The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   286,723 2,630 SH   SOLE   2,630 0 0
ABBVIE INC COM 00287Y109   414,160 3,074 SH   SOLE   3,074 0 0
ABRDN ETFS BBRG ALL COMD K1 003261104   589,519 29,242 SH   SOLE   29,242 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   670,853 2,174 SH   SOLE   2,174 0 0
ALPHABET INC CAP STK CL A 02079K305   467,429 3,905 SH   SOLE   3,905 0 0
ALPHABET INC CAP STK CL C 02079K107   1,471,842 12,167 SH   SOLE   12,167 0 0
AMAZON COM INC COM 023135106   2,148,333 16,480 SH   SOLE   16,480 0 0
AMERICAN EXPRESS CO COM 025816109   320,180 1,838 SH   SOLE   1,838 0 0
AMERISOURCEBERGEN CORP COM 03073E105   207,632 1,079 SH   SOLE   1,079 0 0
AMPHENOL CORP NEW CL A 032095101   201,756 2,375 SH   SOLE   2,375 0 0
APPLE INC COM 037833100   4,992,206 25,737 SH   SOLE   25,737 0 0
BANK AMERICA CORP COM 060505104   404,099 14,085 SH   SOLE   14,085 0 0
BANK OZK LITTLE ROCK ARK COM 06417N103   217,988 5,428 SH   SOLE   5,428 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   2,512,829 7,369 SH   SOLE   7,369 0 0
BLACKROCK INC COM 09247X101   331,056 479 SH   SOLE   479 0 0
BLACKSTONE INC COM 09260D107   205,650 2,212 SH   SOLE   2,212 0 0
BROADCOM INC COM 11135F101   206,448 238 SH   SOLE   238 0 0
CAPITAL ONE FINL CORP COM 14040H105   232,521 2,126 SH   SOLE   2,126 0 0
CATERPILLAR INC COM 149123101   417,055 1,695 SH   SOLE   1,695 0 0
CHEVRON CORP NEW COM 166764100   691,081 4,392 SH   SOLE   4,392 0 0
CHURCH & DWIGHT CO INC COM 171340102   306,503 3,058 SH   SOLE   3,058 0 0
CISCO SYS INC COM 17275R102   1,016,950 19,655 SH   SOLE   19,655 0 0
COMPASS INC CL A 20464U100   53,400 15,257 SH   SOLE   15,257 0 0
COSTCO WHSL CORP NEW COM 22160K105   536,226 996 SH   SOLE   996 0 0
DISNEY WALT CO COM 254687106   231,949 2,598 SH   SOLE   2,598 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204   433,983 4,836 SH   SOLE   4,836 0 0
EATON CORP PLC SHS G29183103   1,036,067 5,152 SH   SOLE   5,152 0 0
EMBRAER S.A. SPONSORED ADS 29082A107   321,568 20,800 SH   SOLE   20,800 0 0
EMERSON ELEC CO COM 291011104   366,531 4,055 SH   SOLE   4,055 0 0
EXXON MOBIL CORP COM 30231G102   604,783 5,639 SH   SOLE   5,639 0 0
FIRST TR EXCHANGE TRADED FD NASDAQ CYB ETF 33734X846   1,112,545 24,500 SH   SOLE   24,500 0 0
FIRST TR EXCHANGE-TRADED FD FIRST TR TA HIYL 33738D408   346,406 8,741 SH   SOLE   8,741 0 0
FISERV INC COM 337738108   214,707 1,702 SH   SOLE   1,702 0 0
GENERAL DYNAMICS CORP COM 369550108   391,573 1,820 SH   SOLE   1,820 0 0
GOLDMAN SACHS GROUP INC COM 38141G104   265,128 822 SH   SOLE   822 0 0
HOME DEPOT INC COM 437076102   1,015,793 3,270 SH   SOLE   3,270 0 0
INTERPUBLIC GROUP COS INC COM 460690100   297,066 7,700 SH   SOLE   7,700 0 0
INVESCO DB COMMDY INDX TRCK UNIT 46138B103   408,600 18,000 SH   SOLE   18,000 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   1,343,453 3,637 SH   SOLE   3,637 0 0
ISHARES GOLD TR ISHARES NEW 464285204   1,441,372 39,609 SH   SOLE   39,609 0 0
ISHARES INC CORE MSCI EMKT 46434G103   1,122,038 22,764 SH   SOLE   22,764 0 0
ISHARES INC EMNG MKTS EQT 46434G889   4,304,663 103,556 SH   SOLE   103,556 0 0
ISHARES TR CORE MSCI EAFE 46432F842   45,914,513 680,215 SH   SOLE   680,215 0 0
ISHARES TR CORE S&P MCP ETF 464287507   23,410,566 89,531 SH   SOLE   89,531 0 0
ISHARES TR CORE S&P SCP ETF 464287804   2,648,498 26,578 SH   SOLE   26,578 0 0
ISHARES TR CORE S&P TTL STK 464287150   1,749,868 17,885 SH   SOLE   17,885 0 0
ISHARES TR CORE S&P500 ETF 464287200   65,296,515 146,500 SH   SOLE   146,500 0 0
ISHARES TR EAFE GRWTH ETF 464288885   4,305,949 45,131 SH   SOLE   45,131 0 0
ISHARES TR EAFE VALUE ETF 464288877   4,761,753 97,298 SH   SOLE   97,298 0 0
ISHARES TR GLOBAL REIT ETF 46434V647   1,789,087 77,888 SH   SOLE   77,888 0 0
ISHARES TR MSCI ACWI ETF 464288257   1,878,985 19,585 SH   SOLE   19,585 0 0
ISHARES TR MSCI EAFE ETF 464287465   19,766,473 272,641 SH   SOLE   272,641 0 0
ISHARES TR MSCI EMG MKT ETF 464287234   4,795,186 121,213 SH   SOLE   121,213 0 0
ISHARES TR RUS 1000 ETF 464287622   674,916 2,769 SH   SOLE   2,769 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   14,033,079 50,996 SH   SOLE   50,996 0 0
ISHARES TR RUS 1000 VAL ETF 464287598   24,610,905 155,933 SH   SOLE   155,933 0 0
ISHARES TR RUS MD CP GR ETF 464287481   447,687 4,633 SH   SOLE   4,633 0 0
ISHARES TR RUS MDCP VAL ETF 464287473   1,241,961 11,307 SH   SOLE   11,307 0 0
ISHARES TR RUS MID CAP ETF 464287499   11,158,473 152,793 SH   SOLE   152,793 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   7,633,500 40,762 SH   SOLE   40,762 0 0
ISHARES TR S&P 100 ETF 464287101   978,359 4,725 SH   SOLE   4,725 0 0
ISHARES TR S&P 500 GRWT ETF 464287309   9,355,092 132,734 SH   SOLE   132,734 0 0
ISHARES TR S&P 500 VAL ETF 464287408   12,457,247 77,283 SH   SOLE   77,283 0 0
ISHARES TR S&P MC 400GR ETF 464287606   4,370,025 58,267 SH   SOLE   58,267 0 0
ISHARES TR S&P MC 400VL ETF 464287705   413,736 3,862 SH   SOLE   3,862 0 0
ISHARES TR S&P SML 600 GWT 464287887   476,270 4,144 SH   SOLE   4,144 0 0
ISHARES TR SELECT DIVID ETF 464287168   4,776,048 42,154 SH   SOLE   42,154 0 0
ITAU UNIBANCO HLDG S A SPON ADR REP PFD 465562106   329,220 55,800 SH   SOLE   55,800 0 0
JOHNSON & JOHNSON COM 478160104   936,843 5,660 SH   SOLE   5,660 0 0
JPMORGAN CHASE & CO COM 46625H100   797,011 5,480 SH   SOLE   5,480 0 0
LOCKHEED MARTIN CORP COM 539830109   387,640 842 SH   SOLE   842 0 0
MASTERCARD INCORPORATED CL A 57636Q104   590,343 1,501 SH   SOLE   1,501 0 0
MERCK & CO INC COM 58933Y105   825,039 7,150 SH   SOLE   7,150 0 0
MICROSOFT CORP COM 594918104   4,955,538 14,552 SH   SOLE   14,552 0 0
NEXTERA ENERGY INC COM 65339F101   374,191 5,043 SH   SOLE   5,043 0 0
NU HLDGS LTD ORD SHS CL A G6683N103   111,249 14,100 SH   SOLE   14,100 0 0
NVIDIA CORPORATION COM 67066G104   1,192,070 2,818 SH   SOLE   2,818 0 0
ORACLE CORP COM 68389X105   345,837 2,904 SH   SOLE   2,904 0 0
OREILLY AUTOMOTIVE INC COM 67103H107   282,769 296 SH   SOLE   296 0 0
PEPSICO INC COM 713448108   954,624 5,154 SH   SOLE   5,154 0 0
PFIZER INC COM 717081103   255,183 6,957 SH   SOLE   6,957 0 0
PIONEER NAT RES CO COM 723787107   270,370 1,305 SH   SOLE   1,305 0 0
PNC FINL SVCS GROUP INC COM 693475105   376,591 2,990 SH   SOLE   2,990 0 0
PROCTER AND GAMBLE CO COM 742718109   867,498 5,717 SH   SOLE   5,717 0 0
QUALCOMM INC COM 747525103   262,245 2,203 SH   SOLE   2,203 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101   350,207 3,575 SH   SOLE   3,575 0 0
ROCKWELL AUTOMATION INC COM 773903109   221,720 673 SH   SOLE   673 0 0
SCHWAB CHARLES CORP COM 808513105   210,283 3,710 SH   SOLE   3,710 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506   261,947 3,227 SH   SOLE   3,227 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   492,031 14,596 SH   SOLE   14,596 0 0
SOUTHERN CO COM 842587107   293,013 4,171 SH   SOLE   4,171 0 0
SPDR GOLD TR GOLD SHS 78463V107   3,673,610 20,607 SH   SOLE   20,607 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   21,203,412 47,833 SH   SOLE   47,833 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   4,836,033 10,098 SH   SOLE   10,098 0 0
SPDR SER TR S&P DIVID ETF 78464A763   703,977 5,743 SH   SOLE   5,743 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   488,554 4,841 SH   SOLE   4,841 0 0
TARGET CORP COM 87612E106   678,362 5,143 SH   SOLE   5,143 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   599,491 1,149 SH   SOLE   1,149 0 0
TRANE TECHNOLOGIES PLC SHS G8994E103   249,403 1,304 SH   SOLE   1,304 0 0
UNILEVER PLC SPON ADR NEW 904767704   216,913 4,161 SH   SOLE   4,161 0 0
UNITEDHEALTH GROUP INC COM 91324P102   868,036 1,806 SH   SOLE   1,806 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   228,086 1,036 SH   SOLE   1,036 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   1,448,763 17,338 SH   SOLE   17,338 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   3,537,227 8,685 SH   SOLE   8,685 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   230,514 1,159 SH   SOLE   1,159 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   4,083,685 18,539 SH   SOLE   18,539 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   5,112,500 125,676 SH   SOLE   125,676 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768   6,406,111 114,232 SH   SOLE   114,232 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   1,841,012 39,866 SH   SOLE   39,866 0 0
WELLS FARGO CO NEW COM 949746101   3,852,596 90,267 SH   SOLE   90,267 0 0