The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 BBG0025Y4RZ3 355,359 2,384 SH   SOLE   2,384 0 0
ABRDN ETFS BBRG ALL COMD K1 003261104 BBG00G9CFDS3 1,643,160 77,838 SH   SOLE   77,838 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 BBG001SCXK90 341,813 1,113 SH   SOLE   1,113 0 0
ALPHABET INC CAP STK CL C 02079K107 BBG009S3NB21 1,572,575 11,927 SH   SOLE   11,927 0 0
AMAZON COM INC COM 023135106 BBG001S5PQL7 2,013,581 15,840 SH   SOLE   15,840 0 0
APPLE INC COM 037833100 BBG001S5N8V8 3,821,750 22,322 SH   SOLE   22,322 0 0
BANK OZK LITTLE ROCK ARK COM 06417N103 BBG001SMRQL8 201,216 5,428 SH   SOLE   5,428 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG001S90346 2,470,316 7,052 SH   SOLE   7,052 0 0
BLACKROCK INC COM 09247X101 BBG001SDBP55 219,807 340 SH   SOLE   340 0 0
BLACKSTONE INC COM 09260D107 BBG001S7H949 211,280 1,972 SH   SOLE   1,972 0 0
CAPITAL ONE FINL CORP COM 14040H105 BBG001S65PV8 206,328 2,126 SH   SOLE   2,126 0 0
CATERPILLAR INC COM 149123101 BBG001S5PJ06 423,150 1,550 SH   SOLE   1,550 0 0
CHEVRON CORP NEW COM 166764100 BBG001S67ZC5 740,579 4,392 SH   SOLE   4,392 0 0
CISCO SYS INC COM 17275R102 BBG001S6HC62 730,598 13,590 SH   SOLE   13,590 0 0
DISNEY WALT CO COM 254687106 BBG001S5QHF3 211,135 2,605 SH   SOLE   2,605 0 0
EMERSON ELEC CO COM 291011104 BBG001S5QVT7 262,284 2,716 SH   SOLE   2,716 0 0
EQUINOR ASA SPONSORED ADR 29446M102 BBG001SJ3R93 218,217 6,655 SH   SOLE   6,655 0 0
ETF MANAGERS TR PRIME JUNIR SLVR 26924G102 BBG003NYHL53 84,800 10,000 SH   SOLE   10,000 0 0
EXXON MOBIL CORP COM 30231G102 BBG001S69V32 680,671 5,789 SH   SOLE   5,789 0 0
FIRST TR EXCHANGE TRADED FD NASDAQ CYB ETF 33734X846 BBG009K1H2W7 1,113,035 24,500 SH   SOLE   24,500 0 0
FIRST TR EXCHANGE-TRADED FD FIRST TR TA HIYL 33738D408 BBG00465XS41 342,909 8,741 SH   SOLE   8,741 0 0
GALLAGHER ARTHUR J & CO COM 363576109 BBG001S5NKC2 1,789,251 7,850 SH   SOLE   7,850 0 0
GENERAL DYNAMICS CORP COM 369550108 BBG001S5RHP1 452,989 2,050 SH   SOLE   2,050 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 BBG001SC07Z6 265,975 822 SH   SOLE   822 0 0
HOME DEPOT INC COM 437076102 BBG001S5RTW7 681,673 2,256 SH   SOLE   2,256 0 0
INVESCO DB COMMDY INDX TRCK UNIT 46138B103 BBG001SNZTS4 449,280 18,000 SH   SOLE   18,000 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 BBG001S9GN63 1,343,372 3,750 SH   SOLE   3,750 0 0
ISHARES GOLD TR ISHARES NEW 464285204 BBG001SJK6D5 1,389,838 39,721 SH   SOLE   39,721 0 0
ISHARES INC CORE MSCI EMKT 46434G103 BBG003HC3DG9 1,109,704 23,318 SH   SOLE   23,318 0 0
ISHARES INC EMNG MKTS EQT 46434G889 BBG00BM64QL2 3,475,396 84,973 SH   SOLE   84,973 0 0
ISHARES SILVER TR ISHARES 46428Q109 BBG001SQLN69 455,108 22,375 SH   SOLE   22,375 0 0
ISHARES TR CORE MSCI EAFE 46432F842 BBG003H6TRS0 46,174,306 717,556 SH   SOLE   717,556 0 0
ISHARES TR CORE S&P MCP ETF 464287507 BBG001SFC7V0 22,226,311 89,137 SH   SOLE   89,137 0 0
ISHARES TR CORE S&P SCP ETF 464287804 BBG001SFC7W9 2,913,005 30,881 SH   SOLE   30,881 0 0
ISHARES TR CORE S&P TTL STK 464287150 BBG001SHTRL5 1,934,663 20,540 SH   SOLE   20,540 0 0
ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 71,902,471 167,437 SH   SOLE   167,437 0 0
ISHARES TR EAFE GRWTH ETF 464288885 BBG001SP62C7 3,875,906 44,912 SH   SOLE   44,912 0 0
ISHARES TR EAFE VALUE ETF 464288877 BBG001SNYBH6 6,202,650 126,766 SH   SOLE   126,766 0 0
ISHARES TR GLOBAL REIT ETF 46434V647 BBG006S5D3J3 1,633,752 77,173 SH   SOLE   77,173 0 0
ISHARES TR MSCI ACWI ETF 464288257 BBG001S56QV7 1,781,355 19,285 SH   SOLE   19,285 0 0
ISHARES TR MSCI EAFE ETF 464287465 BBG001SG09V7 17,667,366 256,346 SH   SOLE   256,346 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 BBG001SK77D5 4,555,139 120,030 SH   SOLE   120,030 0 0
ISHARES TR RUS 1000 ETF 464287622 BBG001S562W9 650,466 2,769 SH   SOLE   2,769 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 BBG001S56320 17,219,129 64,736 SH   SOLE   64,736 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 BBG001S562P7 22,506,252 148,243 SH   SOLE   148,243 0 0
ISHARES TR RUS MD CP GR ETF 464287481 BBG001S561Z8 423,225 4,633 SH   SOLE   4,633 0 0
ISHARES TR RUS MDCP VAL ETF 464287473 BBG001S561V2 1,176,120 11,272 SH   SOLE   11,272 0 0
ISHARES TR RUS MID CAP ETF 464287499 BBG001SJCNS1 10,569,974 152,635 SH   SOLE   152,635 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 BBG001SFC7Y7 7,206,043 40,772 SH   SOLE   40,772 0 0
ISHARES TR S&P 100 ETF 464287101 BBG001SGB026 948,024 4,725 SH   SOLE   4,725 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 BBG001S561Q8 9,649,341 141,031 SH   SOLE   141,031 0 0
ISHARES TR S&P 500 VAL ETF 464287408 BBG001S561K4 11,889,063 77,282 SH   SOLE   77,282 0 0
ISHARES TR S&P MC 400GR ETF 464287606 BBG001SFQL08 6,616,028 91,584 SH   SOLE   91,584 0 0
ISHARES TR S&P MC 400VL ETF 464287705 BBG001SFQJM9 341,850 3,387 SH   SOLE   3,387 0 0
ISHARES TR S&P SML 600 GWT 464287887 BBG001SFQL44 454,514 4,144 SH   SOLE   4,144 0 0
ISHARES TR SELECT DIVID ETF 464287168 BBG001SDJVG2 4,523,463 42,024 SH   SOLE   42,024 0 0
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 814,573 5,230 SH   SOLE   5,230 0 0
JPMORGAN CHASE & CO COM 46625H100 BBG001S8CRC3 399,530 2,755 SH   SOLE   2,755 0 0
LOCKHEED MARTIN CORP COM 539830109 BBG001S7PS57 393,420 962 SH   SOLE   962 0 0
MASTERCARD INCORPORATED CL A 57636Q104 BBG001SKNNS6 283,472 716 SH   SOLE   716 0 0
MERCK & CO INC COM 58933Y105 BBG001S5TC52 378,341 3,675 SH   SOLE   3,675 0 0
MICROSOFT CORP COM 594918104 BBG001S5TD05 4,003,394 12,679 SH   SOLE   12,679 0 0
ORACLE CORP COM 68389X105 BBG001S5SJG6 281,959 2,662 SH   SOLE   2,662 0 0
PEPSICO INC COM 713448108 BBG001S695T1 873,294 5,154 SH   SOLE   5,154 0 0
PIONEER NAT RES CO COM 723787107 BBG001S7V1J4 299,563 1,305 SH   SOLE   1,305 0 0
PROCTER AND GAMBLE CO COM 742718109 BBG001S5V4L9 552,955 3,791 SH   SOLE   3,791 0 0
QUALCOMM INC COM 747525103 BBG001S6VS70 218,566 1,968 SH   SOLE   1,968 0 0
RTX CORPORATION COM 75513E101 BBG001S5X5Q9 305,513 4,245 SH   SOLE   4,245 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 BBG001S7T223 220,448 6,646 SH   SOLE   6,646 0 0
SOUTHERN CO COM 842587107 BBG001S5W777 269,947 4,171 SH   SOLE   4,171 0 0
SPDR GOLD TR GOLD SHS 78463V107 BBG001SCPX28 3,449,917 20,122 SH   SOLE   20,122 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 24,199,643 56,610 SH   SOLE   56,610 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 BBG001S63NQ1 4,624,850 10,128 SH   SOLE   10,128 0 0
SPDR SER TR S&P DIVID ETF 78464A763 BBG001SPTBP8 660,502 5,743 SH   SOLE   5,743 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 BBG001S5WWW4 303,020 3,487 SH   SOLE   3,487 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 BBG001S5WS08 347,739 687 SH   SOLE   687 0 0
UNITEDHEALTH GROUP INC COM 91324P102 BBG001S6WCJ1 356,967 708 SH   SOLE   708 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 BBG001SHVTS1 277,792 1,334 SH   SOLE   1,334 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 BBG001SMD2X3 1,681,014 22,218 SH   SOLE   22,218 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 3,510,738 8,940 SH   SOLE   8,940 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 BBG001SHTTV0 219,132 1,159 SH   SOLE   1,159 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 4,280,423 20,152 SH   SOLE   20,152 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 BBG001SHTTZ6 4,879,096 124,435 SH   SOLE   124,435 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 BBG001SQX4T3 1,043,532 6,716 SH   SOLE   6,716 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 BBG001TJR1D8 6,175,617 115,389 SH   SOLE   115,389 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 2,217,697 50,725 SH   SOLE   50,725 0 0
WELLS FARGO CO NEW COM 949746101 BBG001S5XF23 3,692,396 90,367 SH   SOLE   90,367 0 0