The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 555 3,625 SH   SOLE   0 0 3,625
ALPHABET INC CAP STK CL A 02079K305 312 143 SH   SOLE   0 0 143
AMAZON COM INC COM 023135106 735 6,920 SH   SOLE   0 0 6,920
APPLE INC COM 037833100 888 6,494 SH   SOLE   0 0 6,494
BERKLEY W R CORP COM 084423102 280 4,097 SH   SOLE   0 0 4,097
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 14,431 52,856 SH   SOLE   0 0 52,856
BOEING CO COM 097023105 244 1,788 SH   SOLE   0 0 1,788
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200 222 4,600 SH   SOLE   0 0 4,600
INVESCO QQQ TR UNIT SER 1 46090E103 18,830 67,183 SH   SOLE   0 0 67,183
ISHARES TR CORE US AGGBD ET 464287226 12,510 123,038 SH   SOLE   0 0 123,038
ISHARES TR 0-5 YR TIPS ETF 46429B747 6,515 64,230 SH   SOLE   0 0 64,230
JOHNSON & JOHNSON COM 478160104 421 2,371 SH   SOLE   0 0 2,371
LPL FINL HLDGS INC COM 50212V100 203 1,101 SH   SOLE   0 0 1,101
MICROSOFT CORP COM 594918104 478 1,860 SH   SOLE   0 0 1,860
NVIDIA CORPORATION COM 67066G104 224 1,477 SH   SOLE   0 0 1,477
PACER FDS TR US CASH COWS 100 69374H881 15,181 352,468 SH   SOLE   0 0 352,468
PIMCO ETF TR ACTIVE BD ETF 72201R775 719 7,546 SH   SOLE   0 0 7,546
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 12,665 176,810 SH   SOLE   0 0 176,810
SEMPRA COM 816851109 272 1,810 SH   SOLE   0 0 1,810
SPDR S&P 500 ETF TR TR UNIT 78462F103 337 892 SH   SOLE   0 0 892
TESLA INC COM 88160R101 1,034 1,535 SH   SOLE   0 0 1,535
THE NECESSITY RETAIL REIT IN COM CLASS A 02607T109 75 10,251 SH   SOLE   0 0 10,251
UNITEDHEALTH GROUP INC COM 91324P102 1,241 2,417 SH   SOLE   0 0 2,417
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 912 11,872 SH   SOLE   0 0 11,872
VANGUARD INDEX FDS TOTAL STK MKT 922908769 2,203 11,679 SH   SOLE   0 0 11,679
VANGUARD STAR FDS VG TL INTL STK F 921909768 1,674 32,440 SH   SOLE   0 0 32,440