The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   20,986 175 SH   SOLE   175 0 0
ABBOTT LABS COM 002824100   3,294 30 SH   SOLE   30 0 0
ABBVIE INC COM 00287Y109   114,420 708 SH   SOLE   250 0 458
ACADIA PHARMACEUTICALS INC COM 004225108   1,003 63 SH   SOLE   63 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   67,244 252 SH   SOLE   248 0 4
ACTIVISION BLIZZARD INC COM 00507V109   7,655 100 SH   SOLE   100 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101   85,815 255 SH   SOLE   0 0 255
ADVANCED MICRO DEVICES INC COM 007903107   1,943 30 SH   SOLE   0 0 30
AIRBNB INC COM CL A 009066101   428 5 SH   SOLE   0 0 5
ALCOA CORP COM 013872106   33,330 733 SH   SOLE   733 0 0
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102   20,525 233 SH   SOLE   233 0 0
ALPHABET INC CAP STK CL A 02079K305   743,779 8,430 SH   SOLE   5,100 0 3,330
ALPHABET INC CAP STK CL C 02079K107   504,874 5,690 SH   SOLE   5,286 0 404
ALTRIA GROUP INC COM 02209S103   22,855 500 SH   SOLE   500 0 0
AMAZON COM INC COM 023135106   1,323,929 15,761 SH   SOLE   13,768 0 1,993
AMC ENTMT HLDGS INC CL A COM 00165C104   163 40 SH   SOLE   0 0 40
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604   13,371,924 265,053 SH   SOLE   231,023 0 34,030
AMERICAN CENTY ETF TR INTERNATIONAL LR 025072364   944,152 20,930 SH   SOLE   20,930 0 0
AMERICAN EXPRESS CO COM 025816109   54,668 370 SH   SOLE   0 0 370
AMERICAN FINL GROUP INC OHIO COM 025932104   23,907 174 SH   SOLE   174 0 0
AMGEN INC COM 031162100   6,803 26 SH   SOLE   26 0 0
AON PLC SHS CL A G0403H108   33,916 113 SH   SOLE   113 0 0
APPLE INC COM 037833100   4,860,635 37,410 SH   SOLE   32,054 0 5,356
ARK ETF TR AUTNMUS TECHNLGY 00214Q203   1,476 36 SH   SOLE   36 0 0
ARK ETF TR GENOMIC REV ETF 00214Q302   1,440 51 SH   SOLE   51 0 0
ARK ETF TR INNOVATION ETF 00214Q104   812 26 SH   SOLE   26 0 0
ASML HOLDING N V N Y REGISTRY SHS N07059210   43,712 80 SH   SOLE   0 0 80
AT&T INC COM 00206R102   9,150 497 SH   SOLE   497 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103   58,760 246 SH   SOLE   246 0 0
BABCOCK & WILCOX ENTERPRISES COM 05614L209   5,770 1,000 SH   SOLE   0 0 1,000
BANK AMERICA CORP COM 060505104   76,805 2,319 SH   SOLE   2,119 0 200
BLACKBERRY LTD COM 09228F103   196 60 SH   SOLE   0 0 60
BLACKSTONE INC COM 09260D107   93,627 1,262 SH   SOLE   1,262 0 0
BOSTON BEER INC CL A 100557107   2,636 8 SH   SOLE   8 0 0
BP PLC SPONSORED ADR 055622104   12,330 353 SH   SOLE   353 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108   439,285 6,105 SH   SOLE   4,685 0 1,420
BROADCOM INC COM 11135F101   96,170 172 SH   SOLE   74 0 98
CANADIAN IMPERIAL BK COMM TO COM 136069101   8,090 200 SH   SOLE   200 0 0
CANADIAN NATL RY CO COM 136375102   71,328 600 SH   SOLE   600 0 0
CARNIVAL CORP COMMON STOCK 143658300   3,224 400 SH   SOLE   400 0 0
CHEMOURS CO COM 163851108   9,952 325 SH   SOLE   325 0 0
CHENIERE ENERGY INC COM NEW 16411R208   50,537 337 SH   SOLE   0 0 337
CHEVRON CORP NEW COM 166764100   667,426 3,718 SH   SOLE   2,815 0 903
CHIPOTLE MEXICAN GRILL INC COM 169656105   80,474 58 SH   SOLE   0 0 58
CINCINNATI FINL CORP COM 172062101   44,028 430 SH   SOLE   430 0 0
CINTAS CORP COM 172908105   2,774,753 6,144 SH   SOLE   6,144 0 0
CISCO SYS INC COM 17275R102   7,908 166 SH   SOLE   166 0 0
CLEAN ENERGY FUELS CORP COM 184499101   291 56 SH   SOLE   0 0 56
CLOVER HEALTH INVESTMENTS CO COM CL A 18914F103   46 50 SH   SOLE   0 0 50
COCA COLA CO COM 191216100   312,452 4,912 SH   SOLE   3,112 0 1,800
COINBASE GLOBAL INC COM CL A 19260Q107   3,539 100 SH   SOLE   100 0 0
CONCENTRIX CORP COM 20602D101   1,598 12 SH   SOLE   12 0 0
CONOCOPHILLIPS COM 20825C104   76,700 650 SH   SOLE   650 0 0
CORTEVA INC COM 22052L104   42,851 729 SH   SOLE   729 0 0
COSTCO WHSL CORP NEW COM 22160K105   710,713 1,557 SH   SOLE   1,352 0 205
CSX CORP COM 126408103   134,763 4,350 SH   SOLE   4,350 0 0
CVS HEALTH CORP COM 126650100   9,326 100 SH   SOLE   100 0 0
DANAHER CORPORATION COM 235851102   531 2 SH   SOLE   2 0 0
DECKERS OUTDOOR CORP COM 243537107   107,773 270 SH   SOLE   0 0 270
DEERE & CO COM 244199105   74,175 173 SH   SOLE   15 0 158
DELTA AIR LINES INC DEL COM NEW 247361702   15,116 460 SH   SOLE   460 0 0
DEXCOM INC COM 252131107   67,718 598 SH   SOLE   0 0 598
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   167,400 5,000 SH   SOLE   5,000 0 0
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   107,415 2,100 SH   SOLE   2,100 0 0
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   69,968 1,592 SH   SOLE   1,592 0 0
DISNEY WALT CO COM 254687106   182,280 2,098 SH   SOLE   2,092 0 6
DOW INC COM 260557103   36,634 727 SH   SOLE   727 0 0
DOXIMITY INC CL A 26622P107   101 3 SH   SOLE   0 0 3
DT MIDSTREAM INC COMMON STOCK 23345M107   1,879 34 SH   SOLE   0 0 34
DTE ENERGY CO COM 233331107   8,199 70 SH   SOLE   0 0 70
DUKE ENERGY CORP NEW COM NEW 26441C204   244,069 2,370 SH   SOLE   1,478 0 892
DUPONT DE NEMOURS INC COM 26614N102   50,100 730 SH   SOLE   730 0 0
ELEVANCE HEALTH INC COM 036752103   103,620 202 SH   SOLE   202 0 0
EMERSON ELEC CO COM 291011104   24,015 250 SH   SOLE   250 0 0
ENBRIDGE INC COM 29250N105   48,836 1,249 SH   SOLE   467 0 782
ENTERGY CORP NEW COM 29364G103   6,188 55 SH   SOLE   55 0 0
ESSENTIAL UTILS INC COM 29670G102   23,865 500 SH   SOLE   500 0 0
ETF MANAGERS TR AI POWERED EQT 26924G813   285 10 SH   SOLE   10 0 0
ETF MANAGERS TR ETFMG ALTR HRVST 26924G508   545 128 SH   SOLE   128 0 0
EXXON MOBIL CORP COM 30231G102   717,281 6,503 SH   SOLE   5,503 0 1,000
FIFTH THIRD BANCORP COM 316773100   261,430 7,968 SH   SOLE   7,968 0 0
FIRSTENERGY CORP COM 337932107   33,552 800 SH   SOLE   0 0 800
FORD MTR CO DEL COM 345370860   4,029 346 SH   SOLE   296 0 50
GAMESTOP CORP NEW CL A 36467W109   222 12 SH   SOLE   12 0 0
GARTNER INC COM 366651107   98,825 294 SH   SOLE   0 0 294
GENERAL DYNAMICS CORP COM 369550108   9,924 40 SH   SOLE   40 0 0
GENERAL ELECTRIC CO COM NEW 369604301   16,183 193 SH   SOLE   141 0 52
GENUINE PARTS CO COM 372460105   20,995 121 SH   SOLE   121 0 0
GLADSTONE LD CORP COM 376549101   19,524 1,064 SH   SOLE   1,064 0 0
GLOBAL X FDS AUTONMOUS EV ETF 37954Y624   39,740 2,000 SH   SOLE   2,000 0 0
GLOBAL X FDS CLEAN WTR ETF 37954Y186   2,448 177 SH   SOLE   0 0 177
GLOBAL X FDS CLEANTECH ETF 37954Y228   1,782 122 SH   SOLE   122 0 0
GLOBAL X FDS DOW 30 COVERED C 37960A859   755 35 SH   SOLE   0 0 35
GLOBAL X FDS FINTECH ETF 37954Y814   2,502 130 SH   SOLE   130 0 0
GLOBAL X FDS GENOMIC BIOTECH 37954Y434   1,948 154 SH   SOLE   154 0 0
GLOBAL X FDS GLOBAL X URANIUM 37954Y871   1,928 96 SH   SOLE   0 0 96
GLOBAL X FDS GREEN BUILDNG ET 37960A842   1,956 96 SH   SOLE   96 0 0
GLOBAL X FDS LITHIUM BTRY ETF 37954Y855   241,649 4,123 SH   SOLE   4,123 0 0
GLOBAL X FDS RENEWABLE ENERGY 37954Y707   16,846 1,284 SH   SOLE   1,138 0 146
GLOBAL X FDS SOLAR ETF 37960A701   11,841 581 SH   SOLE   581 0 0
GLOBAL X FDS TELMDC&DIG ETF 37954Y285   2,316 200 SH   SOLE   200 0 0
GLOBAL X FDS THMATC GWT ETF 37954Y418   50,869 2,236 SH   SOLE   2,126 0 110
GLOBAL X FDS US INFR DEV ETF 37954Y673   3,311 125 SH   SOLE   125 0 0
HOME DEPOT INC COM 437076102   154,456 489 SH   SOLE   285 0 204
HUMANA INC COM 444859102   46,097 90 SH   SOLE   90 0 0
ILLINOIS TOOL WKS INC COM 452308109   25,334 115 SH   SOLE   115 0 0
INTEL CORP COM 458140100   154,245 5,836 SH   SOLE   3,536 0 2,300
INTERNATIONAL BUSINESS MACHS COM 459200101   138,101 980 SH   SOLE   980 0 0
INTERNATIONAL PAPER CO COM 460146103   8,658 250 SH   SOLE   250 0 0
INTUIT COM 461202103   1,557 4 SH   SOLE   0 0 4
INTUITIVE SURGICAL INC COM NEW 46120E602   145,146 547 SH   SOLE   78 0 469
INVESCO DB COMMDY INDX TRCK UNIT 46138B103   4,930 200 SH   SOLE   0 0 200
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354   123,327 1,930 SH   SOLE   1,930 0 0
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613   5,120 33 SH   SOLE   33 0 0
INVESCO EXCHANGE TRADED FD T WATER RES ETF 46137V142   90,195 1,750 SH   SOLE   1,750 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   94,073 353 SH   SOLE   85 0 268
ISHARES INC CORE MSCI EMKT 46434G103   245,866 5,265 SH   SOLE   1,300 0 3,965
ISHARES INC MSCI AUST ETF 464286103   6,669 300 SH   SOLE   0 0 300
ISHARES TR 1 3 YR TREAS BD 464287457   48,702 600 SH   SOLE   0 0 600
ISHARES TR CORE DIV GRWTH 46434V621   22,718,038 454,361 SH   SOLE   385,272 0 69,089
ISHARES TR CORE MSCI EAFE 46432F842   17,915,737 290,651 SH   SOLE   253,264 0 37,387
ISHARES TR CORE S&P MCP ETF 464287507   16,670,132 68,916 SH   SOLE   59,853 0 9,063
ISHARES TR CORE S&P SCP ETF 464287804   11,929,715 126,054 SH   SOLE   110,357 0 15,697
ISHARES TR CORE S&P TTL STK 464287150   445,767 5,257 SH   SOLE   1,130 0 4,127
ISHARES TR CORE S&P500 ETF 464287200   42,803,316 111,406 SH   SOLE   98,872 0 12,534
ISHARES TR CORE TOTAL USD 46434V613   142,243 3,166 SH   SOLE   7 0 3,159
ISHARES TR CORE US AGGBD ET 464287226   123,662 1,275 SH   SOLE   1,275 0 0
ISHARES TR EAFE GRWTH ETF 464288885   1,020,197 12,180 SH   SOLE   9,025 0 3,155
ISHARES TR EAFE VALUE ETF 464288877   608,919 13,272 SH   SOLE   11,397 0 1,875
ISHARES TR EXPANDED TECH 464287515   4,605 18 SH   SOLE   18 0 0
ISHARES TR EXPONENTIAL TECH 46434V381   5,918 125 SH   SOLE   125 0 0
ISHARES TR GL CLEAN ENE ETF 464288224   992 50 SH   SOLE   50 0 0
ISHARES TR GRWT ALLOCAT ETF 464289867   1,415 30 SH   SOLE   30 0 0
ISHARES TR IBOXX INV CP ETF 464287242   119,136 1,130 SH   SOLE   1,130 0 0
ISHARES TR INTL DIV GRWTH 46435G524   1,268 22 SH   SOLE   22 0 0
ISHARES TR ISHARES SEMICDTR 464287523   2,088 6 SH   SOLE   6 0 0
ISHARES TR MSCI EAFE ETF 464287465   1,126,063 17,155 SH   SOLE   14,039 0 3,116
ISHARES TR MSCI EMG MKT ETF 464287234   131,513 3,470 SH   SOLE   2,400 0 1,070
ISHARES TR MSCI KLD400 SOC 464288570   215,370 3,000 SH   SOLE   3,000 0 0
ISHARES TR MSCI USA MIN VOL 46429B697   132,231 1,834 SH   SOLE   1,834 0 0
ISHARES TR RUS 1000 ETF 464287622   54,104 257 SH   SOLE   257 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   110,762 517 SH   SOLE   517 0 0
ISHARES TR RUS 1000 VAL ETF 464287598   270,441 1,783 SH   SOLE   1,626 0 157
ISHARES TR RUS 2000 VAL ETF 464287630   10,832 78 SH   SOLE   0 0 78
ISHARES TR RUS MD CP GR ETF 464287481   1,128,098 13,494 SH   SOLE   10,534 0 2,960
ISHARES TR RUS MDCP VAL ETF 464287473   193,615 1,838 SH   SOLE   1,838 0 0
ISHARES TR RUS MID CAP ETF 464287499   912,261 13,525 SH   SOLE   13,525 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   573,296 3,288 SH   SOLE   3,128 0 160
ISHARES TR S&P 100 ETF 464287101   76,074 446 SH   SOLE   446 0 0
ISHARES TR S&P 500 GRWT ETF 464287309   556,862 9,519 SH   SOLE   5,590 0 3,929
ISHARES TR S&P 500 VAL ETF 464287408   499,331 3,442 SH   SOLE   895 0 2,547
ISHARES TR S&P MC 400GR ETF 464287606   669,750 9,806 SH   SOLE   7,067 0 2,739
ISHARES TR S&P MC 400VL ETF 464287705   491,198 4,873 SH   SOLE   4,129 0 744
ISHARES TR S&P SML 600 GWT 464287887   1,027,746 9,510 SH   SOLE   5,544 0 3,966
ISHARES TR SELECT DIVID ETF 464287168   129,152 1,071 SH   SOLE   954 0 117
ISHARES TR SP SMCP600VL ETF 464287879   466,046 5,104 SH   SOLE   4,979 0 125
ISHARES TR TIPS BD ETF 464287176   25,707 242 SH   SOLE   0 0 242
ISHARES TR US AER DEF ETF 464288760   11,186 100 SH   SOLE   100 0 0
ISHARES TR US CONSUM DISCRE 464287580   10,822 190 SH   SOLE   190 0 0
ISHARES TR US TELECOM ETF 464287713   381 17 SH   SOLE   17 0 0
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   3,774,413 69,268 SH   SOLE   62,254 0 7,014
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   685,127 13,667 SH   SOLE   13,192 0 475
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654   5,130,566 101,525 SH   SOLE   74,817 0 26,708
JOHN HANCOCK EXCHANGE TRADED MULTIFACTOR MI 47804J206   495,558 10,648 SH   SOLE   8,898 0 1,750
JOHNSON & JOHNSON COM 478160104   146,973 832 SH   SOLE   832 0 0
JPMORGAN CHASE & CO COM 46625H100   2,203,653 16,433 SH   SOLE   14,014 0 2,419
KOHLS CORP COM 500255104   4,040 160 SH   SOLE   160 0 0
KROGER CO COM 501044101   304,571 6,832 SH   SOLE   6,832 0 0
KYNDRYL HLDGS INC COMMON STOCK 50155Q100   1,068 96 SH   SOLE   96 0 0
L3HARRIS TECHNOLOGIES INC COM 502431109   62,255 299 SH   SOLE   299 0 0
LCNB CORP COM 50181P100   10,104,462 561,359 SH   SOLE   318,128 0 243,231
LEIDOS HOLDINGS INC COM 525327102   50,070 476 SH   SOLE   476 0 0
LILLY ELI & CO COM 532457108   214,016 585 SH   SOLE   315 0 270
LINCOLN ELEC HLDGS INC COM 533900106   419,021 2,900 SH   SOLE   0 0 2,900
LINDE PLC SHS G5494J103   29,356 90 SH   SOLE   90 0 0
LOWES COS INC COM 548661107   5,579 28 SH   SOLE   28 0 0
LUCID GROUP INC COM 549498103   1,024 150 SH   SOLE   150 0 0
LULULEMON ATHLETICA INC COM 550021109   223,305 697 SH   SOLE   490 0 207
MARKEL CORP COM 570535104   90,907 69 SH   SOLE   0 0 69
MARRIOTT INTL INC NEW CL A 571903202   26,056 175 SH   SOLE   0 0 175
MARSH & MCLENNAN COS INC COM 571748102   10,756 65 SH   SOLE   65 0 0
MARVELL TECHNOLOGY INC COM 573874104   2,158 58 SH   SOLE   58 0 0
MASTERCARD INCORPORATED CL A 57636Q104   97,017 279 SH   SOLE   15 0 264
MCDONALDS CORP COM 580135101   133,083 505 SH   SOLE   505 0 0
MCKESSON CORP COM 58155Q103   65,271 174 SH   SOLE   0 0 174
MEDTRONIC PLC SHS G5960L103   13,212 170 SH   SOLE   170 0 0
MERCK & CO INC COM 58933Y105   54,587 492 SH   SOLE   492 0 0
MICRON TECHNOLOGY INC COM 595112103   1,499 30 SH   SOLE   30 0 0
MICROSOFT CORP COM 594918104   1,324,247 5,522 SH   SOLE   4,151 0 1,371
MODERNA INC COM 60770K107   183 1 SH   SOLE   1 0 0
NASDAQ INC COM 631103108   1,656 27 SH   SOLE   0 0 27
NETFLIX INC COM 64110L106   30,967 105 SH   SOLE   100 0 5
NEUBASE THERAPEUTICS INC COM 64132K102   0 2 SH   SOLE   2 0 0
NEXTERA ENERGY INC COM 65339F101   1,103,527 13,200 SH   SOLE   7,322 0 5,878
NIKE INC CL B 654106103   14,626 125 SH   SOLE   125 0 0
NIO INC SPON ADS 62914V106   11,368 1,166 SH   SOLE   1,166 0 0
NORFOLK SOUTHN CORP COM 655844108   320,346 1,300 SH   SOLE   650 0 650
NOVOCURE LTD ORD SHS G6674U108   513 7 SH   SOLE   0 0 7
NUCOR CORP COM 670346105   52,724 400 SH   SOLE   400 0 0
NVIDIA CORPORATION COM 67066G104   78,624 538 SH   SOLE   528 0 10
OCCIDENTAL PETE CORP COM 674599105   78,829 1,251 SH   SOLE   1,251 0 0
OLD REP INTL CORP COM 680223104   18,112 750 SH   SOLE   0 0 750
ON SEMICONDUCTOR CORP COM 682189105   82,952 1,330 SH   SOLE   0 0 1,330
ORACLE CORP COM 68389X105   2,207 27 SH   SOLE   0 0 27
OREILLY AUTOMOTIVE INC COM 67103H107   112,256 133 SH   SOLE   0 0 133
PAYPAL HLDGS INC COM 70450Y103   712 10 SH   SOLE   10 0 0
PEPSICO INC COM 713448108   321,755 1,781 SH   SOLE   1,781 0 0
PFIZER INC COM 717081103   994,261 19,404 SH   SOLE   16,031 0 3,373
PHILIP MORRIS INTL INC COM 718172109   30,363 300 SH   SOLE   300 0 0
PHILLIPS EDISON & CO INC COMMON STOCK 71844V201   42,379 1,331 SH   SOLE   1,331 0 0
PIMCO ETF TR ENHNCD LW DUR AC 72201R718   2,765,956 29,344 SH   SOLE   26,210 0 3,134
PIONEER NAT RES CO COM 723787107   914 4 SH   SOLE   4 0 0
PNC FINL SVCS GROUP INC COM 693475105   101,240 641 SH   SOLE   641 0 0
PRINCIPAL FINANCIAL GROUP IN COM 74251V102   12,084 144 SH   SOLE   0 0 144
PROCTER AND GAMBLE CO COM 742718109   11,296,639 74,536 SH   SOLE   70,139 0 4,397
QUANTA SVCS INC COM 74762E102   114,712 805 SH   SOLE   0 0 805
RAYTHEON TECHNOLOGIES CORP COM 75513E101   273,392 2,709 SH   SOLE   375 0 2,334
REGENERON PHARMACEUTICALS COM 75886F107   46,897 65 SH   SOLE   0 0 65
RIVIAN AUTOMOTIVE INC COM CL A 76954A103   7,317 397 SH   SOLE   397 0 0
ROKU INC COM CL A 77543R102   122 3 SH   SOLE   0 0 3
ROYAL BK CDA SUSTAINABL COM 780087102   18,804 200 SH   SOLE   0 0 200
ROYAL CARIBBEAN GROUP COM V7780T103   153,826 3,112 SH   SOLE   3,112 0 0
SALESFORCE INC COM 79466L302   1,724 13 SH   SOLE   0 0 13
SCHNITZER STEEL INDS INC CL A 806882106   9,195 300 SH   SOLE   300 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   32,002 1,352 SH   SOLE   1,352 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   226,166 7,022 SH   SOLE   4,322 0 2,700
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   375 8 SH   SOLE   8 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   2,002 45 SH   SOLE   45 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   24,550 325 SH   SOLE   325 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   25,780 464 SH   SOLE   464 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   26,540 402 SH   SOLE   402 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   794,098 17,588 SH   SOLE   11,550 0 6,038
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   128,792 1,963 SH   SOLE   659 0 1,304
SCHWAB STRATEGIC TR US REIT ETF 808524847   435 23 SH   SOLE   23 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   111,078 2,742 SH   SOLE   2,124 0 618
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   14,808 109 SH   SOLE   109 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   12,690 180 SH   SOLE   180 0 0
SEMPRA COM 816851109   54,089 350 SH   SOLE   350 0 0
SERVICENOW INC COM 81762P102   38,050 98 SH   SOLE   0 0 98
SHOPIFY INC CL A 82509L107   347 10 SH   SOLE   0 0 10
SMUCKER J M CO COM NEW 832696405   52,450 331 SH   SOLE   331 0 0
SPDR GOLD TR GOLD SHS 78463V107   357,262 2,106 SH   SOLE   1,680 0 426
SPDR INDEX SHS FDS S&P CHINA ETF 78463X400   78 1 SH   SOLE   1 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   528,901 1,383 SH   SOLE   1,383 0 0
SPDR SER TR S&P DIVID ETF 78464A763   4,879 39 SH   SOLE   39 0 0
STARBUCKS CORP COM 855244109   61,504 620 SH   SOLE   620 0 0
T ROWE PRICE ETF INC PRICE GRW STOCK 87283Q305   380,211 18,480 SH   SOLE   16,680 0 1,800
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   82,311 1,105 SH   SOLE   1,105 0 0
TD SYNNEX CORPORATION COM 87162W100   1,137 12 SH   SOLE   12 0 0
TESLA INC COM 88160R101   340,839 2,767 SH   SOLE   2,362 0 405
THE TRADE DESK INC COM CL A 88339J105   75,718 1,689 SH   SOLE   170 0 1,519
THERMO FISHER SCIENTIFIC INC COM 883556102   68,836 125 SH   SOLE   0 0 125
TOPGOLF CALLAWAY BRANDS CORP COM 131193104   1,975 100 SH   SOLE   100 0 0
TRACTOR SUPPLY CO COM 892356106   69,291 308 SH   SOLE   0 0 308
UBER TECHNOLOGIES INC COM 90353T100   544 22 SH   SOLE   0 0 22
UNION PAC CORP COM 907818108   18,636 90 SH   SOLE   90 0 0
UNITED PARCEL SERVICE INC CL B 911312106   8,692 50 SH   SOLE   50 0 0
UNITED RENTALS INC COM 911363109   44,428 125 SH   SOLE   0 0 125
UNITEDHEALTH GROUP INC COM 91324P102   337,203 636 SH   SOLE   457 0 179
UPSTART HLDGS INC COM 91680M107   93 7 SH   SOLE   0 0 7
US BANCORP DEL COM NEW 902973304   251,630 5,770 SH   SOLE   5,770 0 0
VANECK MERK GOLD TR GOLD TRUST 921078101   241,203 13,635 SH   SOLE   0 0 13,635
VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703   197,485 1,410 SH   SOLE   1,410 0 0
VANGUARD ADMIRAL FDS INC MIDCP 400 GRTH 921932869   63,833 377 SH   SOLE   377 0 0
VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885   1,001,048 6,120 SH   SOLE   5,152 0 968
VANGUARD ADMIRAL FDS INC MIDCP 400 VAL 921932844   66,431 433 SH   SOLE   433 0 0
VANGUARD ADMIRAL FDS INC SMLCP 600 GRTH 921932794   31,686 170 SH   SOLE   170 0 0
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828   776,949 4,483 SH   SOLE   3,570 0 913
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   133,246 1,770 SH   SOLE   1,770 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   35,952 200 SH   SOLE   0 0 200
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   843,567 2,401 SH   SOLE   2,361 0 40
VANGUARD INDEX FDS SM CP VAL ETF 922908611   172,933 1,089 SH   SOLE   0 0 1,089
VANGUARD INDEX FDS TOTAL STK MKT 922908769   353,510 1,849 SH   SOLE   1,849 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   195 5 SH   SOLE   5 0 0
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874   277 5 SH   SOLE   5 0 0
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866   35,586 553 SH   SOLE   553 0 0
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   380,778 3,704 SH   SOLE   1,000 0 2,704
VANGUARD SCOTTSDALE FDS TOTAL WLD BD ETF 92206C565   268 4 SH   SOLE   4 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   902,141 5,941 SH   SOLE   1,351 0 4,590
VANGUARD STAR FDS VG TL INTL STK F 921909768   621 12 SH   SOLE   0 0 12
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   722,094 17,205 SH   SOLE   17,205 0 0
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810   67,054 963 SH   SOLE   963 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   8,817 224 SH   SOLE   224 0 0
VERTEX PHARMACEUTICALS INC COM 92532F100   76,815 266 SH   SOLE   0 0 266
VIATRIS INC COM 92556V106   757 68 SH   SOLE   68 0 0
VISA INC COM CL A 92826C839   37,189 179 SH   SOLE   179 0 0
VODAFONE GROUP PLC NEW SPONSORED ADR 92857W308   1,650 163 SH   SOLE   163 0 0
WABTEC COM 929740108   399 4 SH   SOLE   4 0 0
WALMART INC COM 931142103   66,783 471 SH   SOLE   471 0 0
WARNER BROS DISCOVERY INC COM SER A 934423104   1,138 120 SH   SOLE   120 0 0
WASTE MGMT INC DEL COM 94106L109   50,515 322 SH   SOLE   66 0 256
WORKHORSE GROUP INC COM NEW 98138J206   137 90 SH   SOLE   90 0 0
WORTHINGTON INDS INC COM 981811102   57,207 1,151 SH   SOLE   1,151 0 0
WP CAREY INC COM 92936U109   42,435 543 SH   SOLE   543 0 0
YUM BRANDS INC COM 988498101   64,040 500 SH   SOLE   500 0 0
ZIMMER BIOMET HOLDINGS INC COM 98956P102   28,560 224 SH   SOLE   224 0 0
ZIMVIE INC COM 98888T107   205 22 SH   SOLE   22 0 0