The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   219,163 2,010 SH   SOLE 1 0 0 2,010
ADOBE SYSTEMS INCORPORATED COM 00724F101   227,870 466 SH   SOLE 1 0 0 466
ALPHABET INC CAP STK CL C 02079K107   855,137 7,069 SH   SOLE 1 0 0 7,069
ALPHABET INC CAP STK CL A 02079K305   664,216 5,549 SH   SOLE 1 0 0 5,549
AMAZON COM INC COM 023135106   1,656,746 12,709 SH   SOLE 1 0 0 12,709
AMERICAN CENTY ETF TR INTL EQT ETF 025072703   5,528,048 96,307 SH   SOLE 1 0 0 96,307
AMERICAN CENTY ETF TR US SML CP VALU 025072877   4,319,166 55,652 SH   SOLE 1 0 0 55,652
AMERICAN CENTY ETF TR US EQT ETF 025072885   3,856,646 51,292 SH   SOLE 1 0 0 51,292
AMERICAN TOWER CORP NEW COM 03027X100   206,655 1,057 SH   SOLE 1 0 0 1,057
APPLE INC COM 037833100   4,863,482 25,073 SH   SOLE 1 0 0 25,073
ARES CAPITAL CORP COM 04010L103   970,598 51,655 SH   SOLE 1 0 0 51,655
BROADCOM INC COM 11135F101   640,164 738 SH   SOLE 1 0 0 738
B2GOLD CORP COM 11777Q209   37,903 10,617 SH   SOLE 1 0 0 10,617
CSX CORP COM 126408103   318,594 9,343 SH   SOLE 1 0 0 9,343
CHEVRON CORP NEW COM 166764100   576,439 3,663 SH   SOLE 1 0 0 3,663
CISCO SYS INC COM 17275R102   700,212 13,533 SH   SOLE 1 0 0 13,533
COCA COLA CO COM 191216100   271,300 4,473 SH   SOLE 1 0 0 4,473
COGNITION THERAPEUTICS INC COM 19243B102   79,386 43,380 SH   SOLE 1 0 0 43,380
COHEN & STEERS QUALITY INCOM COM 19247L106   1,946,365 167,790 SH   SOLE 1 0 0 167,790
COSTCO WHSL CORP NEW COM 22160K105   646,627 1,201 SH   SOLE 1 0 0 1,201
DEERE & CO COM 244199105   400,564 986 SH   SOLE 1 0 0 986
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   300,793 6,484 SH   SOLE 1 0 0 6,484
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   509,324 14,763 SH   SOLE 1 0 0 14,763
DISNEY WALT CO COM 254687106   200,597 2,247 SH   SOLE 1 0 0 2,247
ETF SER SOLUTIONS AAM BAHL & GAYN 26922B832   1,288,961 53,578 SH   SOLE 1 0 0 53,578
EXXON MOBIL CORP COM 30231G102   701,415 6,540 SH   SOLE 1 0 0 6,540
META PLATFORMS INC CL A 30303M102   537,227 1,872 SH   SOLE 1 0 0 1,872
FIRST TR EXCH TRADED FD III INSTL PFD SECS 33739P855   212,554 12,614 SH   SOLE 1 0 0 12,614
FIRST TR EXCHANGE-TRADED FD SMID RISNG ETF 33741X102   3,857,650 136,265 SH   SOLE 1 0 0 136,265
GLOBAL X FDS US INFR DEV ETF 37954Y673   564,817 17,925 SH   SOLE 1 0 0 17,925
HOME DEPOT INC COM 437076102   242,057 779 SH   SOLE 1 0 0 779
ILLINOIS TOOL WKS INC COM 452308109   453,904 1,805 SH   SOLE 1 0 0 1,805
INTERNATIONAL BUSINESS MACHS COM 459200101   265,732 1,986 SH   SOLE 1 0 0 1,986
INVESCO QQQ TR UNIT SER 1 46090E103   3,496,232 9,451 SH   SOLE 1 0 0 9,451
INVESCO EXCHANGE TRADED FD T AEROSPACE DEFN 46137V100   2,896,060 34,285 SH   SOLE 1 0 0 34,285
INVESCO EXCHANGE TRADED FD T S&P500 EQL TEC 46137V282   370,554 1,260 SH   SOLE 1 0 0 1,260
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354   369,198 5,878 SH   SOLE 1 0 0 5,878
INVESCO EXCH TRADED FD TR II FTSE RAFI DEV 46138E743   217,202 4,831 SH   SOLE 1 0 0 4,831
INVESCO EXCH TRADED FD TR II NASDAQNXTGEN100 46138G631   226,530 8,666 SH   SOLE 1 0 0 8,666
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649   3,783,239 24,893 SH   SOLE 1 0 0 24,893
INVESCO EXCH TRD SLF IDX FD DEFENSIVE EQTY 46138J775   401,305 5,795 SH   SOLE 1 0 0 5,795
ISHARES TR SELECT DIVID ETF 464287168   422,949 3,733 SH   SOLE 1 0 0 3,733
ISHARES TR CORE S&P500 ETF 464287200   1,699,554 3,813 SH   SOLE 1 0 0 3,813
ISHARES TR S&P 500 GRWT ETF 464287309   591,187 8,388 SH   SOLE 1 0 0 8,388
ISHARES TR S&P 500 VAL ETF 464287408   2,055,012 12,749 SH   SOLE 1 0 0 12,749
ISHARES TR MSCI EAFE ETF 464287465   371,128 5,119 SH   SOLE 1 0 0 5,119
ISHARES TR RUS MID CAP ETF 464287499   370,993 5,080 SH   SOLE 1 0 0 5,080
ISHARES TR CORE S&P MCP ETF 464287507   4,535,385 17,345 SH   SOLE 1 0 0 17,345
ISHARES TR RUS 1000 VAL ETF 464287598   2,711,520 17,180 SH   SOLE 1 0 0 17,180
ISHARES TR RUS 1000 GRW ETF 464287614   1,248,217 4,536 SH   SOLE 1 0 0 4,536
ISHARES TR RUS 1000 ETF 464287622   1,779,790 7,302 SH   SOLE 1 0 0 7,302
ISHARES TR RUS 2000 VAL ETF 464287630   477,594 3,392 SH   SOLE 1 0 0 3,392
ISHARES TR RUS 2000 GRW ETF 464287648   429,511 1,770 SH   SOLE 1 0 0 1,770
ISHARES TR RUSSELL 2000 ETF 464287655   271,797 1,451 SH   SOLE 1 0 0 1,451
ISHARES TR U.S. REAL ES ETF 464287739   433,133 5,005 SH   SOLE 1 0 0 5,005
ISHARES TR CORE S&P SCP ETF 464287804   2,276,294 22,843 SH   SOLE 1 0 0 22,843
ISHARES TR MRGSTR MD CP GRW 464288307   3,045,355 49,973 SH   SOLE 1 0 0 49,973
ISHARES TR RESIDENTIAL MULT 464288562   3,285,207 44,837 SH   SOLE 1 0 0 44,837
ISHARES TR MSCI USA MIN VOL 46429B697   232,951 3,134 SH   SOLE 1 0 0 3,134
ISHARES INC CORE MSCI EMKT 46434G103   217,616 4,415 SH   SOLE 1 0 0 4,415
ISHARES TR CORE DIV GRWTH 46434V621   5,388,206 104,564 SH   SOLE 1 0 0 104,564
ISHARES TR ESG AWR MSCI USA 46435G425   381,751 3,917 SH   SOLE 1 0 0 3,917
ISHARES GOLD TR SHARES REPRESENT 46436F103   2,597,030 135,403 SH   SOLE 1 0 0 135,403
JPMORGAN CHASE & CO COM 46625H100   1,154,644 7,939 SH   SOLE 1 0 0 7,939
JOHNSON & JOHNSON COM 478160104   1,550,654 9,368 SH   SOLE 1 0 0 9,368
LOCKHEED MARTIN CORP COM 539830109   382,234 830 SH   SOLE 1 0 0 830
LOWES COS INC COM 548661107   569,005 2,521 SH   SOLE 1 0 0 2,521
MASTERCARD INCORPORATED CL A 57636Q104   209,249 532 SH   SOLE 1 0 0 532
MATTHEWS ASIA FDS EMERGING MARKETS 577125792   3,069,028 114,628 SH   SOLE 1 0 0 114,628
MCDONALDS CORP COM 580135101   651,991 2,185 SH   SOLE 1 0 0 2,185
MERCK & CO INC COM 58933Y105   424,695 3,657 SH   SOLE 1 0 0 3,657
MICROSOFT CORP COM 594918104   2,664,532 7,824 SH   SOLE 1 0 0 7,824
MORGAN STANLEY COM NEW 617446448   541,949 6,346 SH   SOLE 1 0 0 6,346
NEXTERA ENERGY INC COM 65339F101   858,992 11,577 SH   SOLE 1 0 0 11,577
NUCOR CORP COM 670346105   355,026 2,159 SH   SOLE 1 0 0 2,159
NVIDIA CORPORATION COM 67066G104   519,912 1,229 SH   SOLE 1 0 0 1,229
NUSHARES ETF TR NUVEEN ESG SMLCP 67092P607   200,634 5,424 SH   SOLE 1 0 0 5,424
PACER FDS TR INDUSTRIAL RELET 69374H766   2,258,531 57,714 SH   SOLE 1 0 0 57,714
PACER FDS TR PACER US SMALL 69374H857   591,534 14,534 SH   SOLE 1 0 0 14,534
PACER FDS TR DEVELOPED MRKT 69374H873   4,655,671 156,598 SH   SOLE 1 0 0 156,598
PACER FDS TR US CASH COWS 100 69374H881   5,805,355 121,273 SH   SOLE 1 0 0 121,273
PEPSICO INC COM 713448108   559,682 3,022 SH   SOLE 1 0 0 3,022
PFIZER INC COM 717081103   526,744 14,361 SH   SOLE 1 0 0 14,361
PROCTER AND GAMBLE CO COM 742718109   765,527 5,045 SH   SOLE 1 0 0 5,045
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,126,687 2,532 SH   SOLE 1 0 0 2,532
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   8,623,449 164,664 SH   SOLE 1 0 0 164,664
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   953,140 12,717 SH   SOLE 1 0 0 12,717
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   421,635 5,936 SH   SOLE 1 0 0 5,936
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   271,341 6,195 SH   SOLE 1 0 0 6,195
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755   3,536,337 109,518 SH   SOLE 1 0 0 109,518
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771   200,056 3,475 SH   SOLE 1 0 0 3,475
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   354,967 4,888 SH   SOLE 1 0 0 4,888
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   658,777 18,479 SH   SOLE 1 0 0 18,479
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   299,698 2,258 SH   SOLE 1 0 0 2,258
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860   267,562 7,099 SH   SOLE 1 0 0 7,099
SMILEDIRECTCLUB INC CL A COM 83192H106   6,360 12,000 SH   SOLE 1 0 0 12,000
TESLA INC COM 88160R101   486,631 1,859 SH   SOLE 1 0 0 1,859
THERMO FISHER SCIENTIFIC INC COM 883556102   1,086,482 2,081 SH   SOLE 1 0 0 2,081
UNITEDHEALTH GROUP INC COM 91324P102   686,835 1,429 SH   SOLE 1 0 0 1,429
VANECK ETF TRUST GOLD MINERS ETF 92189F106   1,270,030 42,180 SH   SOLE 1 0 0 42,180
VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885   782,960 8,814 SH   SOLE 1 0 0 8,814
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   3,053,514 66,122 SH   SOLE 1 0 0 66,122
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   214,262 2,020 SH   SOLE 1 0 0 2,020
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794   286,865 4,539 SH   SOLE 1 0 0 4,539
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810   498,448 6,638 SH   SOLE 1 0 0 6,638
VANGUARD WORLD FDS CONSUM DIS ETF 92204A108   297,933 1,050 SH   SOLE 1 0 0 1,050
VANGUARD WORLD FDS INF TECH ETF 92204A702   914,778 2,066 SH   SOLE 1 0 0 2,066
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   1,188,685 8,590 SH   SOLE 1 0 0 8,590
VISA INC COM CL A 92826C839   794,067 3,344 SH   SOLE 1 0 0 3,344
WALMART INC COM 931142103   512,713 3,262 SH   SOLE 1 0 0 3,262
WISDOMTREE TR FLOATNG RAT TREA 97717Y527   1,578,270 31,365 SH   SOLE 1 0 0 31,365