SOLE 0 0 0 65,836
ISHARES TR IBONDS 29 TRM TS 46436E825   255 11,698 SH   SOLE 0 0 0 11,698
ISHARES TR IBONDS 28 TRM TS 46436E833   254 11,430 SH   SOLE 0 0 0 11,430
ISHARES TR IBONDS 27 TRM TS 46436E841   253 11,306 SH   SOLE 0 0 0 11,306
ISHARES TR IBONDS 26 TRM TS 46436E858   252 11,027 SH   SOLE 0 0 0 11,027
JPMORGAN CHASE & CO COM 46625H100   1,192 7,006 SH   SOLE 0 0 0 7,006
MICROSOFT CORP COM 594918104   323 858 SH   SOLE 0 0 0 858
SPDR SER TR S&P 600 SMCP VAL 78464A300   383 4,597 SH   SOLE 0 0 0 4,597
SPDR SER TR PORTFOLIO S&P500 78464A854   20,696 370,236 SH   SOLE 0 0 0 370,236
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   2,637 31,790 SH   SOLE 0 0 0 31,790
SCHWAB STRATEGIC TR US REIT ETF 808524847   264 12,742 SH   SOLE 0 0 0 12,742
VANECK ETF TRUST INTRMDT MUNI ETF 92189H201   1,229 26,125 SH   SOLE 0 0 0 26,125
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   28,154 252,206 SH   SOLE 0 0 0 252,206
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   210 4,251 SH   SOLE 0 0 0 4,251
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680   20,050 256,983 SH   SOLE 0 0 0 256,983
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   1,762 34,516 SH   SOLE 0 0 0 34,516
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   5,233 59,225 SH   SOLE 0 0 0 59,225
VANGUARD INDEX FDS VALUE ETF 922908744   474 3,170 SH   SOLE 0 0 0 3,170
VANGUARD INDEX FDS TOTAL STK MKT 922908769   6,261 26,395 SH   SOLE 0 0 0 26,395
VISA INC COM CL A 92826C839   240 921 SH   SOLE 0 0 0 921