Chief Compliance Officer

0001904425-23-000005.txt : 20230810 0001904425-23-000005.hdr.sgml : 20230810 20230810141641 ACCESSION NUMBER: 0001904425-23-000005 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20230630 FILED AS OF DATE: 20230810 DATE AS OF CHANGE: 20230810 EFFECTIVENESS DATE: 20230810 FILER: COMPANY DATA: COMPANY CONFORMED NAME: Ritter Daniher Financial Advisory LLC / DE CENTRAL INDEX KEY: 0001936603 IRS NUMBER: 873266878 STATE OF INCORPORATION: DE FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-22602 FILM NUMBER: 231158549 BUSINESS ADDRESS: STREET 1: 7661 BEECHMONT AVENUE STREET 2: SUITE 200 CITY: CINCINNATI STATE: OH ZIP: 45255 BUSINESS PHONE: 513-233-0715 MAIL ADDRESS: STREET 1: 7661 BEECHMONT AVENUE STREET 2: SUITE 200 CITY: CINCINNATI STATE: OH ZIP: 45255 13F-HR 1 primary_doc.xml X0202 13F-HR LIVE false false false 0001936603 XXXXXXXX 06-30-2023 06-30-2023 Ritter Daniher Financial Advisory LLC / DE

7661 BEECHMONT AVENUE SUITE 200 CINCINNATI OH 45255

13F HOLDINGS REPORT 028-22602 000321827 801-125847 N John Ritter Chief Compliance Officer 513-233-0715 John Ritter Cincinnati OH 08-10-2023 0 331 241451951 false INFORMATION TABLE 2 ritterdaniherq223-13f.xml 3M CO COM 88579Y101 17516 175 SH SOLE 175 0 0 ABBOTT LABS COM 002824100 3271 30 SH SOLE 30 0 0 ABBVIE INC COM 00287Y109 102126 758 SH SOLE 300 0 458 ACADIA PHARMACEUTICALS INC COM 004225108 1509 63 SH SOLE 63 0 0 ACCENTURE PLC IRELAND SHS CLASS A G1151C101 87329 283 SH SOLE 283 0 0 ACTIVISION BLIZZARD INC COM 00507V109 8430 100 SH SOLE 100 0 0 ADOBE SYSTEMS INCORPORATED COM 00724F101 110512 226 SH SOLE 0 0 226 ADVANCED MICRO DEVICES INC COM 007903107 2279 20 SH SOLE 0 0 20 ALCOA CORP COM 013872106 24871 733 SH SOLE 733 0 0 ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 21088 253 SH SOLE 253 0 0 ALPHABET INC CAP STK CL A 02079K305 1009071 8430 SH SOLE 5100 0 3330 ALPHABET INC CAP STK CL C 02079K107 528639 4370 SH SOLE 3966 0 404 ALTRIA GROUP INC COM 02209S103 27180 600 SH SOLE 600 0 0 AMAZON COM INC COM 023135106 2141171 16425 SH SOLE 14432 0 1993 AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 16627759 309009 SH SOLE 258928 0 50081 AMERICAN CENTY ETF TR INTERNATIONAL LR 025072364 790676 16259 SH SOLE 15866 0 393 AMERICAN ELEC PWR CO INC COM 025537101 10104 120 SH SOLE 120 0 0 AMERICAN EXPRESS CO COM 025816109 56615 325 SH SOLE 0 0 325 AMERICAN FINL GROUP INC OHIO COM 025932104 21499 181 SH SOLE 181 0 0 AMGEN INC COM 031162100 5861 26 SH SOLE 26 0 0 AON PLC SHS CL A G0403H108 24164 70 SH SOLE 70 0 0 APPLE INC COM 037833100 7431481 38313 SH SOLE 32957 0 5356 ARISTA NETWORKS INC COM 040413106 11345 70 SH SOLE 70 0 0 ARK ETF TR AUTNMUS TECHNLGY 00214Q203 2029 36 SH SOLE 36 0 0 ARK ETF TR GENOMIC REV ETF 00214Q302 1739 51 SH SOLE 51 0 0 ARK ETF TR INNOVATION ETF 00214Q104 1148 26 SH SOLE 26 0 0 ASML HOLDING N V N Y REGISTRY SHS N07059210 68852 95 SH SOLE 15 0 80 AT&T INC COM 00206R102 35920 2252 SH SOLE 2252 0 0 ATLASSIAN CORPORATION CL A 049468101 10069 60 SH SOLE 60 0 0 AUTOMATIC DATA PROCESSING IN COM 053015103 54069 246 SH SOLE 246 0 0 AXON ENTERPRISE INC COM 05464C101 9756 50 SH SOLE 50 0 0 BABCOCK & WILCOX ENTERPRISES COM 05614L209 5900 1000 SH SOLE 0 0 1000 BANK AMERICA CORP COM 060505104 145000 5054 SH SOLE 3044 0 2010 BECTON DICKINSON & CO COM 075887109 6073 23 SH SOLE 23 0 0 BLACKSTONE INC COM 09260D107 119610 1287 SH SOLE 1287 0 0 BOSTON BEER INC CL A 100557107 2468 8 SH SOLE 8 0 0 BP PLC SPONSORED ADR 055622104 12458 353 SH SOLE 353 0 0 BRISTOL-MYERS SQUIBB CO COM 110122108 390442 6105 SH SOLE 4685 0 1420 BROADCOM INC COM 11135F101 196907 227 SH SOLE 129 0 98 CANADIAN IMPERIAL BK COMM TO COM 136069101 8536 200 SH SOLE 200 0 0 CANADIAN NATL RY CO COM 136375102 72642 600 SH SOLE 600 0 0 CARNIVAL CORP COMMON STOCK 143658300 7532 400 SH SOLE 400 0 0 CARRIER GLOBAL CORPORATION COM 14448C104 9942 200 SH SOLE 200 0 0 CHEMOURS CO COM 163851108 12728 345 SH SOLE 345 0 0 CHENIERE ENERGY INC COM NEW 16411R208 45556 299 SH SOLE 0 0 299 CHEVRON CORP NEW COM 166764100 639998 4067 SH SOLE 3164 0 903 CHUBB LIMITED COM H1467J104 4622 24 SH SOLE 24 0 0 CINCINNATI FINL CORP COM 172062101 41848 430 SH SOLE 430 0 0 CINTAS CORP COM 172908105 2437184 4903 SH SOLE 4903 0 0 CISCO SYS INC COM 17275R102 14436 279 SH SOLE 279 0 0 CLOROX CO DEL COM 189054109 15904 100 SH SOLE 100 0 0 COCA COLA CO COM 191216100 294296 4887 SH SOLE 3087 0 1800 COINBASE GLOBAL INC COM CL A 19260Q107 7155 100 SH SOLE 100 0 0 COLGATE PALMOLIVE CO COM 194162103 11556 150 SH SOLE 150 0 0 COMERICA INC COM 200340107 47105 1112 SH SOLE 1112 0 0 CONCENTRIX CORP COM 20602D101 969 12 SH SOLE 12 0 0 CONOCOPHILLIPS COM 20825C104 67347 650 SH SOLE 650 0 0 CONSOLIDATED EDISON INC COM 209115104 22600 250 SH SOLE 250 0 0 CORTEVA INC COM 22052L104 44694 780 SH SOLE 780 0 0 COSTCO WHSL CORP NEW COM 22160K105 889809 1653 SH SOLE 1198 0 455 CSX CORP COM 126408103 148335 4350 SH SOLE 4350 0 0 CVS HEALTH CORP COM 126650100 6919 100 SH SOLE 100 0 0 DANAHER CORPORATION COM 235851102 480 2 SH SOLE 2 0 0 DECKERS OUTDOOR CORP COM 243537107 15830 30 SH SOLE 0 0 30 DEERE & CO COM 244199105 70098 173 SH SOLE 15 0 158 DELTA AIR LINES INC DEL COM NEW 247361702 21869 460 SH SOLE 460 0 0 DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 172500 5000 SH SOLE 5000 0 0 DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 115080 2100 SH SOLE 2100 0 0 DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 70374 1517 SH SOLE 1517 0 0 DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 57693 2475 SH SOLE 2475 0 0 DISNEY WALT CO COM 254687106 89108 998 SH SOLE 992 0 6 DOMINION ENERGY INC COM 25746U109 3211 62 SH SOLE 62 0 0 DOW INC COM 260557103 41437 778 SH SOLE 778 0 0 DT MIDSTREAM INC COMMON STOCK 23345M107 1686 34 SH SOLE 0 0 34 DTE ENERGY CO COM 233331107 7676 70 SH SOLE 0 0 70 DUKE ENERGY CORP NEW COM NEW 26441C204 238614 2659 SH SOLE 1767 0 892 DUPONT DE NEMOURS INC COM 26614N102 55795 781 SH SOLE 781 0 0 ELEVANCE HEALTH INC COM 036752103 89747 202 SH SOLE 202 0 0 EMERSON ELEC CO COM 291011104 22598 250 SH SOLE 250 0 0 ENBRIDGE INC COM 29250N105 46401 1249 SH SOLE 467 0 782 ENGINE NO 1 ETF TRUST TRANSFRM 500 ETF 29287L106 620 12 SH SOLE 12 0 0 ENTERGY CORP NEW COM 29364G103 5356 55 SH SOLE 55 0 0 ESSENTIAL UTILS INC COM 29670G102 19955 500 SH SOLE 500 0 0 ETF MANAGERS TR ETFMG ALTR HRVST 26924G508 383 128 SH SOLE 128 0 0 EVERGY INC COM 30034W106 6952 119 SH SOLE 119 0 0 EXXON MOBIL CORP COM 30231G102 709888 6619 SH SOLE 5619 0 1000 FIFTH THIRD BANCORP COM 316773100 274341 10467 SH SOLE 8523 0 1944 FIRST BANCSHARES INC MS COM 318916103 5220 202 SH SOLE 202 0 0 FORD MTR CO DEL COM 345370860 4594 304 SH SOLE 304 0 0 GAMESTOP CORP NEW CL A 36467W109 291 12 SH SOLE 12 0 0 GARTNER INC COM 366651107 90731 259 SH SOLE 0 0 259 GE HEALTHCARE TECHNOLOGIES I COMMON STOCK 36266G107 6744 83 SH SOLE 67 0 16 GENERAL DYNAMICS CORP COM 369550108 8606 40 SH SOLE 40 0 0 GENERAL ELECTRIC CO COM NEW 369604301 28364 258 SH SOLE 206 0 52 GENUINE PARTS CO COM 372460105 20477 121 SH SOLE 121 0 0 GLADSTONE LD CORP COM 376549101 17312 1064 SH SOLE 1064 0 0 GLOBAL X FDS AUTONMOUS EV ETF 37954Y624 52080 2000 SH SOLE 2000 0 0 GLOBAL X FDS CLEAN WTR ETF 37954Y186 2730 177 SH SOLE 0 0 177 GLOBAL X FDS CLEANTECH ETF 37954Y228 1794 122 SH SOLE 122 0 0 GLOBAL X FDS FINTECH ETF 37954Y814 2870 130 SH SOLE 130 0 0 GLOBAL X FDS GENOMIC BIOTECH 37954Y434 958 79 SH SOLE 79 0 0 GLOBAL X FDS GLOBAL X URANIUM 37954Y871 2084 96 SH SOLE 0 0 96 GLOBAL X FDS GREEN BUILDNG ET 37960A842 1044 50 SH SOLE 50 0 0 GLOBAL X FDS LITHIUM BTRY ETF 37954Y855 278611 4285 SH SOLE 4123 0 162 GLOBAL X FDS RENEWABLE ENERGY 37954Y707 15396 1284 SH SOLE 1138 0 146 GLOBAL X FDS SOLAR ETF 37960A701 10761 581 SH SOLE 581 0 0 GLOBAL X FDS TELMDC&DIG ETF 37954Y285 2326 200 SH SOLE 200 0 0 GLOBAL X FDS THMATC GWT ETF 37954Y418 5066 190 SH SOLE 80 0 110 GLOBAL X FDS US INFR DEV ETF 37954Y673 3929 125 SH SOLE 125 0 0 HOME DEPOT INC COM 437076102 182346 587 SH SOLE 383 0 204 HORMEL FOODS CORP COM 440452100 12066 300 SH SOLE 300 0 0 HUMANA INC COM 444859102 40242 90 SH SOLE 90 0 0 HUNTINGTON BANCSHARES INC COM 446150104 56186 5212 SH SOLE 5212 0 0 ILLINOIS TOOL WKS INC COM 452308109 53785 215 SH SOLE 215 0 0 INTEL CORP COM 458140100 107544 3216 SH SOLE 916 0 2300 INTERNATIONAL BUSINESS MACHS COM 459200101 131162 980 SH SOLE 980 0 0 INTERNATIONAL PAPER CO COM 460146103 7953 250 SH SOLE 250 0 0 INTUIT COM 461202103 1833 4 SH SOLE 0 0 4 INTUITIVE SURGICAL INC COM NEW 46120E602 168919 494 SH SOLE 78 0 416 INVESCO ACTVELY MNGD ETC FD OPTIMUM YIELD 46090F100 3837 282 SH SOLE 282 0 0 INVESCO DB COMMDY INDX TRCK UNIT 46138B103 4540 200 SH SOLE 0 0 200 INVESCO EXCH TRADED FD TR II EMRNG MKT SVRG 46138E784 78 4 SH SOLE 4 0 0 INVESCO EXCH TRADED FD TR II S&P 500 HB ETF 46138E370 130245 1705 SH SOLE 1705 0 0 INVESCO EXCHANGE TRADED FD T DYNMC PHRMCTLS 46137V662 25258 334 SH SOLE 334 0 0 INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 5401 33 SH SOLE 33 0 0 INVESCO EXCHANGE TRADED FD T WATER RES ETF 46137V142 98683 1750 SH SOLE 1750 0 0 INVESCO QQQ TR UNIT SER 1 46090E103 120537 326 SH SOLE 58 0 268 ISHARES INC CORE MSCI EMKT 46434G103 64176 1302 SH SOLE 1302 0 0 ISHARES INC ESG AWR MSCI EM 46434G863 1234 39 SH SOLE 39 0 0 ISHARES INC MSCI AUST ETF 464286103 6765 300 SH SOLE 0 0 300 ISHARES TR 1 3 YR TREAS BD 464287457 48648 600 SH SOLE 0 0 600 ISHARES TR BROAD USD HIGH 46435U853 2471 70 SH SOLE 70 0 0 ISHARES TR CORE DIV GRWTH 46434V621 25305537 491084 SH SOLE 401809 0 89275 ISHARES TR CORE MSCI EAFE 46432F842 21714804 321701 SH SOLE 270226 0 51475 ISHARES TR CORE S&P MCP ETF 464287507 20899435 79927 SH SOLE 66453 0 13474 ISHARES TR CORE S&P SCP ETF 464287804 14943248 149957 SH SOLE 125127 0 24830 ISHARES TR CORE S&P TTL STK 464287150 219662 2245 SH SOLE 1128 0 1117 ISHARES TR CORE S&P500 ETF 464287200 56512741 126793 SH SOLE 108353 0 18440 ISHARES TR CORE US AGGBD ET 464287226 125376 1280 SH SOLE 1280 0 0 ISHARES TR EAFE GRWTH ETF 464288885 1089678 11421 SH SOLE 8401 0 3020 ISHARES TR EAFE VALUE ETF 464288877 649532 13272 SH SOLE 11397 0 1875 ISHARES TR ESG AW MSCI EAFE 46435G516 4230 58 SH SOLE 58 0 0 ISHARES TR ESG AWARE MSCI 46435U663 427 12 SH SOLE 12 0 0 ISHARES TR ESG AWR MSCI USA 46435G425 4191 43 SH SOLE 43 0 0 ISHARES TR ESG AWR US AGRGT 46435U549 378 8 SH SOLE 8 0 0 ISHARES TR ESG AWRE USD ETF 46435G193 228 10 SH SOLE 10 0 0 ISHARES TR EXPANDED TECH 464287515 6227 18 SH SOLE 18 0 0 ISHARES TR EXPONENTIAL TECH 46434V381 6950 125 SH SOLE 125 0 0 ISHARES TR GL CLEAN ENE ETF 464288224 920 50 SH SOLE 50 0 0 ISHARES TR GRWT ALLOCAT ETF 464289867 258 5 SH SOLE 5 0 0 ISHARES TR INTL DIV GRWTH 46435G524 1365 22 SH SOLE 22 0 0 ISHARES TR ISHARES SEMICDTR 464287523 3044 6 SH SOLE 6 0 0 ISHARES TR JPMORGAN USD EMG 464288281 347 4 SH SOLE 4 0 0 ISHARES TR MSCI EAFE ETF 464287465 877658 12106 SH SOLE 10024 0 2082 ISHARES TR MSCI EAFE MIN VL 46429B689 113738 1685 SH SOLE 1685 0 0 ISHARES TR MSCI EMG MKT ETF 464287234 137274 3470 SH SOLE 2400 0 1070 ISHARES TR MSCI KLD400 SOC 464288570 252510 3000 SH SOLE 3000 0 0 ISHARES TR MSCI USA ESG SLC 464288802 843 9 SH SOLE 9 0 0 ISHARES TR MSCI USA MIN VOL 46429B697 13677 184 SH SOLE 184 0 0 ISHARES TR RUS 1000 ETF 464287622 62642 257 SH SOLE 257 0 0 ISHARES TR RUS 1000 GRW ETF 464287614 142269 517 SH SOLE 517 0 0 ISHARES TR RUS 1000 VAL ETF 464287598 281462 1783 SH SOLE 1626 0 157 ISHARES TR RUS 2000 VAL ETF 464287630 10999 78 SH SOLE 0 0 78 ISHARES TR RUS MD CP GR ETF 464287481 1307501 13531 SH SOLE 10571 0 2960 ISHARES TR RUS MDCP VAL ETF 464287473 218362 1988 SH SOLE 1988 0 0 ISHARES TR RUS MID CAP ETF 464287499 956474 13097 SH SOLE 12907 0 190 ISHARES TR RUSSELL 2000 ETF 464287655 562185 3002 SH SOLE 2778 0 224 ISHARES TR S&P 100 ETF 464287101 92142 445 SH SOLE 445 0 0 ISHARES TR S&P 500 GRWT ETF 464287309 711989 10102 SH SOLE 4723 0 5379 ISHARES TR S&P 500 VAL ETF 464287408 537086 3332 SH SOLE 785 0 2547 ISHARES TR S&P MC 400GR ETF 464287606 677850 9038 SH SOLE 6299 0 2739 ISHARES TR S&P MC 400VL ETF 464287705 387168 3614 SH SOLE 2370 0 1244 ISHARES TR S&P SML 600 GWT 464287887 735323 6398 SH SOLE 2432 0 3966 ISHARES TR SELECT DIVID ETF 464287168 121335 1071 SH SOLE 954 0 117 ISHARES TR SP SMCP600VL ETF 464287879 428286 4504 SH SOLE 4379 0 125 ISHARES TR TIPS BD ETF 464287176 25993 242 SH SOLE 0 0 242 ISHARES TR US AER DEF ETF 464288760 11667 100 SH SOLE 100 0 0 ISHARES TR US CONSUM DISCRE 464287580 13522 190 SH SOLE 190 0 0 ISHARES TR US HLTHCARE ETF 464287762 42879 153 SH SOLE 153 0 0 ISHARES TR US TELECOM ETF 464287713 376 17 SH SOLE 17 0 0 J P MORGAN EXCHANGE TRADED F ACTIVE VALUE ETF 46641Q167 35611 670 SH SOLE 670 0 0 J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 5432894 98191 SH SOLE 80211 0 17980 J P MORGAN EXCHANGE TRADED F NASDAQ EQT PREM 46654Q203 37487 775 SH SOLE 775 0 0 J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837 142398 2840 SH SOLE 2832 0 8 J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654 3498396 69070 SH SOLE 51125 0 17945 JOHN HANCOCK EXCHANGE TRADED MULTIFACTOR MI 47804J206 462714 9312 SH SOLE 9312 0 0 JOHNSON & JOHNSON COM 478160104 137713 832 SH SOLE 832 0 0 JPMORGAN CHASE & CO COM 46625H100 2496343 17164 SH SOLE 14353 0 2811 KROGER CO COM 501044101 321104 6832 SH SOLE 6832 0 0 L3HARRIS TECHNOLOGIES INC COM 502431109 10376 53 SH SOLE 53 0 0 LAMB WESTON HLDGS INC COM 513272104 4713 41 SH SOLE 41 0 0 LCNB CORP COM 50181P100 8285659 561359 SH SOLE 318128 0 243231 LEIDOS HOLDINGS INC COM 525327102 42117 476 SH SOLE 476 0 0 LILLY ELI & CO COM 532457108 513065 1094 SH SOLE 574 0 520 LINCOLN ELEC HLDGS INC COM 533900106 576027 2900 SH SOLE 0 0 2900 LINDE PLC SHS G54950103 34298 90 SH SOLE 90 0 0 LOWES COS INC COM 548661107 28890 128 SH SOLE 128 0 0 LUCID GROUP INC COM 549498103 1034 150 SH SOLE 150 0 0 LULULEMON ATHLETICA INC COM 550021109 166162 439 SH SOLE 439 0 0 MARKEL GROUP INC COM 570535104 11066 8 SH SOLE 0 0 8 MARSH & MCLENNAN COS INC COM 571748102 12226 65 SH SOLE 65 0 0 MARVELL TECHNOLOGY INC COM 573874104 3494 58 SH SOLE 58 0 0 MASTERCARD INCORPORATED CL A 57636Q104 109731 279 SH SOLE 15 0 264 MCDONALDS CORP COM 580135101 150698 505 SH SOLE 505 0 0 MCKESSON CORP COM 58155Q103 74352 174 SH SOLE 0 0 174 MEDTRONIC PLC SHS G5960L103 20263 230 SH SOLE 230 0 0 MERCADOLIBRE INC COM 58733R102 9477 8 SH SOLE 8 0 0 MERCK & CO INC COM 58933Y105 56772 492 SH SOLE 492 0 0 MICRON TECHNOLOGY INC COM 595112103 1894 30 SH SOLE 30 0 0 MICROSOFT CORP COM 594918104 2327143 6834 SH SOLE 5463 0 1371 MODERNA INC COM 60770K107 3 0 SH SOLE 0 0 0 MONDELEZ INTL INC CL A 609207105 27499 377 SH SOLE 377 0 0 NETFLIX INC COM 64110L106 156381 355 SH SOLE 103 0 252 NEXTERA ENERGY INC COM 65339F101 978333 13185 SH SOLE 7307 0 5878 NIKE INC CL B 654106103 13797 125 SH SOLE 125 0 0 NIO INC SPON ADS 62914V106 11299 1166 SH SOLE 1166 0 0 NORFOLK SOUTHN CORP COM 655844108 272112 1200 SH SOLE 550 0 650 NOVO-NORDISK A S ADR 670100205 28321 175 SH SOLE 0 0 175 NU HLDGS LTD ORD SHS CL A G6683N103 3945 500 SH SOLE 0 0 500 NUCOR CORP COM 670346105 65592 400 SH SOLE 400 0 0 NVIDIA CORPORATION COM 67066G104 224628 531 SH SOLE 528 0 3 OCCIDENTAL PETE CORP COM 674599105 118168 2010 SH SOLE 2010 0 0 OLD REP INTL CORP COM 680223104 18878 750 SH SOLE 0 0 750 OMEGA HEALTHCARE INVS INC COM 681936100 3069 100 SH SOLE 100 0 0 ON SEMICONDUCTOR CORP COM 682189105 125792 1330 SH SOLE 0 0 1330 ORACLE CORP COM 68389X105 7265 61 SH SOLE 44 0 17 OREILLY AUTOMOTIVE INC COM 67103H107 127055 133 SH SOLE 0 0 133 PAYPAL HLDGS INC COM 70450Y103 668 10 SH SOLE 10 0 0 PEPSICO INC COM 713448108 290240 1567 SH SOLE 1567 0 0 PFIZER INC COM 717081103 715040 19494 SH SOLE 15331 0 4163 PHILIP MORRIS INTL INC COM 718172109 5858 60 SH SOLE 60 0 0 PHILLIPS EDISON & CO INC COMMON STOCK 71844V201 45361 1331 SH SOLE 1331 0 0 PIMCO ETF TR ENHNCD LW DUR AC 72201R718 1674004 17858 SH SOLE 15614 0 2244 PIONEER NAT RES CO COM 723787107 829 4 SH SOLE 4 0 0 PNC FINL SVCS GROUP INC COM 693475105 80734 641 SH SOLE 641 0 0 PRINCIPAL FINANCIAL GROUP IN COM 74251V102 10921 144 SH SOLE 0 0 144 PROCTER AND GAMBLE CO COM 742718109 11236186 74049 SH SOLE 62652 0 11397 PROLOGIS INC. COM 74340W103 9075 74 SH SOLE 74 0 0 QUANTA SVCS INC COM 74762E102 158143 805 SH SOLE 0 0 805 RAYTHEON TECHNOLOGIES CORP COM 75513E101 257145 2625 SH SOLE 291 0 2334 REGENERON PHARMACEUTICALS COM 75886F107 41676 58 SH SOLE 0 0 58 RIVIAN AUTOMOTIVE INC COM CL A 76954A103 6615 397 SH SOLE 397 0 0 ROYAL BK CDA COM 780087102 19102 200 SH SOLE 0 0 200 ROYAL CARIBBEAN GROUP COM V7780T103 322839 3112 SH SOLE 3112 0 0 SALESFORCE INC COM 79466L302 2747 13 SH SOLE 0 0 13 SCHNITZER STEEL INDS INC CL A 806882106 8997 300 SH SOLE 300 0 0 SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 33005 1340 SH SOLE 1340 0 0 SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 143632 4029 SH SOLE 2397 0 1632 SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 15726 487 SH SOLE 487 0 0 SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 2432 47 SH SOLE 47 0 0 SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 23602 325 SH SOLE 325 0 0 SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 30205 403 SH SOLE 403 0 0 SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 27910 416 SH SOLE 416 0 0 SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 847871 16190 SH SOLE 10152 0 6038 SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 124516 1753 SH SOLE 449 0 1304 SCHWAB STRATEGIC TR US REIT ETF 808524847 448 23 SH SOLE 23 0 0 SCHWAB STRATEGIC TR US SML CAP ETF 808524607 86024 1964 SH SOLE 1476 0 488 SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 14468 109 SH SOLE 109 0 0 SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 11780 180 SH SOLE 180 0 0 SEMPRA COM 816851109 50957 350 SH SOLE 350 0 0 SHOPIFY INC CL A 82509L107 9690 150 SH SOLE 150 0 0 SMUCKER J M CO COM NEW 832696405 48879 331 SH SOLE 331 0 0 SOUTHERN CO COM 842587107 24588 350 SH SOLE 350 0 0 SPDR GOLD TR GOLD SHS 78463V107 375437 2106 SH SOLE 1680 0 426 SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 207 6 SH SOLE 6 0 0 SPDR S&P 500 ETF TR TR UNIT 78462F103 613057 1383 SH SOLE 1383 0 0 SPDR SER TR NUVEEN BLMBRG MU 78468R721 554 12 SH SOLE 12 0 0 SPDR SER TR S&P 600 SMCP VAL 78464A300 78 1 SH SOLE 1 0 0 SPDR SER TR S&P DIVID ETF 78464A763 4781 39 SH SOLE 39 0 0 STARBUCKS CORP COM 855244109 68649 693 SH SOLE 693 0 0 T ROWE PRICE ETF INC PRICE GRW STOCK 87283Q305 404177 14626 SH SOLE 12826 0 1800 TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 111517 1105 SH SOLE 1105 0 0 TARGET CORP COM 87612E106 29678 225 SH SOLE 225 0 0 TD SYNNEX CORPORATION COM 87162W100 1128 12 SH SOLE 12 0 0 TESLA INC COM 88160R101 774054 2957 SH SOLE 2702 0 255 TEXAS ROADHOUSE INC COM 882681109 2022 18 SH SOLE 18 0 0 THE TRADE DESK INC COM CL A 88339J105 139614 1808 SH SOLE 310 0 1498 THERMO FISHER SCIENTIFIC INC COM 883556102 57915 111 SH SOLE 0 0 111 TIDAL ETF TR UNLIMITED HFND 886364439 1135 55 SH SOLE 55 0 0 TOPGOLF CALLAWAY BRANDS CORP COM 131193104 1985 100 SH SOLE 100 0 0 TRACTOR SUPPLY CO COM 892356106 60361 273 SH SOLE 0 0 273 UBER TECHNOLOGIES INC COM 90353T100 950 22 SH SOLE 0 0 22 UNION PAC CORP COM 907818108 18416 90 SH SOLE 90 0 0 UNITED PARCEL SERVICE INC CL B 911312106 17925 100 SH SOLE 100 0 0 UNITED RENTALS INC COM 911363109 55672 125 SH SOLE 0 0 125 UNITEDHEALTH GROUP INC COM 91324P102 296082 616 SH SOLE 457 0 159 US BANCORP DEL COM NEW 902973304 180729 5470 SH SOLE 5470 0 0 VANECK MERK GOLD TR GOLD TRUST 921078101 253611 13635 SH SOLE 0 0 13635 VANGUARD ADMIRAL FDS INC MIDCP 400 GRTH 921932869 38334 410 SH SOLE 0 0 410 VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885 978886 11050 SH SOLE 9054 0 1996 VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828 754050 8206 SH SOLE 6380 0 1826 VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 119099 1576 SH SOLE 1576 0 0 VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 17519 241 SH SOLE 241 0 0 VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 978 20 SH SOLE 20 0 0 VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 41154 200 SH SOLE 0 0 200 VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 4982 36 SH SOLE 36 0 0 VANGUARD INDEX FDS MID CAP ETF 922908629 8587 39 SH SOLE 39 0 0 VANGUARD INDEX FDS REAL ESTATE ETF 922908553 4763 57 SH SOLE 57 0 0 VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 871172 2139 SH SOLE 2104 0 35 VANGUARD INDEX FDS SM CP VAL ETF 922908611 5789 35 SH SOLE 35 0 0 VANGUARD INDEX FDS SMALL CP ETF 922908751 3581 18 SH SOLE 18 0 0 VANGUARD INDEX FDS TOTAL STK MKT 922908769 419414 1904 SH SOLE 1904 0 0 VANGUARD INDEX FDS VALUE ETF 922908744 7248 51 SH SOLE 51 0 0 VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 11228 276 SH SOLE 276 0 0 VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 62 1 SH SOLE 1 0 0 VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 70 1 SH SOLE 1 0 0 VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 110480 1000 SH SOLE 1000 0 0 VANGUARD MALVERN FDS STRM INFPROIDX 922020805 48 1 SH SOLE 1 0 0 VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 3344 57 SH SOLE 57 0 0 VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 2529 32 SH SOLE 32 0 0 VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 13619 180 SH SOLE 180 0 0 VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 626168 3855 SH SOLE 1106 0 2749 VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 760031 16458 SH SOLE 16062 0 396 VANGUARD WHITEHALL FDS INTL DVD ETF 921946810 19449 259 SH SOLE 0 0 259 VERIZON COMMUNICATIONS INC COM 92343V104 13582 365 SH SOLE 365 0 0 VERTEX PHARMACEUTICALS INC COM 92532F100 93609 266 SH SOLE 0 0 266 VIATRIS INC COM 92556V106 679 68 SH SOLE 68 0 0 VICI PPTYS INC COM 925652109 10372 330 SH SOLE 330 0 0 VISA INC COM CL A 92826C839 42509 179 SH SOLE 179 0 0 VODAFONE GROUP PLC NEW SPONSORED ADR 92857W308 1541 163 SH SOLE 163 0 0 WABTEC COM 929740108 659 6 SH SOLE 6 0 0 WALKER & DUNLOP INC COM 93148P102 10282 130 SH SOLE 130 0 0 WALMART INC COM 931142103 79534 506 SH SOLE 506 0 0 WARNER BROS DISCOVERY INC COM SER A 934423104 6822 544 SH SOLE 544 0 0 WASTE MGMT INC DEL COM 94106L109 11446 66 SH SOLE 66 0 0 WELLS FARGO CO NEW COM 949746101 6829 160 SH SOLE 160 0 0 WORKHORSE GROUP INC COM NEW 98138J206 79 90 SH SOLE 90 0 0 WORTHINGTON INDS INC COM 981811102 79948 1151 SH SOLE 1151 0 0 WP CAREY INC COM 92936U109 36686 543 SH SOLE 543 0 0 ZIMMER BIOMET HOLDINGS INC COM 98956P102 32615 224 SH SOLE 224 0 0 ZIMVIE INC COM 98888T107 248 22 SH SOLE 22 0 0