The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPS ETF TR OSHARES US SMLCP 00162Q395   2,688,849 63,163 SH   SOLE 1 0 0 63,163
ALPHABET INC CAP STK CL C 02079K107   1,043,743 6,855 SH   SOLE 1 0 0 6,855
ALPHABET INC CAP STK CL A 02079K305   1,244,569 8,246 SH   SOLE 1 0 0 8,246
AMAZON COM INC COM 023135106   2,259,440 12,526 SH   SOLE 1 0 0 12,526
AMERICAN CENTY ETF TR INTL EQT ETF 025072703   6,919,573 108,559 SH   SOLE 1 0 0 108,559
AMERICAN CENTY ETF TR US SML CP VALU 025072877   5,117,643 54,611 SH   SOLE 1 0 0 54,611
AMERICAN CENTY ETF TR US EQT ETF 025072885   4,172,490 46,620 SH   SOLE 1 0 0 46,620
AMERICAN TOWER CORP NEW COM 03027X100   208,853 1,057 SH   SOLE 1 0 0 1,057
APPLE INC COM 037833100   4,115,180 23,998 SH   SOLE 1 0 0 23,998
APPLIED MATLS INC COM 038222105   274,286 1,330 SH   SOLE 1 0 0 1,330
ARES CAPITAL CORP COM 04010L103   1,020,809 49,030 SH   SOLE 1 0 0 49,030
BROADCOM INC COM 11135F101   1,076,233 812 SH   SOLE 1 0 0 812
B2GOLD CORP COM 11777Q209   27,711 10,617 SH   SOLE 1 0 0 10,617
CSX CORP COM 126408103   556,943 15,024 SH   SOLE 1 0 0 15,024
CHEVRON CORP NEW COM 166764100   887,389 5,626 SH   SOLE 1 0 0 5,626
CISCO SYS INC COM 17275R102   1,268,539 25,417 SH   SOLE 1 0 0 25,417
COGNITION THERAPEUTICS INC COM 19243B102   78,952 43,380 SH   SOLE 1 0 0 43,380
COHEN & STEERS QUALITY INCOM COM 19247L106   2,385,676 197,490 SH   SOLE 1 0 0 197,490
COSTCO WHSL CORP NEW COM 22160K105   789,093 1,077 SH   SOLE 1 0 0 1,077
DEERE & CO COM 244199105   705,040 1,711 SH   SOLE 1 0 0 1,711
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   315,912 5,804 SH   SOLE 1 0 0 5,804
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   590,310 14,433 SH   SOLE 1 0 0 14,433
ETF SER SOLUTIONS AAM BAHL & GAYN 26922B832   5,789,197 214,575 SH   SOLE 1 0 0 214,575
EXXON MOBIL CORP COM 30231G102   760,210 6,540 SH   SOLE 1 0 0 6,540
META PLATFORMS INC CL A 30303M102   746,389 1,537 SH   SOLE 1 0 0 1,537
FIRST TR EXCHANGE TRAD FD VI FST TR GLB FD 33739H101   3,815,742 160,866 SH   SOLE 1 0 0 160,866
FIRST TR EXCH TRADED FD III SHRT DUR MNG MUN 33739P830   282,134 14,224 SH   SOLE 1 0 0 14,224
FIRST TR EXCH TRADED FD III INSTL PFD SECS 33739P855   200,518 11,005 SH   SOLE 1 0 0 11,005
GENERAL ELECTRIC CO COM NEW 369604301   238,622 1,359 SH   SOLE 1 0 0 1,359
GLOBAL X FDS US INFR DEV ETF 37954Y673   637,677 16,018 SH   SOLE 1 0 0 16,018
HOME DEPOT INC COM 437076102   249,274 650 SH   SOLE 1 0 0 650
ILLINOIS TOOL WKS INC COM 452308109   485,514 1,800 SH   SOLE 1 0 0 1,800
INNOVATOR ETFS TRUST US SML CP PWR B 45782C284   407,919 14,527 SH   SOLE 1 0 0 14,527
INNOVATOR ETFS TRUST GRWT100 PWR BF 45782C466   936,491 21,489 SH   SOLE 1 0 0 21,489
INNOVATOR ETFS TRUST US SML CP PWR B 45782C474   447,643 12,656 SH   SOLE 1 0 0 12,656
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C508   1,032,113 26,390 SH   SOLE 1 0 0 26,390
INNOVATOR ETFS TRUST INTRNL DEV JAN 45782C524   532,534 17,022 SH   SOLE 1 0 0 17,022
INNOVATOR ETFS TRUST US EQTY PWR BF 45782C680   223,637 6,321 SH   SOLE 1 0 0 6,321
INNOVATOR ETFS TRUST INTRNL DEV JULY 45782C722   576,613 20,440 SH   SOLE 1 0 0 20,440
INVESCO QQQ TR UNIT SER 1 46090E103   3,712,279 8,350 SH   SOLE 1 0 0 8,350
INVESCO EXCHANGE TRADED FD T AEROSPACE DEFN 46137V100   3,852,783 37,932 SH   SOLE 1 0 0 37,932
INVESCO EXCHANGE TRADED FD T S&P500 EQL TEC 46137V282   443,394 12,600 SH   SOLE 1 0 0 12,600
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354   320,458 4,865 SH   SOLE 1 0 0 4,865
INVESCO EXCH TRADED FD TR II FTSE RAFI DEV 46138E743   239,860 4,831 SH   SOLE 1 0 0 4,831
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649   3,754,645 20,552 SH   SOLE 1 0 0 20,552
INVESCO EXCH TRADED FD TR II SHORT TERM TREAS 46138G888   5,722,697 54,259 SH   SOLE 1 0 0 54,259
INVESCO EXCH TRD SLF IDX FD BLOOMBERG PRICIN 46138J775   439,248 5,595 SH   SOLE 1 0 0 5,595
ISHARES TR SELECT DIVID ETF 464287168   283,314 2,300 SH   SOLE 1 0 0 2,300
ISHARES TR CORE S&P500 ETF 464287200   2,696,132 5,128 SH   SOLE 1 0 0 5,128
ISHARES TR S&P 500 GRWT ETF 464287309   617,932 7,318 SH   SOLE 1 0 0 7,318
ISHARES TR S&P 500 VAL ETF 464287408   2,212,205 11,842 SH   SOLE 1 0 0 11,842
ISHARES TR MSCI EAFE ETF 464287465   438,751 5,494 SH   SOLE 1 0 0 5,494
ISHARES TR RUS MID CAP ETF 464287499   417,087 4,960 SH   SOLE 1 0 0 4,960
ISHARES TR CORE S&P MCP ETF 464287507   4,881,211 80,362 SH   SOLE 1 0 0 80,362
ISHARES TR RUS 1000 VAL ETF 464287598   2,767,608 15,452 SH   SOLE 1 0 0 15,452
ISHARES TR RUS 1000 GRW ETF 464287614   1,514,029 4,492 SH   SOLE 1 0 0 4,492
ISHARES TR RUS 1000 ETF 464287622   2,103,196 7,302 SH   SOLE 1 0 0 7,302
ISHARES TR RUS 2000 VAL ETF 464287630   521,533 3,284 SH   SOLE 1 0 0 3,284
ISHARES TR RUS 2000 GRW ETF 464287648   458,194 1,692 SH   SOLE 1 0 0 1,692
ISHARES TR RUSSELL 2000 ETF 464287655   274,338 1,305 SH   SOLE 1 0 0 1,305
ISHARES TR U.S. REAL ES ETF 464287739   449,051 4,995 SH   SOLE 1 0 0 4,995
ISHARES TR CORE S&P SCP ETF 464287804   470,106 4,254 SH   SOLE 1 0 0 4,254
ISHARES TR MRGSTR MD CP GRW 464288307   3,827,182 54,148 SH   SOLE 1 0 0 54,148
ISHARES TR RESIDENTIAL MULT 464288562   3,366,174 46,707 SH   SOLE 1 0 0 46,707
ISHARES TR MSCI USA MIN VOL 46429B697   257,176 3,077 SH   SOLE 1 0 0 3,077
ISHARES TR CORE DIV GRWTH 46434V621   5,468,514 94,187 SH   SOLE 1 0 0 94,187
ISHARES TR CORE MSCI INTL 46435G326   216,293 3,222 SH   SOLE 1 0 0 3,222
ISHARES GOLD TR SHARES REPRESENT 46436F103   3,794,573 171,158 SH   SOLE 1 0 0 171,158
JPMORGAN CHASE & CO COM 46625H100   1,568,666 7,832 SH   SOLE 1 0 0 7,832
JOHNSON & JOHNSON COM 478160104   1,702,367 10,762 SH   SOLE 1 0 0 10,762
LOCKHEED MARTIN CORP COM 539830109   698,383 1,535 SH   SOLE 1 0 0 1,535
LOWES COS INC COM 548661107   1,174,710 4,612 SH   SOLE 1 0 0 4,612
MATTHEWS ASIA FDS EMERGING MARKETS 577125792   3,991,528 137,156 SH   SOLE 1 0 0 137,156
MCDONALDS CORP COM 580135101   615,560 2,183 SH   SOLE 1 0 0 2,183
MERCK & CO INC COM 58933Y105   485,312 3,657 SH   SOLE 1 0 0 3,657
MICROSOFT CORP COM 594918104   3,246,592 7,717 SH   SOLE 1 0 0 7,717
MORGAN STANLEY COM NEW 617446448   1,039,621 11,041 SH   SOLE 1 0 0 11,041
NEXTERA ENERGY INC COM 65339F101   912,397 14,276 SH   SOLE 1 0 0 14,276
NUCOR CORP COM 670346105   602,558 3,037 SH   SOLE 1 0 0 3,037
NVIDIA CORPORATION COM 67066G104   1,190,061 1,317 SH   SOLE 1 0 0 1,317
ORACLE CORP COM 68389X105   987,923 7,865 SH   SOLE 1 0 0 7,865
PACER FDS TR INDUSTRIAL RELET 69374H766   2,441,909 61,432 SH   SOLE 1 0 0 61,432
PACER FDS TR PACER US SMALL 69374H857   930,550 18,929 SH   SOLE 1 0 0 18,929
PACER FDS TR DEVELOPED MRKT 69374H873   5,625,389 176,068 SH   SOLE 1 0 0 176,068
PACER FDS TR US CASH COWS 100 69374H881   6,420,090 110,482 SH   SOLE 1 0 0 110,482
PEPSICO INC COM 713448108   672,814 3,818 SH   SOLE 1 0 0 3,818
PFIZER INC COM 717081103   340,148 12,258 SH   SOLE 1 0 0 12,258
PIMCO ETF TR MULTISECTOR BD 72201R585   2,970,077 115,298 SH   SOLE 1 0 0 115,298
PROCTER AND GAMBLE CO COM 742718109   903,111 5,566 SH   SOLE 1 0 0 5,566
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,156,779 2,205 SH   SOLE 1 0 0 2,205
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   8,981,891 144,729 SH   SOLE 1 0 0 144,729
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   1,140,364 12,299 SH   SOLE 1 0 0 12,299
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   471,969 5,796 SH   SOLE 1 0 0 5,796
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   274,021 5,565 SH   SOLE 1 0 0 5,565
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755   3,048,644 85,612 SH   SOLE 1 0 0 85,612
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771   234,181 3,475 SH   SOLE 1 0 0 3,475
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   394,120 4,888 SH   SOLE 1 0 0 4,888
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   643,987 16,504 SH   SOLE 1 0 0 16,504
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   287,239 1,944 SH   SOLE 1 0 0 1,944
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860   1,179,299 29,833 SH   SOLE 1 0 0 29,833
T ROWE PRICE ETF INC FLOATING RATE 87283Q883   7,021,312 135,901 SH   SOLE 1 0 0 135,901
TESLA INC COM 88160R101   319,763 1,819 SH   SOLE 1 0 0 1,819
THERMO FISHER SCIENTIFIC INC COM 883556102   1,583,097 2,722 SH   SOLE 1 0 0 2,722
UNITEDHEALTH GROUP INC COM 91324P102   974,563 1,970 SH   SOLE 1 0 0 1,970
VANECK ETF TRUST GOLD MINERS ETF 92189F106   1,859,921 58,821 SH   SOLE 1 0 0 58,821
VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885   718,289 6,973 SH   SOLE 1 0 0 6,973
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   2,752,176 54,857 SH   SOLE 1 0 0 54,857
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   433,379 3,582 SH   SOLE 1 0 0 3,582
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794   300,244 4,364 SH   SOLE 1 0 0 4,364
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810   610,742 7,491 SH   SOLE 1 0 0 7,491
VANGUARD WORLD FD CONSUM DIS ETF 92204A108   333,617 1,050 SH   SOLE 1 0 0 1,050
VANGUARD WORLD FD INDUSTRIAL ETF 92204A603   213,963 876 SH   SOLE 1 0 0 876
VANGUARD WORLD FD INF TECH ETF 92204A702   1,066,751 2,034 SH   SOLE 1 0 0 2,034
VANGUARD INDEX FDS VALUE ETF 922908744   234,682 1,441 SH   SOLE 1 0 0 1,441
VISA INC COM CL A 92826C839   1,013,328 3,631 SH   SOLE 1 0 0 3,631
WALMART INC COM 931142103   631,274 10,456 SH   SOLE 1 0 0 10,456
WISDOMTREE TR PUTWRITE STRAT 97717X560   654,146 19,644 SH   SOLE 1 0 0 19,644
WISDOMTREE TR ITL HDG QTLY DIV 97717X594   3,084,780 67,148 SH   SOLE 1 0 0 67,148
WISDOMTREE TR FLOATNG RAT TREA 97717Y527   519,231 10,325 SH   SOLE 1 0 0 10,325