Chief Compliance Officer

0001085146-23-001121.txt : 20230213 0001085146-23-001121.hdr.sgml : 20230213 20230213163010 ACCESSION NUMBER: 0001085146-23-001121 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20221231 FILED AS OF DATE: 20230213 DATE AS OF CHANGE: 20230213 EFFECTIVENESS DATE: 20230213 FILER: COMPANY DATA: COMPANY CONFORMED NAME: Carr Financial Group Corp CENTRAL INDEX KEY: 0001931232 IRS NUMBER: 843668516 STATE OF INCORPORATION: MA FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-22942 FILM NUMBER: 23618962 BUSINESS ADDRESS: STREET 1: 20 PARK AVE CITY: WORCESTER STATE: MA ZIP: 01605 BUSINESS PHONE: 508-795-0264 MAIL ADDRESS: STREET 1: 20 PARK AVE CITY: WORCESTER STATE: MA ZIP: 01605 13F-HR 1 primary_doc.xml X0202 13F-HR LIVE false false false 0001931232 XXXXXXXX 12-31-2022 12-31-2022 false Carr Financial Group Corp

20 PARK AVE WORCESTER MA 01605

13F HOLDINGS REPORT 028-22942 000317321 801-123187 N Benjamin Cauley Chief Compliance Officer 508-795-0264 /s/Benjamin Cauley Worcester MA 02-13-2023 0 164 189953592 false INFORMATION TABLE 2 infotable.xml INFORMATION TABLE ABBOTT LABS COM 002824100 BBG001S5N9M6 367687 3349 SH SOLE 0 0 3349 ABBVIE INC COM 00287Y109 BBG0025Y4RZ3 1046519 6476 SH SOLE 0 0 6476 ACCENTURE PLC IRELAND SHS CLASS A G1151C101 BBG001SCXK90 324477 1216 SH SOLE 0 0 1216 ADOBE SYSTEMS INCORPORATED COM 00724F101 BBG001S5NCQ5 723876 2151 SH SOLE 0 0 2151 ADVANCED MICRO DEVICES INC COM 007903107 BBG001S5NN36 764739 11807 SH SOLE 0 0 11807 AFLAC INC COM 001055102 BBG001S5NGJ4 227762 3166 SH SOLE 0 0 3166 ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 629080 7130 SH SOLE 0 0 7130 ALPHABET INC CAP STK CL C 02079K107 BBG009S3NB21 713567 8042 SH SOLE 0 0 8042 AMAZON COM INC COM 023135106 BBG001S5PQL7 1256640 14960 SH SOLE 0 0 14960 AMERICAN EXPRESS CO COM 025816109 BBG001S5P034 957420 6480 SH SOLE 0 0 6480 AMERICAN TOWER CORP NEW COM 03027X100 BBG001S5NPQ6 214487 1005 SH SOLE 0 0 1005 AMERICAN WTR WKS CO INC NEW COM 030420103 BBG001SPHYW3 346756 2275 SH SOLE 0 0 2275 AMERIPRISE FINL INC COM 03076C106 BBG001SK6096 403536 1296 SH SOLE 0 0 1296 AMGEN INC COM 031162100 BBG001S5NNL6 743271 2830 SH SOLE 0 0 2830 AON PLC SHS CL A G0403H108 BBG00SSQFPR9 202895 676 SH SOLE 0 0 676 APPLE INC COM 037833100 BBG001S5N8V8 2789521 21469 SH SOLE 0 0 21469 APPLIED MATLS INC COM 038222105 BBG001S5NMM7 464600 4771 SH SOLE 0 0 4771 ARROW ELECTRS INC COM 042735100 BBG001S5NVP4 209140 2000 SH SOLE 0 0 2000 ASML HOLDING N V N Y REGISTRY SHS N07059210 BBG001SCG0R3 343686 629 SH SOLE 0 0 629 ASTRAZENECA PLC SPONSORED ADR 046353108 BBG001SB80N8 265166 3911 SH SOLE 0 0 3911 AT&T INC COM 00206R102 BBG001S5VWH2 198806 10799 SH SOLE 0 0 10799 AUTOMATIC DATA PROCESSING IN COM 053015103 BBG001S82KF6 219941 916 SH SOLE 0 0 916 BERKSHIRE HATHAWAY INC DEL CL A 084670108 BBG001S902J2 937422 2 SH SOLE 0 0 2 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG001S90346 598648 1938 SH SOLE 0 0 1938 BLACKROCK INC COM 09247X101 BBG001SDBP55 347229 490 SH SOLE 0 0 490 BOOKING HOLDINGS INC COM 09857L108 BBG001S89N72 272063 135 SH SOLE 0 0 135 BRISTOL-MYERS SQUIBB CO COM 110122108 BBG001S8N8J6 203403 2827 SH SOLE 0 0 2827 CADENCE DESIGN SYSTEM INC COM 127387108 BBG001S65YK1 321280 2000 SH SOLE 0 0 2000 CHEVRON CORP NEW COM 166764100 BBG001S67ZC5 341928 1905 SH SOLE 0 0 1905 CIGNA CORP NEW COM 125523100 BBG00KXRCDQ9 248505 750 SH SOLE 0 0 750 CISCO SYS INC COM 17275R102 BBG001S6HC62 529060 11105 SH SOLE 0 0 11105 CITIGROUP INC COM NEW 172967424 BBG001S72ZG4 294407 6509 SH SOLE 0 0 6509 CME GROUP INC COM 12572Q105 BBG001S86547 306299 1774 SH SOLE 0 0 1774 COSTCO WHSL CORP NEW COM 22160K105 BBG001S9KRQ7 334158 732 SH SOLE 0 0 732 CUMMINS INC COM 231021106 BBG001S5Q9M3 261431 1079 SH SOLE 0 0 1079 CVS HEALTH CORP COM 126650100 BBG001S5QBD8 209398 2247 SH SOLE 0 0 2247 DANAHER CORPORATION COM 235851102 BBG001S5QGT0 284001 1069 SH SOLE 0 0 1069 DEERE & CO COM 244199105 BBG001S5QFF7 257685 601 SH SOLE 0 0 601 DISNEY WALT CO COM 254687106 BBG001S5QHF3 776968 8943 SH SOLE 0 0 8943 EATON CORP PLC SHS G29183103 BBG001S5QZ45 335245 2136 SH SOLE 0 0 2136 ELEVANCE HEALTH INC COM 036752103 BBG001S6KBQ8 305217 595 SH SOLE 0 0 595 ENPHASE ENERGY INC COM 29355A107 BBG001V28NC6 225216 850 SH SOLE 0 0 850 FIDELITY COVINGTON TRUST MSCI HLTH CARE I 316092600 BBG005FHVV56 3087629 48259 SH SOLE 0 0 48259 FIRST TR EXCHANGE-TRADED FD DORSEY WRT 5 ETF 33738R605 BBG005YW3DQ0 499355 10727 SH SOLE 0 0 10727 GILEAD SCIENCES INC COM 375558103 BBG001S6Y1X7 730154 8505 SH SOLE 0 0 8505 GOLDMAN SACHS ETF TR ACCES TREASURY 381430529 BBG00DRGSD25 305561 3055 SH SOLE 0 0 3055 GSK PLC SPONSORED ADR 37733W204 BBG001SD6SM6 520912 14684 SH SOLE 0 0 14684 HOME DEPOT INC COM 437076102 BBG001S5RTW7 796599 2522 SH SOLE 0 0 2522 HONEYWELL INTL INC COM 438516106 BBG001S5X1N1 282662 1319 SH SOLE 0 0 1319 ILLINOIS TOOL WKS INC COM 452308109 BBG001S5SDX0 276126 1246 SH SOLE 0 0 1246 INVESCO EXCH TRADED FD TR II KBW PPTY CASUT 46138E586 BBG001TG54V2 795872 9247 SH SOLE 0 0 9247 INVESCO EXCH TRADED FD TR II PFD ETF 46138E511 BBG001T0NSB6 153144 13698 SH SOLE 0 0 13698 INVESCO EXCH TRADED FD TR II S&P500 HDL VOL 46138E362 BBG003H4RBL9 878021 20032 SH SOLE 0 0 20032 INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 BBG001V18CG8 657233 10285 SH SOLE 0 0 10285 INVESCO EXCHANGE TRADED FD T AEROSPACE DEFN 46137V100 BBG001S8JG85 1080892 13787 SH SOLE 0 0 13787 INVESCO EXCHANGE TRADED FD T DYNMC ENRG EXP 46137V761 BBG001SPHL97 1502783 50804 SH SOLE 0 0 50804 INVESCO EXCHANGE TRADED FD T DYNMC FOOD BEV 46137V753 BBG001SN60Z1 839438 18389 SH SOLE 0 0 18389 INVESCO EXCHANGE TRADED FD T FINL PFD ETF 46137V621 BBG001SQ8PW0 333533 23162 SH SOLE 0 0 23162 INVESCO QQQ TR UNIT SER 1 46090E103 BBG001S9GN63 5321181 19983 SH SOLE 0 0 19983 ISHARES INC MSCI EMERG MRKT 464286533 BBG0025X3FS0 8434819 158998 SH SOLE 0 0 158998 ISHARES TR 0-5 YR TIPS ETF 46429B747 BBG001TG5H89 2114534 21808 SH SOLE 0 0 21808 ISHARES TR 0-5YR HI YL CP 46434V407 BBG005DW06B7 205509 5026 SH SOLE 0 0 5026 ISHARES TR 20 YR TR BD ETF 464287432 BBG001S8MLN3 1005556 10100 SH SOLE 0 0 10100 ISHARES TR CORE DIV GRWTH 46434V621 BBG006MJFZK4 587096 11742 SH SOLE 0 0 11742 ISHARES TR CORE MSCI TOTAL 46432F834 BBG003H6TMV7 2573193 44457 SH SOLE 0 0 44457 ISHARES TR CORE S&P MCP ETF 464287507 BBG001SFC7V0 7701335 31838 SH SOLE 0 0 31838 ISHARES TR CORE S&P SCP ETF 464287804 BBG001SFC7W9 4081800 43130 SH SOLE 0 0 43130 ISHARES TR CORE S&P TTL STK 464287150 BBG001SHTRL5 1943188 22915 SH SOLE 0 0 22915 ISHARES TR CORE S&P US VLU 464287663 BBG001SFQL80 651209 9220 SH SOLE 0 0 9220 ISHARES TR ESG ADV TTL USD 46436E619 BBG00VJ13GZ1 939034 22252 SH SOLE 0 0 22252 ISHARES TR ESG AW MSCI EAFE 46435G516 BBG00D7BBRS7 508565 7736 SH SOLE 0 0 7736 ISHARES TR ESG AWARE MSCI 46435U663 BBG00KK87757 281190 8552 SH SOLE 0 0 8552 ISHARES TR ESG AWRE USD ETF 46435G193 BBG00H4BH3F2 1135188 50911 SH SOLE 0 0 50911 ISHARES TR ESG MSCI USA ETF 46436E767 BBG00VHK2B74 216644 7066 SH SOLE 0 0 7066 ISHARES TR GL CLEAN ENE ETF 464288224 BBG001S7XDQ8 1113287 56085 SH SOLE 0 0 56085 ISHARES TR IBONDS 23 TRM HG 46435U150 BBG00P3CWH01 792391 33762 SH SOLE 0 0 33762 ISHARES TR IBONDS 24 TRM HG 46435U184 BBG00P3CTJ01 506220 22291 SH SOLE 0 0 22291 ISHARES TR IBONDS DEC 46435U697 BBG00KDS8331 309000 12000 SH SOLE 0 0 12000 ISHARES TR IBONDS DEC2023 46435G318 BBG00GF7ZJL9 803037 31678 SH SOLE 0 0 31678 ISHARES TR IBONDS DEC23 ETF 46434VAX8 BBG0088JLVM6 989736 39542 SH SOLE 0 0 39542 ISHARES TR IBONDS DEC24 ETF 46434VBG4 BBG0088JX0B3 914334 37442 SH SOLE 0 0 37442 ISHARES TR MBS ETF 464288588 BBG001SSD8B1 1248879 13465 SH SOLE 0 0 13465 ISHARES TR MSCI USA MIN VOL 46429B697 BBG0025X2G81 2731434 37884 SH SOLE 0 0 37884 ISHARES TR MSCI USA QLT FCT 46432F339 BBG004TRTWW3 1819587 15967 SH SOLE 0 0 15967 ISHARES TR PFD AND INCM SEC 464288687 BBG001SNVWC8 785476 25728 SH SOLE 0 0 25728 ISHARES TR SHRT NAT MUN ETF 464288158 BBG001SLS4Q3 1042700 10000 SH SOLE 0 0 10000 ISHARES TR USD GRN BOND ETF 46435U440 BBG00MK1NQ85 671898 14616 SH SOLE 0 0 14616 J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 BBG00TSG0SK6 8484181 154173 SH SOLE 0 0 154173 JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 773017 4376 SH SOLE 0 0 4376 JPMORGAN CHASE & CO COM 46625H100 BBG001S8CRC3 555486 4142 SH SOLE 0 0 4142 KELLOGG CO COM 487836108 BBG001S5SJL0 214504 3011 SH SOLE 0 0 3011 KIMBERLY-CLARK CORP COM 494368103 BBG001S5SLZ0 364728 2664 SH SOLE 0 0 2664 LABORATORY CORP AMER HLDGS COM NEW 50540R409 BBG001S7RX54 282576 1200 SH SOLE 0 0 1200 LAM RESEARCH CORP COM 512807108 BBG001S5SW40 526265 1247 SH SOLE 0 0 1247 LILLY ELI & CO COM 532457108 BBG001S5STL8 1745057 4770 SH SOLE 0 0 4770 LINDE PLC SHS G5494J103 BBG00GVR8YR8 734884 2253 SH SOLE 0 0 2253 LOCKHEED MARTIN CORP COM 539830109 BBG001S7PS57 743390 1528 SH SOLE 0 0 1528 MASTERCARD INCORPORATED CL A 57636Q104 BBG001SKNNS6 631825 1817 SH SOLE 0 0 1817 MCDONALDS CORP COM 580135101 BBG001S5T110 312547 1186 SH SOLE 0 0 1186 MEDTRONIC PLC SHS G5960L103 BBG001S5T2S9 207054 2641 SH SOLE 0 0 2641 MERCK & CO INC COM 58933Y105 BBG001S5TC52 910415 8152 SH SOLE 0 0 8152 MICROSOFT CORP COM 594918104 BBG001S5TD05 2425386 10113 SH SOLE 0 0 10113 MODERNA INC COM 60770K107 BBG003PHHZV8 261167 1454 SH SOLE 0 0 1454 NATIONAL GRID PLC SPONSORED ADR NE 636274409 BBG001SD9VH2 336942 5492 SH SOLE 0 0 5492 NETFLIX INC COM 64110L106 BBG001SF6L46 471218 1598 SH SOLE 0 0 1598 NEXTERA ENERGY INC COM 65339F101 BBG001S5RB29 273790 3275 SH SOLE 0 0 3275 NIKE INC CL B 654106103 BBG001S6NTK2 575104 4915 SH SOLE 0 0 4915 NOVARTIS AG SPONSORED ADR 66987V109 BBG001SF5LW6 476552 5253 SH SOLE 0 0 5253 NUVEEN AMT FREE MUN CR INC F COM 67071L106 BBG001SHZCF8 420517 34639 SH SOLE 0 0 34639 NUVEEN AMT FREE QLTY MUN INC COM 670657105 BBG001SKQWJ3 349116 30705 SH SOLE 0 0 30705 NUVEEN INTER DURATION MUN TE COM 670671106 BBG003NQ26B2 166034 12655 SH SOLE 0 0 12655 NVIDIA CORPORATION COM 67066G104 BBG001S5TZJ6 408023 2792 SH SOLE 0 0 2792 PARKER-HANNIFIN CORP COM 701094104 BBG001S5V554 341343 1173 SH SOLE 0 0 1173 PAYPAL HLDGS INC COM 70450Y103 BBG0077VNXW5 466776 6554 SH SOLE 0 0 6554 PEPSICO INC COM 713448108 BBG001S695T1 1086678 5977 SH SOLE 0 0 5977 PFIZER INC COM 717081103 BBG001S5V466 560355 10936 SH SOLE 0 0 10936 PIMCO ETF TR ENHNCD LW DUR AC 72201R718 BBG005VLSHH1 1819453 19256 SH SOLE 0 0 19256 PROCTER AND GAMBLE CO COM 742718109 BBG001S5V4L9 466805 3080 SH SOLE 0 0 3080 PROLOGIS INC. COM 74340W103 BBG001S5NMN6 384184 3408 SH SOLE 0 0 3408 RAYTHEON TECHNOLOGIES CORP COM 75513E101 BBG001S5X5Q9 331052 3280 SH SOLE 0 0 3280 S&P GLOBAL INC COM 78409V104 BBG001S5T5M8 234793 701 SH SOLE 0 0 701 SALESFORCE INC COM 79466L302 BBG001SDLP09 815031 6147 SH SOLE 0 0 6147 SANOFI SPONSORED ADR 80105N105 BBG001S5W768 550794 11373 SH SOLE 0 0 11373 SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 BBG001T5XQV6 7938026 175815 SH SOLE 0 0 175815 SCHWAB STRATEGIC TR US TIPS ETF 808524870 BBG001T9F777 1977860 38190 SH SOLE 0 0 38190 SELECT SECTOR SPDR TR ENERGY 81369Y506 BBG001S7T1S7 418236 4781 SH SOLE 0 0 4781 SELECT SECTOR SPDR TR FINANCIAL 81369Y605 BBG001S7T223 526229 15387 SH SOLE 0 0 15387 SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 BBG001S7T107 300172 4026 SH SOLE 0 0 4026 SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 BBG001S7SCQ6 268711 1978 SH SOLE 0 0 1978 SPDR GOLD TR GOLD SHS 78463V107 BBG001SCPX28 2307443 13602 SH SOLE 0 0 13602 SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 293755 765 SH SOLE 0 0 765 SPDR SER TR BLOOMBERG INVT 78468R200 BBG0029J2J00 2108216 69372 SH SOLE 0 0 69372 SPDR SER TR PORT MTG BK ETF 78464A383 BBG001T2HF72 404293 18631 SH SOLE 0 0 18631 SPDR SER TR PORTFOLIO SH TSR 78468R101 BBG0029J2KF1 204339 7073 SH SOLE 0 0 7073 SPDR SER TR S&P 600 SML CAP 78464A813 BBG001SPTB69 3390566 41243 SH SOLE 0 0 41243 TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 BBG001S5WWW4 409757 5468 SH SOLE 0 0 5468 TARGET CORP COM 87612E106 BBG001SC0K41 387355 2599 SH SOLE 0 0 2599 TESLA INC COM 88160R101 BBG001SQKGD7 265330 2154 SH SOLE 0 0 2154 TEXAS INSTRS INC COM 882508104 BBG001S5WYZ7 361997 2191 SH SOLE 0 0 2191 THERMO FISHER SCIENTIFIC INC COM 883556102 BBG001S5WS08 623170 1131 SH SOLE 0 0 1131 TJX COS INC NEW COM 872540109 BBG001S5WQ93 239437 3008 SH SOLE 0 0 3008 TORONTO DOMINION BK ONT COM NEW 891160509 BBG001S60L15 485117 7491 SH SOLE 0 0 7491 TRAVELERS COMPANIES INC COM 89417E109 BBG001S5R103 284422 1517 SH SOLE 0 0 1517 TRUIST FINL CORP COM 89832Q109 BBG001S5YYC0 427030 9924 SH SOLE 0 0 9924 UNILEVER PLC SPON ADR NEW 904767704 BBG001S5X1K4 241521 4797 SH SOLE 0 0 4797 V F CORP COM 918204108 BBG001S5X749 249456 9035 SH SOLE 0 0 9035 VANECK ETF TRUST GOLD MINERS ETF 92189F106 BBG001SR42Z0 519635 18131 SH SOLE 0 0 18131 VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 BBG001SK7DK4 9418152 131099 SH SOLE 0 0 131099 VANGUARD INDEX FDS SMALL CP ETF 922908751 BBG001SHTTV0 1620669 8830 SH SOLE 0 0 8830 VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 6452802 33751 SH SOLE 0 0 33751 VANGUARD INDEX FDS VALUE ETF 922908744 BBG001SHVR78 347556 2476 SH SOLE 0 0 2476 VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 BBG001T2YZG9 205046 2379 SH SOLE 0 0 2379 VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 BBG001T62KZ7 1578840 20998 SH SOLE 0 0 20998 VANGUARD SCOTTSDALE FDS VNG RUS2000VAL 92206C649 BBG001TCHH03 344000 2825 SH SOLE 0 0 2825 VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 BBG001SQX4T3 516040 3398 SH SOLE 0 0 3398 VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 10996021 261997 SH SOLE 0 0 261997 VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 BBG001SS0V24 9795681 90525 SH SOLE 0 0 90525 VANGUARD WORLD FD ESG US CORP BD 921910691 BBG00XGJM879 1201365 19800 SH SOLE 0 0 19800 VANGUARD WORLD FD MEGA GRWTH IND 921910816 BBG001T0Y6W9 5483011 31865 SH SOLE 0 0 31865 VERIZON COMMUNICATIONS INC COM 92343V104 BBG001S67QY1 755006 19163 SH SOLE 0 0 19163 VISA INC COM CL A 92826C839 BBG001SRCFY3 324937 1564 SH SOLE 0 0 1564 WALMART INC COM 931142103 BBG001S5XH92 306144 2151 SH SOLE 0 0 2151 WILLIAMS COS INC COM 969457100 BBG001S5XH10 839715 25523 SH SOLE 0 0 25523 XYLEM INC COM 98419M100 BBG001V05C73 458423 4146 SH SOLE 0 0 4146