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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305   398,219 3,839 SH   SOLE   0 202 3,637
AMAZON COM INC COM 023135106   320,922 3,107 SH   SOLE   0 131 2,976
APPLE INC COM 037833100   1,861,861 11,291 SH   SOLE   0 418 10,873
EQUINIX INC COM 29444U700   629,653 873 SH   SOLE   0 0 873
ISHARES TR TIPS BD ETF 464287176   271,607 2,464 SH   SOLE   0 82 2,381
ISHARES TR NATIONAL MUN ETF 464288414   2,672,796 24,808 SH   SOLE   0 827 23,981
ISHARES TR 0-3 MNTH TREASRY 46436E718   65,203,103 648,271 SH   SOLE   0 13,290 634,981
MERCK & CO INC COM 58933Y105   672,838 6,324 SH   SOLE   0 236 6,088
ORACLE CORP COM 68389X105   222,916 2,399 SH   SOLE   0 0 2,399
PROSHARES TR ULTRAPRO SHT QQQ 74347G432   1,381,314 47,047 SH   SOLE   0 0 47,047
SPDR GOLD TR GOLD SHS 78463V107   411,512 2,246 SH   SOLE   0 86 2,160
SPDR SER TR BLOOMBERG HIGH Y 78468R622   511,747 5,513 SH   SOLE   0 217 5,296
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   1,641,724 22,237 SH   SOLE   0 695 21,542
VANGUARD INDEX FDS MID CAP ETF 922908629   203,133 963 SH   SOLE   0 40 923
VANGUARD INDEX FDS TOTAL STK MKT 922908769   675,350 3,309 SH   SOLE   0 56 3,253
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   217,103 4,806 SH   SOLE   0 200 4,606
VANGUARD WORLD FDS CONSUM DIS ETF 92204A108   511,783 2,026 SH   SOLE   0 78 1,949
VANGUARD WORLD FDS INDUSTRIAL ETF 92204A603   326,525 1,714 SH   SOLE   0 65 1,649
VANGUARD WORLD FDS INF TECH ETF 92204A702   1,001,978 2,599 SH   SOLE   0 99 2,500
VANGUARD WORLD FDS FINANCIALS ETF 92204A405   329,576 4,231 SH   SOLE   0 200 4,032
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   710,359 2,979 SH   SOLE   0 110 2,869
VANGUARD WORLD FDS CONSUM STP ETF 92204A207   322,380 1,666 SH   SOLE   0 64 1,602