The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305   281,349 2,150 SH   SOLE   0 0 2,150
AMAZON COM INC COM 023135106   834,543 6,565 SH   SOLE   0 0 6,565
APPLE INC COM 037833100   2,342,077 13,680 SH   SOLE   0 0 13,680
BANK MONTREAL MEDIUM MICROSECTORS FAN 063679534   865,800 5,767 SH   SOLE   0 0 5,767
EQUINIX INC COM 29444U700   291,291 401 SH   SOLE   0 0 401
ISHARES TR NATIONAL MUN ETF 464288414   605,859 5,909 SH   SOLE   0 0 5,909
ISHARES TR 0-3 MNTH TREASRY 46436E718   77,925,663 774,070 SH   SOLE   0 0 774,070
ISHARES TR SHORT TREAS BD 464288679   385,540 3,490 SH   SOLE   0 0 3,490
MERCK & CO INC COM 58933Y105   388,019 3,769 SH   SOLE   0 0 3,769
META PLATFORMS INC CL A 30303M102   731,612 2,437 SH   SOLE   0 0 2,437
SPDR GOLD TR GOLD SHS 78463V107   219,799 1,282 SH   SOLE   0 0 1,282
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   595,925 8,540 SH   SOLE   0 0 8,540
VANGUARD INDEX FDS TOTAL STK MKT 922908769   292,704 1,378 SH   SOLE   0 0 1,378
VANGUARD WORLD FDS INF TECH ETF 92204A702   550,248 1,326 SH   SOLE   0 0 1,326
VANGUARD WORLD FDS FINANCIALS ETF 92204A405   207,450 2,584 SH   SOLE   0 0 2,584
VANGUARD WORLD FDS CONSUM DIS ETF 92204A108   298,616 1,109 SH   SOLE   0 0 1,109
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   394,376 1,678 SH   SOLE   0 0 1,678