The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   17,516 175 SH   SOLE   175 0 0
ABBOTT LABS COM 002824100   3,271 30 SH   SOLE   30 0 0
ABBVIE INC COM 00287Y109   102,126 758 SH   SOLE   300 0 458
ACADIA PHARMACEUTICALS INC COM 004225108   1,509 63 SH   SOLE   63 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   87,329 283 SH   SOLE   283 0 0
ACTIVISION BLIZZARD INC COM 00507V109   8,430 100 SH   SOLE   100 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101   110,512 226 SH   SOLE   0 0 226
ADVANCED MICRO DEVICES INC COM 007903107   2,279 20 SH   SOLE   0 0 20
ALCOA CORP COM 013872106   24,871 733 SH   SOLE   733 0 0
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102   21,088 253 SH   SOLE   253 0 0
ALPHABET INC CAP STK CL A 02079K305   1,009,071 8,430 SH   SOLE   5,100 0 3,330
ALPHABET INC CAP STK CL C 02079K107   528,639 4,370 SH   SOLE   3,966 0 404
ALTRIA GROUP INC COM 02209S103   27,180 600 SH   SOLE   600 0 0
AMAZON COM INC COM 023135106   2,141,171 16,425 SH   SOLE   14,432 0 1,993
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604   16,627,759 309,009 SH   SOLE   258,928 0 50,081
AMERICAN CENTY ETF TR INTERNATIONAL LR 025072364   790,676 16,259 SH   SOLE   15,866 0 393
AMERICAN ELEC PWR CO INC COM 025537101   10,104 120 SH   SOLE   120 0 0
AMERICAN EXPRESS CO COM 025816109   56,615 325 SH   SOLE   0 0 325
AMERICAN FINL GROUP INC OHIO COM 025932104   21,499 181 SH   SOLE   181 0 0
AMGEN INC COM 031162100   5,861 26 SH   SOLE   26 0 0
AON PLC SHS CL A G0403H108   24,164 70 SH   SOLE   70 0 0
APPLE INC COM 037833100   7,431,481 38,313 SH   SOLE   32,957 0 5,356
ARISTA NETWORKS INC COM 040413106   11,345 70 SH   SOLE   70 0 0
ARK ETF TR AUTNMUS TECHNLGY 00214Q203   2,029 36 SH   SOLE   36 0 0
ARK ETF TR GENOMIC REV ETF 00214Q302   1,739 51 SH   SOLE   51 0 0
ARK ETF TR INNOVATION ETF 00214Q104   1,148 26 SH   SOLE   26 0 0
ASML HOLDING N V N Y REGISTRY SHS N07059210   68,852 95 SH   SOLE   15 0 80
AT&T INC COM 00206R102   35,920 2,252 SH   SOLE   2,252 0 0
ATLASSIAN CORPORATION CL A 049468101   10,069 60 SH   SOLE   60 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103   54,069 246 SH   SOLE   246 0 0
AXON ENTERPRISE INC COM 05464C101   9,756 50 SH   SOLE   50 0 0
BABCOCK & WILCOX ENTERPRISES COM 05614L209   5,900 1,000 SH   SOLE   0 0 1,000
BANK AMERICA CORP COM 060505104   145,000 5,054 SH   SOLE   3,044 0 2,010
BECTON DICKINSON & CO COM 075887109   6,073 23 SH   SOLE   23 0 0
BLACKSTONE INC COM 09260D107   119,610 1,287 SH   SOLE   1,287 0 0
BOSTON BEER INC CL A 100557107   2,468 8 SH   SOLE   8 0 0
BP PLC SPONSORED ADR 055622104   12,458 353 SH   SOLE   353 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108   390,442 6,105 SH   SOLE   4,685 0 1,420
BROADCOM INC COM 11135F101   196,907 227 SH   SOLE   129 0 98
CANADIAN IMPERIAL BK COMM TO COM 136069101   8,536 200 SH   SOLE   200 0 0
CANADIAN NATL RY CO COM 136375102   72,642 600 SH   SOLE   600 0 0
CARNIVAL CORP COMMON STOCK 143658300   7,532 400 SH   SOLE   400 0 0
CARRIER GLOBAL CORPORATION COM 14448C104   9,942 200 SH   SOLE   200 0 0
CHEMOURS CO COM 163851108   12,728 345 SH   SOLE   345 0 0
CHENIERE ENERGY INC COM NEW 16411R208   45,556 299 SH   SOLE   0 0 299
CHEVRON CORP NEW COM 166764100   639,998 4,067 SH   SOLE   3,164 0 903
CHUBB LIMITED COM H1467J104   4,622 24 SH   SOLE   24 0 0
CINCINNATI FINL CORP COM 172062101   41,848 430 SH   SOLE   430 0 0
CINTAS CORP COM 172908105   2,437,184 4,903 SH   SOLE   4,903 0 0
CISCO SYS INC COM 17275R102   14,436 279 SH   SOLE   279 0 0
CLOROX CO DEL COM 189054109   15,904 100 SH   SOLE   100 0 0
COCA COLA CO COM 191216100   294,296 4,887 SH   SOLE   3,087 0 1,800
COINBASE GLOBAL INC COM CL A 19260Q107   7,155 100 SH   SOLE   100 0 0
COLGATE PALMOLIVE CO COM 194162103   11,556 150 SH   SOLE   150 0 0
COMERICA INC COM 200340107   47,105 1,112 SH   SOLE   1,112 0 0
CONCENTRIX CORP COM 20602D101   969 12 SH   SOLE   12 0 0
CONOCOPHILLIPS COM 20825C104   67,347 650 SH   SOLE   650 0 0
CONSOLIDATED EDISON INC COM 209115104   22,600 250 SH   SOLE   250 0 0
CORTEVA INC COM 22052L104   44,694 780 SH   SOLE   780 0 0
COSTCO WHSL CORP NEW COM 22160K105   889,809 1,653 SH   SOLE   1,198 0 455
CSX CORP COM 126408103   148,335 4,350 SH   SOLE   4,350 0 0
CVS HEALTH CORP COM 126650100   6,919 100 SH   SOLE   100 0 0
DANAHER CORPORATION COM 235851102   480 2 SH   SOLE   2 0 0
DECKERS OUTDOOR CORP COM 243537107   15,830 30 SH   SOLE   0 0 30
DEERE & CO COM 244199105   70,098 173 SH   SOLE   15 0 158
DELTA AIR LINES INC DEL COM NEW 247361702   21,869 460 SH   SOLE   460 0 0
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   172,500 5,000 SH   SOLE   5,000 0 0
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   115,080 2,100 SH   SOLE   2,100 0 0
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   70,374 1,517 SH   SOLE   1,517 0 0
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   57,693 2,475 SH   SOLE   2,475 0 0
DISNEY WALT CO COM 254687106   89,108 998 SH   SOLE   992 0 6
DOMINION ENERGY INC COM 25746U109   3,211 62 SH   SOLE   62 0 0
DOW INC COM 260557103   41,437 778 SH   SOLE   778 0 0
DT MIDSTREAM INC COMMON STOCK 23345M107   1,686 34 SH   SOLE   0 0 34
DTE ENERGY CO COM 233331107   7,676 70 SH   SOLE   0 0 70
DUKE ENERGY CORP NEW COM NEW 26441C204   238,614 2,659 SH   SOLE   1,767 0 892
DUPONT DE NEMOURS INC COM 26614N102   55,795 781 SH   SOLE   781 0 0
ELEVANCE HEALTH INC COM 036752103   89,747 202 SH   SOLE   202 0 0
EMERSON ELEC CO COM 291011104   22,598 250 SH   SOLE   250 0 0
ENBRIDGE INC COM 29250N105   46,401 1,249 SH   SOLE   467 0 782
ENGINE NO 1 ETF TRUST TRANSFRM 500 ETF 29287L106   620 12 SH   SOLE   12 0 0
ENTERGY CORP NEW COM 29364G103   5,356 55 SH   SOLE   55 0 0
ESSENTIAL UTILS INC COM 29670G102   19,955 500 SH   SOLE   500 0 0
ETF MANAGERS TR ETFMG ALTR HRVST 26924G508   383 128 SH   SOLE   128 0 0
EVERGY INC COM 30034W106   6,952 119 SH   SOLE   119 0 0
EXXON MOBIL CORP COM 30231G102   709,888 6,619 SH   SOLE   5,619 0 1,000
FIFTH THIRD BANCORP COM 316773100   274,341 10,467 SH   SOLE   8,523 0 1,944
FIRST BANCSHARES INC MS COM 318916103   5,220 202 SH   SOLE   202 0 0
FORD MTR CO DEL COM 345370860   4,594 304 SH   SOLE   304 0 0
GAMESTOP CORP NEW CL A 36467W109   291 12 SH   SOLE   12 0 0
GARTNER INC COM 366651107   90,731 259 SH   SOLE   0 0 259
GE HEALTHCARE TECHNOLOGIES I COMMON STOCK 36266G107   6,744 83 SH   SOLE   67 0 16
GENERAL DYNAMICS CORP COM 369550108   8,606 40 SH   SOLE   40 0 0
GENERAL ELECTRIC CO COM NEW 369604301   28,364 258 SH   SOLE   206 0 52
GENUINE PARTS CO COM 372460105   20,477 121 SH   SOLE   121 0 0
GLADSTONE LD CORP COM 376549101   17,312 1,064 SH   SOLE   1,064 0 0
GLOBAL X FDS AUTONMOUS EV ETF 37954Y624   52,080 2,000 SH   SOLE   2,000 0 0
GLOBAL X FDS CLEAN WTR ETF 37954Y186   2,730 177 SH   SOLE   0 0 177
GLOBAL X FDS CLEANTECH ETF 37954Y228   1,794 122 SH   SOLE   122 0 0
GLOBAL X FDS FINTECH ETF 37954Y814   2,870 130 SH   SOLE   130 0 0
GLOBAL X FDS GENOMIC BIOTECH 37954Y434   958 79 SH   SOLE   79 0 0
GLOBAL X FDS GLOBAL X URANIUM 37954Y871   2,084 96 SH   SOLE   0 0 96
GLOBAL X FDS GREEN BUILDNG ET 37960A842   1,044 50 SH   SOLE   50 0 0
GLOBAL X FDS LITHIUM BTRY ETF 37954Y855   278,611 4,285 SH   SOLE   4,123 0 162
GLOBAL X FDS RENEWABLE ENERGY 37954Y707   15,396 1,284 SH   SOLE   1,138 0 146
GLOBAL X FDS SOLAR ETF 37960A701   10,761 581 SH   SOLE   581 0 0
GLOBAL X FDS TELMDC&DIG ETF 37954Y285   2,326 200 SH   SOLE   200 0 0
GLOBAL X FDS THMATC GWT ETF 37954Y418   5,066 190 SH   SOLE   80 0 110
GLOBAL X FDS US INFR DEV ETF 37954Y673   3,929 125 SH   SOLE   125 0 0
HOME DEPOT INC COM 437076102   182,346 587 SH   SOLE   383 0 204
HORMEL FOODS CORP COM 440452100   12,066 300 SH   SOLE   300 0 0
HUMANA INC COM 444859102   40,242 90 SH   SOLE   90 0 0
HUNTINGTON BANCSHARES INC COM 446150104   56,186 5,212 SH   SOLE   5,212 0 0
ILLINOIS TOOL WKS INC COM 452308109   53,785 215 SH   SOLE   215 0 0
INTEL CORP COM 458140100   107,544 3,216 SH   SOLE   916 0 2,300
INTERNATIONAL BUSINESS MACHS COM 459200101   131,162 980 SH   SOLE   980 0 0
INTERNATIONAL PAPER CO COM 460146103   7,953 250 SH   SOLE   250 0 0
INTUIT COM 461202103   1,833 4 SH   SOLE   0 0 4
INTUITIVE SURGICAL INC COM NEW 46120E602   168,919 494 SH   SOLE   78 0 416
INVESCO ACTVELY MNGD ETC FD OPTIMUM YIELD 46090F100   3,837 282 SH   SOLE   282 0 0
INVESCO DB COMMDY INDX TRCK UNIT 46138B103   4,540 200 SH   SOLE   0 0 200
INVESCO EXCH TRADED FD TR II EMRNG MKT SVRG 46138E784   78 4 SH   SOLE   4 0 0
INVESCO EXCH TRADED FD TR II S&P 500 HB ETF 46138E370   130,245 1,705 SH   SOLE   1,705 0 0
INVESCO EXCHANGE TRADED FD T DYNMC PHRMCTLS 46137V662   25,258 334 SH   SOLE   334 0 0
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613   5,401 33 SH   SOLE   33 0 0
INVESCO EXCHANGE TRADED FD T WATER RES ETF 46137V142   98,683 1,750 SH   SOLE   1,750 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   120,537 326 SH   SOLE   58 0 268
ISHARES INC CORE MSCI EMKT 46434G103   64,176 1,302 SH   SOLE   1,302 0 0
ISHARES INC ESG AWR MSCI EM 46434G863   1,234 39 SH   SOLE   39 0 0
ISHARES INC MSCI AUST ETF 464286103   6,765 300 SH   SOLE   0 0 300
ISHARES TR 1 3 YR TREAS BD 464287457   48,648 600 SH   SOLE   0 0 600
ISHARES TR BROAD USD HIGH 46435U853   2,471 70 SH   SOLE   70 0 0
ISHARES TR CORE DIV GRWTH 46434V621   25,305,537 491,084 SH   SOLE   401,809 0 89,275
ISHARES TR CORE MSCI EAFE 46432F842   21,714,804 321,701 SH   SOLE   270,226 0 51,475
ISHARES TR CORE S&P MCP ETF 464287507   20,899,435 79,927 SH   SOLE   66,453 0 13,474
ISHARES TR CORE S&P SCP ETF 464287804   14,943,248 149,957 SH   SOLE   125,127 0 24,830
ISHARES TR CORE S&P TTL STK 464287150   219,662 2,245 SH   SOLE   1,128 0 1,117
ISHARES TR CORE S&P500 ETF 464287200   56,512,741 126,793 SH   SOLE   108,353 0 18,440
ISHARES TR CORE US AGGBD ET 464287226   125,376 1,280 SH   SOLE   1,280 0 0
ISHARES TR EAFE GRWTH ETF 464288885   1,089,678 11,421 SH   SOLE   8,401 0 3,020
ISHARES TR EAFE VALUE ETF 464288877   649,532 13,272 SH   SOLE   11,397 0 1,875
ISHARES TR ESG AW MSCI EAFE 46435G516   4,230 58 SH   SOLE   58 0 0
ISHARES TR ESG AWARE MSCI 46435U663   427 12 SH   SOLE   12 0 0
ISHARES TR ESG AWR MSCI USA 46435G425   4,191 43 SH   SOLE   43 0 0
ISHARES TR ESG AWR US AGRGT 46435U549   378 8 SH   SOLE   8 0 0
ISHARES TR ESG AWRE USD ETF 46435G193   228 10 SH   SOLE   10 0 0
ISHARES TR EXPANDED TECH 464287515   6,227 18 SH   SOLE   18 0 0
ISHARES TR EXPONENTIAL TECH 46434V381   6,950 125 SH   SOLE   125 0 0
ISHARES TR GL CLEAN ENE ETF 464288224   920 50 SH   SOLE   50 0 0
ISHARES TR GRWT ALLOCAT ETF 464289867   258 5 SH   SOLE   5 0 0
ISHARES TR INTL DIV GRWTH 46435G524   1,365 22 SH   SOLE   22 0 0
ISHARES TR ISHARES SEMICDTR 464287523   3,044 6 SH   SOLE   6 0 0
ISHARES TR JPMORGAN USD EMG 464288281   347 4 SH   SOLE   4 0 0
ISHARES TR MSCI EAFE ETF 464287465   877,658 12,106 SH   SOLE   10,024 0 2,082
ISHARES TR MSCI EAFE MIN VL 46429B689   113,738 1,685 SH   SOLE   1,685 0 0
ISHARES TR MSCI EMG MKT ETF 464287234   137,274 3,470 SH   SOLE   2,400 0 1,070
ISHARES TR MSCI KLD400 SOC 464288570   252,510 3,000 SH   SOLE   3,000 0 0
ISHARES TR MSCI USA ESG SLC 464288802   843 9 SH   SOLE   9 0 0
ISHARES TR MSCI USA MIN VOL 46429B697   13,677 184 SH   SOLE   184 0 0
ISHARES TR RUS 1000 ETF 464287622   62,642 257 SH   SOLE   257 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   142,269 517 SH   SOLE   517 0 0
ISHARES TR RUS 1000 VAL ETF 464287598   281,462 1,783 SH   SOLE   1,626 0 157
ISHARES TR RUS 2000 VAL ETF 464287630   10,999 78 SH   SOLE   0 0 78
ISHARES TR RUS MD CP GR ETF 464287481   1,307,501 13,531 SH   SOLE   10,571 0 2,960
ISHARES TR RUS MDCP VAL ETF 464287473   218,362 1,988 SH   SOLE   1,988 0 0
ISHARES TR RUS MID CAP ETF 464287499   956,474 13,097 SH   SOLE   12,907 0 190
ISHARES TR RUSSELL 2000 ETF 464287655   562,185 3,002 SH   SOLE   2,778 0 224
ISHARES TR S&P 100 ETF 464287101   92,142 445 SH   SOLE   445 0 0
ISHARES TR S&P 500 GRWT ETF 464287309   711,989 10,102 SH   SOLE   4,723 0 5,379
ISHARES TR S&P 500 VAL ETF 464287408   537,086 3,332 SH   SOLE   785 0 2,547
ISHARES TR S&P MC 400GR ETF 464287606   677,850 9,038 SH   SOLE   6,299 0 2,739
ISHARES TR S&P MC 400VL ETF 464287705   387,168 3,614 SH   SOLE   2,370 0 1,244
ISHARES TR S&P SML 600 GWT 464287887   735,323 6,398 SH   SOLE   2,432 0 3,966
ISHARES TR SELECT DIVID ETF 464287168   121,335 1,071 SH   SOLE   954 0 117
ISHARES TR SP SMCP600VL ETF 464287879   428,286 4,504 SH   SOLE   4,379 0 125
ISHARES TR TIPS BD ETF 464287176   25,993 242 SH   SOLE   0 0 242
ISHARES TR US AER DEF ETF 464288760   11,667 100 SH   SOLE   100 0 0
ISHARES TR US CONSUM DISCRE 464287580   13,522 190 SH   SOLE   190 0 0
ISHARES TR US HLTHCARE ETF 464287762   42,879 153 SH   SOLE   153 0 0
ISHARES TR US TELECOM ETF 464287713   376 17 SH   SOLE   17 0 0
J P MORGAN EXCHANGE TRADED F ACTIVE VALUE ETF 46641Q167   35,611 670 SH   SOLE   670 0 0
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   5,432,894 98,191 SH   SOLE   80,211 0 17,980
J P MORGAN EXCHANGE TRADED F NASDAQ EQT PREM 46654Q203   37,487 775 SH   SOLE   775 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   142,398 2,840 SH   SOLE   2,832 0 8
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654   3,498,396 69,070 SH   SOLE   51,125 0 17,945
JOHN HANCOCK EXCHANGE TRADED MULTIFACTOR MI 47804J206   462,714 9,312 SH   SOLE   9,312 0 0
JOHNSON & JOHNSON COM 478160104   137,713 832 SH   SOLE   832 0 0
JPMORGAN CHASE & CO COM 46625H100   2,496,343 17,164 SH   SOLE   14,353 0 2,811
KROGER CO COM 501044101   321,104 6,832 SH   SOLE   6,832 0 0
L3HARRIS TECHNOLOGIES INC COM 502431109   10,376 53 SH   SOLE   53 0 0
LAMB WESTON HLDGS INC COM 513272104   4,713 41 SH   SOLE   41 0 0
LCNB CORP COM 50181P100   8,285,659 561,359 SH   SOLE   318,128 0 243,231
LEIDOS HOLDINGS INC COM 525327102   42,117 476 SH   SOLE   476 0 0
LILLY ELI & CO COM 532457108   513,065 1,094 SH   SOLE   574 0 520
LINCOLN ELEC HLDGS INC COM 533900106   576,027 2,900 SH   SOLE   0 0 2,900
LINDE PLC SHS G54950103   34,298 90 SH   SOLE   90 0 0
LOWES COS INC COM 548661107   28,890 128 SH   SOLE   128 0 0
LUCID GROUP INC COM 549498103   1,034 150 SH   SOLE   150 0 0
LULULEMON ATHLETICA INC COM 550021109   166,162 439 SH   SOLE   439 0 0
MARKEL GROUP INC COM 570535104   11,066 8 SH   SOLE   0 0 8
MARSH & MCLENNAN COS INC COM 571748102   12,226 65 SH   SOLE   65 0 0
MARVELL TECHNOLOGY INC COM 573874104   3,494 58 SH   SOLE   58 0 0
MASTERCARD INCORPORATED CL A 57636Q104   109,731 279 SH   SOLE   15 0 264
MCDONALDS CORP COM 580135101   150,698 505 SH   SOLE   505 0 0
MCKESSON CORP COM 58155Q103   74,352 174 SH   SOLE   0 0 174
MEDTRONIC PLC SHS G5960L103   20,263 230 SH   SOLE   230 0 0
MERCADOLIBRE INC COM 58733R102   9,477 8 SH   SOLE   8 0 0
MERCK & CO INC COM 58933Y105   56,772 492 SH   SOLE   492 0 0
MICRON TECHNOLOGY INC COM 595112103   1,894 30 SH   SOLE   30 0 0
MICROSOFT CORP COM 594918104   2,327,143 6,834 SH   SOLE   5,463 0 1,371
MODERNA INC COM 60770K107   3 0 SH   SOLE   0 0 0
MONDELEZ INTL INC CL A 609207105   27,499 377 SH   SOLE   377 0 0
NETFLIX INC COM 64110L106   156,381 355 SH   SOLE   103 0 252
NEXTERA ENERGY INC COM 65339F101   978,333 13,185 SH   SOLE   7,307 0 5,878
NIKE INC CL B 654106103   13,797 125 SH   SOLE   125 0 0
NIO INC SPON ADS 62914V106   11,299 1,166 SH   SOLE   1,166 0 0
NORFOLK SOUTHN CORP COM 655844108   272,112 1,200 SH   SOLE   550 0 650
NOVO-NORDISK A S ADR 670100205   28,321 175 SH   SOLE   0 0 175
NU HLDGS LTD ORD SHS CL A G6683N103   3,945 500 SH   SOLE   0 0 500
NUCOR CORP COM 670346105   65,592 400 SH   SOLE   400 0 0
NVIDIA CORPORATION COM 67066G104   224,628 531 SH   SOLE   528 0 3
OCCIDENTAL PETE CORP COM 674599105   118,168 2,010 SH   SOLE   2,010 0 0
OLD REP INTL CORP COM 680223104   18,878 750 SH   SOLE   0 0 750
OMEGA HEALTHCARE INVS INC COM 681936100   3,069 100 SH   SOLE   100 0 0
ON SEMICONDUCTOR CORP COM 682189105   125,792 1,330 SH   SOLE   0 0 1,330
ORACLE CORP COM 68389X105   7,265 61 SH   SOLE   44 0 17
OREILLY AUTOMOTIVE INC COM 67103H107   127,055 133 SH   SOLE   0 0 133
PAYPAL HLDGS INC COM 70450Y103   668 10 SH   SOLE   10 0 0
PEPSICO INC COM 713448108   290,240 1,567 SH   SOLE   1,567 0 0
PFIZER INC COM 717081103   715,040 19,494 SH   SOLE   15,331 0 4,163
PHILIP MORRIS INTL INC COM 718172109   5,858 60 SH   SOLE   60 0 0
PHILLIPS EDISON & CO INC COMMON STOCK 71844V201   45,361 1,331 SH   SOLE   1,331 0 0
PIMCO ETF TR ENHNCD LW DUR AC 72201R718   1,674,004 17,858 SH   SOLE   15,614 0 2,244
PIONEER NAT RES CO COM 723787107   829 4 SH   SOLE   4 0 0
PNC FINL SVCS GROUP INC COM 693475105   80,734 641 SH   SOLE   641 0 0
PRINCIPAL FINANCIAL GROUP IN COM 74251V102   10,921 144 SH   SOLE   0 0 144
PROCTER AND GAMBLE CO COM 742718109   11,236,186 74,049 SH   SOLE   62,652 0 11,397
PROLOGIS INC. COM 74340W103   9,075 74 SH   SOLE   74 0 0
QUANTA SVCS INC COM 74762E102   158,143 805 SH   SOLE   0 0 805
RAYTHEON TECHNOLOGIES CORP COM 75513E101   257,145 2,625 SH   SOLE   291 0 2,334
REGENERON PHARMACEUTICALS COM 75886F107   41,676 58 SH   SOLE   0 0 58
RIVIAN AUTOMOTIVE INC COM CL A 76954A103   6,615 397 SH   SOLE   397 0 0
ROYAL BK CDA COM 780087102   19,102 200 SH   SOLE   0 0 200
ROYAL CARIBBEAN GROUP COM V7780T103   322,839 3,112 SH   SOLE   3,112 0 0
SALESFORCE INC COM 79466L302   2,747 13 SH   SOLE   0 0 13
SCHNITZER STEEL INDS INC CL A 806882106   8,997 300 SH   SOLE   300 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   33,005 1,340 SH   SOLE   1,340 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   143,632 4,029 SH   SOLE   2,397 0 1,632
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755   15,726 487 SH   SOLE   487 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   2,432 47 SH   SOLE   47 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   23,602 325 SH   SOLE   325 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   30,205 403 SH   SOLE   403 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   27,910 416 SH   SOLE   416 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   847,871 16,190 SH   SOLE   10,152 0 6,038
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   124,516 1,753 SH   SOLE   449 0 1,304
SCHWAB STRATEGIC TR US REIT ETF 808524847   448 23 SH   SOLE   23 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   86,024 1,964 SH   SOLE   1,476 0 488
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   14,468 109 SH   SOLE   109 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   11,780 180 SH   SOLE   180 0 0
SEMPRA COM 816851109   50,957 350 SH   SOLE   350 0 0
SHOPIFY INC CL A 82509L107   9,690 150 SH   SOLE   150 0 0
SMUCKER J M CO COM NEW 832696405   48,879 331 SH   SOLE   331 0 0
SOUTHERN CO COM 842587107   24,588 350 SH   SOLE   350 0 0
SPDR GOLD TR GOLD SHS 78463V107   375,437 2,106 SH   SOLE   1,680 0 426
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   207 6 SH   SOLE   6 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   613,057 1,383 SH   SOLE   1,383 0 0
SPDR SER TR NUVEEN BLMBRG MU 78468R721   554 12 SH   SOLE   12 0 0
SPDR SER TR S&P 600 SMCP VAL 78464A300   78 1 SH   SOLE   1 0 0
SPDR SER TR S&P DIVID ETF 78464A763   4,781 39 SH   SOLE   39 0 0
STARBUCKS CORP COM 855244109   68,649 693 SH   SOLE   693 0 0
T ROWE PRICE ETF INC PRICE GRW STOCK 87283Q305   404,177 14,626 SH   SOLE   12,826 0 1,800
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   111,517 1,105 SH   SOLE   1,105 0 0
TARGET CORP COM 87612E106   29,678 225 SH   SOLE   225 0 0
TD SYNNEX CORPORATION COM 87162W100   1,128 12 SH   SOLE   12 0 0
TESLA INC COM 88160R101   774,054 2,957 SH   SOLE   2,702 0 255
TEXAS ROADHOUSE INC COM 882681109   2,022 18 SH   SOLE   18 0 0
THE TRADE DESK INC COM CL A 88339J105   139,614 1,808 SH   SOLE   310 0 1,498
THERMO FISHER SCIENTIFIC INC COM 883556102   57,915 111 SH   SOLE   0 0 111
TIDAL ETF TR UNLIMITED HFND 886364439   1,135 55 SH   SOLE   55 0 0
TOPGOLF CALLAWAY BRANDS CORP COM 131193104   1,985 100 SH   SOLE   100 0 0
TRACTOR SUPPLY CO COM 892356106   60,361 273 SH   SOLE   0 0 273
UBER TECHNOLOGIES INC COM 90353T100   950 22 SH   SOLE   0 0 22
UNION PAC CORP COM 907818108   18,416 90 SH   SOLE   90 0 0
UNITED PARCEL SERVICE INC CL B 911312106   17,925 100 SH   SOLE   100 0 0
UNITED RENTALS INC COM 911363109   55,672 125 SH   SOLE   0 0 125
UNITEDHEALTH GROUP INC COM 91324P102   296,082 616 SH   SOLE   457 0 159
US BANCORP DEL COM NEW 902973304   180,729 5,470 SH   SOLE   5,470 0 0
VANECK MERK GOLD TR GOLD TRUST 921078101   253,611 13,635 SH   SOLE   0 0 13,635
VANGUARD ADMIRAL FDS INC MIDCP 400 GRTH 921932869   38,334 410 SH   SOLE   0 0 410
VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885   978,886 11,050 SH   SOLE   9,054 0 1,996
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828   754,050 8,206 SH   SOLE   6,380 0 1,826
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   119,099 1,576 SH   SOLE   1,576 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   17,519 241 SH   SOLE   241 0 0
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   978 20 SH   SOLE   20 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   41,154 200 SH   SOLE   0 0 200
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   4,982 36 SH   SOLE   36 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   8,587 39 SH   SOLE   39 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   4,763 57 SH   SOLE   57 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   871,172 2,139 SH   SOLE   2,104 0 35
VANGUARD INDEX FDS SM CP VAL ETF 922908611   5,789 35 SH   SOLE   35 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   3,581 18 SH   SOLE   18 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   419,414 1,904 SH   SOLE   1,904 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   7,248 51 SH   SOLE   51 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   11,228 276 SH   SOLE   276 0 0
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874   62 1 SH   SOLE   1 0 0
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866   70 1 SH   SOLE   1 0 0
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   110,480 1,000 SH   SOLE   1,000 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   48 1 SH   SOLE   1 0 0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   3,344 57 SH   SOLE   57 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   2,529 32 SH   SOLE   32 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   13,619 180 SH   SOLE   180 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   626,168 3,855 SH   SOLE   1,106 0 2,749
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   760,031 16,458 SH   SOLE   16,062 0 396
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810   19,449 259 SH   SOLE   0 0 259
VERIZON COMMUNICATIONS INC COM 92343V104   13,582 365 SH   SOLE   365 0 0
VERTEX PHARMACEUTICALS INC COM 92532F100   93,609 266 SH   SOLE   0 0 266
VIATRIS INC COM 92556V106   679 68 SH   SOLE   68 0 0
VICI PPTYS INC COM 925652109   10,372 330 SH   SOLE   330 0 0
VISA INC COM CL A 92826C839   42,509 179 SH   SOLE   179 0 0
VODAFONE GROUP PLC NEW SPONSORED ADR 92857W308   1,541 163 SH   SOLE   163 0 0
WABTEC COM 929740108   659 6 SH   SOLE   6 0 0
WALKER & DUNLOP INC COM 93148P102   10,282 130 SH   SOLE   130 0 0
WALMART INC COM 931142103   79,534 506 SH   SOLE   506 0 0
WARNER BROS DISCOVERY INC COM SER A 934423104   6,822 544 SH   SOLE   544 0 0
WASTE MGMT INC DEL COM 94106L109   11,446 66 SH   SOLE   66 0 0
WELLS FARGO CO NEW COM 949746101   6,829 160 SH   SOLE   160 0 0
WORKHORSE GROUP INC COM NEW 98138J206   79 90 SH   SOLE   90 0 0
WORTHINGTON INDS INC COM 981811102   79,948 1,151 SH   SOLE   1,151 0 0
WP CAREY INC COM 92936U109   36,686 543 SH   SOLE   543 0 0
ZIMMER BIOMET HOLDINGS INC COM 98956P102   32,615 224 SH   SOLE   224 0 0
ZIMVIE INC COM 98888T107   248 22 SH   SOLE   22 0 0