Chief Compliance Officer

0001936603-23-000001.txt : 20230210 0001936603-23-000001.hdr.sgml : 20230210 20230210095422 ACCESSION NUMBER: 0001936603-23-000001 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20221231 FILED AS OF DATE: 20230210 DATE AS OF CHANGE: 20230210 EFFECTIVENESS DATE: 20230210 FILER: COMPANY DATA: COMPANY CONFORMED NAME: Ritter Daniher Financial Advisory LLC / DE CENTRAL INDEX KEY: 0001936603 IRS NUMBER: 873266878 STATE OF INCORPORATION: DE FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-22602 FILM NUMBER: 23609011 BUSINESS ADDRESS: STREET 1: 7661 BEECHMONT AVENUE STREET 2: SUITE 200 CITY: CINCINNATI STATE: OH ZIP: 45255 BUSINESS PHONE: 513-233-0715 MAIL ADDRESS: STREET 1: 7661 BEECHMONT AVENUE STREET 2: SUITE 200 CITY: CINCINNATI STATE: OH ZIP: 45255 13F-HR 1 primary_doc.xml X0202 13F-HR LIVE false false false 0001936603 XXXXXXXX 12-31-2022 12-31-2022 Ritter Daniher Financial Advisory LLC / DE

7661 BEECHMONT AVENUE SUITE 200 CINCINNATI OH 45255

13F HOLDINGS REPORT 028-22602 000321827 801-125847 N John Ritter Chief Compliance Officer 513-233-0715 John Ritter Cincinnati OH 02-10-2023 0 297 210048405 false INFORMATION TABLE 2 rdfa_13f12312022.xml 3M CO COM 88579Y101 20986 175 SH SOLE 175 0 0 ABBOTT LABS COM 002824100 3294 30 SH SOLE 30 0 0 ABBVIE INC COM 00287Y109 114420 708 SH SOLE 250 0 458 ACADIA PHARMACEUTICALS INC COM 004225108 1003 63 SH SOLE 63 0 0 ACCENTURE PLC IRELAND SHS CLASS A G1151C101 67244 252 SH SOLE 248 0 4 ACTIVISION BLIZZARD INC COM 00507V109 7655 100 SH SOLE 100 0 0 ADOBE SYSTEMS INCORPORATED COM 00724F101 85815 255 SH SOLE 0 0 255 ADVANCED MICRO DEVICES INC COM 007903107 1943 30 SH SOLE 0 0 30 AIRBNB INC COM CL A 009066101 428 5 SH SOLE 0 0 5 ALCOA CORP COM 013872106 33330 733 SH SOLE 733 0 0 ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 20525 233 SH SOLE 233 0 0 ALPHABET INC CAP STK CL A 02079K305 743779 8430 SH SOLE 5100 0 3330 ALPHABET INC CAP STK CL C 02079K107 504874 5690 SH SOLE 5286 0 404 ALTRIA GROUP INC COM 02209S103 22855 500 SH SOLE 500 0 0 AMAZON COM INC COM 023135106 1323929 15761 SH SOLE 13768 0 1993 AMC ENTMT HLDGS INC CL A COM 00165C104 163 40 SH SOLE 0 0 40 AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 13371924 265053 SH SOLE 231023 0 34030 AMERICAN CENTY ETF TR INTERNATIONAL LR 025072364 944152 20930 SH SOLE 20930 0 0 AMERICAN EXPRESS CO COM 025816109 54668 370 SH SOLE 0 0 370 AMERICAN FINL GROUP INC OHIO COM 025932104 23907 174 SH SOLE 174 0 0 AMGEN INC COM 031162100 6803 26 SH SOLE 26 0 0 AON PLC SHS CL A G0403H108 33916 113 SH SOLE 113 0 0 APPLE INC COM 037833100 4860635 37410 SH SOLE 32054 0 5356 ARK ETF TR AUTNMUS TECHNLGY 00214Q203 1476 36 SH SOLE 36 0 0 ARK ETF TR GENOMIC REV ETF 00214Q302 1440 51 SH SOLE 51 0 0 ARK ETF TR INNOVATION ETF 00214Q104 812 26 SH SOLE 26 0 0 ASML HOLDING N V N Y REGISTRY SHS N07059210 43712 80 SH SOLE 0 0 80 AT&T INC COM 00206R102 9150 497 SH SOLE 497 0 0 AUTOMATIC DATA PROCESSING IN COM 053015103 58760 246 SH SOLE 246 0 0 BABCOCK & WILCOX ENTERPRISES COM 05614L209 5770 1000 SH SOLE 0 0 1000 BANK AMERICA CORP COM 060505104 76805 2319 SH SOLE 2119 0 200 BLACKBERRY LTD COM 09228F103 196 60 SH SOLE 0 0 60 BLACKSTONE INC COM 09260D107 93627 1262 SH SOLE 1262 0 0 BOSTON BEER INC CL A 100557107 2636 8 SH SOLE 8 0 0 BP PLC SPONSORED ADR 055622104 12330 353 SH SOLE 353 0 0 BRISTOL-MYERS SQUIBB CO COM 110122108 439285 6105 SH SOLE 4685 0 1420 BROADCOM INC COM 11135F101 96170 172 SH SOLE 74 0 98 CANADIAN IMPERIAL BK COMM TO COM 136069101 8090 200 SH SOLE 200 0 0 CANADIAN NATL RY CO COM 136375102 71328 600 SH SOLE 600 0 0 CARNIVAL CORP COMMON STOCK 143658300 3224 400 SH SOLE 400 0 0 CHEMOURS CO COM 163851108 9952 325 SH SOLE 325 0 0 CHENIERE ENERGY INC COM NEW 16411R208 50537 337 SH SOLE 0 0 337 CHEVRON CORP NEW COM 166764100 667426 3718 SH SOLE 2815 0 903 CHIPOTLE MEXICAN GRILL INC COM 169656105 80474 58 SH SOLE 0 0 58 CINCINNATI FINL CORP COM 172062101 44028 430 SH SOLE 430 0 0 CINTAS CORP COM 172908105 2774753 6144 SH SOLE 6144 0 0 CISCO SYS INC COM 17275R102 7908 166 SH SOLE 166 0 0 CLEAN ENERGY FUELS CORP COM 184499101 291 56 SH SOLE 0 0 56 CLOVER HEALTH INVESTMENTS CO COM CL A 18914F103 46 50 SH SOLE 0 0 50 COCA COLA CO COM 191216100 312452 4912 SH SOLE 3112 0 1800 COINBASE GLOBAL INC COM CL A 19260Q107 3539 100 SH SOLE 100 0 0 CONCENTRIX CORP COM 20602D101 1598 12 SH SOLE 12 0 0 CONOCOPHILLIPS COM 20825C104 76700 650 SH SOLE 650 0 0 CORTEVA INC COM 22052L104 42851 729 SH SOLE 729 0 0 COSTCO WHSL CORP NEW COM 22160K105 710713 1557 SH SOLE 1352 0 205 CSX CORP COM 126408103 134763 4350 SH SOLE 4350 0 0 CVS HEALTH CORP COM 126650100 9326 100 SH SOLE 100 0 0 DANAHER CORPORATION COM 235851102 531 2 SH SOLE 2 0 0 DECKERS OUTDOOR CORP COM 243537107 107773 270 SH SOLE 0 0 270 DEERE & CO COM 244199105 74175 173 SH SOLE 15 0 158 DELTA AIR LINES INC DEL COM NEW 247361702 15116 460 SH SOLE 460 0 0 DEXCOM INC COM 252131107 67718 598 SH SOLE 0 0 598 DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 167400 5000 SH SOLE 5000 0 0 DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 107415 2100 SH SOLE 2100 0 0 DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 69968 1592 SH SOLE 1592 0 0 DISNEY WALT CO COM 254687106 182280 2098 SH SOLE 2092 0 6 DOW INC COM 260557103 36634 727 SH SOLE 727 0 0 DOXIMITY INC CL A 26622P107 101 3 SH SOLE 0 0 3 DT MIDSTREAM INC COMMON STOCK 23345M107 1879 34 SH SOLE 0 0 34 DTE ENERGY CO COM 233331107 8199 70 SH SOLE 0 0 70 DUKE ENERGY CORP NEW COM NEW 26441C204 244069 2370 SH SOLE 1478 0 892 DUPONT DE NEMOURS INC COM 26614N102 50100 730 SH SOLE 730 0 0 ELEVANCE HEALTH INC COM 036752103 103620 202 SH SOLE 202 0 0 EMERSON ELEC CO COM 291011104 24015 250 SH SOLE 250 0 0 ENBRIDGE INC COM 29250N105 48836 1249 SH SOLE 467 0 782 ENTERGY CORP NEW COM 29364G103 6188 55 SH SOLE 55 0 0 ESSENTIAL UTILS INC COM 29670G102 23865 500 SH SOLE 500 0 0 ETF MANAGERS TR AI POWERED EQT 26924G813 285 10 SH SOLE 10 0 0 ETF MANAGERS TR ETFMG ALTR HRVST 26924G508 545 128 SH SOLE 128 0 0 EXXON MOBIL CORP COM 30231G102 717281 6503 SH SOLE 5503 0 1000 FIFTH THIRD BANCORP COM 316773100 261430 7968 SH SOLE 7968 0 0 FIRSTENERGY CORP COM 337932107 33552 800 SH SOLE 0 0 800 FORD MTR CO DEL COM 345370860 4029 346 SH SOLE 296 0 50 GAMESTOP CORP NEW CL A 36467W109 222 12 SH SOLE 12 0 0 GARTNER INC COM 366651107 98825 294 SH SOLE 0 0 294 GENERAL DYNAMICS CORP COM 369550108 9924 40 SH SOLE 40 0 0 GENERAL ELECTRIC CO COM NEW 369604301 16183 193 SH SOLE 141 0 52 GENUINE PARTS CO COM 372460105 20995 121 SH SOLE 121 0 0 GLADSTONE LD CORP COM 376549101 19524 1064 SH SOLE 1064 0 0 GLOBAL X FDS AUTONMOUS EV ETF 37954Y624 39740 2000 SH SOLE 2000 0 0 GLOBAL X FDS CLEAN WTR ETF 37954Y186 2448 177 SH SOLE 0 0 177 GLOBAL X FDS CLEANTECH ETF 37954Y228 1782 122 SH SOLE 122 0 0 GLOBAL X FDS DOW 30 COVERED C 37960A859 755 35 SH SOLE 0 0 35 GLOBAL X FDS FINTECH ETF 37954Y814 2502 130 SH SOLE 130 0 0 GLOBAL X FDS GENOMIC BIOTECH 37954Y434 1948 154 SH SOLE 154 0 0 GLOBAL X FDS GLOBAL X URANIUM 37954Y871 1928 96 SH SOLE 0 0 96 GLOBAL X FDS GREEN BUILDNG ET 37960A842 1956 96 SH SOLE 96 0 0 GLOBAL X FDS LITHIUM BTRY ETF 37954Y855 241649 4123 SH SOLE 4123 0 0 GLOBAL X FDS RENEWABLE ENERGY 37954Y707 16846 1284 SH SOLE 1138 0 146 GLOBAL X FDS SOLAR ETF 37960A701 11841 581 SH SOLE 581 0 0 GLOBAL X FDS TELMDC&DIG ETF 37954Y285 2316 200 SH SOLE 200 0 0 GLOBAL X FDS THMATC GWT ETF 37954Y418 50869 2236 SH SOLE 2126 0 110 GLOBAL X FDS US INFR DEV ETF 37954Y673 3311 125 SH SOLE 125 0 0 HOME DEPOT INC COM 437076102 154456 489 SH SOLE 285 0 204 HUMANA INC COM 444859102 46097 90 SH SOLE 90 0 0 ILLINOIS TOOL WKS INC COM 452308109 25334 115 SH SOLE 115 0 0 INTEL CORP COM 458140100 154245 5836 SH SOLE 3536 0 2300 INTERNATIONAL BUSINESS MACHS COM 459200101 138101 980 SH SOLE 980 0 0 INTERNATIONAL PAPER CO COM 460146103 8658 250 SH SOLE 250 0 0 INTUIT COM 461202103 1557 4 SH SOLE 0 0 4 INTUITIVE SURGICAL INC COM NEW 46120E602 145146 547 SH SOLE 78 0 469 INVESCO DB COMMDY INDX TRCK UNIT 46138B103 4930 200 SH SOLE 0 0 200 INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 123327 1930 SH SOLE 1930 0 0 INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 5120 33 SH SOLE 33 0 0 INVESCO EXCHANGE TRADED FD T WATER RES ETF 46137V142 90195 1750 SH SOLE 1750 0 0 INVESCO QQQ TR UNIT SER 1 46090E103 94073 353 SH SOLE 85 0 268 ISHARES INC CORE MSCI EMKT 46434G103 245866 5265 SH SOLE 1300 0 3965 ISHARES INC MSCI AUST ETF 464286103 6669 300 SH SOLE 0 0 300 ISHARES TR 1 3 YR TREAS BD 464287457 48702 600 SH SOLE 0 0 600 ISHARES TR CORE DIV GRWTH 46434V621 22718038 454361 SH SOLE 385272 0 69089 ISHARES TR CORE MSCI EAFE 46432F842 17915737 290651 SH SOLE 253264 0 37387 ISHARES TR CORE S&P MCP ETF 464287507 16670132 68916 SH SOLE 59853 0 9063 ISHARES TR CORE S&P SCP ETF 464287804 11929715 126054 SH SOLE 110357 0 15697 ISHARES TR CORE S&P TTL STK 464287150 445767 5257 SH SOLE 1130 0 4127 ISHARES TR CORE S&P500 ETF 464287200 42803316 111406 SH SOLE 98872 0 12534 ISHARES TR CORE TOTAL USD 46434V613 142243 3166 SH SOLE 7 0 3159 ISHARES TR CORE US AGGBD ET 464287226 123662 1275 SH SOLE 1275 0 0 ISHARES TR EAFE GRWTH ETF 464288885 1020197 12180 SH SOLE 9025 0 3155 ISHARES TR EAFE VALUE ETF 464288877 608919 13272 SH SOLE 11397 0 1875 ISHARES TR EXPANDED TECH 464287515 4605 18 SH SOLE 18 0 0 ISHARES TR EXPONENTIAL TECH 46434V381 5918 125 SH SOLE 125 0 0 ISHARES TR GL CLEAN ENE ETF 464288224 992 50 SH SOLE 50 0 0 ISHARES TR GRWT ALLOCAT ETF 464289867 1415 30 SH SOLE 30 0 0 ISHARES TR IBOXX INV CP ETF 464287242 119136 1130 SH SOLE 1130 0 0 ISHARES TR INTL DIV GRWTH 46435G524 1268 22 SH SOLE 22 0 0 ISHARES TR ISHARES SEMICDTR 464287523 2088 6 SH SOLE 6 0 0 ISHARES TR MSCI EAFE ETF 464287465 1126063 17155 SH SOLE 14039 0 3116 ISHARES TR MSCI EMG MKT ETF 464287234 131513 3470 SH SOLE 2400 0 1070 ISHARES TR MSCI KLD400 SOC 464288570 215370 3000 SH SOLE 3000 0 0 ISHARES TR MSCI USA MIN VOL 46429B697 132231 1834 SH SOLE 1834 0 0 ISHARES TR RUS 1000 ETF 464287622 54104 257 SH SOLE 257 0 0 ISHARES TR RUS 1000 GRW ETF 464287614 110762 517 SH SOLE 517 0 0 ISHARES TR RUS 1000 VAL ETF 464287598 270441 1783 SH SOLE 1626 0 157 ISHARES TR RUS 2000 VAL ETF 464287630 10832 78 SH SOLE 0 0 78 ISHARES TR RUS MD CP GR ETF 464287481 1128098 13494 SH SOLE 10534 0 2960 ISHARES TR RUS MDCP VAL ETF 464287473 193615 1838 SH SOLE 1838 0 0 ISHARES TR RUS MID CAP ETF 464287499 912261 13525 SH SOLE 13525 0 0 ISHARES TR RUSSELL 2000 ETF 464287655 573296 3288 SH SOLE 3128 0 160 ISHARES TR S&P 100 ETF 464287101 76074 446 SH SOLE 446 0 0 ISHARES TR S&P 500 GRWT ETF 464287309 556862 9519 SH SOLE 5590 0 3929 ISHARES TR S&P 500 VAL ETF 464287408 499331 3442 SH SOLE 895 0 2547 ISHARES TR S&P MC 400GR ETF 464287606 669750 9806 SH SOLE 7067 0 2739 ISHARES TR S&P MC 400VL ETF 464287705 491198 4873 SH SOLE 4129 0 744 ISHARES TR S&P SML 600 GWT 464287887 1027746 9510 SH SOLE 5544 0 3966 ISHARES TR SELECT DIVID ETF 464287168 129152 1071 SH SOLE 954 0 117 ISHARES TR SP SMCP600VL ETF 464287879 466046 5104 SH SOLE 4979 0 125 ISHARES TR TIPS BD ETF 464287176 25707 242 SH SOLE 0 0 242 ISHARES TR US AER DEF ETF 464288760 11186 100 SH SOLE 100 0 0 ISHARES TR US CONSUM DISCRE 464287580 10822 190 SH SOLE 190 0 0 ISHARES TR US TELECOM ETF 464287713 381 17 SH SOLE 17 0 0 J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 3774413 69268 SH SOLE 62254 0 7014 J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837 685127 13667 SH SOLE 13192 0 475 J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654 5130566 101525 SH SOLE 74817 0 26708 JOHN HANCOCK EXCHANGE TRADED MULTIFACTOR MI 47804J206 495558 10648 SH SOLE 8898 0 1750 JOHNSON & JOHNSON COM 478160104 146973 832 SH SOLE 832 0 0 JPMORGAN CHASE & CO COM 46625H100 2203653 16433 SH SOLE 14014 0 2419 KOHLS CORP COM 500255104 4040 160 SH SOLE 160 0 0 KROGER CO COM 501044101 304571 6832 SH SOLE 6832 0 0 KYNDRYL HLDGS INC COMMON STOCK 50155Q100 1068 96 SH SOLE 96 0 0 L3HARRIS TECHNOLOGIES INC COM 502431109 62255 299 SH SOLE 299 0 0 LCNB CORP COM 50181P100 10104462 561359 SH SOLE 318128 0 243231 LEIDOS HOLDINGS INC COM 525327102 50070 476 SH SOLE 476 0 0 LILLY ELI & CO COM 532457108 214016 585 SH SOLE 315 0 270 LINCOLN ELEC HLDGS INC COM 533900106 419021 2900 SH SOLE 0 0 2900 LINDE PLC SHS G5494J103 29356 90 SH SOLE 90 0 0 LOWES COS INC COM 548661107 5579 28 SH SOLE 28 0 0 LUCID GROUP INC COM 549498103 1024 150 SH SOLE 150 0 0 LULULEMON ATHLETICA INC COM 550021109 223305 697 SH SOLE 490 0 207 MARKEL CORP COM 570535104 90907 69 SH SOLE 0 0 69 MARRIOTT INTL INC NEW CL A 571903202 26056 175 SH SOLE 0 0 175 MARSH & MCLENNAN COS INC COM 571748102 10756 65 SH SOLE 65 0 0 MARVELL TECHNOLOGY INC COM 573874104 2158 58 SH SOLE 58 0 0 MASTERCARD INCORPORATED CL A 57636Q104 97017 279 SH SOLE 15 0 264 MCDONALDS CORP COM 580135101 133083 505 SH SOLE 505 0 0 MCKESSON CORP COM 58155Q103 65271 174 SH SOLE 0 0 174 MEDTRONIC PLC SHS G5960L103 13212 170 SH SOLE 170 0 0 MERCK & CO INC COM 58933Y105 54587 492 SH SOLE 492 0 0 MICRON TECHNOLOGY INC COM 595112103 1499 30 SH SOLE 30 0 0 MICROSOFT CORP COM 594918104 1324247 5522 SH SOLE 4151 0 1371 MODERNA INC COM 60770K107 183 1 SH SOLE 1 0 0 NASDAQ INC COM 631103108 1656 27 SH SOLE 0 0 27 NETFLIX INC COM 64110L106 30967 105 SH SOLE 100 0 5 NEUBASE THERAPEUTICS INC COM 64132K102 0 2 SH SOLE 2 0 0 NEXTERA ENERGY INC COM 65339F101 1103527 13200 SH SOLE 7322 0 5878 NIKE INC CL B 654106103 14626 125 SH SOLE 125 0 0 NIO INC SPON ADS 62914V106 11368 1166 SH SOLE 1166 0 0 NORFOLK SOUTHN CORP COM 655844108 320346 1300 SH SOLE 650 0 650 NOVOCURE LTD ORD SHS G6674U108 513 7 SH SOLE 0 0 7 NUCOR CORP COM 670346105 52724 400 SH SOLE 400 0 0 NVIDIA CORPORATION COM 67066G104 78624 538 SH SOLE 528 0 10 OCCIDENTAL PETE CORP COM 674599105 78829 1251 SH SOLE 1251 0 0 OLD REP INTL CORP COM 680223104 18112 750 SH SOLE 0 0 750 ON SEMICONDUCTOR CORP COM 682189105 82952 1330 SH SOLE 0 0 1330 ORACLE CORP COM 68389X105 2207 27 SH SOLE 0 0 27 OREILLY AUTOMOTIVE INC COM 67103H107 112256 133 SH SOLE 0 0 133 PAYPAL HLDGS INC COM 70450Y103 712 10 SH SOLE 10 0 0 PEPSICO INC COM 713448108 321755 1781 SH SOLE 1781 0 0 PFIZER INC COM 717081103 994261 19404 SH SOLE 16031 0 3373 PHILIP MORRIS INTL INC COM 718172109 30363 300 SH SOLE 300 0 0 PHILLIPS EDISON & CO INC COMMON STOCK 71844V201 42379 1331 SH SOLE 1331 0 0 PIMCO ETF TR ENHNCD LW DUR AC 72201R718 2765956 29344 SH SOLE 26210 0 3134 PIONEER NAT RES CO COM 723787107 914 4 SH SOLE 4 0 0 PNC FINL SVCS GROUP INC COM 693475105 101240 641 SH SOLE 641 0 0 PRINCIPAL FINANCIAL GROUP IN COM 74251V102 12084 144 SH SOLE 0 0 144 PROCTER AND GAMBLE CO COM 742718109 11296639 74536 SH SOLE 70139 0 4397 QUANTA SVCS INC COM 74762E102 114712 805 SH SOLE 0 0 805 RAYTHEON TECHNOLOGIES CORP COM 75513E101 273392 2709 SH SOLE 375 0 2334 REGENERON PHARMACEUTICALS COM 75886F107 46897 65 SH SOLE 0 0 65 RIVIAN AUTOMOTIVE INC COM CL A 76954A103 7317 397 SH SOLE 397 0 0 ROKU INC COM CL A 77543R102 122 3 SH SOLE 0 0 3 ROYAL BK CDA SUSTAINABL COM 780087102 18804 200 SH SOLE 0 0 200 ROYAL CARIBBEAN GROUP COM V7780T103 153826 3112 SH SOLE 3112 0 0 SALESFORCE INC COM 79466L302 1724 13 SH SOLE 0 0 13 SCHNITZER STEEL INDS INC CL A 806882106 9195 300 SH SOLE 300 0 0 SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 32002 1352 SH SOLE 1352 0 0 SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 226166 7022 SH SOLE 4322 0 2700 SCHWAB STRATEGIC TR US AGGREGATE B 808524839 375 8 SH SOLE 8 0 0 SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 2002 45 SH SOLE 45 0 0 SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 24550 325 SH SOLE 325 0 0 SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 25780 464 SH SOLE 464 0 0 SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 26540 402 SH SOLE 402 0 0 SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 794098 17588 SH SOLE 11550 0 6038 SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 128792 1963 SH SOLE 659 0 1304 SCHWAB STRATEGIC TR US REIT ETF 808524847 435 23 SH SOLE 23 0 0 SCHWAB STRATEGIC TR US SML CAP ETF 808524607 111078 2742 SH SOLE 2124 0 618 SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 14808 109 SH SOLE 109 0 0 SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 12690 180 SH SOLE 180 0 0 SEMPRA COM 816851109 54089 350 SH SOLE 350 0 0 SERVICENOW INC COM 81762P102 38050 98 SH SOLE 0 0 98 SHOPIFY INC CL A 82509L107 347 10 SH SOLE 0 0 10 SMUCKER J M CO COM NEW 832696405 52450 331 SH SOLE 331 0 0 SPDR GOLD TR GOLD SHS 78463V107 357262 2106 SH SOLE 1680 0 426 SPDR INDEX SHS FDS S&P CHINA ETF 78463X400 78 1 SH SOLE 1 0 0 SPDR S&P 500 ETF TR TR UNIT 78462F103 528901 1383 SH SOLE 1383 0 0 SPDR SER TR S&P DIVID ETF 78464A763 4879 39 SH SOLE 39 0 0 STARBUCKS CORP COM 855244109 61504 620 SH SOLE 620 0 0 T ROWE PRICE ETF INC PRICE GRW STOCK 87283Q305 380211 18480 SH SOLE 16680 0 1800 TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 82311 1105 SH SOLE 1105 0 0 TD SYNNEX CORPORATION COM 87162W100 1137 12 SH SOLE 12 0 0 TESLA INC COM 88160R101 340839 2767 SH SOLE 2362 0 405 THE TRADE DESK INC COM CL A 88339J105 75718 1689 SH SOLE 170 0 1519 THERMO FISHER SCIENTIFIC INC COM 883556102 68836 125 SH SOLE 0 0 125 TOPGOLF CALLAWAY BRANDS CORP COM 131193104 1975 100 SH SOLE 100 0 0 TRACTOR SUPPLY CO COM 892356106 69291 308 SH SOLE 0 0 308 UBER TECHNOLOGIES INC COM 90353T100 544 22 SH SOLE 0 0 22 UNION PAC CORP COM 907818108 18636 90 SH SOLE 90 0 0 UNITED PARCEL SERVICE INC CL B 911312106 8692 50 SH SOLE 50 0 0 UNITED RENTALS INC COM 911363109 44428 125 SH SOLE 0 0 125 UNITEDHEALTH GROUP INC COM 91324P102 337203 636 SH SOLE 457 0 179 UPSTART HLDGS INC COM 91680M107 93 7 SH SOLE 0 0 7 US BANCORP DEL COM NEW 902973304 251630 5770 SH SOLE 5770 0 0 VANECK MERK GOLD TR GOLD TRUST 921078101 241203 13635 SH SOLE 0 0 13635 VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703 197485 1410 SH SOLE 1410 0 0 VANGUARD ADMIRAL FDS INC MIDCP 400 GRTH 921932869 63833 377 SH SOLE 377 0 0 VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885 1001048 6120 SH SOLE 5152 0 968 VANGUARD ADMIRAL FDS INC MIDCP 400 VAL 921932844 66431 433 SH SOLE 433 0 0 VANGUARD ADMIRAL FDS INC SMLCP 600 GRTH 921932794 31686 170 SH SOLE 170 0 0 VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828 776949 4483 SH SOLE 3570 0 913 VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 133246 1770 SH SOLE 1770 0 0 VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 35952 200 SH SOLE 0 0 200 VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 843567 2401 SH SOLE 2361 0 40 VANGUARD INDEX FDS SM CP VAL ETF 922908611 172933 1089 SH SOLE 0 0 1089 VANGUARD INDEX FDS TOTAL STK MKT 922908769 353510 1849 SH SOLE 1849 0 0 VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 195 5 SH SOLE 5 0 0 VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 277 5 SH SOLE 5 0 0 VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 35586 553 SH SOLE 553 0 0 VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 380778 3704 SH SOLE 1000 0 2704 VANGUARD SCOTTSDALE FDS TOTAL WLD BD ETF 92206C565 268 4 SH SOLE 4 0 0 VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 902141 5941 SH SOLE 1351 0 4590 VANGUARD STAR FDS VG TL INTL STK F 921909768 621 12 SH SOLE 0 0 12 VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 722094 17205 SH SOLE 17205 0 0 VANGUARD WHITEHALL FDS INTL DVD ETF 921946810 67054 963 SH SOLE 963 0 0 VERIZON COMMUNICATIONS INC COM 92343V104 8817 224 SH SOLE 224 0 0 VERTEX PHARMACEUTICALS INC COM 92532F100 76815 266 SH SOLE 0 0 266 VIATRIS INC COM 92556V106 757 68 SH SOLE 68 0 0 VISA INC COM CL A 92826C839 37189 179 SH SOLE 179 0 0 VODAFONE GROUP PLC NEW SPONSORED ADR 92857W308 1650 163 SH SOLE 163 0 0 WABTEC COM 929740108 399 4 SH SOLE 4 0 0 WALMART INC COM 931142103 66783 471 SH SOLE 471 0 0 WARNER BROS DISCOVERY INC COM SER A 934423104 1138 120 SH SOLE 120 0 0 WASTE MGMT INC DEL COM 94106L109 50515 322 SH SOLE 66 0 256 WORKHORSE GROUP INC COM NEW 98138J206 137 90 SH SOLE 90 0 0 WORTHINGTON INDS INC COM 981811102 57207 1151 SH SOLE 1151 0 0 WP CAREY INC COM 92936U109 42435 543 SH SOLE 543 0 0 YUM BRANDS INC COM 988498101 64040 500 SH SOLE 500 0 0 ZIMMER BIOMET HOLDINGS INC COM 98956P102 28560 224 SH SOLE 224 0 0 ZIMVIE INC COM 98888T107 205 22 SH SOLE 22 0 0