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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305   307,039 2,198 SH   SOLE   0 0 2,198
AMAZON COM INC COM 023135106   999,006 6,575 SH   SOLE   0 0 6,575
APPLE INC COM 037833100   2,708,514 14,068 SH   SOLE   0 0 14,068
BANK MONTREAL MEDIUM MICROSECTORS FAN 063679534   1,051,964 4,517 SH   SOLE   0 0 4,517
EQUINIX INC COM 29444U700   324,725 403 SH   SOLE   0 0 403
ISHARES TR 0-3 MNTH TREASRY 46436E718   83,367,973 831,435 SH   SOLE   0 0 831,435
ISHARES TR NATIONAL MUN ETF 464288414   515,419 4,754 SH   SOLE   0 0 4,754
MERCK & CO INC COM 58933Y105   405,015 3,715 SH   SOLE   0 0 3,715
META PLATFORMS INC CL A 30303M102   880,299 2,487 SH   SOLE   0 0 2,487
NETFLIX INC COM 64110L106   243,440 500 SH   SOLE   0 0 500
SPDR GOLD TR GOLD SHS 78463V107   241,257 1,262 SH   SOLE   0 0 1,262
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   634,103 8,621 SH   SOLE   0 0 8,621
VANGUARD INDEX FDS TOTAL STK MKT 922908769   325,788 1,373 SH   SOLE   0 0 1,373
VANGUARD WORLD FDS INDUSTRIAL ETF 92204A603   205,514 933 SH   SOLE   0 0 933
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   427,917 1,706 SH   SOLE   0 0 1,706
VANGUARD WORLD FDS CONSUM DIS ETF 92204A108   343,827 1,129 SH   SOLE   0 0 1,129
VANGUARD WORLD FDS FINANCIALS ETF 92204A405   246,338 2,669 SH   SOLE   0 0 2,669
VANGUARD WORLD FDS INF TECH ETF 92204A702   632,314 1,306 SH   SOLE   0 0 1,306