The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 BBG001S5N9M6 284,946 2,507 SH   SOLE   2,507 0 0
ABBVIE INC COM 00287Y109 BBG0025Y4RZ3 434,126 2,384 SH   SOLE   2,384 0 0
ABRDN ETFS BBRG ALL COMD K1 003261104 BBG00G9CFDS3 370,233 18,727 SH   SOLE   18,727 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 BBG001SCXK90 433,956 1,252 SH   SOLE   1,252 0 0
ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 384,872 2,550 SH   SOLE   2,550 0 0
ALPHABET INC CAP STK CL C 02079K107 BBG009S3NB21 1,485,753 9,758 SH   SOLE   9,758 0 0
AMAZON COM INC COM 023135106 BBG001S5PQL7 1,113,847 6,175 SH   SOLE   6,175 0 0
AMGEN INC COM 031162100 BBG001S5NNL6 332,370 1,169 SH   SOLE   1,169 0 0
AMPHENOL CORP NEW CL A 032095101 BBG001S5NSK6 297,026 2,575 SH   SOLE   2,575 0 0
APPLE INC COM 037833100 BBG001S5N8V8 3,192,100 18,615 SH   SOLE   18,615 0 0
ASML HOLDING N V N Y REGISTRY SHS N07059210 BBG001SCG0R3 228,060 235 SH   SOLE   235 0 0
BANK OZK LITTLE ROCK ARK COM 06417N103 BBG001SMRQL8 246,757 5,428 SH   SOLE   5,428 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG001S90346 2,941,117 6,994 SH   SOLE   6,994 0 0
BLACKROCK INC COM 09247X101 BBG001SDBP55 464,371 557 SH   SOLE   557 0 0
CATERPILLAR INC COM 149123101 BBG001S5PJ06 318,794 870 SH   SOLE   870 0 0
CHEVRON CORP NEW COM 166764100 BBG001S67ZC5 352,707 2,236 SH   SOLE   2,236 0 0
CISCO SYS INC COM 17275R102 BBG001S6HC62 635,254 12,728 SH   SOLE   12,728 0 0
CVS HEALTH CORP COM 126650100 BBG001S5QBD8 252,361 3,164 SH   SOLE   3,164 0 0
DANAHER CORPORATION COM 235851102 BBG001S5QGT0 346,362 1,387 SH   SOLE   1,387 0 0
DISNEY WALT CO COM 254687106 BBG001S5QHF3 479,406 3,918 SH   SOLE   3,918 0 0
ELI LILLY & CO COM 532457108 BBG001S5STL8 226,386 291 SH   SOLE   291 0 0
EMERSON ELEC CO COM 291011104 BBG001S5QVT7 283,550 2,500 SH   SOLE   2,500 0 0
EXXON MOBIL CORP COM 30231G102 BBG001S69V32 785,317 6,756 SH   SOLE   6,756 0 0
FIRST TR EXCHANGE TRADED FD NASDAQ CYB ETF 33734X846 BBG009K1H2W7 1,381,555 24,500 SH   SOLE   24,500 0 0
GALLAGHER ARTHUR J & CO COM 363576109 BBG001S5NKC2 1,825,292 7,300 SH   SOLE   7,300 0 0
GENERAL DYNAMICS CORP COM 369550108 BBG001S5RHP1 579,105 2,050 SH   SOLE   2,050 0 0
INVESCO DB COMMDY INDX TRCK UNIT 46138B103 BBG001SNZTS4 413,460 18,000 SH   SOLE   18,000 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 BBG001S9GN63 1,667,696 3,756 SH   SOLE   3,756 0 0
ISHARES GOLD TR ISHARES NEW 464285204 BBG001SJK6D5 1,458,419 34,716 SH   SOLE   34,716 0 0
ISHARES INC CORE MSCI EMKT 46434G103 BBG003HC3DG9 1,328,339 25,743 SH   SOLE   25,743 0 0
ISHARES INC EMNG MKTS EQT 46434G889 BBG00BM64QL2 4,217,537 94,691 SH   SOLE   94,691 0 0
ISHARES TR CORE MSCI EAFE 46432F842 BBG003H6TRS0 55,199,344 743,726 SH   SOLE   743,726 0 0
ISHARES TR CORE S&P MCP ETF 464287507 BBG001SFC7V0 26,681,806 439,279 SH   SOLE   439,279 0 0
ISHARES TR CORE S&P SCP ETF 464287804 BBG001SFC7W9 4,021,602 36,388 SH   SOLE   36,388 0 0
ISHARES TR CORE S&P TTL STK 464287150 BBG001SHTRL5 2,715,315 23,550 SH   SOLE   23,550 0 0
ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 90,346,853 171,850 SH   SOLE   171,850 0 0
ISHARES TR EAFE GRWTH ETF 464288885 BBG001SP62C7 4,905,738 47,266 SH   SOLE   47,266 0 0
ISHARES TR EAFE VALUE ETF 464288877 BBG001SNYBH6 6,765,639 124,368 SH   SOLE   124,368 0 0
ISHARES TR ESG AW MSCI EAFE 46435G516 BBG00D7BBRS7 273,532 3,423 SH   SOLE   3,423 0 0
ISHARES TR GLOBAL REIT ETF 46434V647 BBG006S5D3J3 2,422,701 102,310 SH   SOLE   102,310 0 0
ISHARES TR MSCI ACWI ETF 464288257 BBG001S56QV7 2,090,267 18,980 SH   SOLE   18,980 0 0
ISHARES TR MSCI EAFE ETF 464287465 BBG001SG09V7 17,911,161 224,282 SH   SOLE   224,282 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 BBG001SK77D5 4,726,131 115,047 SH   SOLE   115,047 0 0
ISHARES TR RUS 1000 ETF 464287622 BBG001S562W9 797,555 2,769 SH   SOLE   2,769 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 BBG001S56320 21,861,400 64,861 SH   SOLE   64,861 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 BBG001S562P7 7,226,014 40,344 SH   SOLE   40,344 0 0
ISHARES TR RUS MD CP GR ETF 464287481 BBG001S561Z8 555,519 4,867 SH   SOLE   4,867 0 0
ISHARES TR RUS MDCP VAL ETF 464287473 BBG001S561V2 1,191,638 9,508 SH   SOLE   9,508 0 0
ISHARES TR RUS MID CAP ETF 464287499 BBG001SJCNS1 13,387,969 159,210 SH   SOLE   159,210 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 BBG001SFC7Y7 8,458,266 40,220 SH   SOLE   40,220 0 0
ISHARES TR S&P 100 ETF 464287101 BBG001SGB026 1,169,012 4,725 SH   SOLE   4,725 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 BBG001S561Q8 13,701,308 162,261 SH   SOLE   162,261 0 0
ISHARES TR S&P 500 VAL ETF 464287408 BBG001S561K4 14,491,786 77,575 SH   SOLE   77,575 0 0
ISHARES TR S&P MC 400GR ETF 464287606 BBG001SFQL08 8,346,546 91,469 SH   SOLE   91,469 0 0
ISHARES TR S&P MC 400VL ETF 464287705 BBG001SFQJM9 384,561 3,251 SH   SOLE   3,251 0 0
ISHARES TR S&P SML 600 GWT 464287887 BBG001SFQL44 577,042 4,414 SH   SOLE   4,414 0 0
ISHARES TR SELECT DIVID ETF 464287168 BBG001SDJVG2 4,946,170 40,154 SH   SOLE   40,154 0 0
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 859,288 5,432 SH   SOLE   5,432 0 0
JPMORGAN CHASE & CO COM 46625H100 BBG001S8CRC3 625,337 3,122 SH   SOLE   3,122 0 0
LOCKHEED MARTIN CORP COM 539830109 BBG001S7PS57 426,213 937 SH   SOLE   937 0 0
MASTERCARD INCORPORATED CL A 57636Q104 BBG001SKNNS6 367,919 764 SH   SOLE   764 0 0
MICROSOFT CORP COM 594918104 BBG001S5TD05 2,438,493 5,796 SH   SOLE   5,796 0 0
NVIDIA CORPORATION COM 67066G104 BBG001S5TZJ6 342,449 379 SH   SOLE   379 0 0
ORACLE CORP COM 68389X105 BBG001S5SJG6 334,374 2,662 SH   SOLE   2,662 0 0
PEPSICO INC COM 713448108 BBG001S695T1 726,992 4,154 SH   SOLE   4,154 0 0
PROCTER AND GAMBLE CO COM 742718109 BBG001S5V4L9 615,090 3,791 SH   SOLE   3,791 0 0
RTX CORPORATION COM 75513E101 BBG001S5X5Q9 414,015 4,245 SH   SOLE   4,245 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 BBG001S7T223 279,930 6,646 SH   SOLE   6,646 0 0
SPDR GOLD TR GOLD SHS 78463V107 BBG001SCPX28 4,174,265 20,291 SH   SOLE   20,291 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 27,184,994 51,972 SH   SOLE   51,972 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 BBG001S63NQ1 6,475,940 11,639 SH   SOLE   11,639 0 0
SPDR SER TR S&P HOMEBUILD 78464A888 BBG001SQDKH2 211,128 1,892 SH   SOLE   1,892 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 BBG001S5WWW4 249,244 1,832 SH   SOLE   1,832 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 BBG001S5WS08 748,017 1,287 SH   SOLE   1,287 0 0
T-MOBILE US INC COM 872590104 BBG001SKR9Y6 261,152 1,600 SH   SOLE   1,600 0 0
TRIUMPH FINANCIAL INC COM 89679E300 BBG001SNKPZ0 915,432 11,541 SH   SOLE   11,541 0 0
UNITEDHEALTH GROUP INC COM 91324P102 BBG001S6WCJ1 813,287 1,644 SH   SOLE   1,644 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 BBG001SHVTS1 308,327 1,234 SH   SOLE   1,234 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 BBG001SMD2X3 1,801,984 20,837 SH   SOLE   20,837 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 3,977,312 8,274 SH   SOLE   8,274 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 BBG001SHTTV0 264,936 1,159 SH   SOLE   1,159 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 5,011,316 19,282 SH   SOLE   19,282 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 BBG001SHTTZ6 5,264,565 126,037 SH   SOLE   126,037 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 BBG001SQX4T3 1,226,409 6,716 SH   SOLE   6,716 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 BBG001TJR1D8 6,666,009 110,547 SH   SOLE   110,547 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 2,394,313 47,724 SH   SOLE   47,724 0 0
VISA INC COM CL A 92826C839 BBG001SRCFY3 690,165 2,473 SH   SOLE   2,473 0 0
VULCAN MATLS CO COM 929160109 BBG001S5X8R2 1,254,886 4,598 SH   SOLE   4,598 0 0
WELLS FARGO CO NEW COM 949746101 BBG001S5XF23 5,301,311 91,465 SH   SOLE   91,465 0 0