Chief Compliance Officer

0001936603-22-000002.txt : 20221109 0001936603-22-000002.hdr.sgml : 20221109 20221109101533 ACCESSION NUMBER: 0001936603-22-000002 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20220930 FILED AS OF DATE: 20221109 DATE AS OF CHANGE: 20221109 EFFECTIVENESS DATE: 20221109 FILER: COMPANY DATA: COMPANY CONFORMED NAME: Ritter Daniher Financial Advisory LLC / DE CENTRAL INDEX KEY: 0001936603 IRS NUMBER: 873266878 STATE OF INCORPORATION: DE FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-22602 FILM NUMBER: 221371063 BUSINESS ADDRESS: STREET 1: 7661 BEECHMONT AVENUE STREET 2: SUITE 200 CITY: CINCINNATI STATE: OH ZIP: 45255 BUSINESS PHONE: 513-233-0715 MAIL ADDRESS: STREET 1: 7661 BEECHMONT AVENUE STREET 2: SUITE 200 CITY: CINCINNATI STATE: OH ZIP: 45255 13F-HR 1 primary_doc.xml 13F-HR LIVE false false false 0001936603 XXXXXXXX 09-30-2022 09-30-2022 Ritter Daniher Financial Advisory LLC / DE

7661 BEECHMONT AVENUE SUITE 200 CINCINNATI OH 45255

13F HOLDINGS REPORT 028-22602 N John Ritter Chief Compliance Officer 513-233-0715 John Ritter Cincinnati OH 11-09-2022 0 245 139643 false INFORMATION TABLE 2 RDFA_13F09302022.xml 3M CO COM 88579Y101 19 175 SH SOLE 175 0 0 ABBOTT LABS COM 002824100 3 30 SH SOLE 30 0 0 ABBVIE INC COM 00287Y109 95 708 SH SOLE 250 0 458 ACADIA PHARMACEUTICALS INC COM 004225108 1 63 SH SOLE 63 0 0 ACCENTURE PLC IRELAND SHS CLASS A G1151C101 64 248 SH SOLE 248 0 0 ACTIVISION BLIZZARD INC COM 00507V109 7 100 SH SOLE 100 0 0 ALCOA CORP COM 013872106 25 733 SH SOLE 733 0 0 ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 19 233 SH SOLE 233 0 0 ALPHABET INC CAP STK CL A 02079K305 538 5620 SH SOLE 4860 0 760 ALPHABET INC CAP STK CL C 02079K107 545 5666 SH SOLE 5286 0 380 ALTRIA GROUP INC COM 02209S103 20 500 SH SOLE 500 0 0 AMAZON COM INC COM 023135106 1745 15442 SH SOLE 15142 0 300 AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 243 5284 SH SOLE 4332 0 952 AMERICAN CENTY ETF TR INTERNATIONAL LR 025072364 1587 41769 SH SOLE 40514 0 1255 AMERICAN FINL GROUP INC OHIO COM 025932104 21 171 SH SOLE 171 0 0 AMGEN INC COM 031162100 6 26 SH SOLE 26 0 0 AON PLC SHS CL A G0403H108 14 52 SH SOLE 52 0 0 APPLE INC COM 037833100 4951 35826 SH SOLE 32316 0 3510 ARK ETF TR INNOVATION ETF 00214Q104 1 26 SH SOLE 26 0 0 ARK ETF TR AUTNMUS TECHNLGY 00214Q203 2 36 SH SOLE 36 0 0 ARK ETF TR GENOMIC REV ETF 00214Q302 2 51 SH SOLE 51 0 0 AT&T INC COM 00206R102 16 1047 SH SOLE 1047 0 0 AUTOMATIC DATA PROCESSING IN COM 053015103 56 246 SH SOLE 246 0 0 BK OF AMERICA CORP COM 060505104 70 2319 SH SOLE 2119 0 200 BLACKSTONE INC COM 09260D107 156 1869 SH SOLE 1869 0 0 BOSTON BEER INC CL A 100557107 3 8 SH SOLE 8 0 0 BP PLC SPONSORED ADR 055622104 10 353 SH SOLE 353 0 0 BRISTOL-MYERS SQUIBB CO COM 110122108 434 6105 SH SOLE 4685 0 1420 BROADCOM INC COM 11135F101 33 74 SH SOLE 74 0 0 CANADIAN IMPERIAL BK COMM TO COM 136069101 9 200 SH SOLE 200 0 0 CANADIAN NATL RY CO COM 136375102 65 600 SH SOLE 600 0 0 CARNIVAL CORP COMMON STOCK 143658300 2 300 SH SOLE 300 0 0 CHEMOURS CO COM 163851108 9 346 SH SOLE 346 0 0 CHEVRON CORP NEW COM 166764100 541 3766 SH SOLE 2863 0 903 CINCINNATI FINL CORP COM 172062101 39 430 SH SOLE 430 0 0 CINTAS CORP COM 172908105 2385 6144 SH SOLE 6144 0 0 CISCO SYS INC COM 17275R102 7 166 SH SOLE 166 0 0 COCA COLA CO COM 191216100 275 4912 SH SOLE 3112 0 1800 CONCENTRIX CORP COM 20602D101 1 12 SH SOLE 12 0 0 CONOCOPHILLIPS COM 20825C104 67 650 SH SOLE 650 0 0 CORTEVA INC COM 22052L104 42 740 SH SOLE 740 0 0 COSTCO WHSL CORP NEW COM 22160K105 660 1397 SH SOLE 1397 0 0 CSX CORP COM 126408103 116 4350 SH SOLE 4350 0 0 CVS HEALTH CORP COM 126650100 10 100 SH SOLE 100 0 0 DANAHER CORPORATION COM 235851102 1 2 SH SOLE 2 0 0 DEERE & CO COM 244199105 5 15 SH SOLE 15 0 0 DELTA AIR LINES INC DEL COM NEW 247361702 13 460 SH SOLE 460 0 0 DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 62 1592 SH SOLE 1592 0 0 DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 98 2100 SH SOLE 2100 0 0 DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 148 5000 SH SOLE 5000 0 0 DISNEY WALT CO COM 254687106 235 2492 SH SOLE 2492 0 0 DOW INC COM 260557103 33 740 SH SOLE 740 0 0 DUKE ENERGY CORP NEW COM NEW 26441C204 239 2567 SH SOLE 1675 0 892 DUPONT DE NEMOURS INC COM 26614N102 37 740 SH SOLE 740 0 0 ELEVANCE HEALTH INC COM 036752103 92 202 SH SOLE 202 0 0 EMERSON ELEC CO COM 291011104 18 250 SH SOLE 250 0 0 ENBRIDGE INC COM 29250N105 46 1249 SH SOLE 467 0 782 ENTERGY CORP NEW COM 29364G103 6 55 SH SOLE 55 0 0 EPR PPTYS COM SH BEN INT 26884U109 2 54 SH SOLE 54 0 0 ESSENTIAL UTILS INC COM 29670G102 21 500 SH SOLE 500 0 0 ETF MANAGERS TR ETFMG ALTR HRVST 26924G508 1 128 SH SOLE 128 0 0 EXXON MOBIL CORP COM 30231G102 577 6603 SH SOLE 5603 0 1000 FIFTH THIRD BANCORP COM 316773100 255 7968 SH SOLE 7968 0 0 FORD MTR CO DEL COM 345370860 3 293 SH SOLE 293 0 0 GENERAL DYNAMICS CORP COM 369550108 8 40 SH SOLE 40 0 0 GENERAL ELECTRIC CO COM NEW 369604301 12 193 SH SOLE 141 0 52 GENUINE PARTS CO COM 372460105 18 121 SH SOLE 121 0 0 GLADSTONE LD CORP COM 376549101 19 1064 SH SOLE 1064 0 0 GLOBAL X FDS CLEAN WTR ETF 37954Y186 2 177 SH SOLE 0 0 177 GLOBAL X FDS TELMDC&DIG ETF 37954Y285 2 200 SH SOLE 200 0 0 GLOBAL X FDS FINTECH ETF 37954Y814 3 130 SH SOLE 130 0 0 GLOBAL X FDS US INFR DEV ETF 37954Y673 3 125 SH SOLE 125 0 0 GLOBAL X FDS SOLAR ETF 37960A701 11 536 SH SOLE 536 0 0 GLOBAL X FDS RENEWABLE ENERGY 37954Y707 14 1063 SH SOLE 1063 0 0 GLOBAL X FDS AUTONMOUS EV ETF 37954Y624 40 2000 SH SOLE 2000 0 0 GLOBAL X FDS CLEANTECH ETF 37954Y228 61 4372 SH SOLE 4372 0 0 GLOBAL X FDS THMATC GWT ETF 37954Y418 83 3203 SH SOLE 3126 0 77 GLOBAL X FDS LITHIUM BTRY ETF 37954Y855 272 4123 SH SOLE 4123 0 0 HOME DEPOT INC COM 437076102 79 285 SH SOLE 285 0 0 HUMANA INC COM 444859102 44 90 SH SOLE 90 0 0 ILLINOIS TOOL WKS INC COM 452308109 21 115 SH SOLE 115 0 0 INTEL CORP COM 458140100 150 5836 SH SOLE 3536 0 2300 INTERNATIONAL BUSINESS MACHS COM 459200101 116 980 SH SOLE 980 0 0 INTERNATIONAL PAPER CO COM 460146103 8 250 SH SOLE 250 0 0 INTUITIVE SURGICAL INC COM NEW 46120E602 15 78 SH SOLE 78 0 0 INVESCO BLDRS INDEX FDS TR EMGRING MKTS50 46090C305 7 210 SH SOLE 0 0 210 INVESCO DB COMMDY INDX TRCK UNIT 46138B103 5 200 SH SOLE 0 0 200 INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 112 1930 SH SOLE 1930 0 0 INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 5 33 SH SOLE 33 0 0 INVESCO EXCHANGE TRADED FD T WATER RES ETF 46137V142 80 1750 SH SOLE 1750 0 0 INVESCO QQQ TR UNIT SER 1 46090E103 94 353 SH SOLE 85 0 268 IRON MTN INC DEL COM 46284V101 1 15 SH SOLE 15 0 0 ISHARES INC MSCI AUST ETF 464286103 6 300 SH SOLE 0 0 300 ISHARES INC CORE MSCI EMKT 46434G103 72 1686 SH SOLE 1686 0 0 ISHARES TR EAFE SML CP ETF 464288273 1 27 SH SOLE 27 0 0 ISHARES TR GL CLEAN ENE ETF 464288224 1 50 SH SOLE 50 0 0 ISHARES TR INTL DIV GRWTH 46435G524 1 22 SH SOLE 22 0 0 ISHARES TR ISHARES SEMICDTR 464287523 2 6 SH SOLE 6 0 0 ISHARES TR ISHARES BIOTECH 464287556 4 35 SH SOLE 35 0 0 ISHARES TR EXPANDED TECH 464287515 5 18 SH SOLE 18 0 0 ISHARES TR EXPONENTIAL TECH 46434V381 6 125 SH SOLE 125 0 0 ISHARES TR US AER DEF ETF 464288760 9 100 SH SOLE 100 0 0 ISHARES TR RUS 2000 VAL ETF 464287630 10 78 SH SOLE 0 0 78 ISHARES TR US CONSUM DISCRE 464287580 11 190 SH SOLE 190 0 0 ISHARES TR MSCI USA MIN VOL 46429B697 12 184 SH SOLE 184 0 0 ISHARES TR TIPS BD ETF 464287176 25 242 SH SOLE 0 0 242 ISHARES TR RUS 1000 ETF 464287622 51 257 SH SOLE 257 0 0 ISHARES TR 1 3 YR TREAS BD 464287457 65 801 SH SOLE 0 0 801 ISHARES TR S&P 100 ETF 464287101 72 446 SH SOLE 446 0 0 ISHARES TR RUS 1000 GRW ETF 464287614 109 517 SH SOLE 517 0 0 ISHARES TR IBOXX INV CP ETF 464287242 116 1130 SH SOLE 1130 0 0 ISHARES TR 0-3 MNTH TREASRY 46436E718 121 1205 SH SOLE 1205 0 0 ISHARES TR CORE US AGGBD ET 464287226 123 1275 SH SOLE 1275 0 0 ISHARES TR SELECT DIVID ETF 464287168 173 1614 SH SOLE 1497 0 117 ISHARES TR MSCI KLD400 SOC 464288570 201 3000 SH SOLE 3000 0 0 ISHARES TR MSCI EMG MKT ETF 464287234 206 5917 SH SOLE 4668 0 1249 ISHARES TR RUS 1000 VAL ETF 464287598 260 1908 SH SOLE 1751 0 157 ISHARES TR CORE S&P TTL STK 464287150 296 3726 SH SOLE 2620 0 1106 ISHARES TR SP SMCP600VL ETF 464287879 316 3833 SH SOLE 3710 0 123 ISHARES TR RUS MDCP VAL ETF 464287473 346 3606 SH SOLE 3606 0 0 ISHARES TR EAFE VALUE ETF 464288877 349 9064 SH SOLE 6954 0 2110 ISHARES TR RUSSELL 2000 ETF 464287655 549 3329 SH SOLE 3116 0 213 ISHARES TR S&P MC 400VL ETF 464287705 561 6234 SH SOLE 5345 0 889 ISHARES TR S&P 500 VAL ETF 464287408 659 5128 SH SOLE 1235 0 3893 ISHARES TR S&P MC 400GR ETF 464287606 735 11665 SH SOLE 8448 0 3217 ISHARES TR S&P SML 600 GWT 464287887 843 8287 SH SOLE 4977 0 3310 ISHARES TR S&P 500 GRWT ETF 464287309 849 14670 SH SOLE 9206 0 5464 ISHARES TR RUS MID CAP ETF 464287499 874 14069 SH SOLE 14045 0 24 ISHARES TR EAFE GRWTH ETF 464288885 942 12983 SH SOLE 11738 0 1245 ISHARES TR RUS MD CP GR ETF 464287481 1283 16354 SH SOLE 12394 0 3960 ISHARES TR MSCI EAFE ETF 464287465 1989 35518 SH SOLE 31106 0 4412 ISHARES TR CORE S&P SCP ETF 464287804 5423 62192 SH SOLE 55820 0 6372 ISHARES TR CORE MSCI EAFE 46432F842 7534 143035 SH SOLE 126685 0 16350 ISHARES TR CORE S&P MCP ETF 464287507 9200 41960 SH SOLE 36028 0 5932 ISHARES TR CORE DIV GRWTH 46434V621 15342 344998 SH SOLE 289612 0 55386 ISHARES TR CORE S&P500 ETF 464287200 25411 70852 SH SOLE 63461 0 7391 J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837 995 19832 SH SOLE 19832 0 0 J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654 10472 208199 SH SOLE 180339 0 27860 JOHN HANCOCK EXCHANGE TRADED MULTIFACTOR MI 47804J206 496 11650 SH SOLE 9900 0 1750 JOHNSON & JOHNSON COM 478160104 136 832 SH SOLE 832 0 0 JPMORGAN CHASE & CO COM 46625H100 1721 16468 SH SOLE 14049 0 2419 KOHLS CORP COM 500255104 4 160 SH SOLE 160 0 0 KROGER CO COM 501044101 299 6832 SH SOLE 6832 0 0 KYNDRYL HLDGS INC COMMON STOCK 50155Q100 2 196 SH SOLE 196 0 0 L3HARRIS TECHNOLOGIES INC COM 502431109 62 299 SH SOLE 299 0 0 LCNB CORP COM 50181P100 8903 561359 SH SOLE 318128 0 243231 LEIDOS HOLDINGS INC COM 525327102 42 476 SH SOLE 476 0 0 LILLY ELI & CO COM 532457108 103 317 SH SOLE 317 0 0 LINCOLN ELEC HLDGS INC COM 533900106 377 3000 SH SOLE 0 0 3000 LINDE PLC SHS G5494J103 24 90 SH SOLE 90 0 0 LOWES COS INC COM 548661107 5 28 SH SOLE 28 0 0 LUCID GROUP INC COM 549498103 2 150 SH SOLE 150 0 0 LULULEMON ATHLETICA INC COM 550021109 137 490 SH SOLE 490 0 0 MARSH & MCLENNAN COS INC COM 571748102 10 65 SH SOLE 65 0 0 MARVELL TECHNOLOGY INC COM 573874104 2 58 SH SOLE 58 0 0 MASTERCARD INCORPORATED CL A 57636Q104 4 15 SH SOLE 15 0 0 MCDONALDS CORP COM 580135101 117 505 SH SOLE 505 0 0 MEDPACE HLDGS INC COM 58506Q109 5 30 SH SOLE 30 0 0 MEDTRONIC PLC SHS G5960L103 14 170 SH SOLE 170 0 0 MERCK & CO INC COM 58933Y105 42 492 SH SOLE 492 0 0 MICRON TECHNOLOGY INC COM 595112103 2 30 SH SOLE 30 0 0 MICROSOFT CORP COM 594918104 1061 4557 SH SOLE 4350 0 207 NETFLIX INC COM 64110L106 24 100 SH SOLE 100 0 0 NEXTERA ENERGY INC COM 65339F101 1125 14343 SH SOLE 7322 0 7021 NIKE INC CL B 654106103 10 125 SH SOLE 125 0 0 NIO INC SPON ADS 62914V106 18 1166 SH SOLE 1166 0 0 NORFOLK SOUTHN CORP COM 655844108 273 1300 SH SOLE 650 0 650 NUCOR CORP COM 670346105 43 400 SH SOLE 400 0 0 NVIDIA CORPORATION COM 67066G104 64 528 SH SOLE 528 0 0 OCCIDENTAL PETE CORP COM 674599105 77 1250 SH SOLE 1250 0 0 PAYPAL HLDGS INC COM 70450Y103 1 10 SH SOLE 10 0 0 PEPSICO INC COM 713448108 291 1781 SH SOLE 1781 0 0 PFIZER INC COM 717081103 849 19394 SH SOLE 16031 0 3363 PHILIP MORRIS INTL INC COM 718172109 25 300 SH SOLE 300 0 0 PHILLIPS EDISON & CO INC COMMON STOCK 71844V201 37 1331 SH SOLE 1331 0 0 PIONEER NAT RES CO COM 723787107 1 4 SH SOLE 4 0 0 PNC FINL SVCS GROUP INC COM 693475105 96 641 SH SOLE 641 0 0 PRINCIPAL FINANCIAL GROUP IN COM 74251V102 11 147 SH SOLE 0 0 147 PROCTER AND GAMBLE CO COM 742718109 9546 75615 SH SOLE 71218 0 4397 QUALCOMM INC COM 747525103 1 10 SH SOLE 10 0 0 RAYTHEON TECHNOLOGIES CORP COM 75513E101 222 2709 SH SOLE 375 0 2334 RIVIAN AUTOMOTIVE INC COM CL A 76954A103 13 397 SH SOLE 397 0 0 ROYAL CARIBBEAN GROUP COM V7780T103 118 3112 SH SOLE 3112 0 0 SCHNITZER STEEL INDS INC CL A 806882106 9 300 SH SOLE 300 0 0 SCHWAB STRATEGIC TR CRYPTO THEMATIC 808524656 1 40 SH SOLE 40 0 0 SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763 2 51 SH SOLE 51 0 0 SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 2 44 SH SOLE 44 0 0 SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771 3 63 SH SOLE 63 0 0 SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 7 323 SH SOLE 323 0 0 SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 24 426 SH SOLE 426 0 0 SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 26 446 SH SOLE 446 0 0 SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 30 451 SH SOLE 451 0 0 SCHWAB STRATEGIC TR US SML CAP ETF 808524607 133 3530 SH SOLE 2880 0 650 SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 134 2211 SH SOLE 671 0 1540 SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 403 14328 SH SOLE 7072 0 7256 SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 809 19106 SH SOLE 11612 0 7494 SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 12 180 SH SOLE 180 0 0 SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 13 109 SH SOLE 109 0 0 SEMPRA COM 816851109 58 386 SH SOLE 386 0 0 SMUCKER J M CO COM NEW 832696405 45 331 SH SOLE 331 0 0 SPDR GOLD TR GOLD SHS 78463V107 331 2142 SH SOLE 1680 0 462 SPDR S&P 500 ETF TR TR UNIT 78462F103 531 1488 SH SOLE 1488 0 0 SPDR SER TR S&P 600 SMCP VAL 78464A300 3 50 SH SOLE 50 0 0 SPDR SER TR S&P DIVID ETF 78464A763 4 39 SH SOLE 39 0 0 STARBUCKS CORP COM 855244109 52 620 SH SOLE 620 0 0 T ROWE PRICE ETF INC PRICE GRW STOCK 87283Q305 483 23123 SH SOLE 23123 0 0 TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 76 1105 SH SOLE 1105 0 0 TD SYNNEX CORPORATION COM 87162W100 1 12 SH SOLE 12 0 0 TESLA INC COM 88160R101 629 2370 SH SOLE 2220 0 150 THE TRADE DESK INC COM CL A 88339J105 10 170 SH SOLE 170 0 0 TOPGOLF CALLAWAY BRANDS CORP COM 131193104 2 100 SH SOLE 100 0 0 UNION PAC CORP COM 907818108 18 90 SH SOLE 90 0 0 UNITED PARCEL SERVICE INC CL B 911312106 8 50 SH SOLE 50 0 0 UNITED STS OIL FD LP UNITS 91232N207 1 11 SH SOLE 11 0 0 UNITEDHEALTH GROUP INC COM 91324P102 231 457 SH SOLE 457 0 0 US BANCORP DEL COM NEW 902973304 233 5770 SH SOLE 5770 0 0 V F CORP COM 918204108 6 200 SH SOLE 200 0 0 VANECK MERK GOLD TR GOLD TRUST 921078101 220 13635 SH SOLE 0 0 13635 VANGUARD ADMIRAL FDS INC SMLCP 600 GRTH 921932794 30 170 SH SOLE 170 0 0 VANGUARD ADMIRAL FDS INC MIDCP 400 GRTH 921932869 59 377 SH SOLE 377 0 0 VANGUARD ADMIRAL FDS INC MIDCP 400 VAL 921932844 60 433 SH SOLE 433 0 0 VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703 175 1410 SH SOLE 1410 0 0 VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828 558 3455 SH SOLE 2542 0 913 VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885 761 5120 SH SOLE 4152 0 968 VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 132 1770 SH SOLE 1770 0 0 VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 34 200 SH SOLE 0 0 200 VANGUARD INDEX FDS TOTAL STK MKT 922908769 332 1848 SH SOLE 1848 0 0 VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 647 1972 SH SOLE 1932 0 40 VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 32 550 SH SOLE 550 0 0 VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 93 1000 SH SOLE 1000 0 0 VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 190 1409 SH SOLE 1409 0 0 VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 513 14120 SH SOLE 13663 0 457 VANGUARD WHITEHALL FDS INTL DVD ETF 921946810 60 963 SH SOLE 963 0 0 VERIZON COMMUNICATIONS INC COM 92343V104 8 220 SH SOLE 220 0 0 VIATRIS INC COM 92556V106 5 564 SH SOLE 564 0 0 VISA INC COM CL A 92826C839 32 179 SH SOLE 179 0 0 VODAFONE GROUP PLC NEW SPONSORED ADR 92857W308 2 163 SH SOLE 163 0 0 WABTEC COM 929740108 1 7 SH SOLE 5 0 2 WALMART INC COM 931142103 61 470 SH SOLE 470 0 0 WARNER BROS DISCOVERY INC COM SER A 934423104 3 253 SH SOLE 253 0 0 WASTE MGMT INC DEL COM 94106L109 11 66 SH SOLE 66 0 0 WORTHINGTON INDS INC COM 981811102 44 1151 SH SOLE 1151 0 0 WP CAREY INC COM 92936U109 38 543 SH SOLE 543 0 0 YUM BRANDS INC COM 988498101 53 500 SH SOLE 500 0 0 ZIMMER BIOMET HOLDINGS INC COM 98956P102 23 224 SH SOLE 224 0 0