The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305   1,112,757 12,612 SH   SOLE   0 308 12,304
AMAZON COM INC COM 023135106   825,468 9,827 SH   SOLE   0 207 9,620
APPLE INC COM 037833100   2,396,098 18,441 SH   SOLE   0 353 18,088
ARK ETF TR INNOVATION ETF 00214Q104   322,859 10,335 SH   SOLE   0 208 10,126
DANAHER CORPORATION COM 235851102   342,915 1,292 SH   SOLE   0 25 1,267
EQUINIX INC COM 29444U700   569,129 869 SH   SOLE   0 0 869
FIRST TR EXCHANGE-TRADED FD NY ARCA BIOTECH 33733E203   497,994 3,231 SH   SOLE   0 63 3,168
HONEYWELL INTL INC COM 438516106   249,568 1,165 SH   SOLE   0 21 1,144
ISHARES TR TIPS BD ETF 464287176   764,590 7,183 SH   SOLE   0 120 7,064
ISHARES TR NA TEC MULTM ETF 464287531   260,989 3,775 SH   SOLE   0 74 3,701
ISHARES TR NATIONAL MUN ETF 464288414   7,563,464 71,678 SH   SOLE   0 1,536 70,142
ISHARES TR 0-3 MNTH TREASRY 46436E718   37,827,083 377,742 SH   SOLE   0 11,056 366,686
ISHARES U S ETF TR BLACKROCK ST MAT 46431W507   491,607 9,978 SH   SOLE   0 190 9,788
JPMORGAN CHASE & CO COM 46625H100   279,215 2,082 SH   SOLE   0 43 2,039
LAUDER ESTEE COS INC CL A 518439104   216,586 873 SH   SOLE   0 17 856
MASTERCARD INCORPORATED CL A 57636Q104   481,109 1,384 SH   SOLE   0 24 1,360
MERCK & CO INC COM 58933Y105   2,171,898 19,575 SH   SOLE   0 369 19,206
MICROSOFT CORP COM 594918104   225,494 940 SH   SOLE   0 22 918
PROSHARES TR ULTRAPRO QQQ 74347X831   1,119,335 64,701 SH   SOLE   0 0 64,701
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   521,864 7,402 SH   SOLE   0 141 7,261
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   397,578 8,285 SH   SOLE   0 158 8,127
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   441,243 3,546 SH   SOLE   0 70 3,476
SERVICENOW INC COM 81762P102   266,741 687 SH   SOLE   0 0 687
SPDR GOLD TR GOLD SHS 78463V107   1,229,890 7,250 SH   SOLE   0 138 7,112
SPDR SER TR S&P BIOTECH 78464A870   234,215 2,822 SH   SOLE   0 55 2,767
SPDR SER TR BLOOMBERG HIGH Y 78468R622   1,478,274 16,425 SH   SOLE   0 316 16,109
THERMO FISHER SCIENTIFIC INC COM 883556102   224,799 408 SH   SOLE   0 10 398
UNION PAC CORP COM 907818108   241,482 1,166 SH   SOLE   0 27 1,140
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   4,748,461 66,098 SH   SOLE   0 1,235 64,862
VANGUARD INDEX FDS MID CAP ETF 922908629   442,322 2,170 SH   SOLE   0 41 2,129
VANGUARD INDEX FDS SM CP VAL ETF 922908611   376,966 2,374 SH   SOLE   0 45 2,329
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   233,411 2,830 SH   SOLE   0 54 2,775
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,200,708 6,280 SH   SOLE   0 121 6,159
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   368,087 7,341 SH   SOLE   0 145 7,196
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   219,553 5,632 SH   SOLE   0 110 5,522
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   417,749 9,954 SH   SOLE   0 191 9,762
VANGUARD WORLD FDS INF TECH ETF 92204A702   2,731,193 8,551 SH   SOLE   0 162 8,389
VANGUARD WORLD FDS MATERIALS ETF 92204A801   244,354 1,436 SH   SOLE   0 25 1,411
VANGUARD WORLD FDS INDUSTRIAL ETF 92204A603   1,017,782 5,573 SH   SOLE   0 106 5,467
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   2,315,963 9,337 SH   SOLE   0 176 9,161
VANGUARD WORLD FDS FINANCIALS ETF 92204A405   1,016,379 12,285 SH   SOLE   0 279 12,006
VANGUARD WORLD FDS CONSUM STP ETF 92204A207   1,023,961 5,345 SH   SOLE   0 103 5,242
VANGUARD WORLD FDS CONSUM DIS ETF 92204A108   1,433,490 6,545 SH   SOLE   0 125 6,420
VISA INC COM CL A 92826C839   476,790 2,295 SH   SOLE   0 46 2,249